North Providence, RI homeowners insurance is roughly $920 to $1,249, about $76-$104/month. Our thorough analysis reveals consumers can save as much as $433 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near North Providence, RI | Homeowners Insurance Agency Near North Providence, RI | Address |
|---|---|---|
| Travelers | Lopriore Insurance Agency | 426 MAIN ST STE 2, STONEHAM, MA, 2180 |
| Allstate | Sarah Brody-Isbill | 492 Washington St, Auburn, MA, 1501 |
| Liberty Mutual Independent | Southeastern Insurance Agency | 439 STATE RD, N DARTMOUTH, MA, 2747 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Providence city, Rhode Island | $135 | $179 | $269 |
| Central Falls city, Rhode Island | $133 | $177 | $266 |
| Lincoln town, Providence County, Rhode Island | $138 | $184 | $276 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| North Providence, RI | 5.1% | 13.2% |
| Providence | 4.94% | 13.19% |
| Central Falls | 4.52% | 14.6% |
| Lincoln | 4.71% | 13.89% |
| North Providence Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 379 | 6.0% | $796 |
| $300 to $499 | 367 | 6.0% | $1246 |
| $500 to $749 | 703 | 12.0% | $1921 |
| $750 to $999 | 1,594 | 28.0% | $2671 |
| $1,000 to $1,499 | 2,066 | 37.0% | $3796 |
| $1,500 or more | 398 | 7.0% | $5446 |
| Streets in North Providence Area | Homeowners Insurance Cost |
|---|---|
| Cosmo Dr, Genoa St, Mafalda St, Rossi Dr, Di Fillippo Ct, Ryan Ln, Marilyn Dr, Di Guilio Dr, Carovilli St, Oliver St | $1,079 |
| Lillian St, Helm St, Homes St, Hawkins Blvd, Lubec St, Howe St, Tanglewood Ln, Turcone St, Ivan St, Locust Ave | $1,087 |
| Murphy Ct, Lena St, Woonasquatucket Ave, Cutters Green, Iris Ln, Packard Ave, Pelham Pkwy, Langdon St, Chenango Ave, Norman Dr | $1,072 |
| Reynolds Ave, Fenway St, Great View Ave, Julia Dr, Allendale Ave, Remington St, Spicer St, Woodcliffe Ave, la Bonte Rd, Elmo St | $1,079 |
| Collingwood Dr, Valley Green Ct, Ronnie Dr, Nemo St, Merchant St, Cold Spring Ave, Superior View Blvd, Berwick Ave, Simpson St, Amelia Ct | $1,081 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| North Providence | $162 to $165 |
| Providence | $161 |
| Central Falls | $159 |
| Lincoln | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly North Providence Homeowner Insurance Premium Example | $2,200 | $1,600 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $18,500 | $16,700 |
| Net Savings to North Providence Home Owner from High Deductible Plan | $1,800 | |
| Scenario | North Providence, RI Home Replacement Value MORE than Home Value | North Providence, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $274,500 | $186,000 |
| Insurance Premium based on Replacement Value | $2,825 | $1,925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $35,500 | Risk Exposure from Under Insuring Coverage is $53,000 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $350/year |
| Insurance Company | State Farm | GEICO Insurance | Allstate |
| Monthly Premium | 110 | 101 | 389 |
| Year Built | 1986 | 1969 | 1946 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $125000-$150000 | $400000-$500000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |