Northfield Insurance Rates:

Northfield, NJ homeowners insurance is about $707 to $961, about $58-$80/month. Our thorough research reveals consumers can save as much as $333 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Northfield, NJ Homeowners Insurance By Home Value

Northfield, NJ Home Value Total Homes % of Total Average Northfield, NJ Homeowners Insurance
Less than $50,000 27 1.0% $74
$125,000 to $149,999 56 2.0% $449
$150,000 to $174,999 210 8.0% $533
$175,000 to $199,999 242 9.0% $616
$200,000 to $249,999 878 33.0% $741
$250,000 to $299,999 743 28.0% $907
$300,000 to $399,999 407 15.0% $1149

Top Home Insurance Agents Near Northfield, NJ

Home Insurance Company Near Northfield, NJ Homeowners Insurance Agency Near Northfield, NJ Address
Travelers Global Green Insurance Agency 901 ROUTE 168 STE 203C, TURNERSVILLE, NJ, 8012
Allstate John Koch 316 Haddon Ave, Westmont, NJ, 8108
Travelers Samuel J Paparone Insurance Inc 702 N White Horse Pike, Stratford, NJ, 8084
Travelers The Waltman Agency Inc 22 WEST VINE ST, MILLVILLE, NJ, 8332
Travelers Willis Insurance Services Of California Inc 1015 BRIGGS RD STE 100, MOUNT LAUREL, NJ, 8054

Cost Of Homeowners Insurance By Street Near Northfield, NJ

Streets in Northfield Area Homeowners Insurance Cost
Warren Ave, Hollywood Dr, Willow Dr, Gail Ave, Parker Ave, E Mill Rd, W Mill Rd, Lake Ave, E Vernon Ave, E Revere Ave$836
Grove Rd W, Shepherd Cir W, Oxford Cir, Grove Rd, E Rosedale Ave, Juniper Dr, Casey Dr, Harvey Dr, English Ln, Herbert Dr$836
Burroughs Ave, E Steelman Ave, Fairbanks Ave, Cedarbridge Rd, W Glencove Ave, W Oakcrest Ave, Ireland Ave, Cedar Dr, Wells Ave, W Revere Ave$837
Fairbanks Ave, Albert Ave, Cedarbridge Rd, Aster St, Northfield Ave, Mazza Dr, Shepherd Cir, Cecil Ln, St James Pl, N Shepherd Dr$825
Oakview Dr, St Andrews Dr, Burton Ave, Catherine Pl, Erie Ave, Debora St, Helen Dr E, W Revere Ave, Dani Dr, Mount Vernon Ave$836

Northfield, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northfield$124 to $127
Linwood$129
Egg Harbor$124
Pleasantville$121

Northfield, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Linwood city, New Jersey $108 $143 $215
Egg Harbor township, Atlantic County, New Jersey $104 $139 $208
Pleasantville city, New Jersey $101 $134 $201

Northfield, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northfield, NJ3.2%8.5%
Linwood2.88%7.18%
Egg Harbor3.3%9.39%
Pleasantville3.8%10.01%

Northfield Renters Insurance as a Percentage of Rent

Northfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 11 4.0% $1916
$750 to $999 70 25.0% $2666
$1,000 to $1,499 96 35.0% $3791
$1,500 or more 96 35.0% $5441

Northfield, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Northfield Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,500$7,000
Net Savings to Northfield Home Owner from High Deductible Plan $500

Northfield, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northfield, NJ Home Replacement Value MORE than Home Value Northfield, NJ Home Replacement Value LESS than Home Value
Replacement Value $293,000 $193,500
Insurance Premium based on Replacement Value $1,225 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,000 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $300/year

Example Northfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 69140117
Year Built 194020131964
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$500000-$600000$400000-$500000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Northfield, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 450,000 Membrane Roof 2,780 5 $500- $1000 Deductible 310 2 Wood siding No
1978 270,000 Asphalt Shingles Roof 1,760 4 $1000-$2500 Deductible 1030 10 Brick siding No
1979 545,000 Shingles Roof 4,440 5 $500 Deductible 500 2 Brick siding No
1960 260,000 Membrane Roof 1,700 5 $2500-$5000 Deductible 350 5 Wood siding No
1949 380,000 Tile Roof 2,860 4 $2500-$5000 Deductible 510 4 Brick siding yes
1942 355,000 Metal Roof 2,670 4 $5000 to $10,000 Deductible 950 10 Wood siding yes
1962 205,000 Wood Shake Roof 1,540 5 $1000-$2500 Deductible 90 1 Vinyl siding yes
1970 560,000 Composition Roof 4,840 5 > $10,000 Deductible 1790 12 Stucco siding yes
1972 230,000 Asphalt Shingles Roof 1,840 3 $5000 to $10,000 Deductible 550 10 Wood siding yes
1940 440,000 Composition Roof 3,180 4 $500- $1000 Deductible 1810 10 Brick siding No
1977 725,000 Membrane Roof 4,600 5 $2500-$5000 Deductible 170 1 Stone Siding No
2011 445,000 Shingles Roof 3,750 5 $2500-$5000 Deductible 1540 8 Stone Siding No
1968 415,000 Wood Shake Roof 2,940 5 > $10,000 Deductible 340 3 Stucco siding No