Lauderdale Insurance Rates:

Lauderdale, FL homeowners insurance is about $970 to $1,324, about $80-$110/month. Our complete analysis shows customers can save upto $458 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Lauderdale, FL: Customer-Reviewed Options

Top Home Insurance Agents Near Lauderdale, FL

Home Insurance Company Near Lauderdale, FL Homeowners Insurance Agency Near Lauderdale, FL Address
Travelers Dunham Insurance Services Inc 2601 E OAKLAND PARK BLVD 303, FT LAUDERDALE, FL, 33306
State Farm Guy Brickman 16969 NW 67th Ave Ste 100, Hialeah, FL, 33015-4259
State Farm Mario Obregon 6701 Sunset Dr Ste 115, South Miami, FL, 33143-4529
Travelers Southgate Insurance Agency Of Pompano Beach 639 N FEDERAL HWY, POMPANO BEACH, FL, 33062

Lauderdale, FL Home Insurance Agents for Top Companies


Lauderdale, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tamarac city, Florida $173 $230 $345
Margate city, Florida $173 $230 $345
Coral Springs-Margate CCD, Broward County, Florida $176 $234 $351


Lauderdale, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lauderdale, FL6.0%21.6%
Coral Springs-Margate5.58%17.42%

Lauderdale Renters Insurance as a Percentage of Rent

Lauderdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 176 3.0% $1918
$750 to $999 788 15.0% $2668
$1,000 to $1,499 3,371 66.0% $3793
$1,500 or more 680 13.0% $5443

Cost Of Homeowners Insurance By Street Near Lauderdale, FL

Streets in Lauderdale Area Homeowners Insurance Cost
Sussex Dr, Cortez Cir I, Kimberly Pl, Coral Ave, Silverado, Aztec Boulevard Cir A, SW 55th Ter, Treehouse Ln, W Jasmine Ln, SW 78th Ter$1,164
Rio Pinar, Colly Way, SW 49th Ter, SW 62nd Way, Rio Pinar, N Cortez Drive Circle F, Tam Oshanter Blvd, Harbour Rd, S Cortez Dr, SW 80th Ave$1,169
Kathy Ct, Alexandria Dr, Santa Catalina Ln, Monte Carlo Pl, W Maple St, Belmont Ln, W Commericial Blvd, Merion Ct, Evergreen St, Pebble Beach$1,176
E Parkway Dr, Forest Blvd, St Tropez Ln, Anderson Rd, Aztec Blvd, Kimberly Blvd, Maddy Ln, SW 78th Ter, Curry Cir, Landings Way$1,148
NW 65th St, SW 68th Way, N Cortez Dr Circle D, S Cortez Drive Cir W, S Parkway Dr, S Coral Cir, S Santa Catalina Cir, SW 62nd Ter, NW 30 Ln, Interlachen$1,172

Lauderdale, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lauderdale$171 to $174
Coral Springs-Margate$175
Lauderdale Lakes$169

Average Cost Of Home Insurance By Company In Areas Nearby Lauderdale For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO St. Johns Insurance $6,201
150,000 27 NO United Property & Casualty Insurance $7,331
150,000 27 YES Citizens Property Insurance $1,485
150,000 27 YES Stillwater Property And Casualty Insurance $3,323
150,000 27 YES Tower Hill Prime Insurance $2,040
150,000 27 YES Universal Insurance $2,919
300,000 12 NA Auto Club Insurance $4,958
300,000 12 NA Florida Peninsula Insurance $4,890
300,000 12 NA Tower Hill Preferred Insurance $4,062


Lauderdale, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lauderdale Homeowner Insurance Premium Example $2,100$1,700
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$15,100
Net Savings to Lauderdale Home Owner from High Deductible Plan $800


Lauderdale, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lauderdale, FL Home Replacement Value MORE than Home Value Lauderdale, FL Home Replacement Value LESS than Home Value
Replacement Value $221,000 $153,000
Insurance Premium based on Replacement Value $4,000 $2,775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $925/year Insurance costlier by $300/year


Example Lauderdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 240164175
Year Built 199919841978
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$150000-$175000$125000-$150000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible