North Aurora Insurance Rates:

North Aurora, IL homeowners insurance is approximately $683 to $932, about $56-$77/month. Our complete research shows customers can save upto $323 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
In this company there is some technical issues were found sometimes. Otherwise there is no dislike in this company.
Liberty Mutual
i would completely recommend my insurance company to other people. they have great coverage, great prices, and great customer service. i have never had an issue with any claim or customer service.
Allstate
I think that the premiums are not too expensive for the type of coverage we receive.

North Aurora, IL Homeowners Insurance By Home Value

North Aurora, IL Home Value Total Homes % of Total Average North Aurora, IL Homeowners Insurance
Less than $50,000 49 1.0% $72
$100,000 to $124,999 98 2.0% $339
$125,000 to $149,999 194 4.0% $428
$150,000 to $174,999 395 9.0% $500
$175,000 to $199,999 458 11.0% $581
$200,000 to $249,999 815 20.0% $702
$250,000 to $299,999 1,011 25.0% $856
$300,000 to $399,999 883 22.0% $1090

Top Home Insurance Agents Near North Aurora, IL

Home Insurance Company Near North Aurora, IL Homeowners Insurance Agency Near North Aurora, IL Address
NA O'Reilly Insurance Agency 4456 N Kedzie Ave, Chicago, IL, 60625
Travelers American Trust & Savings Bank 1315 119TH ST, WHITING, IN, 46394
Travelers Assurance Agency Ltd One Century Centre One Century Centre, schaumburg, IL, 60173
State Farm Jay Janese 311 Randall Rd, South Elgin, IL, 60177-2248
Farmers Milos Radojevich 1522 Greenleaf St, Evanston, IL, 60202

Cost Of Homeowners Insurance By Street Near North Aurora, IL

Streets in North Aurora Area Homeowners Insurance Cost
Riverview St, Marian Cir, Sulley Pl, Carriage Hill Ln, Kendall St, Republic Ave, N Juniper Dr, Blaine St, Autumn Woods Dr, Washburn Pl$857
Fairview Dr, N Hyde Park, Pinewood Dr, Nelson Lake Rd, Robinhood Dr, N Mathewson Ln, Berman Rd, Margaret Ln, Prairie Ridge Ln, Brompton Ln$848
Hollycrest Ave, Fabyan Pkwy, S Jefferson St, Kilbery Ln, King Dr, Abbey Ct, Belleview Ln, Farview Dr, Saratoga Dr, Bartram Rd$856
Westover Rd, Kindberg Ct, Read St, W New Indian Trail Ct, W Arrowhead St, April Ln, Settler St, Fallen Oak Trl, Bartelt Rd, Ashwood Ct$850
Audrey Ave, Wheeler Rd, Linn Ct, Lovedale Ln, W Keslinger Rd, Normandie Dr, Springbrook Dr, D St, Dogwood Ct, W Morton St$812

North Aurora, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Aurora$120 to $123
Batavia$123
Aurora$116
Prestbury$126

North Aurora, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Batavia township, Kane County, Illinois $103 $137 $205
Aurora city, Illinois $97 $129 $194
Prestbury CDP, Illinois $105 $140 $210

North Aurora, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Aurora, IL3.4%10.2%
Batavia3.07%8.9%
Aurora3.45%9.78%
Prestbury2.81%8.83%

North Aurora Renters Insurance as a Percentage of Rent

North Aurora Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 2.0% $314
$200 to $299 58 5.0% $764
$300 to $499 33 2.0% $1214
$500 to $749 115 10.0% $1889
$750 to $999 397 34.0% $2639
$1,000 to $1,499 391 34.0% $3764
$1,500 or more 132 11.0% $5414

North Aurora, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly North Aurora Homeowner Insurance Premium Example $2,500$2,100
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,600$17,800
Net Savings to North Aurora Home Owner from High Deductible Plan $800

North Aurora, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Aurora, IL Home Replacement Value MORE than Home Value North Aurora, IL Home Replacement Value LESS than Home Value
Replacement Value $168,500 $132,000
Insurance Premium based on Replacement Value $775 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example North Aurora Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 67105368
Year Built 200620101979
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$250000-$300000$700000-$800000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for North Aurora, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 280,000 Composition Roof 2,530 5 > $10,000 Deductible 50 1 Stucco siding yes
1976 230,000 Composition Roof 1,650 3 $1000-$2500 Deductible 850 10 Vinyl siding yes
2005 310,000 Tile Roof 2,520 4 $1000-$2500 Deductible 230 2 Fiber-Cement Siding yes
1977 300,000 Slate Shingles Roof 1,980 3 $500 Deductible 270 2 Stucco siding No
2009 260,000 Membrane Roof 2,260 4 $2500-$5000 Deductible 90 1 Fiber-Cement Siding No
2013 230,000 Composition Roof 1,510 3 $2500-$5000 Deductible 340 6 Brick siding yes
2013 235,000 Membrane Roof 1,710 3 $1000-$2500 Deductible 560 6 Brick siding yes
2012 510,000 Asphalt Shingles Roof 3,740 5 $500- $1000 Deductible 390 2 Stucco siding yes
2008 235,000 Composition Roof 1,690 4 $2500-$5000 Deductible 310 4 Stucco siding yes
2011 335,000 Metal Roof 2,880 4 $5000 to $10,000 Deductible 260 3 Fiber-Cement Siding yes
2006 200,000 Metal Roof 1,850 3 $500- $1000 Deductible 280 4 Wood siding No
2003 565,000 Asphalt Shingles Roof 4,000 5 $500- $1000 Deductible 2000 9 Brick siding yes
1972 380,000 Wood Shake Roof 2,700 5 $1000-$2500 Deductible 1490 10 Brick siding No
2007 310,000 Composition Roof 2,110 4 $500- $1000 Deductible 1140 9 Stucco siding No
1970 510,000 Composition Roof 3,690 5 $5000 to $10,000 Deductible 840 7 Wood siding No
2014 415,000 Wood Shake Roof 3,720 5 $500 Deductible 250 2 Stone Siding No
1970 190,000 Asphalt Shingles Roof 1,240 3 $1000-$2500 Deductible 710 9 Stone Siding No
2011 350,000 Tile Roof 2,540 4 > $10,000 Deductible 780 9 Wood siding No
2009 415,000 Composition Roof 2,920 4 $5000 to $10,000 Deductible 830 6 Wood siding yes
2010 720,000 Membrane Roof 4,930 5 $2500-$5000 Deductible 1070 5 Vinyl siding No
1973 480,000 Slate Shingles Roof 3,530 5 $1000-$2500 Deductible 290 2 Wood siding yes
2000 315,000 Wood Shake Roof 2,160 3 $500 Deductible 490 3 Stone Siding No
1979 290,000 Asphalt Shingles Roof 2,390 5 $1000-$2500 Deductible 360 4 Vinyl siding No
1974 185,000 Composition Roof 1,520 3 $500- $1000 Deductible 340 5 Stucco siding yes
2008 245,000 Metal Roof 2,180 4 $500 Deductible 210 2 Fiber-Cement Siding yes
2014 305,000 Shingles Roof 1,900 5 $500 Deductible 760 10 Stucco siding yes
1975 385,000 Tile Roof 2,740 4 > $10,000 Deductible 890 10 Fiber-Cement Siding yes
2012 525,000 Slate Shingles Roof 3,890 5 $5000 to $10,000 Deductible 380 3 Stucco siding yes
2013 335,000 Asphalt Shingles Roof 2,610 5 > $10,000 Deductible 520 5 Stone Siding yes
1973 265,000 Asphalt Shingles Roof 2,050 5 $1000-$2500 Deductible 660 10 Stone Siding yes
1977 185,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 640 8 Vinyl siding yes
2009 410,000 Tile Roof 3,660 5 $2500-$5000 Deductible 780 9 Stucco siding yes
2001 260,000 Metal Roof 2,020 4 $1000-$2500 Deductible 970 10 Brick siding yes
2011 395,000 Metal Roof 3,170 4 > $10,000 Deductible 430 5 Stone Siding No