North Charleston, SC homeowners insurance is roughly $691 to $937, about $57-$78/month. Our complete research indicates shoppers can save upto $325 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near North Charleston, SC | Homeowners Insurance Agency Near North Charleston, SC | Address |
|---|---|---|
| Liberty Mutual Independent | Arthur J Gallagher Risk Mngt Serv Inc | 600 SEACOAST PKWY, MT PLEASANT, SC, 29464 |
| Allstate | Christopher Von Lehe | 593 Belle Station Blvd, Mount Pleasant, SC, 29464 |
| Travelers | Iii-Metts Insurance Agency Inc-Trolley Rd | 705-C OLD TROLLEY RD, SUMMERVILLE, SC, 29485 |
| Travelers | Pinckney Carter Company | 1956 REMOUNT RD, NORTH CHARLESTON, SC, 29406 |
| Travelers | Santee Insurance Center Inc | 8812 Old Sc #6 Highway Santee, Santee, SC, 29142 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hanahan city, South Carolina | $125 | $166 | $249 |
| Goose Creek city, South Carolina | $124 | $165 | $248 |
| West Ashley CCD, Charleston County, South Carolina | $128 | $170 | $255 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| North Charleston, SC | 5.0% | 16.9% |
| Hanahan | 4.72% | 16.12% |
| Goose Creek | 4.94% | 19.01% |
| West Ashley | 4.38% | 14.88% |
| North Charleston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 305 | 1.0% | $795 |
| $300 to $499 | 1,215 | 6.0% | $1245 |
| $500 to $749 | 4,647 | 26.0% | $1920 |
| $750 to $999 | 6,490 | 36.0% | $2670 |
| $1,000 to $1,499 | 4,157 | 23.0% | $3795 |
| $1,500 or more | 708 | 4.0% | $5445 |
| Streets in North Charleston Area | Homeowners Insurance Cost |
|---|---|
| Bent Creek Dr, Co Rd S-18-751, Richfield Dr, Eucalyptus Ave, E Cat Tail Pond Rd, W Ragg Ln, Taylor Plantation Rd, Athol St, Graduate Ln, Sandpiper Dr | $841 |
| Windsor Cir, Cumberland Way, Battle Forest Dr, Harroway Rd, Carnoustie Ct, Diston Ct, Amaretto Ct, Lancelot Hall, Mansfield Blvd, Landerwood Ct | $832 |
| Gray Goose Ln, Pheasant Ct, Silverwood Ln, S Liberty Meadows Dr, Old Forest Dr, Maple Grove Dr, Ezekiel Dr, Bowles Dr, Waverlay Place Ln, Layton Ct | $841 |
| Waxhaw Cir, Cranbourne Abbey, Vestige Ct, Nightingale Ave, Walterboro Rd, Corral Cir, McGregor Downs Ct, Legacy Ln, Penshire Ct, Knowledge Dr | $836 |
| Tidewater Dr, Brownhare Ct, Dogwood Ridge Rd, Club View Rd, Mulligan Way, Patriot Blvd, Cannondale Dr, Little School Ct, Co Rd S-18-259, Amber Ln | $838 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| North Charleston | $121 to $124 |
| Hanahan | $124 |
| Goose Creek | $123 |
| West Ashley | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly North Charleston Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,000 | $6,400 |
| Net Savings to North Charleston Home Owner from High Deductible Plan | $600 | |
| Scenario | North Charleston, SC Home Replacement Value MORE than Home Value | North Charleston, SC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $232,000 | $154,000 |
| Insurance Premium based on Replacement Value | $1,850 | $1,225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,500 | Risk Exposure from Under Insuring Coverage is $46,500 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | Nationwide Insurance | Travelers |
| Monthly Premium | 159 | 53 | 52 |
| Year Built | 2010 | 1993 | 1963 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 3 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $250000-$300000 | $125000-$150000 | $100000-$125000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |