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Norman, OK Home Values & Insurance Rates

Norman, OK Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,439 6.0% $239
$50,000 to $59,999 413 1.0% $523
$60,000 to $69,999 502 2.0% $643
$70,000 to $79,999 608 2.0% $748
$80,000 to $89,999 1,276 5.0% $838
$90,000 to $99,999 1,103 4.0% $943
$100,000 to $124,999 3,518 14.0% $1092
$125,000 to $149,999 3,712 15.0% $1362
$150,000 to $174,999 3,576 15.0% $1616
$175,000 to $199,999 1,588 6.0% $1871
$200,000 to $249,999 2,975 12.0% $2245
$250,000 to $299,999 1,645 6.0% $2739
$300,000 to $399,999 1,422 5.0% $3488

Top Home Insurance Agents Near Norman, OK

Home Insurance Company Near Norman, OK Homeowners Insurance Agency Near Norman, OK Address
NA J And L Insurance Agency 125 S Main St, Lindsay, OK, 73052
Farmers Dale Mogseth 36 SW 104th St, Oklahoma City, OK, 73139
Allstate Maria Lucia Lopez 3523 NW 36th St, Oklahoma City, OK, 73112
State Farm Paul Garetson 9020 S Sooner Rd, Oklahoma City, OK, 73165-9657
Liberty Mutual Independent Webb Young & Webb Inc 3007 Nw 63 St #130 Oklahoma City, Oklahoma City, OK, 73116

Estimated Home Insurance By Street Area Near Norman, OK

Norman Area Estimated House Insurance
SE 254th St, Red Bud Dr, 136th Pl NE, 124th St S E, 180th St, Queenston Ave, Libby Lou Ln, Keith St, F St, Trophy Dr$1,433
Resh Ct, S Dobbs Rd, Vine St, Tecumseh Rd, W Brooks St, Tiffin Ave, 144th Ave SE, Chamberlyne Way, 144 Ave SE, Aniol Ave$1,414
Fairfield Dr, Windjammer St, Ross Dr, Peaceful Oaks Ln, Chaparral Rd, Lorings Rd, Eden Ct, Charing Cross Ct, Pinafore Dr, Betty Ln$1,429
36th Ave NE, Gullane Dr, Columbus St, 88th Ave NE, Atwood Dr, Greystone Ln, W Dale St, Bishops Dr, Ridge Lake Blvd, Shiloh Dr$1,566
Apache St, Lilly Ln, Camino Real Dr, Winding Oaks Ln, S Porter Ave, E Franklin Rd, Smith St, S Cook Ave, Division St, I St$1,508
Clearwater Dr, Cabin Rd, Wichita Dr, E Hughbert St, Dalewood Pl, W Franklin Rd, 82nd Ave SE, Louise Ln, 48th Ave SW, Oakridge Dr$1,500
173rd St, E Gray St, 120th St, NW 72nd St, Pullin Ln, Brandywine Ln, Journey Pkwy, Brunswick Ln, Justin Dr, SW 44th St$1,565
Applewood Ln, Woodland Oaks Ct, Edge of the Earth Rd, Pathway Cir, Springlake Dr, Tara Ln, Bert Ln, Pheasant Run Ct, N Flood Ave, Angel Ter$1,435
Ballard Dr, Andrea St, Oakmeadows Dr, Chapel St, Avon Dr, Wellman Dr, Timbervalley Rd, Reginald Dr, Dogwood Dr, Jefferson St$1,563
Reed Ave, 72nd Ave NW, Askew St, W Tecumseh Rd, Mystic Isle, Riverwalk Dr, E Tecumseh Rd, Box Rd, Waterfront Dr, Cove Hollow Ct$1,566

Savings on home insurance for senior occupied homes

PlaceSavings
Norman$223 to $225
Cleveland County$222
Noble$216
East Cleveland$219

Norman, OK Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norman, OK9.6%29.0%
Cleveland County9.64%29.14%
North Cleveland9.48%27.9%
Noble11.2%34.21%

Norman Renters Insurance as a Percentage of Rent

Norman Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 188 1.0% $359
$200 to $299 207 1.0% $809
$300 to $499 1,464 8.0% $1259
$500 to $749 7,026 39.0% $1934
$750 to $999 4,662 26.0% $2684
$1,000 to $1,499 3,227 18.0% $3809
$1,500 or more 850 4.0% $5459

Norman, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Norman Homeowner Insurance Premium Example $4,500$4,000
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $23,500$22,000
Net Savings to Norman Home Owner from High Deductible Plan $1,500

Norman, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norman, OK Home Replacement Value MORE than Home Value Norman, OK Home Replacement Value LESS than Home Value
Replacement Value $192,500 $105,000
Insurance Premium based on Replacement Value $6,200 $3,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $1,425/year Insurance costlier by $1,400/year

Example Norman Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 554540479
Year Built 200319741996
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$175000-$200000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Norman, OK Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Cleveland County, Oklahoma $223 $297 $446
North Cleveland CCD, Cleveland County, Oklahoma $222 $296 $444
Noble CCD, Cleveland County, Oklahoma $217 $289 $434

Sample Home Insurance Rates for Norman, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 185,000 Asphalt Shingles Roof 2,400 5 $5000 to $10,000 Deductible 1360 4 Stucco siding yes
1977 120,000 Membrane Roof 1,240 2 $1000-$2500 Deductible 320 1 Vinyl siding yes
2000 255,000 Metal Roof 3,250 4 $5000 to $10,000 Deductible 950 2 Stone Siding yes
1984 135,000 Composition Roof 1,300 2 $500- $1000 Deductible 1940 6 Fiber-Cement Siding yes
1993 125,000 Wood Shake Roof 1,200 3 $2500-$5000 Deductible 1720 7 Wood siding No
1997 195,000 Metal Roof 2,260 5 $1000-$2500 Deductible 2440 5 Vinyl siding No
2001 135,000 Wood Shake Roof 1,360 2 $500- $1000 Deductible 4570 12 Vinyl siding yes
1967 105,000 Wood Shake Roof 1,016 2 $500 Deductible 1740 6 Fiber-Cement Siding No