North Plainfield, NJ homeowners insurance is approximately $716 to $974, about $59-$81/month. Our in depth guide shows customers can save as much as $337 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near North Plainfield, NJ | Homeowners Insurance Agency Near North Plainfield, NJ | Address |
|---|---|---|
| Travelers | Comprehensive Insurance Brokerage Inc | 201 WOLFS LN, PELHAM, NY, 10803 |
| Allstate | Cristina Aliperti | 2941 Bruckner Blvd, Bronx, NY, 10461 |
| Travelers | Masterson Insurance Agency Inc | 1600 Stewart Ave Ste 701 , Westbury, NY, 11590 |
| Nationwide | Michael P Lavelle Agency Inc | 2203 Hillside Avenue, New Hyde Park, NY, 11040-2714 |
| Nationwide | Michael R Savio | 1 Market Place, New Hope, PA, 18938-1059 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Plainfield city, New Jersey | $105 | $140 | $210 |
| Watchung borough, New Jersey | $120 | $160 | $240 |
| Dunellen borough, New Jersey | $106 | $141 | $211 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| North Plainfield, NJ | 2.8% | 7.1% |
| Plainfield | 2.86% | 7.01% |
| Watchung | 2.23% | 8.02% |
| Dunellen | 3.04% | 7.03% |
| Streets in North Plainfield Area | Homeowners Insurance Cost |
|---|---|
| Townsend Pl, Carol Rd, Hillman Pl, Duer St, Wells Rd, Somerset Pl, Meadowbrook Dr, Jeffries Pl, Sycamore Ave, Dupont St | $848 |
| Regent St, Watchung Ave, Tappan Ave, Farragut Pl, Wilson Ave, Glendale Rd, Watchung Ave, Kent Pl, Whitewood Ave, Newton St | $837 |
| Deforest Ave, Clinton Ave, New Walnut St, Raymond Ave, Lincoln Pl, Walnut St, Harding Ave, Grandview Ave, Coolidge Ave, Mora Pl | $845 |
| Sweetbriar Ln, Oneida Pl, Coddington Ave, Westervelt Ave, Hawthorn Pl, Harrington Ave, Manning Ave, Arnold Ave, Lawrence Ave, Steiner Pl | $849 |
| Craig Pl, Johnston Dr, Rockview Ave, West Dr, Duer St, Mali Dr, Hurley Ave, Steiner Pl, Vermeule Pl, Ivy Pl | $822 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| North Plainfield | $126 to $129 |
| Plainfield | $126 |
| Watchung | $144 |
| Green Brook | $134 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly North Plainfield Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,500 | $8,900 |
| Net Savings to North Plainfield Home Owner from High Deductible Plan | $600 | |
| Scenario | North Plainfield, NJ Home Replacement Value MORE than Home Value | North Plainfield, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $356,000 | $237,000 |
| Insurance Premium based on Replacement Value | $2,075 | $1,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $59,500 | Risk Exposure from Under Insuring Coverage is $59,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $350/year |
| Insurance Company | GEICO Insurance | Allstate | Chubb Group of Insurance |
| Monthly Premium | 162 | 314 | 46 |
| Year Built | 1946 | 1966 | 1977 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 4 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $600000-$700000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | > $10,000 Deductible |