Northbridge Insurance Rates:

Northbridge, MA homeowners insurance is about $879 to $1,196, about $73-$99/month. Our all inclusive guide shows customers can save as much as $414 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Northbridge, MA Homeowners Insurance By Home Value

Northbridge, MA Home Value Total Homes % of Total Average Northbridge, MA Homeowners Insurance
Less than $50,000 65 1.0% $82
$100,000 to $124,999 80 2.0% $394
$125,000 to $149,999 99 3.0% $487
$150,000 to $174,999 167 5.0% $580
$175,000 to $199,999 181 5.0% $663
$200,000 to $249,999 782 23.0% $808
$250,000 to $299,999 816 24.0% $985
$300,000 to $399,999 1,083 33.0% $1254

Top Home Insurance Agents Near Northbridge, MA

Home Insurance Company Near Northbridge, MA Homeowners Insurance Agency Near Northbridge, MA Address
NA Mccaffrey Insurance Agency, Inc. 442 Massachusetts Ave, Lunenburg, MA, 1462
NA Delaney Insurance Agency 2287 Dorchester Avenue, Boston, MA, 2124
Travelers Burns & Cotter 206 WATERMAN ST, PROVIDENCE, RI, 2906
Liberty Mutual Independent James J. Sullivan Insurance Agency Inc. 151 Hancock St North , Quincy, MA, 2171
Travelers Sarah Insurance Services Inc 1026 MINERAL SPRING AVE, NORTH PROVIDENCE, RI, 2904

Cost Of Homeowners Insurance By Street Near Northbridge, MA

Streets in Northbridge Area Homeowners Insurance Cost
Wards Ln, Oriole Dr, Shannon Dr, Forsythe Farm Rd, Whitins Rd, Riverdale St, Emond St, Keryn Ct, Linkside Ct, Blanchard St$1,032
Sullivan Dr, Sheryl Dr, Spring Ter, Gendron St, Brookway Dr, Fairway Dr, Michael Ln, Kerry Ln, Eisenhower Dr, Carpenter Rd$1,033
Nathaniel Dr, Gary Ave, Batcheller Rd, Fowler Rd, Quaker Ln, Sandtrap Ct, School Park, Dudley Ave, Cove Pl, Roy St$1,040
Marion Dr, Alana Dr, Wallen Way, Prescott Rd, Sean Dr, Beans Ln, Riverdale Ln, Quaker St, Meadow Pond Rd, Danielle Ln$1,041
Cross Pl, Batcheller Rd, D St, W Hill Rd, Border St, Legion Way, Burdon St, Acorn Rd, Raymond Ave, Tipperary Dr$1,049

Northbridge, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northbridge$155 to $158
Whitinsville$156
Upton$161
East Douglas$153

Northbridge, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whitinsville CDP, Massachusetts $156 $208 $312
Upton town, Worcester County, Massachusetts $161 $214 $321
East Douglas CDP, Massachusetts $154 $205 $308

Northbridge, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northbridge, MA4.1%14.7%
Whitinsville4.27%14.6%
Upton3.48%11.68%
East Douglas3.98%11.96%

Northbridge Renters Insurance as a Percentage of Rent

Northbridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 210 11.0% $807
$300 to $499 136 7.0% $1257
$500 to $749 254 14.0% $1932
$750 to $999 507 28.0% $2682
$1,000 to $1,499 577 32.0% $3807
$1,500 or more 112 6.0% $5457

Northbridge, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Northbridge Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,600$17,600
Net Savings to Northbridge Home Owner from High Deductible Plan $1,000

Northbridge, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northbridge, MA Home Replacement Value MORE than Home Value Northbridge, MA Home Replacement Value LESS than Home Value
Replacement Value $362,500 $265,000
Insurance Premium based on Replacement Value $2,500 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Northbridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAllstate
Monthly Premium 261264287
Year Built 200820121942
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$350000-$400000$500000-$600000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Northbridge, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 420,000 Shingles Roof 2,560 5 $2500-$5000 Deductible 1970 10 Brick siding yes
1982 415,000 Asphalt Shingles Roof 2,320 5 > $10,000 Deductible 1670 9 Vinyl siding No
1991 270,000 Asphalt Shingles Roof 1,750 3 $5000 to $10,000 Deductible 80 1 Wood siding No
1945 515,000 Metal Roof 3,030 5 $5000 to $10,000 Deductible 700 3 Brick siding yes
2010 230,000 Composition Roof 1,690 5 $5000 to $10,000 Deductible 220 2 Fiber-Cement Siding No
1991 280,000 Metal Roof 2,120 3 $500 Deductible 750 5 Brick siding yes
1949 285,000 Wood Shake Roof 2,210 4 $1000-$2500 Deductible 1140 9 Vinyl siding yes
2009 375,000 Membrane Roof 2,340 5 $5000 to $10,000 Deductible 640 5 Fiber-Cement Siding No
1945 755,000 Asphalt Shingles Roof 4,680 5 $500 Deductible 6600 12 Stucco siding No
1943 215,000 Metal Roof 1,490 3 $5000 to $10,000 Deductible 120 1 Vinyl siding No
1946 600,000 Asphalt Shingles Roof 4,900 5 $1000-$2500 Deductible 3070 10 Brick siding No
2011 295,000 Membrane Roof 1,860 4 $500- $1000 Deductible 260 1 Stucco siding No
1995 380,000 Slate Shingles Roof 2,310 3 > $10,000 Deductible 520 5 Brick siding No
2001 470,000 Tile Roof 3,020 4 $500 Deductible 2530 6 Fiber-Cement Siding yes
2001 285,000 Asphalt Shingles Roof 1,750 3 $1000-$2500 Deductible 1020 7 Stucco siding No
1984 400,000 Composition Roof 3,140 4 $5000 to $10,000 Deductible 270 2 Wood siding yes
1991 585,000 Metal Roof 3,340 5 $2500-$5000 Deductible 2540 9 Stucco siding yes
2014 360,000 Wood Shake Roof 2,130 4 $500 Deductible 830 3 Brick siding No
2001 230,000 Tile Roof 1,570 5 $500- $1000 Deductible 1140 9 Wood siding No
1989 440,000 Asphalt Shingles Roof 3,670 5 $500- $1000 Deductible 3050 9 Vinyl siding No
2010 300,000 Wood Shake Roof 2,220 3 $5000 to $10,000 Deductible 510 6 Brick siding No
1981 280,000 Asphalt Shingles Roof 2,160 3 $500- $1000 Deductible 480 4 Fiber-Cement Siding yes
2012 205,000 Membrane Roof 1,360 3 $1000-$2500 Deductible 680 5 Stone Siding No
1940 395,000 Tile Roof 2,620 4 $500- $1000 Deductible 1680 10 Wood siding yes
1946 485,000 Slate Shingles Roof 3,030 4 $500- $1000 Deductible 2480 8 Vinyl siding No
2013 265,000 Wood Shake Roof 2,070 3 > $10,000 Deductible 260 3 Vinyl siding yes
1989 210,000 Metal Roof 1,390 3 > $10,000 Deductible 450 5 Stone Siding No
2013 280,000 Wood Shake Roof 1,630 3 $5000 to $10,000 Deductible 1020 9 Vinyl siding No