Lauderdale, FL homeowners insurance is about $970 to $1,324, about $80-$110/month. Our complete analysis shows customers can save upto $458 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lauderdale, FL | Homeowners Insurance Agency Near Lauderdale, FL | Address |
|---|---|---|
| Travelers | Dunham Insurance Services Inc | 2601 E OAKLAND PARK BLVD 303, FT LAUDERDALE, FL, 33306 |
| State Farm | Guy Brickman | 16969 NW 67th Ave Ste 100, Hialeah, FL, 33015-4259 |
| State Farm | Mario Obregon | 6701 Sunset Dr Ste 115, South Miami, FL, 33143-4529 |
| Travelers | Southgate Insurance Agency Of Pompano Beach | 639 N FEDERAL HWY, POMPANO BEACH, FL, 33062 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Tamarac city, Florida | $173 | $230 | $345 |
| Margate city, Florida | $173 | $230 | $345 |
| Coral Springs-Margate CCD, Broward County, Florida | $176 | $234 | $351 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lauderdale, FL | 6.0% | 21.6% |
| Tamarac | 6.46% | 17.54% |
| Margate | 6.11% | 20.52% |
| Coral Springs-Margate | 5.58% | 17.42% |
| Lauderdale Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 176 | 3.0% | $1918 |
| $750 to $999 | 788 | 15.0% | $2668 |
| $1,000 to $1,499 | 3,371 | 66.0% | $3793 |
| $1,500 or more | 680 | 13.0% | $5443 |
| Streets in Lauderdale Area | Homeowners Insurance Cost |
|---|---|
| Sussex Dr, Cortez Cir I, Kimberly Pl, Coral Ave, Silverado, Aztec Boulevard Cir A, SW 55th Ter, Treehouse Ln, W Jasmine Ln, SW 78th Ter | $1,164 |
| Rio Pinar, Colly Way, SW 49th Ter, SW 62nd Way, Rio Pinar, N Cortez Drive Circle F, Tam Oshanter Blvd, Harbour Rd, S Cortez Dr, SW 80th Ave | $1,169 |
| Kathy Ct, Alexandria Dr, Santa Catalina Ln, Monte Carlo Pl, W Maple St, Belmont Ln, W Commericial Blvd, Merion Ct, Evergreen St, Pebble Beach | $1,176 |
| E Parkway Dr, Forest Blvd, St Tropez Ln, Anderson Rd, Aztec Blvd, Kimberly Blvd, Maddy Ln, SW 78th Ter, Curry Cir, Landings Way | $1,148 |
| NW 65th St, SW 68th Way, N Cortez Dr Circle D, S Cortez Drive Cir W, S Parkway Dr, S Coral Cir, S Santa Catalina Cir, SW 62nd Ter, NW 30 Ln, Interlachen | $1,172 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lauderdale | $171 to $174 |
| Tamarac | $172 |
| Coral Springs-Margate | $175 |
| Lauderdale Lakes | $169 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | St. Johns Insurance | $6,201 |
| 150,000 | 27 | NO | United Property & Casualty Insurance | $7,331 |
| 150,000 | 27 | YES | Citizens Property Insurance | $1,485 |
| 150,000 | 27 | YES | Stillwater Property And Casualty Insurance | $3,323 |
| 150,000 | 27 | YES | Tower Hill Prime Insurance | $2,040 |
| 150,000 | 27 | YES | Universal Insurance | $2,919 |
| 300,000 | 12 | NA | Auto Club Insurance | $4,958 |
| 300,000 | 12 | NA | Florida Peninsula Insurance | $4,890 |
| 300,000 | 12 | NA | Tower Hill Preferred Insurance | $4,062 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $3,200 |
| Yearly Lauderdale Homeowner Insurance Premium Example | $2,100 | $1,700 |
| Out of Pocket Expense During Claim | $1,200 | $3,200 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,900 | $15,100 |
| Net Savings to Lauderdale Home Owner from High Deductible Plan | $800 | |
| Scenario | Lauderdale, FL Home Replacement Value MORE than Home Value | Lauderdale, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $221,000 | $153,000 |
| Insurance Premium based on Replacement Value | $4,000 | $2,775 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $51,000 |
| Premium Impact | Insurance cheaper by $925/year | Insurance costlier by $300/year |
| Insurance Company | GEICO Insurance | Allstate | Liberty Mutual |
| Monthly Premium | 240 | 164 | 175 |
| Year Built | 1999 | 1984 | 1978 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $150000-$175000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |