North Potomac Insurance Rates:

North Potomac, MD homeowners insurance is nearly $675 to $918, about $56-$76/month. Our complete analysis reveals consumers can save as much as $318 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The payments are reasonable for the amount of coverage. when we have had to file a claim, the premium has not gone through the roof.
Amica Mutual Insurance
I don't like that i can't view my policy directly in the amica iphone app, and instead have to log onto the website in order to view documents.
State Farm
State farm was very helpful when i had my wreck last year. they took care of everything for me. thanks, state farm!
Geico
I like the good customer service, online tools, and affordable rate. I have no experience in dealing with claims, so I am unable to speak about that.
Usaa
I think USAA is a very good insurance company. Their prices are reasonable for the coverage they provide in general.
Erie Insurance
I don't like that it is hard to find the information you are looking for as soon as you visit the site. But once you are logged in the information is easy to find.
State Farm
They are always friendly when needed and don't overly contact or reach out to me unless something needs to be brought to my attention. They let me have peace of mind and not drive me crazy with a bunch of calls and interruptions to my life.
Usaa
I have no idea what other companies offer. I have been a USAA customer since I was 16 years old. I would never consider using another company. I find most USAA customers to feel the same way. My children now have USAA member numbers and I feel that is a great benefit to them. It would not matter if I could find a cheaper premium with another company, no one can match the customer service and response that USAA provides its members.
Amica Mutual Insurance
I don't like how dated the website feels. It is hard to navigate and is not very user-friendly for me.
Geico
I would always recommend Geico home insurance to anyone that is looking for insurance and wants to save money by bundling.
Usaa
I would definitely recommend this company for home insurance. I live in a high fire area, so it can be difficult to find insurance providers that are willing to insure homes and businesses. If you do find a company, they are usually quite expensive. USAA has reasonable rates. I rate the insurance company a 5, I am completely satisfied with my home insurance company.

North Potomac, MD Homeowners Insurance By Home Value

North Potomac, MD Home Value Total Homes % of Total Average North Potomac, MD Homeowners Insurance
Less than $50,000 41 3.0% $31
$100,000 to $124,999 18 1.0% $135
$125,000 to $149,999 23 2.0% $175
$175,000 to $199,999 11 1.0% $239
$200,000 to $249,999 67 6.0% $286
$250,000 to $299,999 170 16.0% $350
$300,000 to $399,999 713 67.0% $446

Top Home Insurance Agents Near North Potomac, MD

Home Insurance Company Near North Potomac, MD Homeowners Insurance Agency Near North Potomac, MD Address
NA Austen's Insurance Agency, Inc. 3407 Eastern Blvd, Middle River, MD, 21220
Erie Brooke Mc Donald & Associates 2331 York Road Suite 301, Timonium, MD, 21093
State Farm Bruce Snyder 3321 Toledo Ter Ste 201, Hyattsville, MD, 20782-8154
Farmers James Ajayi 687 Old Mill Rd, Millersville, MD, 21108
Erie Still Creek Insurance Llc 3 Research Place, Rockville, MD, 20850

Cost Of Homeowners Insurance By Street Near North Potomac, MD

Streets in North Potomac Area Homeowners Insurance Cost
Appaloosa Way, Joshua Tree Rd, Treble Ct, Riding Loop Dr, Granite Ridge Dr, Pissaro Ct, Flints Grove Ln, Mentmore Ct, Mentmore Pl, High Meadow Rd$788
Fellowship Way, Turley Dr, Flints Grove Ln, Molecular, Coles Chance Rd, Seurat Ct, Outpost Ct, Gravenhurst Ln, Dufief Mill Rd, Pebblewood Pl$793
Gravenhurst Ct, Freas Ct, Coopersmith Ct, Maddox Ct, Timonium Pl, Traville Commons Dr, Stanwood, Pin Cherry Ln, Chinaberry St, Green Watch Way$783
Cherrydale Dr, Little Tree Ct, Willow Tree Dr, Procera Dr, War Admiral Way, Peach Leaf Ct, Peach Leaf Ln, Safe Harbor Ct, Floral Park Dr, Silver Brook Dr$None
High Meadow, Kwanzan Ct, American Way, Sawdust Cir, Chagall Dr, Granite Ridge Ct, Cherry Blossom Ln, Polk Square Ct, Silent Wood Pl, Piney Lodge Rd$784

North Potomac, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Potomac$119 to $121
Gaithersburg$109
Montgomery County$112
Darnestown$124

North Potomac, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gaithersburg city, Maryland $109 $145 $218
Montgomery County, Maryland $113 $150 $225
Darnestown CDP, Maryland $125 $166 $249

North Potomac, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Potomac, MD2.3%8.3%
Gaithersburg2.65%9.23%
Montgomery County2.43%8.18%
Darnestown1.9%7.15%

North Potomac Renters Insurance as a Percentage of Rent

North Potomac Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 67 5.0% $736
$750 to $999 25 2.0% $2611
$1,000 to $1,499 259 20.0% $3736
$1,500 or more 890 71.0% $5386

Average Cost Of Home Insurance By Company In Areas Nearby North Potomac For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
450,000 1,000 Frame 10 American National Property & Casualty Co 1,221
300,000 500 Frame 35 Amica Mutual Insurance Co. 1,289
400,000 1,000 Masonry 15 Ngm Insurance Co. 739
450,000 1,000 Frame 10 Peninsula Insurance Co. 765
300,000 500 Frame 35 Pharmacists Mutual Insurance Co. 1,093
350,000 500 Frame 25 Pharmacists Mutual Insurance Co. 1,117
450,000 1,000 Frame 10 Privilege Underwriters Reciprocal Exch. 3,202
350,000 500 Frame 25 Standard Guaranty Insurance Co. 3,121
450,000 1,000 Frame 10 State Farm Fire & Casualty Co. 1,202
450,000 1,000 Frame 10 Unitrin Auto & Home Insurance Co. 888

North Potomac, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly North Potomac Homeowner Insurance Premium Example $5,400$4,400
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $17,100$16,100
Net Savings to North Potomac Home Owner from High Deductible Plan $1,000

North Potomac, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Potomac, MD Home Replacement Value MORE than Home Value North Potomac, MD Home Replacement Value LESS than Home Value
Replacement Value $1,150,000 $740,000
Insurance Premium based on Replacement Value $5,525 $3,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $260,000 Risk Exposure from Under Insuring Coverage is $150,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $1,250/year

Example North Potomac Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 410333247
Year Built 199719862013
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount More than 10000000More than 10000000$900000-$1000000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for North Potomac, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 1,050,000 Wood Shake Roof 4,370 5 $2500-$5000 Deductible 2930 10 Stone Siding No
2006 925,000 Tile Roof 3,940 5 $2500-$5000 Deductible 1550 5 Wood siding yes
2007 865,000 Tile Roof 2,690 4 $1000-$2500 Deductible 650 2 Fiber-Cement Siding yes
1980 495,000 Shingles Roof 1,870 4 $5000 to $10,000 Deductible 310 3 Vinyl siding No
1984 1,360,000 Membrane Roof 4,270 5 $500- $1000 Deductible 340 1 Stone Siding No
1996 795,000 Tile Roof 3,270 4 > $10,000 Deductible 1880 9 Wood siding No
2005 755,000 Shingles Roof 2,310 4 $2500-$5000 Deductible 2050 9 Vinyl siding yes
1990 585,000 Composition Roof 2,260 4 $5000 to $10,000 Deductible 1130 8 Stone Siding No
1990 835,000 Asphalt Shingles Roof 3,490 5 $5000 to $10,000 Deductible 1800 10 Fiber-Cement Siding yes
2009 545,000 Wood Shake Roof 2,300 5 $1000-$2500 Deductible 1520 9 Wood siding No
2013 555,000 Slate Shingles Roof 1,940 5 > $10,000 Deductible 590 6 Wood siding yes
2011 1,025,000 Slate Shingles Roof 3,920 5 $500- $1000 Deductible 840 2 Vinyl siding yes
2007 870,000 Wood Shake Roof 3,030 4 $1000-$2500 Deductible 1310 4 Stone Siding yes
1988 1,080,000 Slate Shingles Roof 4,270 5 > $10,000 Deductible 1290 7 Vinyl siding No
1985 1,255,000 Composition Roof 3,710 5 $500 Deductible 2330 7 Fiber-Cement Siding yes
1997 1,015,000 Membrane Roof 4,010 5 $500- $1000 Deductible 3410 8 Brick siding No
1985 1,245,000 Composition Roof 4,570 5 $5000 to $10,000 Deductible 1860 8 Stucco siding yes
1992 585,000 Shingles Roof 1,820 4 $500 Deductible 810 3 Stucco siding yes
2011 805,000 Asphalt Shingles Roof 2,470 5 $500 Deductible 1100 3 Brick siding yes
2003 535,000 Membrane Roof 1,600 5 > $10,000 Deductible 900 7 Fiber-Cement Siding No
1988 785,000 Wood Shake Roof 2,500 4 $500 Deductible 330 1 Fiber-Cement Siding No
2004 1,020,000 Asphalt Shingles Roof 3,200 4 $5000 to $10,000 Deductible 450 2 Stucco siding yes
1980 1,210,000 Asphalt Shingles Roof 4,730 5 > $10,000 Deductible 1680 8 Wood siding No
1994 990,000 Metal Roof 4,040 5 $500- $1000 Deductible 3780 10 Stucco siding No
1980 530,000 Metal Roof 2,120 4 $500- $1000 Deductible 1880 8 Stone Siding No
1998 630,000 Composition Roof 2,030 4 $500 Deductible 2430 10 Stucco siding yes
1996 800,000 Membrane Roof 2,710 4 $500- $1000 Deductible 4100 12 Stucco siding No
1984 415,000 Slate Shingles Roof 1,780 4 $5000 to $10,000 Deductible 1160 10 Wood siding yes
2003 1,470,000 Membrane Roof 4,480 5 > $10,000 Deductible 230 1 Vinyl siding yes
2011 850,000 Shingles Roof 2,810 5 $2500-$5000 Deductible 1010 5 Fiber-Cement Siding No
1998 925,000 Composition Roof 3,210 4 $5000 to $10,000 Deductible 880 4 Stone Siding No
2011 890,000 Metal Roof 3,350 4 $1000-$2500 Deductible 1850 5 Vinyl siding No
2010 920,000 Membrane Roof 3,000 4 $500- $1000 Deductible 310 1 Stone Siding yes
1994 675,000 Membrane Roof 2,700 5 $5000 to $10,000 Deductible 2150 9 Fiber-Cement Siding No