Northborough Insurance Rates:

Northborough, MA homeowners insurance is nearly $902 to $1,226, about $75-$102/month. Our extensive analysis reveals consumers can save as much as $425 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Northborough, MA Homeowners Insurance By Home Value

Northborough, MA Home Value Total Homes % of Total Average Northborough, MA Homeowners Insurance
Less than $50,000 55 2.0% $63
$100,000 to $124,999 40 1.0% $308
$125,000 to $149,999 71 2.0% $383
$150,000 to $174,999 93 3.0% $457
$175,000 to $199,999 111 4.0% $532
$200,000 to $249,999 239 9.0% $638
$250,000 to $299,999 436 17.0% $787
$300,000 to $399,999 1,506 58.0% $1000

Top Home Insurance Agents Near Northborough, MA

Home Insurance Company Near Northborough, MA Homeowners Insurance Agency Near Northborough, MA Address
NA Vaughn Insurance Group Inc 424 Adams St Ste 102 , Milton, MA, 2186
Travelers Diversified Insurance Plus Llc 10 WINTER HILL RD, LUNENBURG, MA, 1462
Travelers Harold F Nichols Ins Agcy Inc 363 GREAT RD STE 207, BEDFORD, MA, 1730
Liberty Mutual Independent New England Insurance Group Llc 950 Boylston St Ste 101, NEWTON, MA, 2461
Liberty Mutual Ryan Mcallian 690 Canton Street Ste 300, Westwood, MA, 2090

Cost Of Homeowners Insurance By Street Near Northborough, MA

Streets in Northborough Area Homeowners Insurance Cost
Potter Cir, Bearfoot Rd, Buena Vista Dr, Tory Ln, Assabet Hill Cir, Thaddeus Mason Rd, Maynard Rd, Agawam Dr, Mayflower Rd, Milestone Ln$1,064
Babcock Dr, Wiles Farm Rd, Rutland Rd, Warren Dr, Beeman Rd, Buckhill Rd, Stone Dr, Tricorner Cir, Johnson Ave, Solomon Pond Rd$1,072
Winsor Ln, Eliot Rd, Centre Dr, Westbrook Rd, Washington Rd, Goddard Rd, Indian Meadow Dr, Rice Ave, Alcott Dr, Assabet Dr$1,059
Saint James Dr, Kerry Craig Cir, Stratton Way, Deacon St, Thoreau Rd, Coolidge Cir, Rooney St, Howe Ln, Iroquois Dr, Donald St$1,062
Fairway Dr, Nelson Dr, Davis Ave, Edmunds Way, Bellevue Rd, Pond View Way, Little Pond Rd, Overlock Dr, Whitney Ave, Sunny Hill Rd$1,065

Northborough, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northborough$159 to $162
Westborough$161
Boylston$159
Berlin$160

Northborough, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westborough town, Worcester County, Massachusetts $161 $215 $323
Boylston town, Worcester County, Massachusetts $160 $213 $320
Berlin town, Worcester County, Massachusetts $161 $214 $321

Northborough, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northborough, MA3.5%11.0%
Westborough3.16%10.25%
Boylston3.81%12.79%
Berlin3.46%11.16%

Northborough Renters Insurance as a Percentage of Rent

Northborough Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 58 6.0% $794
$300 to $499 36 4.0% $1244
$500 to $749 102 11.0% $1919
$750 to $999 107 12.0% $2669
$1,000 to $1,499 315 36.0% $3794
$1,500 or more 238 27.0% $5444

Northborough, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Northborough Homeowner Insurance Premium Example $5,000$4,800
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $41,100$40,500
Net Savings to Northborough Home Owner from High Deductible Plan $600

Northborough, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northborough, MA Home Replacement Value MORE than Home Value Northborough, MA Home Replacement Value LESS than Home Value
Replacement Value $454,500 $286,000
Insurance Premium based on Replacement Value $3,125 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $80,500 Risk Exposure from Under Insuring Coverage is $88,000
Premium Impact Insurance cheaper by $600/year Insurance costlier by $550/year

Example Northborough Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 131255384
Year Built 199519781968
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$400000-$500000$600000-$700000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Northborough, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 305,000 Membrane Roof 1,710 3 $2500-$5000 Deductible 1230 8 Vinyl siding yes
1987 470,000 Asphalt Shingles Roof 2,170 3 > $10,000 Deductible 1670 9 Stone Siding No
1979 435,000 Composition Roof 2,340 3 $5000 to $10,000 Deductible 3130 12 Stone Siding No
1982 280,000 Wood Shake Roof 1,770 4 > $10,000 Deductible 90 1 Brick siding No
1941 385,000 Wood Shake Roof 1,770 5 > $10,000 Deductible 870 5 Fiber-Cement Siding No
2000 595,000 Asphalt Shingles Roof 3,680 5 $500- $1000 Deductible 290 1 Brick siding No
1998 510,000 Composition Roof 2,970 4 > $10,000 Deductible 1240 6 Stucco siding yes
1961 370,000 Tile Roof 2,280 3 $500- $1000 Deductible 1370 4 Stucco siding No
1960 340,000 Composition Roof 1,790 5 $500 Deductible 430 2 Stone Siding yes
1981 690,000 Membrane Roof 3,920 5 $500 Deductible 1780 3 Stone Siding yes
2005 265,000 Asphalt Shingles Roof 1,500 3 $1000-$2500 Deductible 150 1 Brick siding No
1993 355,000 Metal Roof 2,050 5 > $10,000 Deductible 920 7 Stone Siding No
2008 335,000 Wood Shake Roof 1,790 5 $1000-$2500 Deductible 1260 9 Brick siding No
1973 485,000 Membrane Roof 2,190 4 $5000 to $10,000 Deductible 1760 7 Vinyl siding No
2003 345,000 Slate Shingles Roof 1,960 3 $500- $1000 Deductible 1850 8 Stone Siding yes
1944 775,000 Asphalt Shingles Roof 4,010 5 $2500-$5000 Deductible 1700 5 Stucco siding No
1983 335,000 Wood Shake Roof 1,860 3 $500 Deductible 290 1 Wood siding No
1985 295,000 Shingles Roof 2,000 4 $500- $1000 Deductible 630 5 Vinyl siding No
1969 535,000 Metal Roof 2,620 4 $500 Deductible 810 2 Fiber-Cement Siding yes
1999 630,000 Slate Shingles Roof 3,310 4 $1000-$2500 Deductible 510 1 Vinyl siding No
1967 300,000 Tile Roof 1,800 3 $500 Deductible 2510 10 Fiber-Cement Siding yes
1949 345,000 Composition Roof 1,890 3 $500- $1000 Deductible 240 1 Stone Siding yes
1994 455,000 Wood Shake Roof 2,200 3 $5000 to $10,000 Deductible 1390 7 Stone Siding No
1988 335,000 Slate Shingles Roof 1,630 3 $5000 to $10,000 Deductible 430 3 Brick siding No
1948 310,000 Membrane Roof 1,430 3 $500- $1000 Deductible 200 1 Wood siding yes
1948 380,000 Wood Shake Roof 2,100 5 $1000-$2500 Deductible 610 2 Wood siding No
1967 350,000 Slate Shingles Roof 2,030 4 > $10,000 Deductible 350 3 Stone Siding yes
1972 855,000 Tile Roof 4,180 5 > $10,000 Deductible 570 2 Brick siding No
2008 475,000 Wood Shake Roof 3,020 4 $2500-$5000 Deductible 1380 6 Vinyl siding No
1992 340,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 1120 8 Wood siding yes
2005 355,000 Slate Shingles Roof 2,180 4 $1000-$2500 Deductible 530 3 Brick siding yes
1998 400,000 Asphalt Shingles Roof 2,240 5 $500- $1000 Deductible 2780 9 Stone Siding yes
1947 265,000 Wood Shake Roof 1,720 3 > $10,000 Deductible 1310 12 Wood siding No
1981 515,000 Metal Roof 2,360 3 $5000 to $10,000 Deductible 180 1 Stone Siding yes