North Palm Beach Insurance Rates:

North Palm Beach, FL homeowners insurance is roughly $1,032 to $1,409, about $86-$117/month. Our all inclusive analysis indicates shoppers can save upto $488 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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North Palm Beach, FL Homeowners Insurance By Home Value

North Palm Beach, FL Home Value Total Homes % of Total Average North Palm Beach, FL Homeowners Insurance
Less than $50,000 135 3.0% $122
$50,000 to $59,999 40 1.0% $256
$60,000 to $69,999 77 2.0% $317
$70,000 to $79,999 90 2.0% $366
$80,000 to $89,999 57 1.0% $414
$100,000 to $124,999 186 5.0% $536
$125,000 to $149,999 279 7.0% $671
$150,000 to $174,999 486 13.0% $793
$175,000 to $199,999 274 7.0% $915
$200,000 to $249,999 664 18.0% $1098
$250,000 to $299,999 536 15.0% $1342
$300,000 to $399,999 666 18.0% $1708

Top Home Insurance Agents Near North Palm Beach, FL

Home Insurance Company Near North Palm Beach, FL Homeowners Insurance Agency Near North Palm Beach, FL Address
NA Weekes & Callaway, Inc. 3945 W Atlantic Ave Delray Beach, Delray Beach, FL, 33445
NA Sotillo Insurance & Financial Services 6605 S Dixie Highway, Ste 100 West Palm Beach, West Palm Beach, FL, 33405
Allstate Joseph Long 222 S US Highway 1, Tequesta, FL, 33469
Travelers Pettineo Insurance Agency Inc 2430 E COMMERCIAL BLVD, FT LAUDERDALE, FL, 33308
State Farm Rod Mabe 5493 Wiles Rd Ste 102, Coconut Creek, FL, 33073-4219

Cost Of Homeowners Insurance By Street Near North Palm Beach, FL

Streets in North Palm Beach Area Homeowners Insurance Cost
95th Ct, Highpoint Dr, Renaissance Dr, 26th Ter, Marbella Ln, Laurel Dr, Meridian Way S, Golfview Ln, Lyford Cay Dr, Anchorage Dr$1,179
Fairchid Exn, Raintree Ln, Magnolia Dr, Wettaw Ln, Jonquil Cir N, Country Club Dr, Point Way, Hermosa Ct, Campus Dr, Eagle Way$1,214
Eastwind Dr, Plumosa Ln, Golfview Rd, Lost Bridge Dr, Yacht Club Dr, Gardens East Dr, Captains Key Dr, Ridge Rd, Southwind Cir, Wabash Dr$1,214
Willow Ln, Overlook Dr, Maritime Way, Dillone Ln, Dory Rd S, Avon St, Foresteria Dr, Northlake Dr, Birmingham Dr, Captains Lndg$1,305
Fairchild Ave, Capistrano Dr, Fairhaven Dr, Alamanda Dr, Demery Dr, Teak Dr, Acres Way, Easterly Rd, 6th Ct, Foresteria Dr$1,192

North Palm Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Palm Beach$181 to $184
Riviera Beach$180
Lake Park$174
Palm Beach Shores$195

North Palm Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Riviera Beach CCD, Palm Beach County, Florida $180 $240 $360
Lake Park town, Florida $175 $233 $350
Juno Ridge CDP, Florida $175 $233 $350

North Palm Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Palm Beach, FL5.1%14.4%
Riviera Beach5.78%15.34%
Lake Park6.8%20.66%
Juno Ridge7.06%21.06%

North Palm Beach Renters Insurance as a Percentage of Rent

North Palm Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 18 1.0% $1224
$500 to $749 91 6.0% $1899
$750 to $999 373 28.0% $2649
$1,000 to $1,499 564 42.0% $3774
$1,500 or more 285 21.0% $5424

Average Cost Of Home Insurance By Company In Areas Nearby North Palm Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Southern Fidelity Insurance $3,798
150,000 27 YES Tower Hill Select Insurance $2,501
150,000 27 YES Tower Hill Signature Insurance $2,421
300,000 12 NA American Traditions Insurance $3,793
300,000 12 NA Federated National Insurance $3,532

North Palm Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly North Palm Beach Homeowner Insurance Premium Example $4,600$3,600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $10,800$9,800
Net Savings to North Palm Beach Home Owner from High Deductible Plan $1,000

North Palm Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Palm Beach, FL Home Replacement Value MORE than Home Value North Palm Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $286,000 $189,000
Insurance Premium based on Replacement Value $4,800 $3,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $55,500
Premium Impact Insurance cheaper by $925/year Insurance costlier by $700/year

Example North Palm Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceLiberty Mutual
Monthly Premium 288821170
Year Built 198119721960
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$175000-$200000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for North Palm Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 205,000 Membrane Roof 1,450 2 > $10,000 Deductible 1780 10 Wood siding No
1960 170,000 Shingles Roof 1,560 2 $1000-$2500 Deductible 1370 6 Fiber-Cement Siding No
1986 325,000 Composition Roof 2,040 3 $2500-$5000 Deductible 2720 8 Brick siding yes
1960 225,000 Wood Shake Roof 1,650 3 $2500-$5000 Deductible 2500 7 Stucco siding No
1988 230,000 Asphalt Shingles Roof 1,900 3 $2500-$5000 Deductible 2210 8 Fiber-Cement Siding yes
1990 420,000 Membrane Roof 3,210 4 > $10,000 Deductible 2870 10 Brick siding No
1993 175,000 Composition Roof 1,640 2 $2500-$5000 Deductible 1420 7 Wood siding No
1993 170,000 Slate Shingles Roof 1,250 3 $500 Deductible 2350 9 Fiber-Cement Siding No
1970 255,000 Metal Roof 1,650 2 > $10,000 Deductible 1350 5 Stone Siding yes
1963 170,000 Composition Roof 1,560 5 $500- $1000 Deductible 290 1 Fiber-Cement Siding No
1992 260,000 Metal Roof 1,770 4 > $10,000 Deductible 860 4 Brick siding yes
1998 275,000 Metal Roof 2,270 3 $1000-$2500 Deductible 960 3 Fiber-Cement Siding yes
1969 165,000 Shingles Roof 1,410 2 $500 Deductible 1060 4 Stone Siding No
1986 195,000 Tile Roof 1,770 2 $500 Deductible 3210 10 Wood siding yes
1960 300,000 Shingles Roof 1,990 4 $1000-$2500 Deductible 900 3 Brick siding No
1981 290,000 Shingles Roof 1,920 5 $500 Deductible 2150 4 Stucco siding No
1999 170,000 Wood Shake Roof 1,330 3 $2500-$5000 Deductible 1600 7 Fiber-Cement Siding yes
1968 375,000 Slate Shingles Roof 2,920 4 > $10,000 Deductible 1810 5 Wood siding yes
1966 215,000 Metal Roof 1,980 3 $500- $1000 Deductible 2280 5 Brick siding No
1995 240,000 Asphalt Shingles Roof 1,570 5 $1000-$2500 Deductible 1360 5 Stucco siding yes
1965 250,000 Tile Roof 2,000 5 $2500-$5000 Deductible 350 1 Stone Siding yes
1968 205,000 Composition Roof 1,770 4 $1000-$2500 Deductible 3640 10 Vinyl siding yes
1984 230,000 Metal Roof 1,960 4 > $10,000 Deductible 1760 9 Wood siding No
1992 350,000 Asphalt Shingles Roof 2,480 5 $1000-$2500 Deductible 1470 3 Brick siding yes
1961 185,000 Wood Shake Roof 1,580 3 $1000-$2500 Deductible 1820 5 Wood siding yes
1995 150,000 Metal Roof 1,020 2 $1000-$2500 Deductible 270 2 Brick siding No
1963 225,000 Tile Roof 2,090 4 $1000-$2500 Deductible 2570 7 Vinyl siding yes
1986 140,000 Metal Roof 1,220 3 $500 Deductible 1410 8 Brick siding No
1999 335,000 Tile Roof 2,310 4 $500- $1000 Deductible 3230 5 Vinyl siding No
1975 485,000 Membrane Roof 3,960 5 $2500-$5000 Deductible 4580 9 Brick siding yes
1985 560,000 Shingles Roof 4,200 5 $500 Deductible 1960 3 Fiber-Cement Siding No
1987 165,000 Shingles Roof 1,530 3 $5000 to $10,000 Deductible 340 3 Vinyl siding No
1999 390,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 1780 6 Wood siding yes
1965 155,000 Membrane Roof 1,380 3 $5000 to $10,000 Deductible 1670 9 Wood siding yes