North Plainfield Insurance Rates:

North Plainfield, NJ homeowners insurance is approximately $716 to $974, about $59-$81/month. Our in depth guide shows customers can save as much as $337 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Farmers insurance is a well established, financially stable, and respected insurance company. they care about their customers and their needs.
Aaa
I don't like the fact that you have you sign up tor a triple a membership in order to get the lower rates.
State Farm
We have been with them for several years and they have given many discounts for time passed with no claims, and for home features that earn reductions in their rate such as an alarm system.
Allstate
I think they could make my premium cheaper. It has gone up some since I took out the policy and I've had no claims.
State Farm
I have not yet as of now have any problems with state farm, they have always answered my questions on claims due to hail storms very quickly. And always customer friendly as well.
Safeco Insurance
The company has always kept me in the loop and taken care of any questions or needs I have. I have never had a problem with them in over 20 years
Liberty Mutual
I didn't appreciate them raising my premium without notifying me.

North Plainfield, NJ Homeowners Insurance By Home Value

North Plainfield, NJ Home Value Total Homes % of Total Average North Plainfield, NJ Homeowners Insurance
$60,000 to $69,999 40 1.0% $185
$100,000 to $124,999 98 2.0% $320
$125,000 to $149,999 80 2.0% $396
$150,000 to $174,999 295 7.0% $472
$175,000 to $199,999 191 5.0% $540
$200,000 to $249,999 568 15.0% $658
$250,000 to $299,999 1,003 26.0% $801
$300,000 to $399,999 1,398 37.0% $1021

Top Home Insurance Agents Near North Plainfield, NJ

Home Insurance Company Near North Plainfield, NJ Homeowners Insurance Agency Near North Plainfield, NJ Address
Travelers Comprehensive Insurance Brokerage Inc 201 WOLFS LN, PELHAM, NY, 10803
Allstate Cristina Aliperti 2941 Bruckner Blvd, Bronx, NY, 10461
Travelers Masterson Insurance Agency Inc 1600 Stewart Ave Ste 701 , Westbury, NY, 11590
Nationwide Michael P Lavelle Agency Inc 2203 Hillside Avenue, New Hyde Park, NY, 11040-2714
Nationwide Michael R Savio 1 Market Place, New Hope, PA, 18938-1059

Cost Of Homeowners Insurance By Street Near North Plainfield, NJ

Streets in North Plainfield Area Homeowners Insurance Cost
Townsend Pl, Carol Rd, Hillman Pl, Duer St, Wells Rd, Somerset Pl, Meadowbrook Dr, Jeffries Pl, Sycamore Ave, Dupont St$848
Regent St, Watchung Ave, Tappan Ave, Farragut Pl, Wilson Ave, Glendale Rd, Watchung Ave, Kent Pl, Whitewood Ave, Newton St$837
Deforest Ave, Clinton Ave, New Walnut St, Raymond Ave, Lincoln Pl, Walnut St, Harding Ave, Grandview Ave, Coolidge Ave, Mora Pl$845
Sweetbriar Ln, Oneida Pl, Coddington Ave, Westervelt Ave, Hawthorn Pl, Harrington Ave, Manning Ave, Arnold Ave, Lawrence Ave, Steiner Pl$849
Craig Pl, Johnston Dr, Rockview Ave, West Dr, Duer St, Mali Dr, Hurley Ave, Steiner Pl, Vermeule Pl, Ivy Pl$822

North Plainfield, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Plainfield$126 to $129
Plainfield$126
Watchung$144
Green Brook$134

North Plainfield, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plainfield city, New Jersey $105 $140 $210
Watchung borough, New Jersey $120 $160 $240
Dunellen borough, New Jersey $106 $141 $211

North Plainfield, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Plainfield, NJ2.8%7.1%
Plainfield2.86%7.01%
Watchung2.23%8.02%
Dunellen3.04%7.03%

North Plainfield, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly North Plainfield Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,900
Net Savings to North Plainfield Home Owner from High Deductible Plan $600

North Plainfield, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Plainfield, NJ Home Replacement Value MORE than Home Value North Plainfield, NJ Home Replacement Value LESS than Home Value
Replacement Value $356,000 $237,000
Insurance Premium based on Replacement Value $2,075 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $59,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example North Plainfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateChubb Group of Insurance
Monthly Premium 16231446
Year Built 194619661977
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths3 Beds, 2 Baths
Coverage Amount $400000-$500000$600000-$700000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for North Plainfield, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 245,000 Metal Roof 1,790 4 $500 Deductible 650 7 Brick siding No
1976 155,000 Slate Shingles Roof 1,270 3 $500 Deductible 720 12 Stucco siding yes
1958 420,000 Asphalt Shingles Roof 2,810 4 $500 Deductible 1500 8 Fiber-Cement Siding No
1970 280,000 Shingles Roof 1,580 2 $500 Deductible 440 4 Stone Siding No
1971 575,000 Wood Shake Roof 3,430 5 $5000 to $10,000 Deductible 520 3 Fiber-Cement Siding yes
1962 435,000 Metal Roof 2,960 4 $500- $1000 Deductible 850 5 Brick siding yes
1943 215,000 Composition Roof 1,600 3 > $10,000 Deductible 150 3 Fiber-Cement Siding No
1962 180,000 Asphalt Shingles Roof 1,260 2 $5000 to $10,000 Deductible 370 7 Brick siding yes
1977 270,000 Asphalt Shingles Roof 1,870 4 $500- $1000 Deductible 890 8 Wood siding No
1958 170,000 Wood Shake Roof 1,000 2 $1000-$2500 Deductible 400 6 Wood siding No
1960 370,000 Wood Shake Roof 2,980 4 $2500-$5000 Deductible 540 4 Stone Siding No
1958 785,000 Wood Shake Roof 4,580 5 $2500-$5000 Deductible 980 4 Stucco siding No
1949 270,000 Slate Shingles Roof 2,150 4 $2500-$5000 Deductible 310 4 Wood siding yes
1962 295,000 Membrane Roof 1,860 4 $500- $1000 Deductible 90 1 Wood siding No
1976 255,000 Tile Roof 1,520 3 $1000-$2500 Deductible 770 9 Vinyl siding No
1952 530,000 Wood Shake Roof 3,140 4 $1000-$2500 Deductible 1590 9 Fiber-Cement Siding yes
1959 120,000 Metal Roof 900 2 $1000-$2500 Deductible 590 12 Fiber-Cement Siding yes
1971 225,000 Composition Roof 1,470 3 $1000-$2500 Deductible 690 10 Brick siding yes
1949 400,000 Asphalt Shingles Roof 2,800 4 $2500-$5000 Deductible 160 1 Brick siding No
1953 580,000 Membrane Roof 3,370 4 > $10,000 Deductible 120 1 Stucco siding yes
1949 320,000 Membrane Roof 2,310 3 > $10,000 Deductible 330 5 Stucco siding yes
1945 250,000 Wood Shake Roof 1,720 2 $2500-$5000 Deductible 270 4 Stone Siding No
1967 460,000 Tile Roof 3,150 5 $500- $1000 Deductible 1540 8 Vinyl siding yes
1969 295,000 Membrane Roof 1,860 3 $2500-$5000 Deductible 490 4 Fiber-Cement Siding No
1966 545,000 Slate Shingles Roof 4,020 5 $500- $1000 Deductible 1890 10 Brick siding No
1956 270,000 Wood Shake Roof 1,790 4 $500- $1000 Deductible 1520 12 Stone Siding yes