North Mankato Insurance Rates:

North Mankato, MN homeowners insurance is about $860 to $1,168, about $71-$97/month. Our extensive analysis reveals consumers can save upto $405 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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North Mankato, MN Homeowners Insurance By Home Value

North Mankato, MN Home Value Total Homes % of Total Average North Mankato, MN Homeowners Insurance
Less than $50,000 345 8.0% $152
$80,000 to $89,999 50 1.0% $517
$90,000 to $99,999 78 1.0% $577
$100,000 to $124,999 316 8.0% $669
$125,000 to $149,999 617 15.0% $831
$150,000 to $174,999 850 21.0% $983
$175,000 to $199,999 485 12.0% $1135
$200,000 to $249,999 583 14.0% $1368
$250,000 to $299,999 357 9.0% $1673
$300,000 to $399,999 193 4.0% $2129

Top Home Insurance Agents Near North Mankato, MN

Home Insurance Company Near North Mankato, MN Homeowners Insurance Agency Near North Mankato, MN Address
NA Paragon Insurance Agency Po Box 99, Wells, MN, 56097
NA Willard & Williams Insurance Agency 220 E Jackson St, Mankato, MN, 56001
NA Linder & Assoc 605 South Water Street, Northfield, MN, 55057
Travelers Mike Nordby Insurance 600 ARMSTRONG BLVD N, ST JAMES, MN, 56081
Travelers Rongstad Insurance Services Llc 108 2ND ST NE, WASECA, MN, 56093

Cost Of Homeowners Insurance By Street Near North Mankato, MN

Streets in North Mankato Area Homeowners Insurance Cost
Good Counsel Dr, Belleview Ave, W Vine St, W Ruth St, W Lind St, Thompson Ravine Rd, Swiss St, Maple St, State Hwy 22 Bus, Lime Valley Ln$989
W Rock St, Range St, N Riverfront Dr, Lind St, N Broad St, Lime Valley St, May St, 9th Ave, Homer St, Lime Valley Rd$994
1st Ave, 6th Ave, W Lundin Blvd, E Thompson St, Summit Ave, W Mabel St, Willow St, 5th Ave, Brooks St, Volk Ct$996
Woodshire Dr, W Plum St, Pauley Ct, Cleveland St, W Washington St, 7th Ave, Johnson St, Adams St, Mills St, E Mabel St$990
W Lind Ct, Spruce St, N 5th St, 2nd Ave, Harper St, Pine St, N 4th St, Bonnie Ln, Lime Valley Cir, Maxfield St$995

North Mankato, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Mankato$151 to $154
Skyline$154
Belgrade$159
Mankato$151

North Mankato, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Skyline city, Minnesota $129 $171 $257
Belgrade township, Nicollet County, Minnesota $133 $177 $265
Mankato city, Minnesota $126 $167 $251

North Mankato, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Mankato, MN6.0%18.9%
Skyline5.88%21.69%
Belgrade4.97%17.72%
Mankato6.65%21.41%

North Mankato Renters Insurance as a Percentage of Rent

North Mankato Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 107 7.0% $338
$200 to $299 32 2.0% $788
$300 to $499 118 7.0% $1238
$500 to $749 549 37.0% $1913
$750 to $999 370 25.0% $2663
$1,000 to $1,499 120 8.0% $3788
$1,500 or more 183 12.0% $5438

North Mankato, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly North Mankato Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,400$8,900
Net Savings to North Mankato Home Owner from High Deductible Plan $500

North Mankato, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Mankato, MN Home Replacement Value MORE than Home Value North Mankato, MN Home Replacement Value LESS than Home Value
Replacement Value $155,500 $111,000
Insurance Premium based on Replacement Value $1,100 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example North Mankato Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceAllstate
Monthly Premium 8945154
Year Built 194420092010
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$75000-$100000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for North Mankato, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 430,000 Wood Shake Roof 4,380 5 > $10,000 Deductible 650 4 Wood siding No
1942 190,000 Membrane Roof 1,670 2 $2500-$5000 Deductible 430 5 Stucco siding No
1967 365,000 Composition Roof 3,190 4 $5000 to $10,000 Deductible 120 1 Stone Siding No
1981 150,000 Wood Shake Roof 1,740 3 $2500-$5000 Deductible 710 9 Fiber-Cement Siding No
1982 175,000 Wood Shake Roof 1,790 2 $500- $1000 Deductible 300 3 Wood siding No
2010 130,000 Slate Shingles Roof 1,290 2 $500 Deductible 230 3 Vinyl siding No
1981 250,000 Membrane Roof 2,290 3 $500 Deductible 990 7 Brick siding No
2011 110,000 Wood Shake Roof 1,120 2 $500 Deductible 130 2 Vinyl siding yes
2011 485,000 Wood Shake Roof 4,150 5 $500 Deductible 1570 6 Stone Siding No
1966 185,000 Asphalt Shingles Roof 1,640 2 $2500-$5000 Deductible 370 4 Fiber-Cement Siding yes
1997 155,000 Metal Roof 1,390 3 $500- $1000 Deductible 720 8 Wood siding No
2005 155,000 Membrane Roof 1,650 5 $500- $1000 Deductible 60 1 Brick siding No
1991 80,000 Shingles Roof 910 2 $1000-$2500 Deductible 200 6 Brick siding yes
1981 75,000 Slate Shingles Roof 930 2 $500- $1000 Deductible 320 8 Wood siding No
1941 320,000 Composition Roof 3,700 5 $1000-$2500 Deductible 880 6 Wood siding No
1963 275,000 Asphalt Shingles Roof 3,290 4 $500- $1000 Deductible 1630 8 Brick siding No
2010 260,000 Composition Roof 3,230 4 > $10,000 Deductible 330 4 Vinyl siding No
2009 165,000 Asphalt Shingles Roof 1,970 4 $1000-$2500 Deductible 1190 12 Brick siding yes
2002 405,000 Metal Roof 3,720 5 $500 Deductible 2660 10 Wood siding No
1998 145,000 Slate Shingles Roof 1,440 3 $2500-$5000 Deductible 660 12 Wood siding No
1995 185,000 Wood Shake Roof 2,320 4 $5000 to $10,000 Deductible 240 3 Stone Siding No
1941 185,000 Composition Roof 2,280 3 $5000 to $10,000 Deductible 240 4 Stone Siding yes
1981 100,000 Composition Roof 1,070 2 $1000-$2500 Deductible 130 2 Brick siding yes
2005 255,000 Metal Roof 2,340 3 $2500-$5000 Deductible 110 1 Fiber-Cement Siding yes
2005 165,000 Composition Roof 1,580 2 $2500-$5000 Deductible 850 9 Brick siding yes
2005 150,000 Composition Roof 1,600 5 $500 Deductible 540 5 Stucco siding yes
2004 150,000 Tile Roof 1,300 2 $1000-$2500 Deductible 870 10 Fiber-Cement Siding No
1969 480,000 Shingles Roof 4,300 5 $5000 to $10,000 Deductible 190 1 Fiber-Cement Siding No