How Much Does Northfield, IL Home Insurance Cost?
Northfield, IL Average Homeowners Insurance Cost
$1,390.5
Homeowners Insurance Cost - Northfield, IL
$499,000
Median Home Value - Northfield, IL
Northfield, IL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$16.69 | $1,373.81 |
| $1000 Deductible | -$147.67 | $1,242.83 |
| $1500 Deductible | -$220.53 | $1,169.97 |
| $2000 Deductible | -$328.44 | $1,062.06 |
| $2500 Deductible | -$392.12 | $998.38 |
Northfield, IL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$403 | $987 |
| 30 year old | +$21 | $1,411 |
| 40 year old | +$36 | $1,427 |
| 50 year old | +$53 | $1,443 |
| Above 50 year old | +$67 | $1,457 |
Northfield, IL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$195 | $1,196 |
| Superior | -$125 | $1,265 |
| Masonry | -$70 | $1,321 |
| Brick | -$70 | $1,321 |
| Hail Resistant Roof | -$42 | $1,349 |
Northfield, IL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$28 | $1,418 |
| Swimming Pool With A Diving Board | +$56 | $1,446 |
| Swimming Pool With Slide | +$83 | $1,474 |
Northfield, IL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $42 | $1,349 |
| Police Department | $14 | $1,377 |
Northfield, IL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$584.01 | $1,975 |
| Filing a Second Liability Claim | +$528.39 | $1,919 |
| Filing a Second Theft Claim | +$528.39 | $1,919 |
| Filing a Second Water Claim | +$458.865 | $1,849 |
| Filing a Fire Claim | +$278.1 | $1,669 |
| Filing a Liability Claim | +$264.195 | $1,655 |
| Filing a Theft Claim | +$264.195 | $1,655 |
| Filing a Water Claim | +$222.48 | $1,613 |
| Filing a Weather Claim | +$222.48 | $1,613 |