Northfield Insurance Rates:

Northfield, IL homeowners insurance is nearly $785 to $1,073, about $65-$89/month. Our complete guide indicates shoppers can save as much as $371 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Our insurance company does not contact us to try to "up-sell" their additional services. i appreciate the fact that they do not inundate us with offers, fliers, and mailings like other types of businesses.
Geico
The website is not user-friendly. the website is slow and does not allow for easy maneuvering around the site.
Farm Bureau
I like the fact that i can pay for my home insurance with an automatic debit. i don’t have to worry about sending payment for it each month.

Northfield, IL Homeowners Insurance By Home Value

Northfield, IL Home Value Total Homes % of Total Average Northfield, IL Homeowners Insurance
Less than $50,000 354 3.0% $37
$60,000 to $69,999 105 1.0% $111
$70,000 to $79,999 94 1.0% $130
$100,000 to $124,999 548 5.0% $195
$125,000 to $149,999 432 4.0% $241
$150,000 to $174,999 511 5.0% $287
$175,000 to $199,999 528 5.0% $334
$200,000 to $249,999 1,380 15.0% $408
$250,000 to $299,999 1,519 16.0% $492
$300,000 to $399,999 3,554 38.0% $631

Top Home Insurance Agents Near Northfield, IL

Home Insurance Company Near Northfield, IL Homeowners Insurance Agency Near Northfield, IL Address
NA Russell W Holmquist Insurance Agency Inc 5153 N Clark St #310, Chicago, IL, 60640
Travelers Bears Insurance Group Llc 9567 FRANKLIN AVE, FRANKLIN PARK, IL, 60131
Allstate Calder Agency 2765 Route 34, Oswego, IL, 60543
Allstate James Thomson 9 N Vail Ave Ste 101, Arlington Heights, IL, 60005
Allstate Todd A Cornwell 1205 S Main St, Algonquin, IL, 60102

Cost Of Homeowners Insurance By Street Near Northfield, IL

Streets in Northfield Area Homeowners Insurance Cost
Palm Canyon Dr, Halina Dr, Ridge Dr, Oak Knoll Ter, Snow Bird Ln, Suffork Rd, Dunsten Ps, Elmgate Dr, Kensington Dr, Fairford Ln$917
S Parkway Dr, Ave C, Academy Dr, Woodlawn Rd, Ari Dr W, Highland Ter, Peachgate Ct, Thistle Rd, Castilian Ct, Wagner Rd$982
N Triumvera Dr, Amalfi Dr, Constance Ln, Royal Ridge Dr, Elmdale Rd, Melanie Ln, Ridgewood Ln, Myrtle Pkwy, Timbers Edge Ln, Springdale Ave$774
Sleepy Hollow Rd, Bayberry Dr, Woodhead Dr, Northgate Rd, Pebbleford Ln, Banyan Dr, Heritage Oaks Dr, Burr Oak Dr, Patriot Blvd, Tamer Ln$922
Brush Hill Ln, Coral Pkwy, Shadowood Ln, Eddy Ln, Baffin Rd, Indian Ridge Dr, Violet St, Ari Ln, Fairway Ct, Culyer Ave$973

Northfield, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northfield$138 to $140
Northbrook$140
Glenview$138
Glencoe$169

Northfield, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northbrook village, Illinois $117 $156 $234
Glenview village, Illinois $115 $153 $230
Glencoe village, Illinois $141 $187 $281

Northfield, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northfield, IL2.7%7.7%
Northbrook2.69%7.79%
Glenview2.75%8.04%
Glencoe2.35%9.38%

Northfield Renters Insurance as a Percentage of Rent

Northfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 1.0% $251
$200 to $299 65 1.0% $701
$300 to $499 136 2.0% $1151
$500 to $749 339 5.0% $1826
$750 to $999 1,197 20.0% $2576
$1,000 to $1,499 1,541 26.0% $3701
$1,500 or more 2,511 42.0% $5351

Northfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Northfield Homeowner Insurance Premium Example $3,700$3,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $11,800$11,300
Net Savings to Northfield Home Owner from High Deductible Plan $500

Northfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northfield, IL Home Replacement Value MORE than Home Value Northfield, IL Home Replacement Value LESS than Home Value
Replacement Value $847,500 $654,500
Insurance Premium based on Replacement Value $4,075 $3,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $89,000 Risk Exposure from Under Insuring Coverage is $104,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $425/year

Example Northfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 106125297
Year Built 198219782013
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$500000-$600000More than 10000000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Northfield, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 800,000 Composition Roof 3,230 4 $5000 to $10,000 Deductible 1770 9 Vinyl siding yes
1997 615,000 Asphalt Shingles Roof 3,070 4 $500- $1000 Deductible 1630 8 Wood siding No
1974 410,000 Slate Shingles Roof 1,450 3 > $10,000 Deductible 630 5 Vinyl siding yes
2012 1,415,000 Membrane Roof 4,960 5 > $10,000 Deductible 3190 12 Stucco siding No
2013 600,000 Metal Roof 2,090 5 $500 Deductible 820 4 Wood siding No
1962 325,000 Tile Roof 1,590 3 $5000 to $10,000 Deductible 340 4 Brick siding No
1960 420,000 Asphalt Shingles Roof 2,000 5 > $10,000 Deductible 830 7 Stucco siding yes
1999 785,000 Metal Roof 3,580 5 $2500-$5000 Deductible 510 2 Wood siding yes
1984 710,000 Composition Roof 3,280 5 > $10,000 Deductible 670 6 Vinyl siding yes
1961 450,000 Asphalt Shingles Roof 1,800 5 $500 Deductible 1570 6 Brick siding yes
1965 545,000 Wood Shake Roof 2,300 4 $2500-$5000 Deductible 1720 10 Fiber-Cement Siding yes
1985 530,000 Tile Roof 1,820 3 $2500-$5000 Deductible 1060 10 Wood siding yes
1975 525,000 Shingles Roof 2,540 4 $500 Deductible 240 1 Brick siding yes
1976 1,055,000 Membrane Roof 4,520 5 $1000-$2500 Deductible 2090 6 Stone Siding yes