Northfield Insurance Rates:

Northfield, IL homeowners insurance is nearly $785 to $1,073, about $65-$89/month. Our complete guide indicates shoppers can save as much as $371 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

American Family
American family insurance does not have enough offices. my agent is not located very close to the town i live it so it is not always possible to see him face to face.
Farmer's Insurance
Our insurance company does not contact us to try to "up-sell" their additional services. i appreciate the fact that they do not inundate us with offers, fliers, and mailings like other types of businesses.
Geico
The website is not user-friendly. the website is slow and does not allow for easy maneuvering around the site.
State Farm
They have been most helpful and satisfied our claims when we needed them to. They have also been there when we needed them for the most part as well. They are usually friendly too.
State Farm
The company is reliable and makes things very easy. They are very responsive and nice. They are caring and help you work through your claims without difficulty.
State Farm
very they always talk to me and explain so, I can understand and always make sure my questions are the answer
Geico
i find its hard to get more as a loyal customer, since they treat all of their customers with the same level of service
State Farm
It's always a sort of a pain to use in a way because of all the different times they ask for passwords...and various unique usernames... I guess they're being careful which in a way is good but it's quite a battle to get through to the right site.

Northfield, IL Homeowners Insurance By Home Value

Northfield, IL Home Value Total Homes % of Total Average Northfield, IL Homeowners Insurance
Less than $50,000 354 3.0% $37
$60,000 to $69,999 105 1.0% $111
$70,000 to $79,999 94 1.0% $130
$100,000 to $124,999 548 5.0% $195
$125,000 to $149,999 432 4.0% $241
$150,000 to $174,999 511 5.0% $287
$175,000 to $199,999 528 5.0% $334
$200,000 to $249,999 1,380 15.0% $408
$250,000 to $299,999 1,519 16.0% $492
$300,000 to $399,999 3,554 38.0% $631

Top Home Insurance Agents Near Northfield, IL

Home Insurance Company Near Northfield, IL Homeowners Insurance Agency Near Northfield, IL Address
Allstate Todd A Cornwell 1205 S Main St, Algonquin, IL, 60102
NA Russell W Holmquist Insurance Agency Inc 5153 N Clark St #310, Chicago, IL, 60640
Travelers Bears Insurance Group Llc 9567 FRANKLIN AVE, FRANKLIN PARK, IL, 60131
Allstate Calder Agency 2765 Route 34, Oswego, IL, 60543
Allstate James Thomson 9 N Vail Ave Ste 101, Arlington Heights, IL, 60005

Cost Of Homeowners Insurance By Street Near Northfield, IL

Streets in Northfield Area Homeowners Insurance Cost
Palm Canyon Dr, Halina Dr, Ridge Dr, Oak Knoll Ter, Snow Bird Ln, Suffork Rd, Dunsten Ps, Elmgate Dr, Kensington Dr, Fairford Ln$917
S Parkway Dr, Ave C, Academy Dr, Woodlawn Rd, Ari Dr W, Highland Ter, Peachgate Ct, Thistle Rd, Castilian Ct, Wagner Rd$982
N Triumvera Dr, Amalfi Dr, Constance Ln, Royal Ridge Dr, Elmdale Rd, Melanie Ln, Ridgewood Ln, Myrtle Pkwy, Timbers Edge Ln, Springdale Ave$774
Sleepy Hollow Rd, Bayberry Dr, Woodhead Dr, Northgate Rd, Pebbleford Ln, Banyan Dr, Heritage Oaks Dr, Burr Oak Dr, Patriot Blvd, Tamer Ln$922
Brush Hill Ln, Coral Pkwy, Shadowood Ln, Eddy Ln, Baffin Rd, Indian Ridge Dr, Violet St, Ari Ln, Fairway Ct, Culyer Ave$973

Northfield, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northfield$138 to $140
Northbrook$140
Glenview$138
Glencoe$169

Northfield, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northbrook village, Illinois $117 $156 $234
Glenview village, Illinois $115 $153 $230
Glencoe village, Illinois $141 $187 $281

Northfield, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northfield, IL2.7%7.7%
Northbrook2.69%7.79%
Glenview2.75%8.04%
Glencoe2.35%9.38%

Northfield Renters Insurance as a Percentage of Rent

Northfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 1.0% $251
$200 to $299 65 1.0% $701
$300 to $499 136 2.0% $1151
$500 to $749 339 5.0% $1826
$750 to $999 1,197 20.0% $2576
$1,000 to $1,499 1,541 26.0% $3701
$1,500 or more 2,511 42.0% $5351

Northfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Northfield Homeowner Insurance Premium Example $3,700$3,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $11,800$11,300
Net Savings to Northfield Home Owner from High Deductible Plan $500

Northfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northfield, IL Home Replacement Value MORE than Home Value Northfield, IL Home Replacement Value LESS than Home Value
Replacement Value $847,500 $654,500
Insurance Premium based on Replacement Value $4,075 $3,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $89,000 Risk Exposure from Under Insuring Coverage is $104,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $425/year

Example Northfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 106125297
Year Built 198219782013
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$500000-$600000More than 10000000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Northfield, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 1,250,000 Shingles Roof 4,990 5 $2500-$5000 Deductible 510 2 Fiber-Cement Siding yes
2013 340,000 Metal Roof 1,310 3 $1000-$2500 Deductible 180 2 Stucco siding No
1977 530,000 Metal Roof 2,510 4 > $10,000 Deductible 200 2 Vinyl siding yes
1989 655,000 Wood Shake Roof 2,310 5 $5000 to $10,000 Deductible 300 2 Vinyl siding No
1962 465,000 Composition Roof 1,660 3 $2500-$5000 Deductible 1730 12 Fiber-Cement Siding No
1975 990,000 Slate Shingles Roof 3,370 5 $5000 to $10,000 Deductible 2200 10 Fiber-Cement Siding yes
2010 595,000 Composition Roof 2,050 3 $1000-$2500 Deductible 1420 6 Stone Siding yes
2011 815,000 Tile Roof 3,370 4 $500- $1000 Deductible 2550 10 Stone Siding yes
1984 890,000 Shingles Roof 3,480 5 > $10,000 Deductible 2010 8 Fiber-Cement Siding No
1988 480,000 Tile Roof 1,890 3 > $10,000 Deductible 230 2 Fiber-Cement Siding No
2014 595,000 Asphalt Shingles Roof 2,080 5 $500- $1000 Deductible 190 1 Brick siding No
1973 605,000 Metal Roof 3,030 4 $1000-$2500 Deductible 1280 7 Stucco siding yes
1977 380,000 Metal Roof 1,320 3 $1000-$2500 Deductible 1200 10 Fiber-Cement Siding No
1963 470,000 Composition Roof 1,630 3 $5000 to $10,000 Deductible 1300 8 Fiber-Cement Siding No
2012 350,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 300 3 Vinyl siding yes
1962 800,000 Composition Roof 3,230 4 $5000 to $10,000 Deductible 1770 9 Vinyl siding yes
1997 615,000 Asphalt Shingles Roof 3,070 4 $500- $1000 Deductible 1630 8 Wood siding No
1974 410,000 Slate Shingles Roof 1,450 3 > $10,000 Deductible 630 5 Vinyl siding yes
2012 1,415,000 Membrane Roof 4,960 5 > $10,000 Deductible 3190 12 Stucco siding No
2013 600,000 Metal Roof 2,090 5 $500 Deductible 820 4 Wood siding No
1962 325,000 Tile Roof 1,590 3 $5000 to $10,000 Deductible 340 4 Brick siding No
1960 420,000 Asphalt Shingles Roof 2,000 5 > $10,000 Deductible 830 7 Stucco siding yes
1999 785,000 Metal Roof 3,580 5 $2500-$5000 Deductible 510 2 Wood siding yes
1984 710,000 Composition Roof 3,280 5 > $10,000 Deductible 670 6 Vinyl siding yes
1961 450,000 Asphalt Shingles Roof 1,800 5 $500 Deductible 1570 6 Brick siding yes
1965 545,000 Wood Shake Roof 2,300 4 $2500-$5000 Deductible 1720 10 Fiber-Cement Siding yes
1985 530,000 Tile Roof 1,820 3 $2500-$5000 Deductible 1060 10 Wood siding yes
1975 525,000 Shingles Roof 2,540 4 $500 Deductible 240 1 Brick siding yes
1976 1,055,000 Membrane Roof 4,520 5 $1000-$2500 Deductible 2090 6 Stone Siding yes