North Haledon Insurance Rates:

North Haledon, NJ homeowners insurance is approximately $760 to $1,040, about $63-$86/month. Our comprehensive research indicates shoppers can save as much as $360 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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North Haledon, NJ Homeowners Insurance By Home Value

North Haledon, NJ Home Value Total Homes % of Total Average North Haledon, NJ Homeowners Insurance
Less than $50,000 17 2.0% $45
$125,000 to $149,999 25 3.0% $261
$150,000 to $174,999 23 3.0% $306
$175,000 to $199,999 22 3.0% $351
$250,000 to $299,999 205 30.0% $522
$300,000 to $399,999 390 57.0% $666

Top Home Insurance Agents Near North Haledon, NJ

Home Insurance Company Near North Haledon, NJ Homeowners Insurance Agency Near North Haledon, NJ Address
NA Jil Agency Ltd 1048 W Beech St Long Beach, Long Beach, NY, 11561
NA Irving Kaplan Insurance 6 Balfour Ln Scotch Plains, Scotch Plains, NJ, 7076
Travelers Alpha Agency Llc 89 ELMORA AVE, ELIZABETH, NJ, 7202
Allstate David Panetta 431 Rt 22 E Unit 70, Whitehouse Station, NJ, 8889
Allstate Shari Zimmerman 559 Route 6N Ste 4, Mahopac, NY, 10541

Cost Of Homeowners Insurance By Street Near North Haledon, NJ

Streets in North Haledon Area Homeowners Insurance Cost
Stanley Ct, Feldman Ter, Pettee Ave, Cedar Ct, N Haledon Ave, Hearthstone Dr, Stanley Ct S, Morley Pl, Arthur St, Nassau St$900
Bensam Pl, Pyramid Way, Stockton Rd, Mead Ave, Lisa Ct, Gemeinhardt Pl, Reservoir Dr, Pointe View Dr, Sicomac Rd, Magnolia Way$895
Pleasantview Dr, Elizabeth Ct, Hillside Dr, Sturr St, de Roon Ave, Thornton Dr, Tamboer Dr, Darrow Dr, Maple Ct, Indian Trl$902
Brookview Dr, Boat St, Ruth Pl, Florence Pl, Lotz St, Mountainview Dr, Highland Rd, Sackerman Ave, Brian Ct, Dietrich Ln$896
Werner Ave, Moyer Ct, Briarwood Way, Evergreen Ave, Stanley Ct W, Carla Ct, Weber Ct, Frankfort St, Split Rock Rd, Rothesay Ave$898

North Haledon, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Haledon$134 to $137
Hawthorne$130
Prospect Park$126
Haledon$127

North Haledon, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hawthorne borough, New Jersey $131 $174 $261
Prospect Park borough, New Jersey $126 $168 $252
Haledon borough, New Jersey $128 $170 $255

North Haledon, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Haledon, NJ2.7%7.5%
Hawthorne2.61%7.27%
Prospect Park2.93%7.01%
Haledon2.83%7.1%

North Haledon Renters Insurance as a Percentage of Rent

North Haledon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 59 23.0% $2636
$1,000 to $1,499 55 22.0% $3761
$1,500 or more 136 54.0% $5411

North Haledon, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly North Haledon Homeowner Insurance Premium Example $5,100$3,600
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $16,900$15,400
Net Savings to North Haledon Home Owner from High Deductible Plan $1,500

North Haledon, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Haledon, NJ Home Replacement Value MORE than Home Value North Haledon, NJ Home Replacement Value LESS than Home Value
Replacement Value $534,500 $389,500
Insurance Premium based on Replacement Value $3,150 $2,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $79,500 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $475/year

Example North Haledon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 64155319
Year Built 196719712013
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$800000-$900000More than 10000000
Deductible > $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for North Haledon, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 500,000 Membrane Roof 2,030 3 $500- $1000 Deductible 2250 10 Vinyl siding yes
2011 680,000 Membrane Roof 3,390 4 $5000 to $10,000 Deductible 260 1 Fiber-Cement Siding yes
1974 1,045,000 Membrane Roof 4,860 5 $2500-$5000 Deductible 2200 7 Wood siding yes
2013 485,000 Composition Roof 2,220 3 $2500-$5000 Deductible 1750 12 Vinyl siding No
1967 465,000 Slate Shingles Roof 2,480 4 $2500-$5000 Deductible 1710 10 Stone Siding yes
1967 770,000 Composition Roof 2,940 4 $1000-$2500 Deductible 800 4 Stucco siding No
1958 550,000 Tile Roof 2,370 3 $1000-$2500 Deductible 1940 8 Vinyl siding No
1949 365,000 Tile Roof 1,710 4 > $10,000 Deductible 490 6 Brick siding No
1955 365,000 Shingles Roof 1,690 5 > $10,000 Deductible 70 1 Stone Siding No
2013 390,000 Tile Roof 1,930 3 $500- $1000 Deductible 1840 10 Brick siding yes
1942 875,000 Slate Shingles Roof 3,330 4 $2500-$5000 Deductible 2170 7 Vinyl siding No
1943 500,000 Wood Shake Roof 2,620 4 $5000 to $10,000 Deductible 230 2 Vinyl siding yes
1975 790,000 Wood Shake Roof 3,460 5 $1000-$2500 Deductible 950 3 Wood siding yes
1953 460,000 Slate Shingles Roof 1,770 3 $5000 to $10,000 Deductible 250 2 Stone Siding No
1957 610,000 Tile Roof 2,340 3 > $10,000 Deductible 510 5 Wood siding No
1972 1,050,000 Composition Roof 4,850 5 $1000-$2500 Deductible 520 2 Brick siding No
1941 380,000 Tile Roof 1,820 4 $5000 to $10,000 Deductible 1110 8 Stone Siding No
1970 875,000 Tile Roof 4,280 5 $1000-$2500 Deductible 2450 8 Brick siding No
1959 965,000 Asphalt Shingles Roof 4,040 5 $500 Deductible 2980 7 Wood siding No
2013 815,000 Composition Roof 3,450 5 $500 Deductible 1250 4 Vinyl siding No
1972 480,000 Slate Shingles Roof 2,280 4 $1000-$2500 Deductible 910 4 Wood siding No
1953 375,000 Composition Roof 1,820 3 $500 Deductible 1720 12 Brick siding No
1965 545,000 Membrane Roof 2,580 4 $5000 to $10,000 Deductible 860 6 Vinyl siding No
1978 365,000 Slate Shingles Roof 1,450 3 $500 Deductible 1040 7 Vinyl siding yes
1975 490,000 Membrane Roof 1,860 5 $2500-$5000 Deductible 460 3 Vinyl siding yes
1959 510,000 Tile Roof 2,100 4 $1000-$2500 Deductible 510 3 Fiber-Cement Siding yes
1950 425,000 Wood Shake Roof 1,810 4 $1000-$2500 Deductible 490 3 Brick siding No
1969 480,000 Membrane Roof 1,830 4 $5000 to $10,000 Deductible 1140 8 Fiber-Cement Siding yes
1940 450,000 Wood Shake Roof 1,710 3 $5000 to $10,000 Deductible 1350 9 Brick siding yes
1948 1,045,000 Tile Roof 4,770 5 $500 Deductible 5220 12 Brick siding yes
1954 435,000 Composition Roof 1,640 4 $2500-$5000 Deductible 1210 10 Wood siding No
1944 430,000 Shingles Roof 1,900 4 $1000-$2500 Deductible 1380 8 Wood siding No
1942 655,000 Asphalt Shingles Roof 2,820 5 $2500-$5000 Deductible 860 4 Stone Siding yes
1947 515,000 Metal Roof 2,450 4 $5000 to $10,000 Deductible 1580 12 Fiber-Cement Siding yes