North Salem Insurance Rates:

North Salem, NY homeowners insurance is roughly $577 to $800, about $48-$66/month. Our all inclusive guide indicates shoppers can save upto $275 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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North Salem, NY Homeowners Insurance By Home Value

North Salem, NY Home Value Total Homes % of Total Average North Salem, NY Homeowners Insurance
Less than $50,000 10 3.0% $27
$60,000 to $69,999 7 2.0% $68
$70,000 to $79,999 26 8.0% $82
$80,000 to $89,999 7 2.0% $89
$90,000 to $99,999 19 5.0% $103
$150,000 to $174,999 36 11.0% $179
$200,000 to $249,999 41 12.0% $248
$250,000 to $299,999 14 4.0% $303
$300,000 to $399,999 157 49.0% $392

Top Home Insurance Agents Near North Salem, NY

Home Insurance Company Near North Salem, NY Homeowners Insurance Agency Near North Salem, NY Address
Travelers Joyce Agency Inc 2 JOYCE PLAZA, STONY POINT, NY, 10980
State Farm Marty O'Neill Casl, Clu, Chfc 365 Westport Ave, Norwalk, CT, 06851-4344
Travelers Alpiar & Papa Insurance Agency 20 NORTH AVENUE, LARCHMONT, NY, 10538
Travelers Benefit Quest Inc 420 LEXINGTON AVE STE 2400, NEW YORK, NY, 10170
Allstate Dean Varano 31 Church Ave, Bristol, CT, 6010

Cost Of Homeowners Insurance By Street Near North Salem, NY

Streets in North Salem Area Homeowners Insurance Cost
Harvey Rd, Wallace Rd, Nash Rd, Rodeo Dr, Elizabeth Dr, Grant Rd, Croton Falls Rd, Pine Grove Dr, Owens Rd, Bloomerside Rd$694
Wheeler Rd, Cat Ridge Rd, Sugar Hill Rd, Peach Lake Dr, Chestnut Dr, Dingle Ridge Rd, Valeria Cir, Old Salem Center Rd, Co Rd 39, Guinea Rd$689
Pinegrove Dr, Finch Rd, Bonnieview St, Owen Rd, Westview Cross Rd, Maple Drive Cir, Hawley Rd, Co Rd 138, Marginal Rd, Spring Hill Rd$678
Fields Rd, Morris Rd, Co Rd 310, Bogtown Rd, Ridgeway Ave, Lagoon Plz, Starr Ridge Rd, Mills Rd, Lake Edge Cir, Monument Loop$678
Mahopac Ave, Deveau Rd, Mid Way, Vail Blvd, Peach Lake Rd, Raymond Rd, Stephen Rd, Maple Ave W, Avery Ln, Peach Lake Brook$682

North Salem, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Salem$101 to $104
Peach Lake$95
Brewster$94
Southeast$96

North Salem, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Peach Lake CDP, New York $95 $127 $191
Brewster village, New York $95 $126 $189
Southeast town, Putnam County, New York $96 $128 $192

North Salem, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Salem, NY1.6%5.7%
Peach Lake1.91%8.11%
Brewster2.21%6.05%
Southeast1.91%5.56%

North Salem Renters Insurance as a Percentage of Rent

North Salem Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 8 4.0% $2627
$1,000 to $1,499 38 22.0% $3752
$1,500 or more 121 72.0% $5402

North Salem, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly North Salem Homeowner Insurance Premium Example $5,400$4,900
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $38,600$38,100
Net Savings to North Salem Home Owner from High Deductible Plan $500

North Salem, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Salem, NY Home Replacement Value MORE than Home Value North Salem, NY Home Replacement Value LESS than Home Value
Replacement Value $784,500 $551,500
Insurance Premium based on Replacement Value $9,025 $6,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,500 Risk Exposure from Under Insuring Coverage is $171,500
Premium Impact Insurance cheaper by $1,975/year Insurance costlier by $700/year

Example North Salem Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAllstateState Farm
Monthly Premium 358694199
Year Built 196620031975
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$800000-$900000$300000-$350000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for North Salem, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 400,000 Slate Shingles Roof 1,520 5 $1000-$2500 Deductible 2580 8 Wood siding yes
1966 400,000 Wood Shake Roof 1,620 3 > $10,000 Deductible 550 3 Wood siding No
2000 415,000 Tile Roof 1,480 3 > $10,000 Deductible 1550 7 Wood siding yes
1945 1,035,000 Wood Shake Roof 3,300 5 $2500-$5000 Deductible 7370 10 Fiber-Cement Siding No
1962 635,000 Slate Shingles Roof 2,520 5 $500- $1000 Deductible 1030 3 Fiber-Cement Siding No
1968 560,000 Membrane Roof 1,630 3 > $10,000 Deductible 2380 8 Brick siding yes
1971 665,000 Metal Roof 2,090 3 $1000-$2500 Deductible 2830 6 Fiber-Cement Siding yes
1960 740,000 Metal Roof 3,010 4 $500- $1000 Deductible 5320 8 Stucco siding No
1968 870,000 Composition Roof 3,390 5 $500- $1000 Deductible 6720 12 Wood siding No
1978 335,000 Membrane Roof 1,300 3 $500- $1000 Deductible 960 3 Fiber-Cement Siding yes
1965 550,000 Asphalt Shingles Roof 2,330 3 $500- $1000 Deductible 1500 4 Wood siding No
1984 325,000 Asphalt Shingles Roof 1,230 3 $1000-$2500 Deductible 560 3 Stone Siding yes
1943 515,000 Slate Shingles Roof 1,550 3 $5000 to $10,000 Deductible 2780 12 Brick siding yes
2008 600,000 Asphalt Shingles Roof 2,140 3 $5000 to $10,000 Deductible 3980 12 Brick siding No
1969 510,000 Membrane Roof 2,060 5 $2500-$5000 Deductible 3950 10 Fiber-Cement Siding No
1989 325,000 Composition Roof 1,350 3 > $10,000 Deductible 980 5 Vinyl siding No
2000 395,000 Shingles Roof 1,360 2 $1000-$2500 Deductible 1530 6 Stucco siding yes
1974 1,570,000 Metal Roof 4,920 5 $500- $1000 Deductible 4880 6 Brick siding No
2001 985,000 Composition Roof 3,390 4 $1000-$2500 Deductible 7720 12 Brick siding No
1985 830,000 Membrane Roof 2,580 4 $1000-$2500 Deductible 5570 9 Vinyl siding yes
1961 655,000 Shingles Roof 2,470 4 $5000 to $10,000 Deductible 3280 9 Wood siding No
1987 895,000 Composition Roof 2,610 4 > $10,000 Deductible 960 2 Vinyl siding yes
2005 350,000 Composition Roof 1,090 2 $1000-$2500 Deductible 2140 8 Stone Siding yes
1974 1,485,000 Asphalt Shingles Roof 4,720 5 $500- $1000 Deductible 6590 10 Fiber-Cement Siding No
1961 495,000 Asphalt Shingles Roof 1,440 2 $1000-$2500 Deductible 1370 4 Wood siding No
1970 525,000 Tile Roof 1,720 2 $1000-$2500 Deductible 1490 4 Stucco siding No
1984 425,000 Composition Roof 1,450 2 $1000-$2500 Deductible 1350 4 Fiber-Cement Siding yes
1979 455,000 Metal Roof 1,410 2 $500- $1000 Deductible 3510 9 Vinyl siding yes
2009 550,000 Metal Roof 1,760 2 $1000-$2500 Deductible 2770 7 Wood siding No
1945 565,000 Slate Shingles Roof 1,750 3 $500 Deductible 4720 10 Stucco siding No
1983 575,000 Wood Shake Roof 1,790 3 $500 Deductible 5410 10 Stucco siding yes
1960 455,000 Tile Roof 1,640 4 $1000-$2500 Deductible 830 3 Stone Siding No