Norman Insurance Rates:

Norman, OK homeowners insurance is nearly $1,270 to $1,723, about $105-$143/month. Our all inclusive guide reveals consumers can save upto $598 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would recommend Allstate to anyone looking for great coverage for a great price. I have had nothing but a great experience with them.
State Farm
I would highly recommend State Farm Insurance because they have great customer service skills and offer great discounts to help homeowners.
I would recommend people look into Nationwide . The cost is very low with similar coverage to what I had before. They are, apparently, the longest running home insurance company in the United States.
Farm Bureau
I also have had some problems with changing policies and things like that.
Farm Bureau
I also can go online and make payments, print insurance cards and find information about my policies. such as amount owed and coverage information.
Liberty Mutual
Liberty Mutual has both home and auto insurance coverage. By having both coverage with the same company, policy holders can save 10 percent or more on their home policy.
I went with my current company because of the rate they provided. I do shop around and they had the best rate for the same coverage.
Farm Bureau
I like how they always remember who we are and call us by name. They're so friendly
State Farm
State farm offers discounts to its loyal customers and i have benefited from my long-term relationship with them as a customer.
Overall, the premiums are good, the customer service is good and the website is helpful to streamline my needs of getting information.
Farm Bureau
They are friendly. If they are unsure of an answer they normally call you back within 30 min with the answer and do everything that they can to make sure that I am satisfied
Because I have had the account with Nationwide for a number of years without a claim, I no longer have a deductible. I also feel my premium rate is very competitive with other insurance companies.
What does not please the company, is that at the time of calling, your attention to the client takes a long time to answer, in turn, when visiting the offices, you have to wait a while so they can assist you
Farm Bureau
It’s not very user-friendly, it's gotten better but it has a long way to go. I can never find my balance or my statements and it takes me forever anytime I log in. I finally stopped using it. It's easier just to call or go in now.
Liberty Mutual
The premium is reasonable compared to other quotes I've gotten. While it is far from the cheapest, I do feel like paying a little more for a company known to actually pay claims with little hassle is worthwhile.
Farm Bureau
I have not found anything that I dislike about the company. They have always been courteous in any interactions.
We feel rates are fair, and customer service is good. We've also checked complaint rates for this company, and are satisfied with them.
State Farm
There is nothing I dislike about the company. I think that they are great and should be around for a long time.
Amica Mutual Insurance
Amica offers an additional tier of coverage called "Platinum Choice", which costs more, but includes identity fraud monitoring, full glass coverage, prestige rental coverage, and rewards for good driving. so recommend the amica.
Farmer's Insurance
I would not recommend this company for home insurance due to the cost, the lack of customer service (i have waited days at a time for an agent to call back) and overall lacking of options.
Farm Bureau
My experience has been purely positive. My agent is friendly and accessible. He has quick follow through and finds me the best deals.
State Farm
Nobody loves insurance but they are fine where it matters. They will talk to you and answer the phone when you call. Nothing special but nothing terrible.
State Farm
this insurance company has many decutablie to choose from that is why I choose them
Farmer's Insurance
The company staff is friendly and helpful. The premiums are increasing and the coverage is declining.
This has been the best insurance company I have worked with and I will continue to business with them for years to come. I have no complaints about this company and I will tell my friends about it.
Overall, I like how all company interactions, no matter what the reason, is very easy without any type of hassle.
My current insurance company has very good phone service, their reps are very friendly and accommodating. They are willing to work with you

Norman, OK Homeowners Insurance By Home Value

Norman, OK Home Value Total Homes % of Total Average Norman, OK Homeowners Insurance
Less than $50,000 1,439 6.0% $239
$50,000 to $59,999 413 1.0% $523
$60,000 to $69,999 502 2.0% $643
$70,000 to $79,999 608 2.0% $748
$80,000 to $89,999 1,276 5.0% $838
$90,000 to $99,999 1,103 4.0% $943
$100,000 to $124,999 3,518 14.0% $1092
$125,000 to $149,999 3,712 15.0% $1362
$150,000 to $174,999 3,576 15.0% $1616
$175,000 to $199,999 1,588 6.0% $1871
$200,000 to $249,999 2,975 12.0% $2245
$250,000 to $299,999 1,645 6.0% $2739
$300,000 to $399,999 1,422 5.0% $3488

Top Home Insurance Agents Near Norman, OK

Home Insurance Company Near Norman, OK Homeowners Insurance Agency Near Norman, OK Address
NA J And L Insurance Agency 125 S Main St, Lindsay, OK, 73052
Farmers Dale Mogseth 36 SW 104th St, Oklahoma City, OK, 73139
Allstate Maria Lucia Lopez 3523 NW 36th St, Oklahoma City, OK, 73112
State Farm Paul Garetson 9020 S Sooner Rd, Oklahoma City, OK, 73165-9657
Liberty Mutual Independent Webb Young & Webb Inc 3007 Nw 63 St #130 Oklahoma City, Oklahoma City, OK, 73116

Norman, OK Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Norman, OK

Streets in Norman Area Homeowners Insurance Cost
SE 254th St, Red Bud Dr, 136th Pl NE, 124th St S E, 180th St, Queenston Ave, Libby Lou Ln, Keith St, F St, Trophy Dr$1,433
Resh Ct, S Dobbs Rd, Vine St, Tecumseh Rd, W Brooks St, Tiffin Ave, 144th Ave SE, Chamberlyne Way, 144 Ave SE, Aniol Ave$1,414
Fairfield Dr, Windjammer St, Ross Dr, Peaceful Oaks Ln, Chaparral Rd, Lorings Rd, Eden Ct, Charing Cross Ct, Pinafore Dr, Betty Ln$1,429
36th Ave NE, Gullane Dr, Columbus St, 88th Ave NE, Atwood Dr, Greystone Ln, W Dale St, Bishops Dr, Ridge Lake Blvd, Shiloh Dr$1,566
Apache St, Lilly Ln, Camino Real Dr, Winding Oaks Ln, S Porter Ave, E Franklin Rd, Smith St, S Cook Ave, Division St, I St$1,508
Clearwater Dr, Cabin Rd, Wichita Dr, E Hughbert St, Dalewood Pl, W Franklin Rd, 82nd Ave SE, Louise Ln, 48th Ave SW, Oakridge Dr$1,500
173rd St, E Gray St, 120th St, NW 72nd St, Pullin Ln, Brandywine Ln, Journey Pkwy, Brunswick Ln, Justin Dr, SW 44th St$1,565
Applewood Ln, Woodland Oaks Ct, Edge of the Earth Rd, Pathway Cir, Springlake Dr, Tara Ln, Bert Ln, Pheasant Run Ct, N Flood Ave, Angel Ter$1,435
Ballard Dr, Andrea St, Oakmeadows Dr, Chapel St, Avon Dr, Wellman Dr, Timbervalley Rd, Reginald Dr, Dogwood Dr, Jefferson St$1,563
Reed Ave, 72nd Ave NW, Askew St, W Tecumseh Rd, Mystic Isle, Riverwalk Dr, E Tecumseh Rd, Box Rd, Waterfront Dr, Cove Hollow Ct$1,566

Norman, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Norman$223 to $225
Cleveland County$222
East Cleveland$219

Norman, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cleveland County, Oklahoma $223 $297 $446
North Cleveland CCD, Cleveland County, Oklahoma $222 $296 $444
Noble CCD, Cleveland County, Oklahoma $217 $289 $434

Norman, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norman, OK9.6%29.0%
Cleveland County9.64%29.14%
North Cleveland9.48%27.9%

Norman Renters Insurance as a Percentage of Rent

Norman Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 188 1.0% $359
$200 to $299 207 1.0% $809
$300 to $499 1,464 8.0% $1259
$500 to $749 7,026 39.0% $1934
$750 to $999 4,662 26.0% $2684
$1,000 to $1,499 3,227 18.0% $3809
$1,500 or more 850 4.0% $5459

Average Cost Of Home Insurance By Company In Areas Nearby Norman For Different Scenarios

Home value ($) Construction type Company premium ($)
50,000 to 70000 Masonry Allstate Indemnity Co. 1,382
70,000 to 100000 FRAME American Farmers & Ranchers Mutual Ins. Co. 1,091
100,000 to 150000 FRAME American National Property & Casualty Co. 3,437
70,000 to 100000 Masonry American National Property & Casualty Co. 2,792
70,000 to 100000 FRAME Allstate Prop & Cas Ins Co 2,961
50,000 to 70000 Frame Hanover Inusurance Co. 1,952
150,000 to 200000 Masonry Liberty Insurance Corp. 2,620
100,000 to 150000 Masonry Oklahoma Farm Bureau Mutual Insurance Co. 3,065
100,000 to 150000 Masonry United Services Automobile Association 1,698

Norman, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Norman Homeowner Insurance Premium Example $4,500$4,000
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $23,500$22,000
Net Savings to Norman Home Owner from High Deductible Plan $1,500

Norman, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norman, OK Home Replacement Value MORE than Home Value Norman, OK Home Replacement Value LESS than Home Value
Replacement Value $192,500 $105,000
Insurance Premium based on Replacement Value $6,200 $3,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,000 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $1,425/year Insurance costlier by $1,400/year

Example Norman Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 554540479
Year Built 200319741996
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$175000-$200000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Norman, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 210,000 Asphalt Shingles Roof 1,970 3 $5000 to $10,000 Deductible 2560 7 Stone Siding yes
2013 165,000 Membrane Roof 1,760 2 $2500-$5000 Deductible 2470 8 Fiber-Cement Siding No
1998 330,000 Metal Roof 4,250 5 $500- $1000 Deductible 2180 2 Fiber-Cement Siding No
1974 190,000 Membrane Roof 2,250 3 $500 Deductible 5360 9 Stone Siding yes
2011 220,000 Wood Shake Roof 2,210 5 $500 Deductible 2010 3 Brick siding yes
2002 365,000 Shingles Roof 4,260 5 $1000-$2500 Deductible 1150 1 Brick siding yes
2014 110,000 Asphalt Shingles Roof 1,310 2 $500 Deductible 1100 4 Wood siding yes
2010 220,000 Membrane Roof 3,020 4 $500- $1000 Deductible 5060 9 Stucco siding yes
1981 160,000 Slate Shingles Roof 1,600 5 $1000-$2500 Deductible 3090 8 Fiber-Cement Siding No
1998 135,000 Wood Shake Roof 1,630 2 $500- $1000 Deductible 1590 6 Brick siding No
1986 180,000 Membrane Roof 2,070 3 $500- $1000 Deductible 2970 7 Wood siding No
1992 155,000 Asphalt Shingles Roof 1,660 2 $500- $1000 Deductible 1000 3 Brick siding yes
1986 425,000 Membrane Roof 3,950 5 $500- $1000 Deductible 5040 4 Stucco siding yes
1974 335,000 Tile Roof 3,250 5 $5000 to $10,000 Deductible 600 1 Stucco siding No
2004 170,000 Asphalt Shingles Roof 1,640 2 $1000-$2500 Deductible 2360 5 Stucco siding No
1987 235,000 Shingles Roof 2,440 4 $500 Deductible 2750 5 Stucco siding No
2013 115,000 Wood Shake Roof 1,260 3 $500- $1000 Deductible 2980 12 Wood siding No
2014 90,000 Membrane Roof 1,040 2 $1000-$2500 Deductible 2180 9 Stone Siding yes
2011 150,000 Composition Roof 1,960 4 $1000-$2500 Deductible 3440 10 Stone Siding No
2013 115,000 Shingles Roof 1,440 3 $1000-$2500 Deductible 1700 6 Vinyl siding yes
1971 275,000 Slate Shingles Roof 2,970 5 $500 Deductible 9010 8 Stucco siding No
2013 225,000 Membrane Roof 2,450 5 $5000 to $10,000 Deductible 360 1 Vinyl siding No
1993 185,000 Asphalt Shingles Roof 2,400 5 $5000 to $10,000 Deductible 1360 4 Stucco siding yes
1977 120,000 Membrane Roof 1,240 2 $1000-$2500 Deductible 320 1 Vinyl siding yes
2000 255,000 Metal Roof 3,250 4 $5000 to $10,000 Deductible 950 2 Stone Siding yes
1984 135,000 Composition Roof 1,300 2 $500- $1000 Deductible 1940 6 Fiber-Cement Siding yes
1993 125,000 Wood Shake Roof 1,200 3 $2500-$5000 Deductible 1720 7 Wood siding No
1997 195,000 Metal Roof 2,260 5 $1000-$2500 Deductible 2440 5 Vinyl siding No
2001 135,000 Wood Shake Roof 1,360 2 $500- $1000 Deductible 4570 12 Vinyl siding yes
1967 105,000 Wood Shake Roof 1,016 2 $500 Deductible 1740 6 Fiber-Cement Siding No

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