North Wilkesboro Insurance Rates:

North Wilkesboro, NC homeowners insurance is approximately $494 to $677, about $41-$56/month. Our detailed guide indicates shoppers can save upto $234 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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North Wilkesboro, NC Homeowners Insurance By Home Value

North Wilkesboro, NC Home Value Total Homes % of Total Average North Wilkesboro, NC Homeowners Insurance
Less than $50,000 296 18.0% $128
$50,000 to $59,999 45 2.0% $269
$60,000 to $69,999 69 4.0% $334
$70,000 to $79,999 100 6.0% $386
$80,000 to $89,999 131 8.0% $439
$90,000 to $99,999 102 6.0% $492
$100,000 to $124,999 181 11.0% $568
$125,000 to $149,999 137 8.0% $709
$150,000 to $174,999 195 12.0% $843
$175,000 to $199,999 45 2.0% $972
$200,000 to $249,999 108 6.0% $1166
$250,000 to $299,999 133 8.0% $1429
$300,000 to $399,999 78 4.0% $1816

Top Home Insurance Agents Near North Wilkesboro, NC

Home Insurance Company Near North Wilkesboro, NC Homeowners Insurance Agency Near North Wilkesboro, NC Address
NA Star H Equine Insurance Agency, Inc. 258 Bridle Ln , Advance, NC, 27006
NA Greystone Insurance Associates, Inc. 148 Hwy 105 Ext Ste 204 Boone, Town of Boone, NC, 28607
Allstate Alan Carpenter 479 N Generals Blvd, Lincolnton, NC, 28092
Allstate Jackson Ins Agcy 208 Main St PO Box 249, Hillsville, VA, 24343
Allstate Wendy Green 1586 US Hwy 421 S Ste C, Boone, NC, 28607

Cost Of Homeowners Insurance By Street Near North Wilkesboro, NC

Streets in North Wilkesboro Area Homeowners Insurance Cost
Little Mtn Church Rd, Kelsey, Finley Ave, Reynolds Ave, Browns Waugh St, Cartpath Rd, Forest, 13th St, Bassett Rd, Chauncey Dr$579
State Rd 1533, Jessies Park Dr, Arbor Grove Church Rd, State Rd 2087, Fairmont Dr, Osborne Sunset Dr, State Rd 1347, State Rd 1336, Roope Ln, Morrisfield Ln$580
Spring Valley Ln, River Road Liberty Grove Rd, Jefferson, Haynes Rd, Saint Andrews Dr, Woodhaven Rd, White Pine St, State Rd 1540, State Rd 1556, Troy Dr$587
Doughton St, Riverside, 9th St, Brewer Rd, Suncrest/sunset Conn Rd, G St, Old 60, Hazel Ln, State Rd 1700, Martin Rd$582
Haymeadow Church Rd, Bermuda Dr, Sunset Ridgewood Dr, Rosemont, State Rd 1987, Dogwood Ln, State Rd 2361, Mountain View Rd, State Rd 1518, Michael St$580
Hawks Nest Trl, Milton Dr, Millborne Ln, State Rd 1329, Airport, Dockery Rd, Congo Rd, State Rd 2387, Walker Pl, Walt Brewer Rd$584
Maple St, Stoney Knoll Ln, W Maple Dr, State Rd 1767, Pine Creek, Bell Court Dr, N State Hwy 16, Lynn St, Robinhood Rd, Cloverleaf Cir$580
Laws Ln, Gilreath Brook St, Bar Mill Rd, Gordon Ave, State Rd 1527, Porter St, Bethany Ford Rd, State Rd 1393, Skyview Dr, Rock Quarry Rd$581
State Rd 1548, Red Oak Ln, Grove Way, Dancy St, Rock Creek Church Rd, K St, Pebble St, 10th St, State Rd 1509, McNeil Hill Dr$581
7th St, Old Bridge Rd, Old Hwy 60, State Rd 1957, Wf Gaddy Rd, W Park Ln, Riddle Rd, Laraye Cir, Friendship Cross St, Valley Hill Dr$581

North Wilkesboro, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Wilkesboro$87 to $90
Fairplains$86
Wilkes County$87
Wilkesboro$90

North Wilkesboro, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairplains CDP, North Carolina $86 $115 $173
Wilkes County, North Carolina $88 $117 $176
Cricket CDP, North Carolina $86 $115 $173

North Wilkesboro, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Wilkesboro, NC5.0%16.2%
Fairplains5.52%20.71%
Wilkes County4.73%17.79%
Cricket5.3%17.91%

North Wilkesboro Renters Insurance as a Percentage of Rent

North Wilkesboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 75 5.0% $332
$200 to $299 148 11.0% $782
$300 to $499 431 32.0% $1232
$500 to $749 415 31.0% $1907
$750 to $999 130 9.0% $2657
$1,000 to $1,499 103 7.0% $3782

North Wilkesboro, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly North Wilkesboro Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to North Wilkesboro Home Owner from High Deductible Plan $600

North Wilkesboro, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Wilkesboro, NC Home Replacement Value MORE than Home Value North Wilkesboro, NC Home Replacement Value LESS than Home Value
Replacement Value $172,500 $138,500
Insurance Premium based on Replacement Value $975 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example North Wilkesboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateChubb Group of Insurance
Monthly Premium 509763
Year Built 194019811972
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$150000-$175000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for North Wilkesboro, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 200,000 Asphalt Shingles Roof 2,230 3 > $10,000 Deductible 140 3 Wood siding No
1996 290,000 Slate Shingles Roof 3,310 4 $2500-$5000 Deductible 720 7 Fiber-Cement Siding yes
1994 140,000 Membrane Roof 2,090 4 $500- $1000 Deductible 680 10 Stucco siding yes
2000 160,000 Shingles Roof 2,140 3 $2500-$5000 Deductible 300 7 Vinyl siding No
1995 185,000 Slate Shingles Roof 2,120 3 $2500-$5000 Deductible 110 2 Fiber-Cement Siding yes
1991 115,000 Slate Shingles Roof 1,940 3 $500 Deductible 280 6 Fiber-Cement Siding No
1998 125,000 Shingles Roof 1,610 3 $2500-$5000 Deductible 270 8 Brick siding yes
1964 180,000 Asphalt Shingles Roof 2,490 4 $5000 to $10,000 Deductible 230 4 Stucco siding yes
1995 175,000 Composition Roof 2,580 4 $5000 to $10,000 Deductible 340 6 Wood siding No
1969 180,000 Composition Roof 2,170 3 $1000-$2500 Deductible 60 1 Fiber-Cement Siding yes
1991 175,000 Composition Roof 2,850 4 $5000 to $10,000 Deductible 390 7 Stucco siding yes
1992 240,000 Asphalt Shingles Roof 2,650 4 > $10,000 Deductible 220 4 Brick siding yes
1942 130,000 Wood Shake Roof 2,020 4 $2500-$5000 Deductible 140 4 Vinyl siding No
1971 170,000 Metal Roof 1,970 3 $2500-$5000 Deductible 380 8 Vinyl siding No
1942 120,000 Asphalt Shingles Roof 1,640 3 $1000-$2500 Deductible 90 2 Stucco siding No
2009 135,000 Slate Shingles Roof 2,040 3 $500- $1000 Deductible 420 10 Vinyl siding yes
2006 135,000 Composition Roof 2,180 3 $500- $1000 Deductible 80 2 Stone Siding yes
1971 245,000 Slate Shingles Roof 3,220 4 > $10,000 Deductible 630 9 Brick siding yes
1949 245,000 Asphalt Shingles Roof 2,840 4 $5000 to $10,000 Deductible 680 8 Fiber-Cement Siding yes
1979 130,000 Slate Shingles Roof 1,560 3 $1000-$2500 Deductible 460 12 Wood siding yes
1996 155,000 Wood Shake Roof 1,840 4 $500- $1000 Deductible 530 10 Vinyl siding yes
1960 235,000 Metal Roof 2,790 4 $500- $1000 Deductible 560 6 Stone Siding yes
1978 150,000 Membrane Roof 2,470 4 $500 Deductible 230 5 Stone Siding No
1996 140,000 Shingles Roof 1,830 4 $500 Deductible 700 12 Fiber-Cement Siding No
1998 150,000 Composition Roof 1,710 3 $2500-$5000 Deductible 420 10 Stone Siding No
1969 130,000 Membrane Roof 2,120 3 $2500-$5000 Deductible 40 1 Vinyl siding yes
1970 210,000 Slate Shingles Roof 2,780 4 $500 Deductible 670 8 Wood siding No
1966 155,000 Composition Roof 1,940 3 $2500-$5000 Deductible 480 12 Wood siding No
1960 95,000 Slate Shingles Roof 1,260 3 $2500-$5000 Deductible 210 10 Brick siding yes
1940 105,000 Asphalt Shingles Roof 1,690 3 $1000-$2500 Deductible 320 9 Stucco siding No
1992 210,000 Metal Roof 2,370 3 $500- $1000 Deductible 470 7 Fiber-Cement Siding yes
1948 140,000 Slate Shingles Roof 2,250 4 $500 Deductible 740 12 Vinyl siding No