North Port Insurance Rates:

North Port, FL homeowners insurance is nearly $973 to $1,322, about $81-$110/month. Our exhaustive analysis reveals consumers can save upto $458 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
I would certainly recommend USAA to a friend or co worker. However it is an exclusive company so I would be careful about who I talk about the company with.
State Farm
I haven't had to utilize their actual insurance for emergency needs, hopefully they would cover. 7 years ago I had a house fire, considerable damage and the insurance company I had then was excellent.
Security First Home Insurance
I've reviewed their offerings to other providers and they are equal to other providers in both policies and pricing..
Farmer's Insurance
The premium and deductible are slightly lower now than they were with our previous company ,so we are happy about that
Progressive
The price I've received through Progressive Liabilty is the best I've found. I have not needed to file a claim, but I am confident that I will receive the aid as expected.
State Farm
the premium is incredibly reasonable - because I have had it for over 10 years, it really hasn't gone up at all, and covers me for upto $1,000,000 in damages.
Allstate
I am completely satisfied with our auto, homeowners, umbrella coverage. Allstate has done a good job of making sure we have all the coverage we need to cover every kind of situation.
Farmer's Insurance
home insurance company has treated my family wonderfully over the years. I'm not sure why we may need it but they are there just in case. I rate them a solid 6, extremely satisfied with the customer service
State Farm
My insurance agents are always polite and courteous. they call me back in a timely fashion and always answer my questions.
Allstate
It can be a little frustrating while making a claim to know just what is and what is not covered and under what circumstances i can use them. everything is not always as clear as it should be.
Progressive
I like how they negotiate how you would like to pay such as by month to month, every half year, or one huge payment at the end of the year.
Security First Home Insurance
Whenever I have called this company to ask a question or redo my billing schedule, they couldn't be any more responsive and pleasant than they are. Extremely kind and helpful.
Centauri Insurance
The only thing I can even complain about is, their costs, their premiums are a bit higher than others and that is even after my government employee discount. I would like lower premiums but won't sacrifice quality for it.
Usaa
I like the customer service is they treat their customer very good.
Allstate
They always keep me updated and check in with me to see if I am happy with my service. They really seem to be dedicated to keeping the customer happy.
Liberty Mutual
I would tell people to shop around and beware that liberty mutual will raise you premiums every year and it is not worth it to file a smaller claim because you will end up paying for it yourself.
Geico
From what I know about my current insurance policy everything is covered except what they call "acts of god" and flood damage. This is standard coverage for my area
Farmer's Insurance
My premium and deductible is probably equal to other companies that I have gotten quotes from.

North Port, FL Homeowners Insurance By Home Value

North Port, FL Home Value Total Homes % of Total Average North Port, FL Homeowners Insurance
Less than $50,000 1,300 7.0% $217
$50,000 to $59,999 415 2.0% $470
$60,000 to $69,999 673 3.0% $584
$70,000 to $79,999 1,327 7.0% $676
$80,000 to $89,999 1,281 7.0% $757
$90,000 to $99,999 1,659 9.0% $848
$100,000 to $124,999 2,462 13.0% $986
$125,000 to $149,999 2,568 14.0% $1238
$150,000 to $174,999 2,047 11.0% $1468
$175,000 to $199,999 1,098 6.0% $1686
$200,000 to $249,999 1,520 8.0% $2030
$250,000 to $299,999 991 5.0% $2488
$300,000 to $399,999 649 3.0% $3154

Top Home Insurance Agents Near North Port, FL

Home Insurance Company Near North Port, FL Homeowners Insurance Agency Near North Port, FL Address
NA Dees Insurance Group Llc 2801 Fruitville Rd Ste 230, Sarasota, FL, 34237
NA Rosier Insurance 1200 Periwinkle Way #2, Sanibel, FL, 33957
NA Nationwide Insurance Agency. Inc 16970 S Tamiami Trl Unit 2 , Fort Myers, FL, 33908
Travelers Campbell Insurance 12800 UNIVERSITY DR STE 200, FORT MYERS, FL, 33907
Travelers Insurance Agency Of Erik Ginkinger Inc 12730 NEW BRITTANY BLVD #417, FT MYERS, FL, 33907

North Port, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near North Port, FL

Streets in North Port Area Homeowners Insurance Cost
Cliff St, Polka St, Affinity Ln, Stairway Ave, Crenshaw Ln, Chastain St, Penfield Ter, Caburn Rd, Hawksbill Ave, Jayman Rd$1,154
Mongite Rd, Cassia St, Mago Ct, Cumbano St, City Center Blvd, Schoen St, el Rio Dr, Kuhn St, Traverse Ave, Julnar Ave$1,157
Glenbrooke Blvd, Caruso Ln, Barry Rd, Palena Blvd, Arobea Ave, Greenhouse Ave, Yucca Ln, Havelock Ave, Island Point Rd, Pascal Ave$1,151
Beckham St, Gisela Rd, Darius Ave, Petunia Ter, Lars Rd, Nansen Ln, Kedgewick Ln, Webster St, Cambay St, Blue Heron Cir$1,156
Craleigh St, Alger St, Dakota Ter, Sadnet Ln, San Lorenzo Ave, Merolla Rd, Vaughn Ln, Ryecroft St, Foliage Ct, Lovett Rd$1,154
Reba Ct, Candia Ave, Branham St, Marita Ave, Carver St, Emil St, Dekle Ave, Gable Oak Dr, Crabapple Ave, Norris Ct$1,152
Kessler Ter, Hattie Ct, Bunny Way, Imari St, Corbett Ln, Prince Ln, Merriam Ln, Cummings Rd, Belladonna Ave, Valley Ter$1,157
Darrell Pl, Broadway Ave, Villa Nueva Cir, Cartwright Ln, Hidden Oak Ct, Ashland Ln, Geoffrey St, Trimble Ave, Swartburg Rd, la Paloma$1,156
Simonton Ave, Snowflake Ln, Trojan St, Valerian Way, Lown St, Brubeck Rd, Village Ave, Payne St, Isaac Ln, Kennett St$1,151
Morrietta Ln, Canoe Ln, Oceanside St, Rayfield Dr, Ancient Rd, Rabbit Ave, Naftal Rd, Donahue Ave, Appomattox Dr, Lazy River Rd$1,157

North Port, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Port$171 to $174
Warm Mineral Springs$170
Interior County$184
Port Charlotte$172

North Port, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warm Mineral Springs CDP, Florida $142 $189 $283
Interior County CCD, Sarasota County, Florida $154 $205 $308
Port Charlotte CCD, Charlotte County, Florida $144 $192 $288

North Port, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Port, FL7.3%24.6%
Warm Mineral Springs9.47%25.75%
Interior County5.74%16.8%
Port Charlotte7.26%21.3%

North Port Renters Insurance as a Percentage of Rent

North Port Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 67 1.0% $793
$300 to $499 69 1.0% $1243
$500 to $749 827 17.0% $1918
$750 to $999 1,760 37.0% $2668
$1,000 to $1,499 1,596 33.0% $3793
$1,500 or more 390 8.0% $5443

Average Cost Of Home Insurance By Company In Areas Nearby North Port For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $2,900
150,000 27 NO Liberty Mutual Fire Insurance $2,581
150,000 27 NO Tower Hill Select Insurance $3,435
150,000 27 NO United Property & Casualty Insurance $4,228
150,000 27 YES First Protective Insurance $966
300,000 12 NA First Community Insurance $2,697
300,000 12 NA Florida Farm Bureau Casualty Insurance $2,020
300,000 12 NA Southern Fidelity Insurance $3,192
300,000 12 NA State Farm Florida Insurance $3,275
300,000 12 NA Tower Hill Preferred Insurance $2,525

North Port, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly North Port Homeowner Insurance Premium Example $5,100$4,500
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $31,600$31,000
Net Savings to North Port Home Owner from High Deductible Plan $600

North Port, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Port, FL Home Replacement Value MORE than Home Value North Port, FL Home Replacement Value LESS than Home Value
Replacement Value $97,500 $64,500
Insurance Premium based on Replacement Value $2,050 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $525/year

Example North Port Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateTravelers
Monthly Premium 123304257
Year Built 199020022014
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for North Port, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 120,000 Shingles Roof 1,310 3 $500- $1000 Deductible 1670 7 Stone Siding yes
1998 125,000 Shingles Roof 1,950 4 $2500-$5000 Deductible 1000 8 Vinyl siding No
2013 160,000 Slate Shingles Roof 2,160 3 $500 Deductible 250 1 Fiber-Cement Siding No
1982 120,000 Wood Shake Roof 1,470 3 $2500-$5000 Deductible 440 3 Fiber-Cement Siding No
1996 215,000 Composition Roof 3,310 4 $500 Deductible 1930 5 Fiber-Cement Siding No
1980 150,000 Membrane Roof 2,200 4 $1000-$2500 Deductible 650 4 Brick siding yes
1998 170,000 Membrane Roof 2,400 3 $5000 to $10,000 Deductible 1150 6 Brick siding No
1996 145,000 Membrane Roof 2,110 4 $500 Deductible 1460 8 Brick siding No
2011 170,000 Metal Roof 2,560 4 $1000-$2500 Deductible 1810 7 Vinyl siding No
1981 205,000 Wood Shake Roof 2,450 4 > $10,000 Deductible 1510 6 Stucco siding No
1992 130,000 Tile Roof 1,360 3 $500- $1000 Deductible 190 1 Fiber-Cement Siding No
2011 270,000 Tile Roof 3,150 4 $1000-$2500 Deductible 380 1 Stucco siding No
2013 220,000 Composition Roof 3,000 4 > $10,000 Deductible 2620 12 Brick siding No
2011 145,000 Membrane Roof 1,890 3 $500 Deductible 2730 10 Vinyl siding No
1999 210,000 Composition Roof 2,230 4 $1000-$2500 Deductible 680 2 Vinyl siding No
1986 130,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 1060 5 Fiber-Cement Siding yes
1993 220,000 Composition Roof 3,310 4 $1000-$2500 Deductible 4000 12 Vinyl siding No
1999 105,000 Shingles Roof 1,290 3 $1000-$2500 Deductible 940 6 Vinyl siding yes
1985 135,000 Shingles Roof 1,930 3 $2500-$5000 Deductible 450 2 Vinyl siding yes
2011 175,000 Composition Roof 2,220 3 $500- $1000 Deductible 1420 8 Vinyl siding No
2011 225,000 Asphalt Shingles Roof 2,520 4 $500 Deductible 870 2 Stucco siding No
2004 200,000 Asphalt Shingles Roof 2,260 4 $500- $1000 Deductible 1030 3 Vinyl siding No
1996 170,000 Slate Shingles Roof 2,280 4 $500- $1000 Deductible 2850 8 Brick siding yes
1992 150,000 Shingles Roof 1,650 4 $2500-$5000 Deductible 1760 8 Wood siding yes
2007 125,000 Composition Roof 1,880 3 $500 Deductible 1700 6 Brick siding yes
1981 90,000 Asphalt Shingles Roof 1,250 3 $2500-$5000 Deductible 300 4 Vinyl siding yes
1993 180,000 Composition Roof 2,400 4 $5000 to $10,000 Deductible 590 4 Brick siding No
1987 105,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 1340 9 Brick siding yes
2000 225,000 Wood Shake Roof 2,300 3 > $10,000 Deductible 3190 12 Fiber-Cement Siding yes
2012 195,000 Asphalt Shingles Roof 2,020 4 $500 Deductible 2700 8 Stucco siding No
2014 180,000 Membrane Roof 1,830 4 $5000 to $10,000 Deductible 1650 7 Brick siding yes
1995 125,000 Composition Roof 1,830 4 $500 Deductible 1240 8 Wood siding yes
2012 160,000 Asphalt Shingles Roof 2,150 4 $2500-$5000 Deductible 870 5 Stucco siding No

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