North Amityville Insurance Rates:

North Amityville, NY homeowners insurance is roughly $533 to $728, about $44-$60/month. Our exhaustive analysis reveals consumers can save upto $252 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
I like that my company has been consistent at providing me with the coverage i need at the constant price i have been paying for years, though it can be a pain at times being put on hold for an extended period when trying to resolve a claim.
State Farm
I don't like that our insurance company has oddly strict rules about what they will and won't cover. i have some concerns that if we were hit by a hurricane or tropical storm i wouldn't be able to rebuild.
Usaa
I wish there was a better-discounted bundle cost. currently, the company does not offer a bundle discount for having other insurances through them.
Liberty Mutual
I really like the affordable prices that they offer and I really enjoy how easy it is to make my payments and keep up to date in case I could get a better price on my coverage.
Aaa
I appreciate getting some mail and electronic mail from my agent. I also like that this correspondence doesn't come too frequently.
Geico
It is simple to use and it offers a lot of advice on how to handle things best to do with the home.
State Farm
We find this to be relatively reasonable for our home. I would not change companies because I think I am getting a decent value.
Usaa
Interactions are mostly by paper and e-mail and I love it. If I have questions I give them a call and a real human gets me the answers I need.

North Amityville, NY Homeowners Insurance By Home Value

North Amityville, NY Home Value Total Homes % of Total Average North Amityville, NY Homeowners Insurance
Less than $50,000 382 15.0% $44
$60,000 to $69,999 37 1.0% $126
$150,000 to $174,999 131 5.0% $315
$175,000 to $199,999 63 2.0% $365
$200,000 to $249,999 275 11.0% $441
$250,000 to $299,999 507 20.0% $542
$300,000 to $399,999 992 40.0% $687

Top Home Insurance Agents Near North Amityville, NY

Home Insurance Company Near North Amityville, NY Homeowners Insurance Agency Near North Amityville, NY Address
NA A. T. Patella & Associates, Inc. Po Box 2120, Danbury, CT, 6813
Travelers Costa Do Sol Agency Inc 650 NEWARK AVE, ELIZABETH, NJ, 7208
Liberty Mutual Independent Goodhart National Gorman Agency Inc. 598 Tuckahoe Rd, YONKERS, NY, 10710
Allstate Ramon Elias Pujols 90 S Washington Ave, Bergenfield, NJ, 7621
Travelers Usi Insurance Services Llc 333 WESTCHESTER AVE STE 102, WHITE PLAINS, NY, 10604

North Amityville, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Lindenhurst CDP, New York $80 $106 $159
East Farmingdale CDP, New York $81 $107 $161
East Massapequa CDP, New York $82 $109 $163

North Amityville, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
North Amityville, NY1.8%5.3%
North Lindenhurst1.88%5.3%
East Farmingdale1.81%5.38%
East Massapequa1.86%5.44%

North Amityville Renters Insurance as a Percentage of Rent

North Amityville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 48 2.0% $329
$200 to $299 46 2.0% $779
$300 to $499 70 3.0% $1229
$500 to $749 169 8.0% $1904
$750 to $999 142 7.0% $2654
$1,000 to $1,499 531 27.0% $3779
$1,500 or more 954 48.0% $5429

North Amityville, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly North Amityville Homeowner Insurance Premium Example $3,300$2,800
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $11,800$11,300
Net Savings to North Amityville Home Owner from High Deductible Plan $500

North Amityville, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario North Amityville, NY Home Replacement Value MORE than Home Value North Amityville, NY Home Replacement Value LESS than Home Value
Replacement Value $436,500 $284,000
Insurance Premium based on Replacement Value $4,850 $3,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,500 Risk Exposure from Under Insuring Coverage is $90,000
Premium Impact Insurance cheaper by $1,000/year Insurance costlier by $700/year

Example North Amityville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceState Farm
Monthly Premium 17594162
Year Built 200419871999
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for North Amityville, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 305,000 Metal Roof 1,730 4 $1000-$2500 Deductible 2910 10 Stone Siding yes
1986 500,000 Wood Shake Roof 3,320 4 > $10,000 Deductible 1680 9 Vinyl siding No
1972 500,000 Slate Shingles Roof 3,070 5 $2500-$5000 Deductible 2710 10 Vinyl siding yes
1997 130,000 Wood Shake Roof 950 2 $1000-$2500 Deductible 120 1 Vinyl siding yes
1972 900,000 Membrane Roof 4,620 5 $2500-$5000 Deductible 3720 9 Stone Siding No
1961 415,000 Wood Shake Roof 2,230 3 > $10,000 Deductible 870 4 Stucco siding yes
1964 310,000 Metal Roof 1,750 5 $5000 to $10,000 Deductible 1810 8 Vinyl siding No
1981 185,000 Wood Shake Roof 1,350 3 $5000 to $10,000 Deductible 860 10 Stone Siding No
1994 315,000 Composition Roof 1,950 3 $500 Deductible 520 2 Brick siding yes
1986 125,000 Composition Roof 920 2 $1000-$2500 Deductible 270 3 Wood siding yes
1996 300,000 Wood Shake Roof 1,700 4 > $10,000 Deductible 1060 10 Wood siding yes
1985 415,000 Composition Roof 2,290 3 > $10,000 Deductible 2280 12 Brick siding No
1975 190,000 Slate Shingles Roof 1,070 2 $5000 to $10,000 Deductible 100 1 Vinyl siding yes
1977 230,000 Metal Roof 1,490 2 > $10,000 Deductible 800 7 Stone Siding No
1980 655,000 Tile Roof 4,500 5 $500- $1000 Deductible 5680 10 Brick siding No
2000 260,000 Wood Shake Roof 1,750 5 $500 Deductible 540 2 Fiber-Cement Siding No
2001 375,000 Tile Roof 2,240 3 $500 Deductible 1410 5 Wood siding No
1984 245,000 Tile Roof 1,240 3 $500- $1000 Deductible 1240 9 Stucco siding yes
2009 300,000 Shingles Roof 2,280 3 $500- $1000 Deductible 1110 4 Fiber-Cement Siding No
2007 565,000 Slate Shingles Roof 2,870 5 $5000 to $10,000 Deductible 2060 7 Vinyl siding No
1963 265,000 Membrane Roof 1,810 3 > $10,000 Deductible 320 2 Stone Siding No
1972 230,000 Shingles Roof 1,630 3 $1000-$2500 Deductible 1250 7 Wood siding No
1999 340,000 Shingles Roof 2,170 4 $1000-$2500 Deductible 2500 9 Fiber-Cement Siding yes
1977 890,000 Wood Shake Roof 4,790 5 > $10,000 Deductible 2450 6 Brick siding No
2004 635,000 Slate Shingles Roof 3,980 5 $500- $1000 Deductible 3880 7 Brick siding No
1975 260,000 Tile Roof 1,550 2 $2500-$5000 Deductible 130 1 Brick siding yes
1974 485,000 Metal Roof 3,050 5 $500 Deductible 370 1 Brick siding No