North Augusta Insurance Rates:

North Augusta, SC homeowners insurance is roughly $685 to $930, about $57-$77/month. Our in depth research shows customers can save upto $323 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmerś Insurance
If i had one reservation about farmers, it is that we do not receive regular communication with them when we do not have business to file. that concern is minimal though, considering what kind of damage others in our country are dealing with right now. i would recommend farmers to anyone looking for economical value and efficiency of service.
Usaa
I haven't had this experience but my brother also uses usaa and they have sent adjusters to his house that haven't done the job right and have had to come back. a local agent would be useful in such cases.
Farmer's Insurance
My insurance company has always followed through on any home insurance claims i have filed with very little effort on my part and i have always been pleased with their response time.

North Augusta, SC Homeowners Insurance By Home Value

North Augusta, SC Home Value Total Homes % of Total Average North Augusta, SC Homeowners Insurance
Less than $50,000 1,383 9.0% $153
$50,000 to $59,999 462 3.0% $323
$60,000 to $69,999 794 5.0% $404
$70,000 to $79,999 749 5.0% $468
$80,000 to $89,999 859 5.0% $525
$90,000 to $99,999 1,209 8.0% $589
$100,000 to $124,999 1,842 12.0% $686
$125,000 to $149,999 1,995 13.0% $856
$150,000 to $174,999 1,975 13.0% $1010
$175,000 to $199,999 878 5.0% $1171
$200,000 to $249,999 1,073 7.0% $1405
$250,000 to $299,999 743 5.0% $1721
$300,000 to $399,999 683 4.0% $2189

Top Home Insurance Agents Near North Augusta, SC

Home Insurance Company Near North Augusta, SC Homeowners Insurance Agency Near North Augusta, SC Address
State Farm Bob Turman 255 N Belair Rd, Evans, GA, 30809-3203
Travelers Citizens Trust Insurance 201 N MAIN ST, GREENWOOD, SC, 29648
Liberty Mutual Independent Dawson Taylor & Company 3510 WHEELER RD, AUGUSTA, GA, 30909
State Farm Eddie Bussey 2613 Tobacco Rd, Hephzibah, GA, 30815-7001
Nationwide John Hurst Insurance Group Inc 3540 Wheeler Rd STE 102, Augusta, GA, 30909-6534

Cost Of Homeowners Insurance By Street Near North Augusta, SC

Streets in North Augusta Area Homeowners Insurance Cost
Norway Dr, Carmel St, Dixie Clay Rd, W Arlington Hts, Morningside Dr, Nut Grove Ave, Carolina Springs Rd, Ella Quiller, West Ter, Old Martintown Rd$815
State Hwy 480, Clearwater Rd, Lakeview Dr, Holsonback St, Medie Ave, Bryan Dr, Pisgah Rd, State Hwy 1215, Aiken Blvd, Bartlett Ln$805
Victory Ln, Burnett St, Fox Hunt Dr, Lawanda Dr, Adamsville Spring Rd, Rush St, State Hwy 200, Addie Rd, State Hwy 1450, State Hwy 1292$781
Nita Dr, Palmetto Ave, Old Hadden Rd, Mims Rd, Barbara Ln, Co Hwy 2102, M & K St, Julianne Dr, Brooks St, Hillcrest Dr$808
Jonquil Ln, Yaun Cir, Old Walnut Br, State Hwy 1619, Woldus Rd, Front St, Old Aiken Rd, Co Hwy 167, State Hwy 790, Ash St$785
Whaley St, State Hwy 67, State Hwy 701, Old Powerhouse Rd, Waccamaw Dr, Woods Ln, Calli Crossing Dr, Bennet St, Pine Log Rd, Arrington Ave$783
Windy Mill Dr, St Julian Pl, Bradleyville Rd, West Ave, Leonard St, Wilson Rd, Daughters Ln, Cato Rd, Rita Ct, Gregory Ct$828
Sunfest Dr, State Hwy 1009, Co Hwy 982, Henry St, Busters Pl, State Hwy 397, State Hwy 780, Turnbull Cir, Dewey St, Clairmont Dr$791
Sadie St, Liberty Hill Rd, Hermatige Ln, Big Brad Rd, Lorry Ct, Hanna Dr, State Hwy 1765, State Hwy 473, Co Hwy 98, Byrnes Rd$786
Lakewood Dr, Trimmier Pl, Pine Butte Ln, Woodstone Way, Delehanty Ct, Metz Dr, State Hwy 45, Crabapple Ln, Yardley Dr, Zinnia Ln$809

North Augusta, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Augusta$120 to $123
Belvedere$118
Clearwater$121
Langley$117

North Augusta, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Belvedere CDP, South Carolina $119 $158 $237
Burnettown town, South Carolina $118 $157 $236
Clearwater CDP, South Carolina $121 $161 $242

North Augusta, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Augusta, SC5.9%20.8%
Belvedere6.75%22.37%
Burnettown6.66%24.78%
Clearwater6.44%16.83%

North Augusta Renters Insurance as a Percentage of Rent

North Augusta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 133 2.0% $348
$200 to $299 433 7.0% $798
$300 to $499 569 10.0% $1248
$500 to $749 2,754 49.0% $1923
$750 to $999 1,125 20.0% $2673
$1,000 to $1,499 479 8.0% $3798
$1,500 or more 89 1.0% $5448

North Augusta, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly North Augusta Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$10,700
Net Savings to North Augusta Home Owner from High Deductible Plan $1,200

North Augusta, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Augusta, SC Home Replacement Value MORE than Home Value North Augusta, SC Home Replacement Value LESS than Home Value
Replacement Value $203,000 $137,500
Insurance Premium based on Replacement Value $1,450 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $150/year

Example North Augusta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceTravelers
Monthly Premium 53129211
Year Built 200219682012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$200000-$250000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for North Augusta, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 155,000 Asphalt Shingles Roof 2,140 3 $1000-$2500 Deductible 620 7 Wood siding yes
1990 295,000 Shingles Roof 3,620 5 $500- $1000 Deductible 2270 12 Wood siding yes
1990 265,000 Tile Roof 3,290 4 > $10,000 Deductible 440 6 Vinyl siding No
2007 335,000 Tile Roof 4,300 5 $1000-$2500 Deductible 530 3 Stucco siding yes
1989 190,000 Asphalt Shingles Roof 2,290 3 $2500-$5000 Deductible 1370 12 Stone Siding yes
1997 360,000 Membrane Roof 4,110 5 $500 Deductible 1450 5 Stucco siding yes
1982 225,000 Tile Roof 3,390 4 $500- $1000 Deductible 660 4 Brick siding yes
1976 175,000 Shingles Roof 2,020 3 $5000 to $10,000 Deductible 570 7 Wood siding yes
1964 245,000 Composition Roof 3,490 5 $5000 to $10,000 Deductible 690 7 Fiber-Cement Siding yes
2011 400,000 Composition Roof 4,680 5 $2500-$5000 Deductible 1160 6 Brick siding yes
2005 215,000 Composition Roof 2,570 5 > $10,000 Deductible 400 6 Brick siding yes
1995 225,000 Asphalt Shingles Roof 2,280 3 $500- $1000 Deductible 150 1 Fiber-Cement Siding No
1968 230,000 Wood Shake Roof 2,860 4 $5000 to $10,000 Deductible 230 2 Stone Siding No