Northampton Insurance Rates:

Northampton, PA homeowners insurance is about $703 to $958, about $58-$79/month. Our thorough analysis indicates shoppers can save as much as $332 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Northampton, PA: Customer-Reviewed Options


Top Home Insurance Agents Near Northampton, PA

Home Insurance Company Near Northampton, PA Homeowners Insurance Agency Near Northampton, PA Address
State Farm Audrey Jankucic 1130 route 202s, Raritan, NJ, 8869
Nationwide Bartlett Jeff Agency Inc 129 W Lancaster Ave, Downingtown, PA, 19335-2564
Erie C D Baker Insurance Inc. 404 Dublin Pike Suite 1, Dublin, PA, 18917

Northampton, PA Home Insurance Agents for Top Companies

 

Northampton, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Churchville CDP, Pennsylvania $127 $169 $254
Richboro CDP, Pennsylvania $126 $168 $252
Village Shires CDP, Pennsylvania $119 $159 $239

 


Northampton, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Northampton, PA2.8%8.3%
Churchville2.47%8.85%
Richboro2.56%8.48%
Village Shires3.37%8.8%

Northampton Renters Insurance as a Percentage of Rent

Northampton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 53 5.0% $1860
$750 to $999 102 9.0% $2610
$1,000 to $1,499 444 42.0% $3735
$1,500 or more 443 42.0% $5385

Cost Of Homeowners Insurance By Street Near Northampton, PA

Streets in Northampton Area Homeowners Insurance Cost
Sugartree Rd, Boxwood Rd, Drexel Dr, Bridgestone Rd, Vermeer Ct, Pennlyn Rd, Ashley Dr, N Kitty Knight Dr, Revere Dr, Saint Leonards Rd$837
E Elizabeth Ln, Barley Rd, Windy Knoll Dr, Johanna Dr, Peach Blossom Ln, Par Dr, Upland Dr, Rolling Hills Dr, Fir Dr, Buck Hill Dr$837
Randolph Ct, Farmhouse Ln, High Point Dr, Pheasant Dr, Longview Dr, Firewood Dr, E Heron Rd, Mulberry Dr, Springwood Pl, White Hurst Dr$841
Casey Rd, Rohiwee Rd, Cottonwood Dr, Overlook Dr, Yerkes Dr, Gelder Dr, Railroad Dr, Friesland Dr, Mustang Ct, Matthew Cir$851
W Pickering Bend, Wood Dr, W Julianna Dr, Jennifer Ln, Rising Sun Ave, Old Hickory Dr, N 2nd Street Pike, Brentwood Pl, Driscoll Dr, Gambrel Ct$838

Northampton, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Northampton$124 to $127
Churchville$126
Village Shires$119
Upper Southampton$120

Northampton, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Northampton Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,900$7,400
Net Savings to Northampton Home Owner from High Deductible Plan $500

 


Northampton, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Northampton, PA Home Replacement Value MORE than Home Value Northampton, PA Home Replacement Value LESS than Home Value
Replacement Value $552,000 $372,500
Insurance Premium based on Replacement Value $2,425 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $65,500 Risk Exposure from Under Insuring Coverage is $114,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $275/year

 


Example Northampton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 58112153
Year Built 198420001978
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible