North Fort Myers Insurance Rates:

North Fort Myers, FL homeowners insurance is nearly $949 to $1,289, about $79-$107/month. Our thorough analysis indicates shoppers can save as much as $447 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The rate they offer when bundled with car insurance was extremely competitive. the customer service team that assisted with the setup of our plan with very helpful.
State Farm
It is very difficult to get a different quote because you get discounts for putting things together on the same plan. also, the rates just go up and there's no explanation. you have to call and find out what is going on.
State Farm
I like receiving my statements any way i want them i can get them in the mail or over my email. i like the fact they will still mail them to me instead of everything being electronic. i feel safer not having all my information sent to me monthly over the internet.
Assurant Specialty Property
I have never had to contact them. I feel like, they work with my auto insurance it would be pretty good and similar.
Geico
I tried to see if I could get some discounts but no luck at all will check back on that later.

North Fort Myers, FL Homeowners Insurance By Home Value

North Fort Myers, FL Home Value Total Homes % of Total Average North Fort Myers, FL Homeowners Insurance
Less than $50,000 4,991 30.0% $346
$50,000 to $59,999 1,409 8.0% $727
$60,000 to $69,999 1,133 6.0% $906
$70,000 to $79,999 848 5.0% $1051
$80,000 to $89,999 762 4.0% $1186
$90,000 to $99,999 613 3.0% $1331
$100,000 to $124,999 1,103 6.0% $1544
$125,000 to $149,999 955 5.0% $1924
$150,000 to $174,999 962 5.0% $2271
$175,000 to $199,999 950 5.0% $2629
$200,000 to $249,999 1,141 7.0% $3155
$250,000 to $299,999 676 4.0% $3860
$300,000 to $399,999 645 3.0% $4912

Top Home Insurance Agents Near North Fort Myers, FL

Home Insurance Company Near North Fort Myers, FL Homeowners Insurance Agency Near North Fort Myers, FL Address
NA We Insure Florida 4575 Via Royale Ste 206 Fort Myers, Fort Myers, FL, 33919
NA K & L Insurance Services, Inc. 5251 Golden Gate Parkway, Ste. A , Naples, FL, 34116
NA Nationwide Insurance Agency. Inc 16970 S Tamiami Trl Unit 2 , Fort Myers, FL, 33908
NA Susan Schreiber Martin Insurance Agency, Llc 3723B Del Prado Blvd S Cape Coral, Cape Coral, FL, 33904
Allstate Kevin Greenwell 841 Vanderbilt Beach Rd, Naples, FL, 34108

Cost Of Homeowners Insurance By Street Near North Fort Myers, FL

Streets in North Fort Myers Area Homeowners Insurance Cost
Twin Brooks Rd, Councilor Ln, NW 24th Pl, Tuckaway Ct, NE 21st Ct, Bay Pointe Blvd, Wood St, Orange Blossom Ln, Ridgeway Dr, Meredith Rd$1,111
NE 13th Pl, Sea Haven Ct, NW 25th Ter, Herron Rd, R Js Dr, Wolf Run Ln, NE 35th Ln, D 4, Amsterdam St, Nelsons Walk Ct$1,163
Cross Water Dr, Northside Cir, N Las Palmas Blvd, D 2, Geronimo Dr, Hubbard Ave, Williams Dr, Lacosta Ln, Vogiantzis Pkwy, NE 8th Ct$1,155
Deni Dr, Blue Lagoon Ln, Barrett Rd, Sunshine Ave, Hancock Creek South Blvd, Santa Barbara St, Monterey St, NE 24th Ter, Grenelefe Ct, NE 3rd St$1,143
Captains Walk, Orchard Dr, Gail St, Homestead Dr, Tolles Dr NE, Jacaramba Ct, Moody Rd, Maywood Dr, Oak Ave, NE 13th Pl$1,125
River Bend Rd, Nelson Rd, Becker Dr, NW 30th Ln, Wayfarers Way, NE 19th Ct, NE 37th Ter, Meadowbrook Ct, Citron Way, Lavin Ln$1,119
Deerfield St, Ave Sierra, Port Rd, Donna Dr, Barnstable Ct, Aluminum Rd, Player Ct, Pine Lake Dr, Feather Tree Ln, Idleway Dr$1,140
NE 5th Ter, Sky Meadow Ln, Brynmar Dr, Ebson Dr, Kumquat St, Western Acres Rd, Scarecrow Rd, E 3, Bum Bum Creek Ct, Foster Rd$1,162
Gloxinia Dr, Ave Las Colinas, NE 13th Ave, Cherie Ln, NW 25th Ln, East Rd, Nankervis Ln, NE 13th Ln, Tierra Entrada, Nicklaus Blvd$1,115
Penny Dr, Fletcher, NW 24th Ave, Admiralty Cir, South Dr, Virginia Dare Ln, Blair St, NE 43rd Ln, Edgewood Rd, NE 21st Ter$1,150

North Fort Myers, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Fort Myers$167 to $170
Suncoast Estates$165
Tice$166
Lochmoor Waterway Estates$174

North Fort Myers, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Suncoast Estates CDP, Florida $138 $183 $275
Tice CDP, Florida $139 $185 $277
Palmona Park CDP, Florida $138 $184 $276

North Fort Myers, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Fort Myers, FL7.2%19.3%
Suncoast Estates10.43%35.84%
Tice9.6%35.82%
Palmona Park10.26%64.91%

North Fort Myers Renters Insurance as a Percentage of Rent

North Fort Myers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 47 2.0% $351
$200 to $299 35 1.0% $801
$300 to $499 327 14.0% $1251
$500 to $749 939 41.0% $1926
$750 to $999 606 26.0% $2676
$1,000 to $1,499 209 9.0% $3801
$1,500 or more 86 3.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby North Fort Myers For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Tower Hill Preferred Insurance $2,554
150,000 27 YES Castle Key Indemnity Company Insurance $1,736
150,000 27 YES Tower Hill Preferred Insurance $1,443
150,000 27 YES United Property & Casualty Insurance $1,184
300,000 12 NA Southern Oak Insurance $3,273
300,000 12 NA Stillwater Property And Casualty Insurance $2,032
300,000 12 NA Tower Hill Signature Insurance $2,517

North Fort Myers, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly North Fort Myers Homeowner Insurance Premium Example $2,700$2,300
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,600$21,400
Net Savings to North Fort Myers Home Owner from High Deductible Plan $1,200

North Fort Myers, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Fort Myers, FL Home Replacement Value MORE than Home Value North Fort Myers, FL Home Replacement Value LESS than Home Value
Replacement Value $53,000 $35,500
Insurance Premium based on Replacement Value $975 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $8,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example North Fort Myers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 187157200
Year Built 201219912006
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$100000-$125000$125000-$150000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for North Fort Myers, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 115,000 Shingles Roof 2,180 3 $500- $1000 Deductible 1480 6 Vinyl siding yes
1985 205,000 Membrane Roof 3,190 4 > $10,000 Deductible 1000 5 Vinyl siding No
1992 150,000 Metal Roof 2,080 3 $5000 to $10,000 Deductible 560 4 Stucco siding No
1986 165,000 Tile Roof 3,030 4 $2500-$5000 Deductible 1830 9 Stucco siding No
1988 120,000 Membrane Roof 1,720 3 $1000-$2500 Deductible 970 8 Wood siding No
2002 180,000 Composition Roof 3,050 4 $500 Deductible 2820 9 Brick siding No
2012 145,000 Membrane Roof 2,440 4 $500 Deductible 1550 9 Wood siding yes
1983 115,000 Membrane Roof 1,870 3 $500 Deductible 1130 5 Wood siding No
2011 95,000 Asphalt Shingles Roof 1,450 3 $500- $1000 Deductible 1050 8 Stucco siding yes
2001 180,000 Membrane Roof 3,080 4 $2500-$5000 Deductible 770 3 Stucco siding No
2008 185,000 Shingles Roof 2,520 4 $2500-$5000 Deductible 870 4 Vinyl siding yes
2011 125,000 Slate Shingles Roof 1,890 4 $2500-$5000 Deductible 1560 10 Brick siding yes
1998 155,000 Wood Shake Roof 2,340 4 $500- $1000 Deductible 2720 12 Stone Siding No
1980 115,000 Composition Roof 2,050 3 $1000-$2500 Deductible 1480 9 Fiber-Cement Siding yes
2014 95,000 Tile Roof 1,290 3 $500 Deductible 2240 12 Vinyl siding No
2010 95,000 Wood Shake Roof 1,470 3 $1000-$2500 Deductible 980 7 Wood siding yes
2011 145,000 Tile Roof 1,990 3 $500- $1000 Deductible 1580 8 Fiber-Cement Siding yes
2012 130,000 Slate Shingles Roof 1,890 3 $2500-$5000 Deductible 820 6 Stucco siding yes
1983 95,000 Metal Roof 1,850 4 $1000-$2500 Deductible 490 5 Fiber-Cement Siding yes