North Tonawanda Insurance Rates:

North Tonawanda, NY homeowners insurance is roughly $499 to $676, about $41-$56/month. Our detailed research shows customers can save as much as $234 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
Compared to other companies, USAA is ON the ball. They constantly strive to be better and my premiums are super low compared to quotes I received elsewhere.
Progressive
They do offer competitive rates and many different options. Their customer service is prompt and knowledgeable. I have never had someone who was rude or uncaring
Progressive
One thing positive about my insurance is that i can bundle all my insurances into one to make a good monthly price.
State Farm
Quite possibly my favorite thing about state farm is their friendly "neighborhood" attitude. they treat their customers like family and friends and always have a smile ready to make everyone feel welcome.
Usaa
It feels like they are inconsistent when it comes to what your policy will and will not cover. each person you speak to has a different idea of what you can and cannot claim.
Usaa
I probably could find something cheaper if I shopped around, but USAA is a trusted company that I know is giving me a fair rate compared to other insurance companies.
Arrow Financial Corporation
The communication is fine. Every year they do send me my updated documents and are available to speak to if I have any questions. I never have any problems getting a hold of anyone to speak to.
Erie Insurance
No dislikes or I would not be with them. I have heard little nicks and butts about them but nothing serious in my line of business with them.
Safeco Insurance
I dislike having to pay for insurance BUT I realize that it a necessary evil. I certainly dislike any policy limits and I buy as much insurance as I can afford, upping the liability, riders, etc.
Union Mutual
I really don't get much communication from the company, other than when my renewal notice comes annually. When I have contacted them for claims, their communication has been very good.
Usaa
i would recommend usaa because they really try to look after the military family the best they can. they try to educate the customers on what they are getting themselves into and try to do whats best for them

North Tonawanda, NY Homeowners Insurance By Home Value

North Tonawanda, NY Home Value Total Homes % of Total Average North Tonawanda, NY Homeowners Insurance
Less than $50,000 311 3.0% $146
$50,000 to $59,999 495 5.0% $305
$60,000 to $69,999 600 6.0% $381
$70,000 to $79,999 1,126 12.0% $440
$80,000 to $89,999 1,192 12.0% $498
$90,000 to $99,999 1,005 10.0% $557
$100,000 to $124,999 1,828 19.0% $645
$125,000 to $149,999 1,133 12.0% $810
$150,000 to $174,999 851 9.0% $956
$175,000 to $199,999 312 3.0% $1103
$200,000 to $249,999 312 3.0% $1326

Top Home Insurance Agents Near North Tonawanda, NY

Home Insurance Company Near North Tonawanda, NY Homeowners Insurance Agency Near North Tonawanda, NY Address
Travelers A C Associates Of Ny Inc 121 Prospect Street, Attica, NY, 14011
Travelers Cassetta Agency Inc 810 KENMORE AVE, BUFFALO, NY, 14216
Allstate Elwood-Jordans Agcy 13361 Broadway St, Alden, NY, 14004
Allstate Orange Financial Services Llc 1135 Millersport Hwy, Amherst, NY, 14226
Travelers Potter Alabama Insurance Group Inc 16 CRABAPPLE CRT, ORCHARD PARK, NY, 14127

North Tonawanda, NY Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near North Tonawanda, NY

Streets in North Tonawanda Area Homeowners Insurance Cost
Wallace Ave, Sandra Ln, Wheatfield St, Wheatfield St, Edward St, Leah Dr, Oelkers St, Detroit St, Sweeney St, Sweeney St$582
Half Moon Ct, Fairfax Ave, 17th Ave, Bowen Dr W, Roger Ave, Louisa Pkwy, Kinkead Ave, Wheatfield Ave, Hamilton Ct, Fredericka St$586
Wurlitzer Dr, Forbes St, Pine St, Cambridge Ave, Wheatfield St, Prospect Ave, E Thompson St, Michigan St, Sunset Dr, Miller St$587
3rd Ave, Locust St, Schenck St, Vandervoort St, Eggert Dr, Ganson St, 1st Ave, Revere Ave, Webster St, E Goundry St$581
7th Ave, Dale Dr, Summit Blvd, Falconer St, Greenbriar Ln, Woodward Ave, Madison Ave, E Oliver St, Taber Pl, Jesella Dr W$583

North Tonawanda, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Tonawanda$88 to $90
Wheatfield$90
Tonawanda$88
Grandyle Village$89

North Tonawanda, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wheatfield town, Niagara County, New York $90 $120 $180
Tonawanda town, Erie County, New York $89 $118 $177
Grand Island town, Erie County, New York $90 $120 $180

North Tonawanda, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Tonawanda, NY4.0%9.3%
Wheatfield3.16%8.9%
Tonawanda4.08%9.93%
Grand Island3.1%7.83%

North Tonawanda Renters Insurance as a Percentage of Rent

North Tonawanda Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 127 2.0% $800
$300 to $499 828 18.0% $1250
$500 to $749 2,301 51.0% $1925
$750 to $999 976 21.0% $2675
$1,000 to $1,499 238 5.0% $3800

North Tonawanda, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly North Tonawanda Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,700$7,700
Net Savings to North Tonawanda Home Owner from High Deductible Plan $1,000

North Tonawanda, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Tonawanda, NY Home Replacement Value MORE than Home Value North Tonawanda, NY Home Replacement Value LESS than Home Value
Replacement Value $97,500 $60,000
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example North Tonawanda Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceGEICO InsuranceChubb Group of Insurance
Monthly Premium 1577388
Year Built 197819451961
Home Details 5 Beds, 4 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for North Tonawanda, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 110,000 Composition Roof 1,700 2 $500- $1000 Deductible 90 1 Stucco siding No
1946 190,000 Asphalt Shingles Roof 3,370 4 $500 Deductible 150 1 Brick siding yes
1944 295,000 Metal Roof 4,880 5 $5000 to $10,000 Deductible 180 1 Stucco siding No
1983 80,000 Composition Roof 1,350 2 $1000-$2500 Deductible 520 9 Stone Siding No
1970 135,000 Composition Roof 1,870 3 $2500-$5000 Deductible 220 3 Fiber-Cement Siding No
1953 160,000 Shingles Roof 2,170 4 $1000-$2500 Deductible 1050 9 Fiber-Cement Siding No
1983 125,000 Shingles Roof 1,790 3 $500 Deductible 580 5 Vinyl siding No
1967 100,000 Wood Shake Roof 1,350 2 $500- $1000 Deductible 630 8 Brick siding No
1984 195,000 Membrane Roof 2,400 4 $1000-$2500 Deductible 1720 12 Stone Siding yes
1958 130,000 Slate Shingles Roof 1,620 2 $500- $1000 Deductible 720 8 Wood siding No
1954 205,000 Composition Roof 2,460 5 $500- $1000 Deductible 1580 9 Vinyl siding yes
1965 160,000 Composition Roof 2,270 4 $1000-$2500 Deductible 400 4 Wood siding yes
1948 155,000 Asphalt Shingles Roof 1,850 4 $5000 to $10,000 Deductible 230 3 Vinyl siding yes
1980 75,000 Membrane Roof 1,110 2 $500- $1000 Deductible 160 3 Brick siding No
1981 95,000 Slate Shingles Roof 1,670 4 $500- $1000 Deductible 690 7 Brick siding yes
1972 110,000 Asphalt Shingles Roof 1,400 2 $500- $1000 Deductible 80 1 Fiber-Cement Siding yes
1980 185,000 Slate Shingles Roof 2,660 4 $500- $1000 Deductible 1030 9 Vinyl siding yes
1962 100,000 Shingles Roof 1,390 2 $2500-$5000 Deductible 660 12 Stucco siding No
1958 190,000 Slate Shingles Roof 2,360 3 $2500-$5000 Deductible 370 3 Stucco siding No
1973 150,000 Wood Shake Roof 2,650 5 $1000-$2500 Deductible 1100 10 Fiber-Cement Siding yes
1978 85,000 Wood Shake Roof 1,320 3 $1000-$2500 Deductible 280 4 Stucco siding yes
1961 110,000 Membrane Roof 1,490 3 $2500-$5000 Deductible 280 4 Stucco siding No
1941 175,000 Membrane Roof 2,360 3 $500- $1000 Deductible 710 5 Brick siding yes
1948 220,000 Wood Shake Roof 3,160 4 $5000 to $10,000 Deductible 450 5 Fiber-Cement Siding No
1958 130,000 Tile Roof 1,610 3 $2500-$5000 Deductible 540 5 Fiber-Cement Siding yes
1978 250,000 Wood Shake Roof 4,340 5 $1000-$2500 Deductible 1310 6 Fiber-Cement Siding yes
1978 245,000 Metal Roof 3,280 5 > $10,000 Deductible 100 1 Brick siding yes
1988 115,000 Membrane Roof 1,790 3 $1000-$2500 Deductible 60 1 Brick siding yes
1985 185,000 Membrane Roof 2,310 3 $1000-$2500 Deductible 600 5 Fiber-Cement Siding No
1968 230,000 Wood Shake Roof 3,290 4 > $10,000 Deductible 1180 12 Stucco siding No
1975 135,000 Metal Roof 1,650 2 $2500-$5000 Deductible 570 5 Fiber-Cement Siding yes
1985 70,000 Shingles Roof 1,100 2 $500 Deductible 500 6 Stone Siding yes
1958 165,000 Asphalt Shingles Roof 2,200 3 $2500-$5000 Deductible 600 7 Fiber-Cement Siding yes

How To Make Your North Tonawanda, NY Home Insurnace Cheaper