North Andover Insurance Rates:

North Andover, MA homeowners insurance is approximately $918 to $1,250, about $76-$104/month. Our in depth analysis shows customers can save upto $434 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I have used this company for quite a while now, and they have always kept their rates very consistent. there have been no big increases in the amount i have payed over the years.
Progressive
For the coverage that is provided through progressive's home insurance it is a little bit more pricey than some of the other local options.
Geico
The policy that i have for my house is a very iron-clad policy, and protects me from many natural disasters and accidents. the policy is very thorough.
State Farm
As I mentioned above, the interactions have always been great. I feel respected and I feel that I am not just a number of them. I feel that I am a valued customer who will always be listened to and they will always try to help me when possible with any problems I have.
Concord Group Insurance
I have never had any issues with my insurance company or local agent. I have been with the same company for several years, and have my homeowner’s policy and auto insurance bundled in order to get a discount.
Allstate
Storm damage to the roof so adjuster came to the house got on the roof and I didn't have to do anything. He was fair and then inspected to make sure we put on the roof.
Allstate
I dislike the hold time with my insurance company. It is a pain and I do not like to wait on hold extensively

North Andover, MA Homeowners Insurance By Home Value

North Andover, MA Home Value Total Homes % of Total Average North Andover, MA Homeowners Insurance
$100,000 to $124,999 66 1.0% $271
$125,000 to $149,999 201 5.0% $336
$150,000 to $174,999 203 5.0% $401
$175,000 to $199,999 217 6.0% $466
$200,000 to $249,999 443 13.0% $553
$250,000 to $299,999 467 13.0% $683
$300,000 to $399,999 1,735 51.0% $868

Top Home Insurance Agents Near North Andover, MA

Home Insurance Company Near North Andover, MA Homeowners Insurance Agency Near North Andover, MA Address
NA Ivanhoe Insurance Agency, Inc 382 A Trapelo Road, Belmont, MA, 2478
Travelers Byette Insurance Agency 853 Main Street (Route 38) Tweksbury, Tewksbury, MA, 1876
State Farm Joe Ashooh 297 S Willow St Ste 3, Manchester, NH, 03103-5779
State Farm Tony Capraro Iii 510 Kelley Street, Manchester, NH, 03102-2919
Travelers W T Phelan & Company Insurance Agency Inc 74 BEDFORD ST STE A, LEXINGTON, MA, 2420

Cost Of Homeowners Insurance By Street Near North Andover, MA

Streets in North Andover Area Homeowners Insurance Cost
Patton Ln, Turnpike St, Cotuit St, Tanglewood Ln, Nantucket Dr, W Bradstreet Rd, Foster Rd, Meetinghouse Rd, Foss Rd, Ridge Way$1,034
Royal Crest Dr, Lacy St, Cobblestone Rd, Hepatica Dr, Evergreen Dr, Woodcrest Dr, Chapin Rd, Blueberry Hill Ln, Weyland Cir, Harkaway Rd$1,132
Harvest Dr, Russett Ln, Hewitt Ave, Unity Ave, Perley Rd, Hollowtree Ln, Gibson Ct, Fernwood St, Pheasant Brook Rd, Old Village Ln$1,040
Raleigh Tavern Ln, Kara Dr, Turnpike St, Commerce Way, White Birch Ln, Woodbridge Rd, Chadwick St, Shawsheen Ave, Ellis Ct, Bunkerhill St$1,051
Barco Rd, Innis St, Silsbee Rd, Glenwood St, Ogunquit Rd, Laconia Cir, Autran Ave, Oak Ave, Wintergreen Dr, Puritan Ave$1,137

North Andover, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
North Andover$161 to $163
Boxford$170
Lawrence$152
Andover$167

North Andover, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Boxford town, Essex County, Massachusetts $142 $189 $284
Lawrence city, Massachusetts $127 $169 $254
Andover town, Essex County, Massachusetts $140 $186 $279

North Andover, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Andover, MA3.3%11.1%
Boxford3.12%9.46%
Lawrence4.35%14.85%
Andover3.34%9.55%

North Andover Renters Insurance as a Percentage of Rent

North Andover Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 47 1.0% $334
$200 to $299 98 4.0% $784
$300 to $499 163 6.0% $1234
$500 to $749 177 7.0% $1909
$750 to $999 310 13.0% $2659
$1,000 to $1,499 802 33.0% $3784
$1,500 or more 762 32.0% $5434

North Andover, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly North Andover Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $12,400$11,400
Net Savings to North Andover Home Owner from High Deductible Plan $1,000

North Andover, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Andover, MA Home Replacement Value MORE than Home Value North Andover, MA Home Replacement Value LESS than Home Value
Replacement Value $710,500 $433,500
Insurance Premium based on Replacement Value $5,675 $3,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $168,500 Risk Exposure from Under Insuring Coverage is $108,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $1,350/year

Example North Andover Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAmica Mutual Insurance Company
Monthly Premium 346157172
Year Built 200419881999
Home Details 5 Beds, 4 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $700000-$800000$500000-$600000$400000-$500000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for North Andover, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 310,000 Wood Shake Roof 1,800 2 > $10,000 Deductible 270 3 Stone Siding yes
1988 310,000 Wood Shake Roof 1,640 4 $500- $1000 Deductible 860 6 Stone Siding No
1984 210,000 Asphalt Shingles Roof 1,130 2 $5000 to $10,000 Deductible 180 2 Brick siding yes
1980 275,000 Metal Roof 1,270 2 $2500-$5000 Deductible 140 1 Wood siding yes
2002 330,000 Tile Roof 1,350 2 $5000 to $10,000 Deductible 260 2 Stone Siding No
1984 665,000 Wood Shake Roof 2,780 5 $2500-$5000 Deductible 3110 9 Vinyl siding yes
1976 330,000 Tile Roof 1,450 2 $1000-$2500 Deductible 390 2 Fiber-Cement Siding yes
1995 635,000 Metal Roof 2,590 4 $500- $1000 Deductible 5660 12 Wood siding yes
1983 390,000 Slate Shingles Roof 2,020 4 $2500-$5000 Deductible 740 4 Fiber-Cement Siding No
2009 730,000 Shingles Roof 3,660 5 $500 Deductible 3360 5 Wood siding yes
2003 395,000 Asphalt Shingles Roof 1,760 3 $500- $1000 Deductible 2560 12 Stucco siding yes
1986 495,000 Composition Roof 2,160 3 $5000 to $10,000 Deductible 240 1 Fiber-Cement Siding yes
1997 700,000 Asphalt Shingles Roof 3,240 4 > $10,000 Deductible 680 2 Brick siding No
1941 355,000 Tile Roof 2,040 4 $1000-$2500 Deductible 220 1 Brick siding yes
1989 205,000 Membrane Roof 1,090 2 $500- $1000 Deductible 350 3 Fiber-Cement Siding yes
2008 650,000 Composition Roof 2,720 4 $1000-$2500 Deductible 2870 8 Fiber-Cement Siding yes
1975 410,000 Metal Roof 1,790 2 $500 Deductible 360 1 Stone Siding yes
1979 735,000 Composition Roof 3,200 4 $2500-$5000 Deductible 1560 5 Vinyl siding No
1999 345,000 Composition Roof 1,780 3 $5000 to $10,000 Deductible 970 6 Vinyl siding yes
2007 695,000 Tile Roof 2,840 4 $1000-$2500 Deductible 1200 4 Stucco siding No
1987 260,000 Shingles Roof 1,220 3 > $10,000 Deductible 1140 10 Brick siding No
1949 395,000 Metal Roof 1,670 5 $5000 to $10,000 Deductible 490 2 Brick siding yes
1985 605,000 Composition Roof 2,400 4 $500- $1000 Deductible 350 1 Brick siding No
2000 710,000 Shingles Roof 2,800 4 $500- $1000 Deductible 2070 6 Wood siding yes