North Madison Insurance Rates:

North Madison, OH homeowners insurance is about $594 to $810, about $49-$67/month. Our comprehensive research reveals consumers can save as much as $280 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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North Madison, OH Homeowners Insurance By Home Value

North Madison, OH Home Value Total Homes % of Total Average North Madison, OH Homeowners Insurance
Less than $50,000 194 8.0% $140
$50,000 to $59,999 69 2.0% $301
$60,000 to $69,999 49 2.0% $371
$70,000 to $79,999 95 4.0% $427
$80,000 to $89,999 142 5.0% $483
$90,000 to $99,999 169 7.0% $539
$100,000 to $124,999 567 23.0% $630
$125,000 to $149,999 448 18.0% $785
$150,000 to $174,999 293 12.0% $932
$175,000 to $199,999 116 4.0% $1072
$200,000 to $249,999 194 8.0% $1289

Top Home Insurance Agents Near North Madison, OH

Home Insurance Company Near North Madison, OH Homeowners Insurance Agency Near North Madison, OH Address
State Farm Brodie Ritchlin 447 South St, Chardon, OH, 44024-1405
Travelers Cbiz Benefits & Ins Services Of Md 6050 OAK TREE BLVD STE 500, INDEPENDENCE, OH, 44131
Allstate David Spencer 20800 Center Ridge Rd Ste 115, Rocky River, OH, 44116
Allstate Robert Mckenica 3889 Darrow Rd, Stow, OH, 44224
State Farm Tania Howell 4435 Mahoning Ave NW, Warren, OH, 44483-1932

Cost Of Homeowners Insurance By Street Near North Madison, OH

Streets in North Madison Area Homeowners Insurance Cost
2nd St, Avalon Dr, Co Hwy 1, Belleair Ave, Oasis Blvd, Co Hwy 13, Co Hwy 15, Douglas Dr, Perth Rd, Claymoor Ave$705
Hubbard Rd, Sterling Rd, Debbie Pl, County Line Rd, Bayside Dr, Berwick St, Bonnie Wood Dr, Co Hwy 26, Earl Ave, Forest Glen Rd$699
Palm Blvd, Timeless Ln, Paradise Blvd, Bennett Rd, 1st St, Erieview Dr, Whispering Sands Dr, Mohawk Dr, Stoneyridge Dr, Co Hwy 11$690
Co Hwy 32, Eddy Rd, Haywood Ave, Ottawa Ave, Hazel Ave, Lake Rd E, Norton Dr, Montrose Dr, Shore Dr, Rosena Ave$697
Trinity Rd, Twp Hwy 141, Northway Dr, Larkhall St, Green Rd, Paisley Rd, Division St, Driftwood Dr, Homestead Rd, Cambrian Way$708

North Madison, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Madison$104 to $107
North Perry$112
Geneva$104
Geneva-on-the-Lake$102

North Madison, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Perry village, Ohio $112 $149 $224
Geneva township, Ashtabula County, Ohio $104 $138 $207
Geneva-on-the-Lake village, Ohio $102 $136 $204

North Madison, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Madison, OH4.7%13.8%
North Perry4.01%13.42%
Geneva5.28%14.32%
Geneva-on-the-Lake5.59%15.88%

North Madison Renters Insurance as a Percentage of Rent

North Madison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 26 2.0% $798
$300 to $499 64 6.0% $1248
$500 to $749 234 24.0% $1923
$750 to $999 355 37.0% $2673
$1,000 to $1,499 254 26.0% $3798
$1,500 or more 25 2.0% $5448

North Madison, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly North Madison Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,000$6,400
Net Savings to North Madison Home Owner from High Deductible Plan $600

North Madison, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Madison, OH Home Replacement Value MORE than Home Value North Madison, OH Home Replacement Value LESS than Home Value
Replacement Value $149,000 $89,500
Insurance Premium based on Replacement Value $650 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example North Madison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualGEICO Insurance
Monthly Premium 356091
Year Built 196220131977
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$175000-$200000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for North Madison, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 155,000 Shingles Roof 1,620 5 $500 Deductible 430 10 Stone Siding No
1988 170,000 Shingles Roof 1,800 4 $1000-$2500 Deductible 110 2 Stucco siding No
1979 145,000 Metal Roof 1,910 4 $500- $1000 Deductible 710 12 Stone Siding yes
1977 100,000 Metal Roof 1,490 3 $1000-$2500 Deductible 80 3 Vinyl siding No
1987 280,000 Asphalt Shingles Roof 3,380 4 $500 Deductible 640 6 Stone Siding No
2011 140,000 Asphalt Shingles Roof 2,130 4 $500 Deductible 480 9 Fiber-Cement Siding yes
1968 325,000 Asphalt Shingles Roof 4,720 5 $5000 to $10,000 Deductible 230 5 Vinyl siding No
2011 165,000 Asphalt Shingles Roof 2,610 4 $1000-$2500 Deductible 500 10 Wood siding No
1979 185,000 Tile Roof 2,000 3 $1000-$2500 Deductible 370 9 Stone Siding No
2010 150,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
1981 125,000 Slate Shingles Roof 1,410 3 $500- $1000 Deductible 60 2 Stone Siding yes
1972 155,000 Composition Roof 2,120 3 $500 Deductible 210 4 Stone Siding No
1979 355,000 Shingles Roof 4,830 5 $500 Deductible 920 8 Brick siding No
1966 160,000 Slate Shingles Roof 1,810 5 $5000 to $10,000 Deductible 310 12 Fiber-Cement Siding yes
1984 130,000 Tile Roof 1,850 4 $500 Deductible 440 8 Wood siding yes
1962 195,000 Tile Roof 2,090 3 $5000 to $10,000 Deductible 120 3 Vinyl siding yes
1981 140,000 Asphalt Shingles Roof 1,660 3 $2500-$5000 Deductible 320 9 Brick siding yes
2014 140,000 Shingles Roof 2,090 3 $1000-$2500 Deductible 390 9 Stucco siding yes
1972 305,000 Wood Shake Roof 3,570 5 $500 Deductible 840 9 Wood siding yes
2012 215,000 Wood Shake Roof 2,320 3 $500- $1000 Deductible 60 1 Stone Siding yes
1972 195,000 Wood Shake Roof 2,130 3 $500 Deductible 60 1 Vinyl siding yes
1968 230,000 Composition Roof 2,700 5 $500 Deductible 650 12 Fiber-Cement Siding yes
1978 370,000 Tile Roof 4,430 5 > $10,000 Deductible 260 4 Brick siding No
2012 195,000 Composition Roof 2,280 4 $500 Deductible 610 8 Wood siding yes
2011 410,000 Tile Roof 4,620 5 $500- $1000 Deductible 800 6 Stucco siding No
2010 95,000 Shingles Roof 1,220 3 $500- $1000 Deductible 90 3 Fiber-Cement Siding yes