North Olmsted Insurance Rates:

North Olmsted, OH homeowners insurance is about $611 to $827, about $50-$68/month. Our exhaustive analysis reveals consumers can save as much as $287 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I like that i had a real live person assigned specifically to me to aid in the process of originally purchasing the insurance.
State Farm
State farm is not the cheapest home insurance, and their policies are constantly changing regarding what they will cover and how much they cover.
Liberty Mutual
I really like that liberty mutual is a nationwide company that can provide coverage for me across the country if i need to move again.
American Family
It is very good and nice for getting the amount from of it. Good thought of it. Very nice of it.
Liberty Mutual
It is fine. It just seems a little high for discounts and have never had a claim and have been with them for years. I just wish they offered better discounts. I know when we had state farm that they offered a comparable policy and coverage for less, about 30-40 percentage, but that was several years ago and the property value has risen as well.
Liberty Mutual
The home claim was a hassle and it took a long time to get everything repaired and settled out. The claim definitely increased our premium; which was expected, but it was increased much more than we realized it would be.
American Family
My agent is a close friend. She looks out for me and so does her employees. I do not currently have my previous frustrations with trying to get changes made and having to depend on an employee who may or may not know what they are doing.

North Olmsted, OH Homeowners Insurance By Home Value

North Olmsted, OH Home Value Total Homes % of Total Average North Olmsted, OH Homeowners Insurance
Less than $50,000 354 3.0% $115
$70,000 to $79,999 253 2.0% $352
$80,000 to $89,999 280 2.0% $395
$90,000 to $99,999 238 2.0% $445
$100,000 to $124,999 1,501 13.0% $517
$125,000 to $149,999 2,335 21.0% $647
$150,000 to $174,999 2,830 26.0% $762
$175,000 to $199,999 1,520 14.0% $884
$200,000 to $249,999 960 8.0% $1064
$250,000 to $299,999 270 2.0% $1301

Top Home Insurance Agents Near North Olmsted, OH

Home Insurance Company Near North Olmsted, OH Homeowners Insurance Agency Near North Olmsted, OH Address
Nationwide Dustin Burgess Insurance Group Llc 4194 Fulton Drive NW Suite A, Canton, OH, 44718-8280
State Farm Jim Mckinney 4541 Everhard Rd NW, Canton, OH, 44718-2406
State Farm Mark Swain 45944 N Ridge Rd, Amherst, OH, 44001-1751
State Farm Savina Pavluk 874 E Royalton Rd, Broadview Hts, OH, 44147-2533
Travelers United Underwriters Insurance 3505 E ROYALTON RD STE 220, BROADVIEW HTS, OH, 44147

Cost Of Homeowners Insurance By Street Near North Olmsted, OH

Streets in North Olmsted Area Homeowners Insurance Cost
Woodpath Trl, Westview Dr, North Ct, Shelley Dr, Arlington Ln, Timber Trl, Bailey Rd, Beech Ln, Whitehaven Ave, Lusandra Cir$706
E Oxford Oval, Carey Ln, Columbia Sq, Dryden Dr, Hidden Cir, W Ranchview Ave, Burns Rd, Macbeth Ave, South Ct, Wedgewood Dr$725
Ambour Dr, Elmhurst Rd, Esther Ave, Doe Dr, Gardenia Dr, Lebern Dr, Gareau Dr, Cypress Dr, Tudor Dr, Linda Dr$710
Sanders Ln, Iris Ct, Stewart Dr, Birch Ln, John Rd, Clubside Dr, Salzburg Cir, Woodpark Ln, Wellesley Ave, Frank St$733
Bentley Dr, Pompton Dr, Summer Lawn, Grace Rd, Carla Ln, Cedar Point Rd, Walnut Ln, Omsted Ct, Bretton Ridge Dr, Brendan Ln$715

North Olmsted, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Olmsted$107 to $110
Westlake$114
Olmsted$109
Olmsted Falls$108

North Olmsted, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westlake city, Ohio $96 $127 $191
Olmsted township, Cuyahoga County, Ohio $91 $121 $181
Olmsted Falls city, Ohio $90 $120 $180

North Olmsted, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Olmsted, OH4.0%10.7%
Westlake3.53%10.12%
Olmsted3.36%10.43%
Olmsted Falls3.97%10.45%

North Olmsted Renters Insurance as a Percentage of Rent

North Olmsted Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 48 1.0% $1236
$500 to $749 1,020 39.0% $1911
$750 to $999 750 29.0% $2661
$1,000 to $1,499 530 20.0% $3786
$1,500 or more 221 8.0% $5436

North Olmsted, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly North Olmsted Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to North Olmsted Home Owner from High Deductible Plan $600

North Olmsted, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Olmsted, OH Home Replacement Value MORE than Home Value North Olmsted, OH Home Replacement Value LESS than Home Value
Replacement Value $170,000 $102,500
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example North Olmsted Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmGEICO Insurance
Monthly Premium 316344
Year Built 196719791981
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for North Olmsted, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 165,000 Shingles Roof 2,100 4 $1000-$2500 Deductible 140 3 Stone Siding No
1978 285,000 Slate Shingles Roof 3,450 5 $1000-$2500 Deductible 80 1 Brick siding No
1960 215,000 Slate Shingles Roof 2,880 4 $5000 to $10,000 Deductible 660 12 Fiber-Cement Siding yes
1983 185,000 Asphalt Shingles Roof 1,860 3 $2500-$5000 Deductible 590 10 Fiber-Cement Siding No
1977 295,000 Metal Roof 3,470 5 $1000-$2500 Deductible 570 7 Wood siding No
1964 145,000 Tile Roof 1,720 3 $1000-$2500 Deductible 410 9 Stucco siding No
1979 250,000 Metal Roof 2,870 4 > $10,000 Deductible 330 10 Vinyl siding No
1970 290,000 Slate Shingles Roof 3,070 4 $2500-$5000 Deductible 850 10 Brick siding yes
1980 300,000 Tile Roof 2,880 5 $500 Deductible 710 8 Stucco siding yes
1979 470,000 Asphalt Shingles Roof 4,420 5 $2500-$5000 Deductible 700 5 Stucco siding No
1971 120,000 Slate Shingles Roof 1,630 3 $500- $1000 Deductible 220 5 Stone Siding No
1981 125,000 Composition Roof 1,680 3 $2500-$5000 Deductible 70 2 Stucco siding No
1965 300,000 Slate Shingles Roof 3,240 5 $2500-$5000 Deductible 970 12 Stone Siding No
1965 145,000 Slate Shingles Roof 1,950 3 $1000-$2500 Deductible 340 9 Stone Siding No
1975 185,000 Composition Roof 2,220 4 $500- $1000 Deductible 940 12 Vinyl siding No
1975 180,000 Membrane Roof 1,890 4 $2500-$5000 Deductible 140 3 Brick siding No
1981 170,000 Slate Shingles Roof 1,960 5 $500- $1000 Deductible 170 3 Brick siding No
1960 210,000 Shingles Roof 2,340 3 $5000 to $10,000 Deductible 310 9 Stone Siding No
1970 295,000 Membrane Roof 2,860 4 $500- $1000 Deductible 810 9 Stone Siding yes
1968 220,000 Composition Roof 2,200 4 $2500-$5000 Deductible 40 1 Stucco siding No
1981 280,000 Membrane Roof 3,080 5 $5000 to $10,000 Deductible 610 10 Wood siding yes
1965 125,000 Shingles Roof 1,630 3 $1000-$2500 Deductible 470 10 Stucco siding yes
1974 210,000 Shingles Roof 2,010 4 $500 Deductible 510 10 Stucco siding yes
1983 265,000 Slate Shingles Roof 2,810 5 $1000-$2500 Deductible 620 9 Stucco siding yes
1968 225,000 Tile Roof 2,250 3 $500 Deductible 210 3 Vinyl siding No
1981 350,000 Asphalt Shingles Roof 4,560 5 > $10,000 Deductible 320 6 Vinyl siding yes
1962 205,000 Asphalt Shingles Roof 2,380 3 $500 Deductible 810 9 Brick siding yes