North Bergen Insurance Rates:

North Bergen, NJ homeowners insurance is roughly $730 to $994, about $60-$82/month. Our extensive analysis indicates shoppers can save as much as $344 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Rating a 3 because i feel as though the premiums always go up every year regardless if you file a claim or not. They do as they please
Narragansett Bay Insurance Company
However, the branches that fell were young suckers and our company stated that our neighbors were responsible for trimming on their side. their insurance company had to cover the minor damage. we appreciated the professional way narragansett handled the situation. and there was no ill feelings from our neighbors.
Aaa
I have shopped around for different insurance, both for different coverage as well as for cost and have not come across any others recently that can compare to my current insurance company.
Farmer's Insurance
I like that i can call my agent any time during the week and they will help out. they are willing to help you out when you have a brake in on the property and figure out what you need to do.
Progressive
I also don't like if that my rates fluctuate from time to time. i would much like if my rates remained the same and only change when absolutely necessary.
State Farm
I am not sure how good State Farm is. As I stated above I went with the first company that offered me insurance and got back to me first. I am not too familiar with insurance processes and I needed to move into my home as soon as possible at the time. I am not going to seek other deals from other companies since I don't have the time nor the patience to learn what I am being offered. I usually have trust issues when it comes to salespeople.
Aaa
I am happy with the premium several years ago I looked around my area and stopped in and chatted with agents for a quote and found all were well over $300 and some over $500.
Allstate
Very intuitive quote which took me thru everything from house building materials from ground up thorough investigation of option for a fair amount of insurance
State Farm
We have not had any complaints about our home insurance company's customer service. They are always polite when we go into the office to ask questions or make changes to our policy.
Allstate
Easy to navigate, has all information required for a one-touch application, the point of contact is displayed immediately upon opening the app.
Aaa
I would recommend AAA to anyone searching for a home insurance policy because, not only do they have better prices than anywhere else, but they have nice and caring customer service representative.
Farmer's Insurance
I have a rental policy and it is typical of my last policy with Liberty Mutual. I have coverage for loss from fire and flood as well as theft.
Farmer's Insurance
I am definitely happy with my insurance company's customer service.They are a very good company with extremely efficient and helpful customer service.

North Bergen, NJ Homeowners Insurance By Home Value

North Bergen, NJ Home Value Total Homes % of Total Average North Bergen, NJ Homeowners Insurance
Less than $50,000 140 2.0% $60
$80,000 to $89,999 84 1.0% $206
$90,000 to $99,999 60 1.0% $232
$100,000 to $124,999 205 3.0% $267
$125,000 to $149,999 292 5.0% $336
$150,000 to $174,999 504 8.0% $405
$175,000 to $199,999 441 7.0% $465
$200,000 to $249,999 831 14.0% $560
$250,000 to $299,999 1,143 19.0% $680
$300,000 to $399,999 2,036 35.0% $870

Top Home Insurance Agents Near North Bergen, NJ

Home Insurance Company Near North Bergen, NJ Homeowners Insurance Agency Near North Bergen, NJ Address
NA Aaron L Grober Agency, Inc Dba Grober-Imbey Agency Inc. One Sunrise Plaza , Valley Stream, NY, 11580
NA Rockwell Group Ltd. 640 Fulton St Ste 4, Farmingdale, NY, 11735
Travelers G S Newborn & Assoc Inc 32 MINE ST, FLEMINGTON, NJ, 8822
Travelers Puglisi Agency Inc 1923 WESTFIELD AVE, SCOTCH PLAINS, NJ, 7076
Travelers Usi Sammis Inc 333 EARLE OVINGTON BLVD STE 800, UNIONDALE, NY, 11553

North Bergen, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near North Bergen, NJ

Streets in North Bergen Area Homeowners Insurance Cost
State Rte 3, 85th St, 87th St, Bulls Ferry Rd, 90th St, 89th St, State Rte 63, Palisade Pl, 58th St, 85th St$879
77th St, 82nd St, 82nd St, Cove Ln, Dell Ave, Kiesel Ter, 78th St, N Cove Ln, 83rd St, 4th Ave$861
28th St, 22nd St, Kelly Ln, 38th St, Wall St, 83rd St, Mark Pl, 58th St, 79th St, 79th St$860
Barr Pl, 77th St, 92nd St, 24th St, 29th St, 95th St, 86th St, 91st St, 67th St, Granton Ave$882
Co Rd 676, 5th Ave, River Rd, Aschoff Pl, 88th St, Co Rd 676, Dane Ct, Union Tpke, Dietz Pl, Hillside Ave$847

North Bergen, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Bergen$128 to $131
West New York$129
Union City$128
Weehawken$136

North Bergen, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West New York town, New Jersey $129 $172 $258
Guttenberg town, New Jersey $129 $172 $258
Union City city, New Jersey $128 $171 $257

North Bergen, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Bergen, NJ2.8%7.4%
West New York2.55%7.18%
Guttenberg2.47%7.17%
Union City2.68%7.13%

North Bergen Renters Insurance as a Percentage of Rent

North Bergen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 207 1.0% $328
$200 to $299 430 3.0% $778
$300 to $499 786 6.0% $1228
$500 to $749 1,145 9.0% $1903
$750 to $999 2,325 20.0% $2653
$1,000 to $1,499 3,652 31.0% $3778
$1,500 or more 3,043 26.0% $5428

North Bergen, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly North Bergen Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$10,500
Net Savings to North Bergen Home Owner from High Deductible Plan $600

North Bergen, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Bergen, NJ Home Replacement Value MORE than Home Value North Bergen, NJ Home Replacement Value LESS than Home Value
Replacement Value $428,000 $264,500
Insurance Premium based on Replacement Value $1,925 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,500 Risk Exposure from Under Insuring Coverage is $80,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $375/year

Example North Bergen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 5758178
Year Built 197619591968
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $500- $1000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for North Bergen, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 250,000 Asphalt Shingles Roof 1,750 2 $1000-$2500 Deductible 270 4 Fiber-Cement Siding yes
1977 305,000 Shingles Roof 2,150 4 $500- $1000 Deductible 1740 12 Vinyl siding No
1981 375,000 Metal Roof 2,050 4 $2500-$5000 Deductible 640 6 Vinyl siding No
1976 410,000 Tile Roof 1,960 4 $5000 to $10,000 Deductible 280 2 Stone Siding No
1975 540,000 Shingles Roof 3,170 4 $1000-$2500 Deductible 1000 4 Brick siding yes
1982 305,000 Composition Roof 1,510 2 $5000 to $10,000 Deductible 130 2 Fiber-Cement Siding No
1953 220,000 Wood Shake Roof 1,140 2 $5000 to $10,000 Deductible 380 6 Stucco siding yes
1987 460,000 Shingles Roof 3,090 4 $2500-$5000 Deductible 1500 10 Vinyl siding No
1941 315,000 Shingles Roof 1,820 3 $1000-$2500 Deductible 140 1 Stucco siding yes
1949 550,000 Asphalt Shingles Roof 3,030 4 $5000 to $10,000 Deductible 610 5 Wood siding yes
1969 230,000 Wood Shake Roof 1,330 2 $1000-$2500 Deductible 60 1 Fiber-Cement Siding yes
1965 355,000 Asphalt Shingles Roof 1,970 4 $1000-$2500 Deductible 310 3 Stone Siding yes
1956 240,000 Tile Roof 1,250 3 $2500-$5000 Deductible 460 7 Wood siding yes
1941 330,000 Wood Shake Roof 2,310 4 $500- $1000 Deductible 670 8 Stone Siding yes
1959 360,000 Wood Shake Roof 1,750 3 > $10,000 Deductible 470 7 Fiber-Cement Siding yes
1946 205,000 Shingles Roof 1,240 3 $5000 to $10,000 Deductible 570 9 Brick siding yes
1978 265,000 Wood Shake Roof 1,610 2 $2500-$5000 Deductible 100 1 Stucco siding yes
1973 560,000 Slate Shingles Roof 2,920 4 $500- $1000 Deductible 2000 10 Vinyl siding yes
1960 500,000 Slate Shingles Roof 2,800 4 $2500-$5000 Deductible 230 2 Wood siding yes
1946 300,000 Tile Roof 1,450 2 $1000-$2500 Deductible 480 5 Brick siding No
1981 230,000 Metal Roof 1,640 2 $1000-$2500 Deductible 1000 10 Stone Siding yes
1946 220,000 Wood Shake Roof 1,460 3 $5000 to $10,000 Deductible 470 10 Stucco siding No
1958 275,000 Slate Shingles Roof 1,520 2 $2500-$5000 Deductible 100 1 Wood siding yes
1955 370,000 Composition Roof 2,530 4 $500 Deductible 810 7 Wood siding No
1946 310,000 Composition Roof 1,930 3 $5000 to $10,000 Deductible 90 1 Vinyl siding No
1946 245,000 Shingles Roof 1,480 2 $2500-$5000 Deductible 120 2 Stone Siding yes
1962 265,000 Slate Shingles Roof 1,590 2 $500- $1000 Deductible 430 6 Stone Siding yes
1963 230,000 Asphalt Shingles Roof 1,210 2 $5000 to $10,000 Deductible 350 6 Wood siding No
1966 340,000 Composition Roof 1,780 2 $2500-$5000 Deductible 310 2 Fiber-Cement Siding No
1956 195,000 Metal Roof 980 2 $500- $1000 Deductible 1220 12 Stone Siding yes
1976 175,000 Slate Shingles Roof 1,170 2 $500 Deductible 650 12 Fiber-Cement Siding No
1972 515,000 Composition Roof 3,400 4 > $10,000 Deductible 1080 8 Stucco siding No
1954 610,000 Membrane Roof 3,040 4 $1000-$2500 Deductible 930 6 Stone Siding No

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