North Kingstown, RI homeowners insurance is nearly $956 to $1,300, about $79-$108/month. Our complete research indicates shoppers can save as much as $451 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near North Kingstown, RI | Homeowners Insurance Agency Near North Kingstown, RI | Address |
|---|---|---|
| Travelers | A E Barnes & Co Insurance Agency Inc | 141 PLEASANT ST, S WEYMOUTH, MA, 2190 |
| Travelers | Goldman Ernest & Liner Iai | 17 CENTRAL ST, NORWOOD, MA, 2062 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Greenwich town, Kent County, Rhode Island | $147 | $196 | $294 |
| Jamestown town, Newport County, Rhode Island | $151 | $201 | $302 |
| Kingston CDP, Rhode Island | $142 | $189 | $284 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| North Kingstown, RI | 4.4% | 12.5% |
| East Greenwich | 3.34% | 9.81% |
| Jamestown | 4.98% | 12.63% |
| Kingston | 4.21% | 11.62% |
| North Kingstown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 33 | 1.0% | $329 |
| $200 to $299 | 130 | 5.0% | $779 |
| $300 to $499 | 278 | 11.0% | $1229 |
| $500 to $749 | 372 | 15.0% | $1904 |
| $750 to $999 | 652 | 26.0% | $2654 |
| $1,000 to $1,499 | 754 | 30.0% | $3779 |
| $1,500 or more | 228 | 9.0% | $5429 |
| Streets in North Kingstown Area | Homeowners Insurance Cost |
|---|---|
| Spink St, Fairfield Dr, Jamaica Way, Cedar St, Pineland St, Maplewood Dr, Scenic Dr, Middle St, Rollingwood Dr, Hazard Ave | $1,127 |
| Pine St, Concord Ave, Beachwood Dr, Wampanaog Cir, Peachtree Rd, Pojac Point Rd, Collation Cir, Azalea Ct, Lands End Dr, Bea Dr | $1,142 |
| Rolling Meadow Way, Ilex Ct, Gould Way, Dawn Marie Ct, Brook View Dr, Pettee Ave, Heritage Rd, 6th St, Dupont Cir, Gosnold Rd | $1,131 |
| Cynthia Dr, Stillman Rd, Enfield Ave, Camp Ave, Charles St, Mainsail Dr, Hollywood Dr, Gardiner Ave, Babcock Rd, Kingsley Ave | $1,100 |
| Oakland Ave, Woodlawn Dr, Princess Pine Ct, Railroad Ave, State Rte 102, Armington Ave, Rustic Way, Carriage Hill Rd, Lantern Ln E, Fletcher Rd | $1,166 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| North Kingstown | $168 to $171 |
| East Greenwich | $176 |
| Jamestown | $181 |
| Kingston | $170 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly North Kingstown Homeowner Insurance Premium Example | $2,200 | $1,700 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $14,600 | $13,600 |
| Net Savings to North Kingstown Home Owner from High Deductible Plan | $1,000 | |
| Scenario | North Kingstown, RI Home Replacement Value MORE than Home Value | North Kingstown, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $447,000 | $298,000 |
| Insurance Premium based on Replacement Value | $4,300 | $2,850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $84,000 | Risk Exposure from Under Insuring Coverage is $65,000 |
| Premium Impact | Insurance cheaper by $625/year | Insurance costlier by $825/year |
| Insurance Company | Allstate | GEICO Insurance | Nationwide Insurance |
| Monthly Premium | 202 | 172 | 251 |
| Year Built | 2005 | 1988 | 1968 |
| Home Details | 5 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $250000-$300000 | $300000-$350000 |
| Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible | $500 Deductible |