Norristown Insurance Rates:

Norristown, PA homeowners insurance is nearly $613 to $833, about $51-$69/month. Our thorough analysis shows customers can save upto $289 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Mutual Benefit Group
I enjoy that fact that i got extra savings by bundling my homeowners and auto insurance policies with this company.
Geico
We changed to another company because Geico raised our premium by almost $200 over 6 months. So we needed to cancel the Geico homeowner's insurance.
Geico
The policy compared to other policy is a lot lower than the other companies.we called around to several different place and it was $140 lower.
Geico
i would absolutely recommend Geico to anyone looking for insurance. they are arguably the largest insurance firm out there and have the track record to prove it.
Liberty Mutual
My home insurance company has similar offerings compared to other insurers in the industry, but I receive cost savings by bundling it with my Auto insurance.
Geico
If you need to make a claim that affects both your auto and home policy, Geico will even let you combine your deductible in some circumstances. Geico also offers discounts for safety and preventative measures like fire alarms and sprinklers, plus a discount for installing a home security system.
Allstate
I do not like how expensive my insurance company is. compared to other providers, i have reason to believe that my insurance company is twice as expensive as comparable insurance. i do not like the price at all.
Erie Insurance
I really like the interaction/communication with my company. They are always there to help in any way that they can.
Horace Mann Educators Corporation
I haven't had any interaction with my company since I went for the bundle package. I just have everything in the auto draft.
Erie Insurance
The company is always available by phone. I am able to get answers to my questions by calling.
Geico
Gecko website is easy to use and the site lets me do everything online with no need of calling them. I hate calling insurance people as they always upsell too much.
State Farm
I will definitely recommend State Farm, because more than 10 years I communicate with them and like the way they work. For me it's the best home insurance company.

Norristown, PA Homeowners Insurance By Home Value

Norristown, PA Home Value Total Homes % of Total Average Norristown, PA Homeowners Insurance
Less than $50,000 144 2.0% $115
$60,000 to $69,999 195 3.0% $303
$70,000 to $79,999 262 5.0% $354
$80,000 to $89,999 328 6.0% $397
$90,000 to $99,999 239 4.0% $448
$100,000 to $124,999 637 12.0% $520
$125,000 to $149,999 735 14.0% $650
$150,000 to $174,999 1,228 23.0% $766
$175,000 to $199,999 560 10.0% $889
$200,000 to $249,999 498 9.0% $1070
$250,000 to $299,999 289 5.0% $1308

Top Home Insurance Agents Near Norristown, PA

Home Insurance Company Near Norristown, PA Homeowners Insurance Agency Near Norristown, PA Address
Travelers Assured Services Insurance Agency Inc 874 WELSH RD, MAPLE GLEN, PA, 19002
State Farm Javier Ortega-Benitez 124 N 5th St, Reading, PA, 19601-3402
Erie Larry Lewis Insurance Agency Llc 4548 Market Street Suite M22 Suite 208, Philadelphia, PA, 19139
Nationwide Mcafee Insurance Agency Llc 2323 N Dupont Hwy, New Castle, DE, 19720
State Farm Randee Janiszewski 507 Horsham Road, Horsham, PA, 19044-1721

Norristown, PA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Norristown, PA

Streets in Norristown Area Homeowners Insurance Cost
Franklin St, Selma St, Franklin Aly, Pearl St, Kohn St, Jamison Aly, Tremont Ave, E Roberts St, Haws Ave, W Washington St$730
Cedar Aly, Northview Blvd, Market Aly, Buttonwood St, Brewster Sq, Roberts Cir, March Aly, W Sterigere St, Sheldon Aly, Piazza St$697
W Penn St, Astor Aly, Haws Ave, Natalie Ln, Kelly Dr, E Freedley St, Caroline Dr, Selma St, Polk Aly, W Spruce St$728
E Marshall St, Norma Ln, Irons Aly, E Fornance St, March Aly, E Poplar St, E Harrison Aly, Hart Aly, E Lafayette St, W Roberts St$730
Hartranft Aly, Coolidge Blvd, Hartranft St, Bodey Aly, Ferry Ave, Harding Blvd, E Roberts St, James St, Grady Aly, Hope Aly$730

Norristown, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Norristown$108 to $110
Bridgeport$111
West Norriton$113
East Norriton$115

Norristown, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bridgeport borough, Pennsylvania $93 $124 $186
West Norriton township, Montgomery County, Pennsylvania $95 $126 $189
East Norriton township, Montgomery County, Pennsylvania $97 $129 $193

Norristown, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norristown, PA4.0%10.7%
Bridgeport3.81%10.56%
West Norriton3.58%9.92%
East Norriton3.33%8.76%

Norristown Renters Insurance as a Percentage of Rent

Norristown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 142 1.0% $341
$200 to $299 177 2.0% $791
$300 to $499 326 4.0% $1241
$500 to $749 1,025 14.0% $1916
$750 to $999 2,246 31.0% $2666
$1,000 to $1,499 2,629 36.0% $3791
$1,500 or more 675 9.0% $5441

Norristown, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Norristown Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,800$8,300
Net Savings to Norristown Home Owner from High Deductible Plan $1,500

Norristown, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norristown, PA Home Replacement Value MORE than Home Value Norristown, PA Home Replacement Value LESS than Home Value
Replacement Value $159,500 $113,500
Insurance Premium based on Replacement Value $675 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Norristown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualTravelers
Monthly Premium 693664
Year Built 195419651976
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$100000-$125000$175000-$200000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Norristown, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 235,000 Composition Roof 2,510 5 $500- $1000 Deductible 320 4 Stone Siding No
1979 155,000 Membrane Roof 1,510 2 $500- $1000 Deductible 80 1 Stone Siding No
1943 330,000 Asphalt Shingles Roof 3,570 5 $5000 to $10,000 Deductible 580 5 Brick siding No
1970 290,000 Composition Roof 2,740 4 > $10,000 Deductible 620 12 Stone Siding No
1952 100,000 Composition Roof 1,010 2 $2500-$5000 Deductible 250 12 Vinyl siding yes
1957 125,000 Membrane Roof 1,590 3 $2500-$5000 Deductible 420 10 Stone Siding No
1971 300,000 Composition Roof 3,030 4 $2500-$5000 Deductible 90 1 Vinyl siding yes
1969 175,000 Metal Roof 1,640 3 $500- $1000 Deductible 900 12 Fiber-Cement Siding No
1945 105,000 Wood Shake Roof 1,340 2 $500- $1000 Deductible 40 1 Vinyl siding yes
1962 375,000 Tile Roof 4,640 5 > $10,000 Deductible 590 7 Fiber-Cement Siding yes
1979 350,000 Tile Roof 4,080 5 > $10,000 Deductible 360 4 Brick siding No
1949 280,000 Membrane Roof 3,110 5 $5000 to $10,000 Deductible 190 3 Stucco siding No
1964 285,000 Tile Roof 2,950 4 > $10,000 Deductible 400 8 Stucco siding yes
1972 245,000 Tile Roof 2,530 4 > $10,000 Deductible 380 7 Brick siding yes
1956 140,000 Metal Roof 1,550 3 $500 Deductible 440 8 Fiber-Cement Siding yes
1957 85,000 Slate Shingles Roof 1,100 2 $500 Deductible 280 9 Wood siding yes
1946 115,000 Shingles Roof 1,500 2 $1000-$2500 Deductible 220 7 Vinyl siding yes
1967 260,000 Composition Roof 2,530 4 $1000-$2500 Deductible 1050 9 Stone Siding yes
1970 225,000 Shingles Roof 2,720 5 $500 Deductible 370 6 Stucco siding No
1947 245,000 Asphalt Shingles Roof 2,610 5 $1000-$2500 Deductible 470 7 Fiber-Cement Siding No
1975 275,000 Tile Roof 2,520 5 $500 Deductible 140 1 Stucco siding yes
1974 100,000 Tile Roof 910 2 $500 Deductible 120 3 Stone Siding No
1952 280,000 Membrane Roof 2,960 4 $500- $1000 Deductible 440 6 Stone Siding yes
1953 345,000 Membrane Roof 3,890 5 $2500-$5000 Deductible 940 10 Stucco siding No
1964 285,000 Tile Roof 3,220 5 $500- $1000 Deductible 430 6 Fiber-Cement Siding yes
1969 125,000 Asphalt Shingles Roof 1,580 5 $2500-$5000 Deductible 140 3 Fiber-Cement Siding yes
1959 365,000 Asphalt Shingles Roof 3,680 5 $1000-$2500 Deductible 270 2 Stucco siding yes
1975 175,000 Composition Roof 1,690 2 $2500-$5000 Deductible 130 2 Stucco siding yes
1965 195,000 Slate Shingles Roof 2,030 4 $1000-$2500 Deductible 440 6 Wood siding yes
1941 245,000 Shingles Roof 3,290 5 $5000 to $10,000 Deductible 70 1 Vinyl siding yes
1962 240,000 Metal Roof 2,480 4 $500- $1000 Deductible 210 3 Brick siding yes
1965 95,000 Wood Shake Roof 1,190 2 $500 Deductible 360 9 Stone Siding yes
1950 125,000 Asphalt Shingles Roof 1,590 2 $2500-$5000 Deductible 120 3 Stucco siding yes
1941 205,000 Shingles Roof 1,900 3 $2500-$5000 Deductible 730 10 Brick siding yes

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