How Much Does North Charleston, SC Home Insurance Cost?
North Charleston, SC Average Homeowners Insurance Cost
$1,028
Homeowners Insurance Cost - North Charleston, SC
$155,900
Median Home Value - North Charleston, SC
North Charleston, SC Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.34 | $1,015.66 |
| $1000 Deductible | -$109.17 | $918.83 |
| $1500 Deductible | -$163.04 | $864.96 |
| $2000 Deductible | -$242.81 | $785.19 |
| $2500 Deductible | -$289.9 | $738.1 |
North Charleston, SC Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$257 | $771 |
| 30 year old | +$15 | $1,043 |
| 40 year old | +$27 | $1,055 |
| 50 year old | +$39 | $1,067 |
| Above 50 year old | +$49 | $1,077 |
North Charleston, SC Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$113 | $915 |
| Superior | -$93 | $935 |
| Masonry | -$51 | $977 |
| Brick | -$51 | $977 |
| Hail Resistant Roof | -$31 | $997 |
North Charleston, SC Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$21 | $1,049 |
| Swimming Pool With A Diving Board | +$41 | $1,069 |
| Swimming Pool With Slide | +$62 | $1,090 |
North Charleston, SC Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $31 | $997 |
| Police Department | $10 | $1,018 |
North Charleston, SC Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$431.76 | $1,460 |
| Filing a Second Liability Claim | +$390.64 | $1,419 |
| Filing a Second Theft Claim | +$390.64 | $1,419 |
| Filing a Second Water Claim | +$339.24 | $1,367 |
| Filing a Fire Claim | +$205.6 | $1,234 |
| Filing a Liability Claim | +$195.32 | $1,223 |
| Filing a Theft Claim | +$195.32 | $1,223 |
| Filing a Water Claim | +$164.48 | $1,192 |
| Filing a Weather Claim | +$164.48 | $1,192 |