Normandy Insurance Rates:

Normandy, MO homeowners insurance is approximately $798 to $1,082, about $66-$90/month. Our exhaustive analysis shows customers can save as much as $376 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Shelter
i would give them a good review because they are a good company i use.
Shelter
The pricing options are competitive and very negotiable, so they can help find the right policies that help fit your budget.
Allstate
I have not compared my insurance to any other companies, but I have had great service with my home insurance and Allstate.
Liberty Mutual
The coverage is good and they don't try to fight most claims. the process for filing a claim is pretty simple on the customer side.
Shelter
I would like their website to be more accessible to my policy when i need information on what exactly it covers when i have questions.
Allstate
Any questions I have are answered quickly and thoroughly by anyone at my particular branch. They are kind and courteous and I appreciate all their help.
Alfa Insurance
The associate I dealt with in getting the paperwork/ getting signed up was very friendly and helpful, but kind of young and slightly disorganized looking - there were several drink cups on his desk, messy appearance (slightly) and there was a misunderstanding about the start date/premium so when we asked to move the date, unbeknownst to us, the first premium ended up being more than we had been quoted (just for the first month) but we didn't receive notice that it would be more, so my husband called to complain (not because it was more, but the lack of communication that it would be and why) Our main agent contacted my husband with a heartfelt apology for the misunderstanding and came to our house with a refund check for the amount, plus a bag of "goodies" - pens, drink holder/covers, etc. I was so shocked because you don't see that nowadays.
State Farm
I like that the website is easy to use and navigate across. Is usually relatively easy for me to find information that I am looking for. I dislike that certain things I am not able to find and need to call in a representative.
Ashley Swegle Agency
I dislike insurance, it is nothing but a bet against myself. A company cannot rate above 3 in my opinion.
Alfa Insurance
We would recommend this company for home insurance to our friends and family due to their good customer service, low deductibles and affordable premiums. The fact that they are able to bundle multiple types of insurance also provides convenience.
Allstate
I would absolutely recommend Allstate. It is everything you would want from an insurance provider--customer-service oriented, efficient handling of claims and professional staff.

Normandy, MO Homeowners Insurance By Home Value

Normandy, MO Home Value Total Homes % of Total Average Normandy, MO Homeowners Insurance
Less than $50,000 1,330 18.0% $291
$50,000 to $59,999 589 8.0% $620
$60,000 to $69,999 962 13.0% $770
$70,000 to $79,999 824 11.0% $893
$80,000 to $89,999 735 10.0% $1015
$90,000 to $99,999 571 8.0% $1128
$100,000 to $124,999 715 10.0% $1306
$125,000 to $149,999 396 5.0% $1635
$150,000 to $174,999 386 5.0% $1936
$175,000 to $199,999 197 2.0% $2237
$200,000 to $249,999 222 3.0% $2688
$250,000 to $299,999 124 1.0% $3290

Top Home Insurance Agents Near Normandy, MO

Home Insurance Company Near Normandy, MO Homeowners Insurance Agency Near Normandy, MO Address
State Farm Darrell Marks 625 Big Bend Rd, Manchester, MO, 63021-7723
Liberty Mutual Independent Eccher & Associates Ins Agcy 1032 S JEFFERSON ST, MILLSTADT, IL, 62260
Travelers Fcnb Insurance Services 450 Meramec Blvd, Eureka, MO, 63025
State Farm Lou Kilo 5151 Mattis Road, St Louis, MO, 63128-2775
State Farm Phil Tesserea 1900 Rock Rd, De Soto, MO, 63020-1050

Normandy, MO Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Normandy, MO

Streets in Normandy Area Homeowners Insurance Cost
Loleate Dr, Saint Marys Ln, Darver Ln, Philbrook Ave, Lulu Ave, Ralston Ct, Bermuda Dr, Ascension Ave, Ada Ave, Waco Dr$960
Acacia Dr, Belmont Pl, Torii Dr, Maurer Ave, Maybelle Dr, Garesche Ave, Belcrest Ln, Hammond Ave, Dunbar Pl, St Charles$930
Engler Ave, Dix Ave, Woodrow Ave, Augusta Ave, Connor Ave, Beulah Pl, Carl Ave, Randolph Ave, Gaylord Dr, Damato Ct$951
Higgins Ave, Edna Ave, Ramsey Dr, Wallington Ct, Elsworth Pl, Hillview Ave, St Marys Ln, Jennings Rd, N Market St, Ridgehaven Ln$985
Ramona Ave, Belfore Dr, Trudy Ave, St Andrews Pl, Mintert Industrial Dr, Wales Dr, Greendale Dr, Laurette Ave, Somerset Ln, Oak Dr$970

Normandy, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Normandy$140 to $143
Pasadena Park$144
Pasadena Hills$153
Norwood Court$143

Normandy, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pasadena Park village, Missouri $121 $161 $241
Pasadena Hills city, Missouri $128 $170 $255
Norwood Court town, Missouri $120 $159 $239

Normandy, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Normandy, MO7.4%19.9%
Pasadena Park7.19%16.81%
Pasadena Hills5.01%13.2%
Glen Echo Park6.2%14.48%

Normandy Renters Insurance as a Percentage of Rent

Normandy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 226 4.0% $810
$300 to $499 306 5.0% $1260
$500 to $749 2,139 38.0% $1935
$750 to $999 1,565 28.0% $2685
$1,000 to $1,499 1,120 20.0% $3810
$1,500 or more 147 2.0% $5460

Normandy, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Normandy Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,500$3,900
Net Savings to Normandy Home Owner from High Deductible Plan $600

Normandy, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Normandy, MO Home Replacement Value MORE than Home Value Normandy, MO Home Replacement Value LESS than Home Value
Replacement Value $118,000 $78,500
Insurance Premium based on Replacement Value $600 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $50/year

Example Normandy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 183332
Year Built 197019531963
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$100000-$125000$100000-$125000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Normandy, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 150,000 Wood Shake Roof 2,530 4 $2500-$5000 Deductible 200 4 Vinyl siding yes
1949 130,000 Composition Roof 2,640 4 $500 Deductible 340 5 Stucco siding No
1978 140,000 Shingles Roof 2,100 3 $1000-$2500 Deductible 120 3 Wood siding No
1951 130,000 Asphalt Shingles Roof 1,770 2 $1000-$2500 Deductible 50 1 Stone Siding No
1968 115,000 Wood Shake Roof 1,740 4 $1000-$2500 Deductible 230 5 Stone Siding No
1973 165,000 Wood Shake Roof 2,810 4 $1000-$2500 Deductible 490 7 Fiber-Cement Siding yes
1946 100,000 Slate Shingles Roof 1,820 4 $500- $1000 Deductible 50 1 Wood siding yes
1959 165,000 Tile Roof 2,900 4 $500- $1000 Deductible 360 5 Fiber-Cement Siding No
1949 115,000 Slate Shingles Roof 1,700 2 $1000-$2500 Deductible 210 6 Wood siding No
1965 70,000 Membrane Roof 1,060 2 $500 Deductible 230 8 Fiber-Cement Siding yes
1978 90,000 Wood Shake Roof 1,770 4 $500- $1000 Deductible 320 10 Brick siding No
1971 90,000 Wood Shake Roof 1,310 3 $500- $1000 Deductible 30 1 Wood siding yes
1944 75,000 Composition Roof 1,440 3 $1000-$2500 Deductible 180 6 Vinyl siding yes
1965 165,000 Slate Shingles Roof 2,980 4 $2500-$5000 Deductible 210 4 Brick siding No
1975 55,000 Composition Roof 1,000 2 $500- $1000 Deductible 30 2 Fiber-Cement Siding yes
1975 120,000 Metal Roof 1,960 4 $500- $1000 Deductible 320 6 Stone Siding yes
1943 180,000 Asphalt Shingles Roof 2,840 4 $5000 to $10,000 Deductible 500 12 Wood siding yes
1945 95,000 Asphalt Shingles Roof 1,600 3 $500- $1000 Deductible 90 3 Stucco siding yes
1978 105,000 Wood Shake Roof 1,810 3 $500- $1000 Deductible 340 12 Fiber-Cement Siding No
1951 115,000 Membrane Roof 1,700 4 $2500-$5000 Deductible 360 12 Brick siding No
1950 205,000 Composition Roof 2,990 4 $2500-$5000 Deductible 350 8 Fiber-Cement Siding yes
1967 120,000 Tile Roof 1,710 3 $2500-$5000 Deductible 240 5 Stucco siding yes
1967 100,000 Metal Roof 1,660 2 $2500-$5000 Deductible 240 8 Vinyl siding yes
1958 65,000 Membrane Roof 1,200 2 $1000-$2500 Deductible 340 12 Brick siding No
1955 65,000 Asphalt Shingles Roof 1,250 2 $1000-$2500 Deductible 50 2 Stucco siding yes
1958 105,000 Shingles Roof 2,090 4 $500 Deductible 140 4 Brick siding yes
1956 135,000 Slate Shingles Roof 1,980 3 $1000-$2500 Deductible 230 4 Wood siding yes
1960 180,000 Asphalt Shingles Roof 3,390 4 $1000-$2500 Deductible 450 9 Brick siding No
1967 125,000 Shingles Roof 1,780 4 $500 Deductible 660 12 Stone Siding yes
1945 100,000 Slate Shingles Roof 1,870 3 $500 Deductible 600 12 Stone Siding No
1972 85,000 Metal Roof 1,350 2 $500 Deductible 180 8 Wood siding yes
1956 155,000 Metal Roof 2,210 3 $2500-$5000 Deductible 440 9 Fiber-Cement Siding No
1964 95,000 Tile Roof 1,610 3 $2500-$5000 Deductible 30 1 Stone Siding yes
1970 95,000 Asphalt Shingles Roof 1,740 2 $1000-$2500 Deductible 320 9 Brick siding No

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