How To Make Your North Charleston, SC Home Insurance Cheaper
North Charleston, SC, homeowners insurance is about $1028. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of North Charleston, SC Home Insurance Rates with the Berkeley County Average
| Place | Berkeley County Average: $1,074.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| North Charleston, SC | $1,028.0 | -46.0 | -0.04 | 98,150 | 155,900 |
Cost of North Charleston, SC Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Hollywood | 234,600 | 80,030 | $1,371 |
| Hollywood | 181,600 | 25,625 | $1,154 |
| Isle of Palms | 805,900 | 76,527 | $1,016.7 |
| Seabrook Island | 629,200 | 43,394 | $1,028.6 |
Homeowners Insurance Comparison for the Cheapest Premiums in North Charleston, SC
| Amica Mutual Insurance | Universal Property & Casualty Insurance Company | Grange Insurance | |
| Median Home Value ($) | 155,900 | 155,900 | 155,900 |
| Age of Home | Year 30 Old | Year 40 Old | Year 50 Old |
| Home Coverage ($) | $750,000 -$999,999 | $250,000 -$299,999 | $500,000 -$749,999 |
| Total Premium ($) | $5,502.3 | $2,503.0 | $5,183.6 |
Cost of North Charleston, SC Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 2000 | $750,000-$999,999 | 4,028.4 |
| Nationwide | 1000 | $150,000-$174,999 | 874.3 |
| MAPFRE Insurance | 2500 | $400,000-$499,999 | 2,390.0 |
| American National Property and Casualty Company | 2000 | $250,000-$299,999 | 1,710.4 |
| Esurance | 1500 | $400,000-$499,999 | 2,921.1 |
| Safeco Insurance | 1000 | $750,000-$999,999 | 4,568.8 |
| Liberty Mutual | 1000 | $250,000-$299,999 | 1,939.8 |
| Farmer's Insurance | 500 | $150,000-$174,999 | 911.9 |
| Travelers | 1000 | $500,000-$749,999 | 3,951.4 |
| The Hartford | 500 | $300,000-$399,999 | 2,563.4 |