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Norfolk, VA Home Values & Insurance Rates

Norfolk, VA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,018 3.0% $80
$80,000 to $89,999 421 1.0% $293
$90,000 to $99,999 588 1.0% $329
$100,000 to $124,999 2,245 6.0% $381
$125,000 to $149,999 2,968 8.0% $476
$150,000 to $174,999 5,344 16.0% $564
$175,000 to $199,999 4,925 14.0% $652
$200,000 to $249,999 7,044 21.0% $784
$250,000 to $299,999 4,292 12.0% $960
$300,000 to $399,999 4,023 12.0% $1216

Top Home Insurance Agents Near Norfolk, VA

Home Insurance Company Near Norfolk, VA Homeowners Insurance Agency Near Norfolk, VA Address
Liberty Mutual Independent Bell Insurance Agency Corporation 3213 VIRGINIA BEACH BLVD, VIRGINIA BEACH, VA, 23452
Travelers Beskin & Associates Inc 300 Southport Circle Virginia Beach, Virginia Beach, VA, 23452
Farmers Krystal Jones-Dent 5900 E Virginia Beach Blvd Ste 204, Norfolk, VA, 23502
Nationwide Robertson Insurance Agency Co. 5441 Virginia Beach Blvd STE 108, Virginia Beach, VA, 23462
Farmers Travis Mansell 4968 Euclid Rd Ste E, Virginia Beach, VA, 23462

Estimated Home Insurance By Street Area Near Norfolk, VA

Norfolk Area Estimated House Insurance
E 18th St, Bridle Way, Woronoca Ave, Hyde Park Rd, Alma Dr, Prince Edward Way, Rosmar Ct, Rialto Pl, Graydon Ave, Malmgren Ct$798
Hartwick Dr, Yorktown Dr, Spaulding Dr, Hanson Ave, Beach View St, Bellevue Ave, Eltham Ave, Charlney Ave, Cape Henry Ave, Suburban Pkwy$718
Nathan Ct, Enfield Ave, Warwick Ave, Paul St, May Ave, E Lorengo Ave, E Liberty St, Woodall Rd, Merritt St, Chapel St$724
Chryslon Ln, Murray Ct, W 48th St, Vaiden St, Caliente St, Frank St, New Jersey Ave, Cross St, 5th Bay St, Flowerfield Ct$747
Botetourt St, Miller Store Rd, Mayfield Ave, Nancy Ct, Chambers St, Meadowlawn Dr, Croft St, Quarantine Rd, Aspin St, Lowery Ct$725
Doris Dr, Santos St, Lucas Ave, Coventry Ln, Beamon Rd, Ridgeley Rd, Toam St, W 44th St, Burleigh Ave, Rhode Island Ave$773
Cedar Ln, Walters Ct, Paddock Rd, Mount Vernon Ave, Broadway St, W Tanners Creek Dr, Bowwood Ln, Woodland Ave, Raleigh Ave, Catherine St$782
Pickett Rd, Jarrett Rd, Forsythe St, W 37th St, S Military Hwy, Garrett Ave, Cougar Ct, Waukesha Ave, Lucas Ave, Matoaka St$766
Chapin St, Rose Ave, Hartford Dr, Hacienda St, Poplar Hall Dr, Childrens Ln, Forbes St, Harvey Ct, A View Ave, Walters Dr$733
Midfield Rd, Columbia Ave, Orleans St, W 42nd St, Isaac St, Meads Rd, Bartin St, W 50th St, Bellinger Blvd, Nipsic Arch$788

Savings on home insurance for senior occupied homes

PlaceSavings
Norfolk$109 to $111
Portsmouth$108
Hampton$109
Poquoson$114

Norfolk, VA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norfolk, VA3.7%11.6%
Portsmouth4.0%11.65%
Hampton3.94%12.88%
Poquoson3.26%10.53%

Norfolk Renters Insurance as a Percentage of Rent

Norfolk Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,376 3.0% $340
$200 to $299 1,370 3.0% $790
$300 to $499 1,941 4.0% $1240
$500 to $749 7,223 15.0% $1915
$750 to $999 14,904 32.0% $2665
$1,000 to $1,499 13,469 29.0% $3790
$1,500 or more 5,040 11.0% $5440

Norfolk, VA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
23507 $390,400 $790
23510 $369,700 $790
23508 $328,000 $780
23517 $287,700 $770
23505 $227,900 $750
23518 $222,600 $740
23503 $215,000 $740
23502 $202,600 $740
23509 $180,900 $730
23504 $176,500 $720
23523 $169,500 $720
23513 $167,200 $720

Norfolk, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Norfolk Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Norfolk Home Owner from High Deductible Plan $600

Norfolk, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norfolk, VA Home Replacement Value MORE than Home Value Norfolk, VA Home Replacement Value LESS than Home Value
Replacement Value $236,500 $153,500
Insurance Premium based on Replacement Value $1,325 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Norfolk Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAllstate
Monthly Premium 795893
Year Built 199419601940
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Norfolk, VA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Portsmouth city, Virginia $108 $144 $216
Hampton city, Virginia $109 $145 $218
Poquoson city, Virginia $115 $153 $230

Sample Home Insurance Rates for Norfolk, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 380,000 Slate Shingles Roof 3,190 4 $1000-$2500 Deductible 1930 12 Wood siding No
1983 320,000 Shingles Roof 3,460 5 $5000 to $10,000 Deductible 810 10 Vinyl siding yes
1948 145,000 Shingles Roof 1,540 5 $500 Deductible 420 7 Stucco siding yes
1963 155,000 Slate Shingles Roof 1,280 2 $500 Deductible 450 6 Vinyl siding No
1962 130,000 Tile Roof 1,190 2 $2500-$5000 Deductible 120 4 Fiber-Cement Siding No
1992 175,000 Composition Roof 1,440 3 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding No
1995 315,000 Membrane Roof 2,880 4 $5000 to $10,000 Deductible 810 8 Brick siding yes
1984 120,000 Composition Roof 910 2 $2500-$5000 Deductible 340 12 Vinyl siding yes
1986 120,000 Metal Roof 1,719 4 $5000 to $10,000 Deductible 550 12 Wood siding yes