North Royalton Insurance Rates:

North Royalton, OH homeowners insurance is nearly $630 to $859, about $52-$71/month. Our in depth research shows customers can save as much as $297 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
I dislike farmers because they took too long to pay my claim and a lot of hassle to go with it.
Cincinnati Insurance
They are very quick to help when you are in need. was in an accident had it resolved within a week. however, they are expensive.
Auto Owners
The biggest drawback is the length of the policy and all the fine print to really find out what is actually covered. simple words to describe what is covered and what is not would be a lot easier.
State Farm
They provide good service. The workers are always polite. The coverage is adequate for what I need. They do not charge me extra for things I do not need.
Farmer's Insurance
Fairly decent price compared to other companies. I save quite a bit of money because of bundling it with other insurances.
Travelers
Sometimes the company goes through turnover without notifying its customers, so I don't feel like I have a good ongoing relationship with anyone in particular.
Prudential
I think that this insurance company does very well with its new customers as it offers the best tools for new homeowners.
Amica Mutual Insurance
My insurance agent who set me up is someone I have worked with for years and trust, his customer service is excellent!

North Royalton, OH Homeowners Insurance By Home Value

North Royalton, OH Home Value Total Homes % of Total Average North Royalton, OH Homeowners Insurance
Less than $50,000 263 3.0% $89
$70,000 to $79,999 160 1.0% $282
$80,000 to $89,999 158 1.0% $319
$90,000 to $99,999 278 3.0% $357
$100,000 to $124,999 595 6.0% $416
$125,000 to $149,999 726 8.0% $520
$150,000 to $174,999 1,269 14.0% $617
$175,000 to $199,999 1,126 13.0% $714
$200,000 to $249,999 1,887 22.0% $855
$250,000 to $299,999 976 11.0% $1049
$300,000 to $399,999 945 11.0% $1331

Top Home Insurance Agents Near North Royalton, OH

Home Insurance Company Near North Royalton, OH Homeowners Insurance Agency Near North Royalton, OH Address
NA Rossi Agency, Inc. 420 High St Ne, Warren, OH, 44481
State Farm Christy Jacobs-Gehring 5081 Waterford Dr, Elyria, OH, 44035-0701
Allstate Dawson Insurance 1340 DEPOT ST STE 300, ROCKY RIVER, OH, 44116
State Farm Joe Billetz 15567 Snow Rd, Brook Park, OH, 44142-2348
Travelers Lawrence Victoria Ins Agcy Inc 6590 SOM CENTER RD, SOLON, OH, 44139

Cost Of Homeowners Insurance By Street Near North Royalton, OH

Streets in North Royalton Area Homeowners Insurance Cost
Padua Dr E, Parkdale Dr, Waterbridge Dr, Oakwood Ln, Basswood Ct, Patricia Dr, James Dr, Donmar Rd, Sunrise Blvd, Lancelot Ln E$733
Pine Hill Ct, Chelsea Ct, Mariner Dr, Timberlane Trl, Bentley Dr, Sir Robert Ave, Sweetspice Oval, Cedarwood Dr, Creekwood Ct, Monica Dr$712
Hedgebrook Dr, Berkeley Ln, Stephanie Dr, Sherwood Trl, Harrow Pl, Sunset Oval, Pebblebrook Trl, Bunker Rd, Valleyview Trl, Yorkview Dr E$730
Montauk Pt, Riverview Dr, Ridge Line Dr, Bennett Rd, Potomac Dr, Pamela Dr, Sir Richard Ave, Lodge Dr, Creekwood Dr, Winchester Ct$732
Evergreen Trl, Valleyview Ct, W Edgerton Rd, Cottonwood Ln, Shaker Dr, Tall Timber Cir, Twp Hwy 13, Poplar Ln, Goodman Dr, Peppermint Pl$728

North Royalton, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Royalton$111 to $114
Broadview Heights$113
Hinckley$117
Strongsville$111

North Royalton, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Broadview Heights city, Ohio $113 $151 $227
Hinckley township, Medina County, Ohio $118 $157 $236
Strongsville city, Ohio $112 $149 $224

North Royalton, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Royalton, OH3.7%10.1%
Broadview Heights3.44%9.69%
Hinckley3.14%11.53%
Strongsville3.56%9.88%

North Royalton Renters Insurance as a Percentage of Rent

North Royalton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 34 1.0% $768
$300 to $499 160 4.0% $1218
$500 to $749 1,384 41.0% $1893
$750 to $999 1,163 35.0% $2643
$1,000 to $1,499 385 11.0% $3768
$1,500 or more 147 4.0% $5418

North Royalton, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly North Royalton Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,600$7,100
Net Savings to North Royalton Home Owner from High Deductible Plan $1,500

North Royalton, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Royalton, OH Home Replacement Value MORE than Home Value North Royalton, OH Home Replacement Value LESS than Home Value
Replacement Value $209,500 $148,500
Insurance Premium based on Replacement Value $800 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example North Royalton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceState Farm
Monthly Premium 717942
Year Built 199219861962
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$300000-$350000$125000-$150000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for North Royalton, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 400,000 Shingles Roof 3,110 5 $500- $1000 Deductible 1270 9 Stucco siding No
2014 425,000 Membrane Roof 3,230 4 $2500-$5000 Deductible 260 3 Fiber-Cement Siding yes
1965 175,000 Shingles Roof 1,680 2 $500 Deductible 60 1 Vinyl siding yes
1966 125,000 Slate Shingles Roof 1,270 2 $500 Deductible 180 4 Brick siding No
2013 485,000 Asphalt Shingles Roof 3,660 5 $2500-$5000 Deductible 300 3 Brick siding yes
1994 300,000 Slate Shingles Roof 3,380 5 $500- $1000 Deductible 1310 12 Vinyl siding No
2006 425,000 Slate Shingles Roof 4,100 5 > $10,000 Deductible 700 12 Stone Siding No
1982 360,000 Tile Roof 3,270 5 $2500-$5000 Deductible 810 8 Stucco siding No
2013 195,000 Composition Roof 1,570 2 $500 Deductible 350 7 Brick siding yes
1981 230,000 Metal Roof 2,140 4 $2500-$5000 Deductible 630 9 Fiber-Cement Siding No
2001 180,000 Shingles Roof 1,620 2 $500 Deductible 520 8 Wood siding yes
1989 165,000 Slate Shingles Roof 1,730 4 $2500-$5000 Deductible 300 7 Fiber-Cement Siding No
2009 430,000 Slate Shingles Roof 3,510 5 $5000 to $10,000 Deductible 270 4 Stucco siding yes
1965 170,000 Tile Roof 1,330 2 $500 Deductible 330 7 Brick siding yes
1995 275,000 Tile Roof 2,560 4 $5000 to $10,000 Deductible 190 5 Stone Siding yes
2005 240,000 Slate Shingles Roof 2,280 3 $500 Deductible 700 7 Stucco siding yes
1983 210,000 Asphalt Shingles Roof 2,240 3 $5000 to $10,000 Deductible 390 7 Fiber-Cement Siding No
1995 235,000 Metal Roof 1,760 2 $500- $1000 Deductible 570 7 Wood siding yes
1963 410,000 Metal Roof 3,200 4 > $10,000 Deductible 90 1 Stone Siding yes
1967 200,000 Shingles Roof 1,960 5 $500 Deductible 720 8 Vinyl siding yes
1997 225,000 Membrane Roof 2,300 4 $500 Deductible 370 5 Stone Siding No
1964 310,000 Slate Shingles Roof 2,510 5 > $10,000 Deductible 470 10 Vinyl siding No
1992 290,000 Slate Shingles Roof 2,810 5 $1000-$2500 Deductible 170 2 Stone Siding No
1969 330,000 Shingles Roof 3,220 5 $500 Deductible 740 7 Stone Siding No
2003 325,000 Wood Shake Roof 3,650 5 $5000 to $10,000 Deductible 490 5 Stucco siding No
1986 180,000 Tile Roof 1,520 2 $2500-$5000 Deductible 410 12 Wood siding No