North Charleston Insurance Rates:

North Charleston, SC homeowners insurance is roughly $691 to $937, about $57-$78/month. Our complete research indicates shoppers can save upto $325 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Elephant Auto Insurance
What i like about elephant is a short wait time for customer service. i don't have to wait the entire day to talk to someone.
Allstate
They were late applying our insurance payment to our account and said that we were behind when we were not. they didn't resolve the issue, yet
State Farm
My insurance company is a state farm insurance company. i like them because they have a great reputation in my neighborhood.

North Charleston, SC Homeowners Insurance By Home Value

North Charleston, SC Home Value Total Homes % of Total Average North Charleston, SC Homeowners Insurance
Less than $50,000 2,327 14.0% $138
$50,000 to $59,999 396 2.0% $292
$60,000 to $69,999 389 2.0% $365
$70,000 to $79,999 626 3.0% $422
$80,000 to $89,999 687 4.0% $479
$90,000 to $99,999 843 5.0% $536
$100,000 to $124,999 1,903 11.0% $626
$125,000 to $149,999 2,086 12.0% $780
$150,000 to $174,999 2,229 13.0% $926
$175,000 to $199,999 1,587 9.0% $1065
$200,000 to $249,999 1,828 11.0% $1284
$250,000 to $299,999 885 5.0% $1569
$300,000 to $399,999 703 4.0% $1999

Top Home Insurance Agents Near North Charleston, SC

Home Insurance Company Near North Charleston, SC Homeowners Insurance Agency Near North Charleston, SC Address
Liberty Mutual Independent Arthur J Gallagher Risk Mngt Serv Inc 600 SEACOAST PKWY, MT PLEASANT, SC, 29464
Allstate Christopher Von Lehe 593 Belle Station Blvd, Mount Pleasant, SC, 29464
Travelers Iii-Metts Insurance Agency Inc-Trolley Rd 705-C OLD TROLLEY RD, SUMMERVILLE, SC, 29485
Travelers Pinckney Carter Company 1956 REMOUNT RD, NORTH CHARLESTON, SC, 29406
Travelers Santee Insurance Center Inc 8812 Old Sc #6 Highway Santee, Santee, SC, 29142

Cost Of Homeowners Insurance By Street Near North Charleston, SC

Streets in North Charleston Area Homeowners Insurance Cost
Bent Creek Dr, Co Rd S-18-751, Richfield Dr, Eucalyptus Ave, E Cat Tail Pond Rd, W Ragg Ln, Taylor Plantation Rd, Athol St, Graduate Ln, Sandpiper Dr$841
Windsor Cir, Cumberland Way, Battle Forest Dr, Harroway Rd, Carnoustie Ct, Diston Ct, Amaretto Ct, Lancelot Hall, Mansfield Blvd, Landerwood Ct$832
Gray Goose Ln, Pheasant Ct, Silverwood Ln, S Liberty Meadows Dr, Old Forest Dr, Maple Grove Dr, Ezekiel Dr, Bowles Dr, Waverlay Place Ln, Layton Ct$841
Waxhaw Cir, Cranbourne Abbey, Vestige Ct, Nightingale Ave, Walterboro Rd, Corral Cir, McGregor Downs Ct, Legacy Ln, Penshire Ct, Knowledge Dr$836
Tidewater Dr, Brownhare Ct, Dogwood Ridge Rd, Club View Rd, Mulligan Way, Patriot Blvd, Cannondale Dr, Little School Ct, Co Rd S-18-259, Amber Ln$838

North Charleston, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Charleston$121 to $124
Hanahan$124
Goose Creek$123
West Ashley$127

North Charleston, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hanahan city, South Carolina $125 $166 $249
Goose Creek city, South Carolina $124 $165 $248
West Ashley CCD, Charleston County, South Carolina $128 $170 $255

North Charleston, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Charleston, SC5.0%16.9%
Hanahan4.72%16.12%
Goose Creek4.94%19.01%
West Ashley4.38%14.88%

North Charleston Renters Insurance as a Percentage of Rent

North Charleston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 305 1.0% $795
$300 to $499 1,215 6.0% $1245
$500 to $749 4,647 26.0% $1920
$750 to $999 6,490 36.0% $2670
$1,000 to $1,499 4,157 23.0% $3795
$1,500 or more 708 4.0% $5445

North Charleston, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly North Charleston Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,800$13,300
Net Savings to North Charleston Home Owner from High Deductible Plan $500

North Charleston, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Charleston, SC Home Replacement Value MORE than Home Value North Charleston, SC Home Replacement Value LESS than Home Value
Replacement Value $217,000 $130,000
Insurance Premium based on Replacement Value $1,475 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $375/year

Example North Charleston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersNationwide Insurance
Monthly Premium 1557665
Year Built 201219952007
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$100000-$125000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for North Charleston, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 265,000 Wood Shake Roof 2,740 4 > $10,000 Deductible 550 7 Stone Siding yes
2000 370,000 Shingles Roof 3,700 5 > $10,000 Deductible 1120 9 Stucco siding No
1966 220,000 Slate Shingles Roof 2,490 4 $500 Deductible 850 6 Fiber-Cement Siding No
2008 140,000 Wood Shake Roof 1,780 3 $2500-$5000 Deductible 510 8 Stucco siding No
2000 155,000 Metal Roof 1,600 2 $5000 to $10,000 Deductible 80 1 Vinyl siding yes
2004 155,000 Slate Shingles Roof 1,960 4 $5000 to $10,000 Deductible 780 9 Wood siding yes
1974 105,000 Slate Shingles Roof 1,430 2 $1000-$2500 Deductible 650 9 Stone Siding No
2009 180,000 Composition Roof 2,250 3 $1000-$2500 Deductible 860 8 Vinyl siding No
1993 200,000 Wood Shake Roof 2,280 4 $500 Deductible 340 3 Vinyl siding yes
2006 235,000 Slate Shingles Roof 3,070 4 $500 Deductible 510 3 Vinyl siding No
1988 120,000 Wood Shake Roof 1,600 5 $1000-$2500 Deductible 240 4 Brick siding No
2013 185,000 Wood Shake Roof 1,740 4 $2500-$5000 Deductible 100 1 Brick siding yes
1989 185,000 Wood Shake Roof 2,560 4 $500- $1000 Deductible 480 4 Stone Siding yes
1998 145,000 Slate Shingles Roof 1,550 3 $5000 to $10,000 Deductible 550 7 Stone Siding No