Norfolk Insurance Rates:

Norfolk, VA homeowners insurance is about $623 to $842, about $51-$70/month. Our extensive guide shows customers can save upto $293 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
i love it. cost is great when compared with others, customer service is on point. a four for the customer service.
State Farm
I like that i can access my account online and change things when i need to, without having to call the office.
Farmer's Insurance
The farmers insurance is bad service, it is too slow service when the door of my house was broken by the auto.
Geico
Geico is the cheapest insurance provider i have ever dealt with. they always have great pricing no matter what you are paying for.
National General
Great customer service. Very fair about covering claims.
Nationwide
I have never had an issue with their service. Just recently we filed an insurance claim. They walked us through every step of the way. They stayed in contact with me and were very helpful. I could not have been more pleased.
Progressive
It is a very good company with the good representative who understands your need as an insurance buyer.
State Farm
We hear good things about this company and the premiums are into low monthly payments and we have not had to claim anything at this time so overall we have good things to say but because our interactions have been limited.
Erie Insurance
Erie is very prompt to address claims. Their customer service is compassionate, understanding and willing to explain existing coverage and how to file a claim. They are also very willing to advise on situations that may be better suited to paying out of pocket rather than filing a claim.
Erie Insurance
I like the customer service because the company is local so it is easy to just go to the location and talk with them face to face.
State Farm
I dislike the home insurance portion on its claims. They try hard not to help you with the some repairs.
Erie Insurance
Erie has been great for us; although the rates are a tad higher than other companies, the company has treated us well and covered our property for anything we have needed.
Erie Insurance
I dislike the high premiums. I would consider changing companies if I wasn't happy with the claims service. I dislike that I can't pay the premiums with a credit card.
State Farm
Overall State Farm has been a great insurance company. Until recently, all we did was send them a check. Our claim experience was good and better than most of our friends.
Allstate
I have told people that I have been happy with my company. Can not recommed any company without having to experence filing a claim, anc seeing how it is handled.
Erie Insurance
They are one of the top insurance companies in the nation. The company genuinely cares about their customers and will go above and beyond to make sure their experience is one to remember.
State Farm
I would definitely recommend this insurance company to others. I find them to be fair on pricing, decent to interact with and over all a good deal.
Nationwide
I have not had to use the insurance yet, so it's hard to know what it would be like. But they have continually jacked up prices as the years have gone on that in the next few months.
Progressive
I pretty much enjoy everything the company has to offer. The overall professionalism they display is unmatched by any other company out there.
Allstate
I like the fact the app and website are easy to use and I also like being treated well and I think as far as policy price goes I have a good rate.
Geico
i love how the company treats the clients overall in that they care about what sort of coverage we need in order to be able to fully be covered at all times
State Farm
I would recommend this company because they are really fast when processing claims. They Agents care about the customers and try their best to make sure.

Norfolk, VA Homeowners Insurance By Home Value

Norfolk, VA Home Value Total Homes % of Total Average Norfolk, VA Homeowners Insurance
Less than $50,000 1,018 3.0% $80
$80,000 to $89,999 421 1.0% $293
$90,000 to $99,999 588 1.0% $329
$100,000 to $124,999 2,245 6.0% $381
$125,000 to $149,999 2,968 8.0% $476
$150,000 to $174,999 5,344 16.0% $564
$175,000 to $199,999 4,925 14.0% $652
$200,000 to $249,999 7,044 21.0% $784
$250,000 to $299,999 4,292 12.0% $960
$300,000 to $399,999 4,023 12.0% $1216

Top Home Insurance Agents Near Norfolk, VA

Home Insurance Company Near Norfolk, VA Homeowners Insurance Agency Near Norfolk, VA Address
Liberty Mutual Independent Bell Insurance Agency Corporation 3213 VIRGINIA BEACH BLVD, VIRGINIA BEACH, VA, 23452
Travelers Beskin & Associates Inc 300 Southport Circle Virginia Beach, Virginia Beach, VA, 23452
Farmers Krystal Jones-Dent 5900 E Virginia Beach Blvd Ste 204, Norfolk, VA, 23502
Nationwide Robertson Insurance Agency Co. 5441 Virginia Beach Blvd STE 108, Virginia Beach, VA, 23462
Farmers Travis Mansell 4968 Euclid Rd Ste E, Virginia Beach, VA, 23462

Norfolk, VA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Norfolk, VA

Streets in Norfolk Area Homeowners Insurance Cost
E 18th St, Bridle Way, Woronoca Ave, Hyde Park Rd, Alma Dr, Prince Edward Way, Rosmar Ct, Rialto Pl, Graydon Ave, Malmgren Ct$798
Hartwick Dr, Yorktown Dr, Spaulding Dr, Hanson Ave, Beach View St, Bellevue Ave, Eltham Ave, Charlney Ave, Cape Henry Ave, Suburban Pkwy$718
Nathan Ct, Enfield Ave, Warwick Ave, Paul St, May Ave, E Lorengo Ave, E Liberty St, Woodall Rd, Merritt St, Chapel St$724
Chryslon Ln, Murray Ct, W 48th St, Vaiden St, Caliente St, Frank St, New Jersey Ave, Cross St, 5th Bay St, Flowerfield Ct$747
Botetourt St, Miller Store Rd, Mayfield Ave, Nancy Ct, Chambers St, Meadowlawn Dr, Croft St, Quarantine Rd, Aspin St, Lowery Ct$725
Doris Dr, Santos St, Lucas Ave, Coventry Ln, Beamon Rd, Ridgeley Rd, Toam St, W 44th St, Burleigh Ave, Rhode Island Ave$773
Cedar Ln, Walters Ct, Paddock Rd, Mount Vernon Ave, Broadway St, W Tanners Creek Dr, Bowwood Ln, Woodland Ave, Raleigh Ave, Catherine St$782
Pickett Rd, Jarrett Rd, Forsythe St, W 37th St, S Military Hwy, Garrett Ave, Cougar Ct, Waukesha Ave, Lucas Ave, Matoaka St$766
Chapin St, Rose Ave, Hartford Dr, Hacienda St, Poplar Hall Dr, Childrens Ln, Forbes St, Harvey Ct, A View Ave, Walters Dr$733
Midfield Rd, Columbia Ave, Orleans St, W 42nd St, Isaac St, Meads Rd, Bartin St, W 50th St, Bellinger Blvd, Nipsic Arch$788

Norfolk, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Norfolk$109 to $111
Portsmouth$108
Hampton$109
Poquoson$114

Norfolk, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Portsmouth city, Virginia $108 $144 $216
Hampton city, Virginia $109 $145 $218
Poquoson city, Virginia $115 $153 $230

Norfolk, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norfolk, VA3.7%11.6%
Portsmouth4.0%11.65%
Hampton3.94%12.88%
Poquoson3.26%10.53%

Norfolk Renters Insurance as a Percentage of Rent

Norfolk Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,376 3.0% $340
$200 to $299 1,370 3.0% $790
$300 to $499 1,941 4.0% $1240
$500 to $749 7,223 15.0% $1915
$750 to $999 14,904 32.0% $2665
$1,000 to $1,499 13,469 29.0% $3790
$1,500 or more 5,040 11.0% $5440

Norfolk, VA Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
23507 $390,400 $790
23510 $369,700 $790
23508 $328,000 $780
23517 $287,700 $770
23505 $227,900 $750
23518 $222,600 $740
23503 $215,000 $740
23502 $202,600 $740
23509 $180,900 $730
23504 $176,500 $720
23523 $169,500 $720
23513 $167,200 $720

Norfolk, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Norfolk Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Norfolk Home Owner from High Deductible Plan $600

Norfolk, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norfolk, VA Home Replacement Value MORE than Home Value Norfolk, VA Home Replacement Value LESS than Home Value
Replacement Value $236,500 $153,500
Insurance Premium based on Replacement Value $1,325 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $300/year

Example Norfolk Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAllstate
Monthly Premium 795893
Year Built 199419601940
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Norfolk, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 160,000 Composition Roof 1,230 2 $1000-$2500 Deductible 200 3 Wood siding yes
1962 235,000 Metal Roof 2,100 4 $1000-$2500 Deductible 930 10 Stucco siding No
1956 135,000 Slate Shingles Roof 1,400 2 $500 Deductible 80 2 Fiber-Cement Siding No
1952 420,000 Tile Roof 3,180 5 $5000 to $10,000 Deductible 370 3 Brick siding No
1944 175,000 Membrane Roof 1,250 3 $500 Deductible 400 5 Fiber-Cement Siding yes
1992 145,000 Asphalt Shingles Roof 1,130 2 $1000-$2500 Deductible 240 4 Stone Siding yes
1992 220,000 Membrane Roof 1,640 2 $2500-$5000 Deductible 500 9 Wood siding yes
1990 650,000 Composition Roof 4,710 5 $500 Deductible 2920 12 Stucco siding No
1998 175,000 Asphalt Shingles Roof 1,800 3 $2500-$5000 Deductible 340 7 Stucco siding yes
1973 150,000 Tile Roof 1,600 3 $2500-$5000 Deductible 200 4 Stone Siding No
1996 325,000 Membrane Roof 3,260 4 > $10,000 Deductible 90 1 Fiber-Cement Siding yes
1963 350,000 Asphalt Shingles Roof 2,530 5 $500- $1000 Deductible 1490 12 Stucco siding yes
1992 345,000 Shingles Roof 2,610 4 $500 Deductible 880 7 Stone Siding No
1956 260,000 Membrane Roof 2,090 3 $5000 to $10,000 Deductible 400 6 Stone Siding yes
1996 155,000 Wood Shake Roof 1,570 3 $500 Deductible 150 2 Stucco siding No
1995 125,000 Membrane Roof 1,250 2 $500- $1000 Deductible 380 8 Wood siding yes
1954 290,000 Shingles Roof 2,270 4 $5000 to $10,000 Deductible 430 8 Stone Siding No
1967 235,000 Tile Roof 2,110 5 $500- $1000 Deductible 1280 12 Vinyl siding yes
1968 425,000 Composition Roof 3,160 4 $2500-$5000 Deductible 1120 7 Brick siding yes
1979 200,000 Wood Shake Roof 2,010 3 $500- $1000 Deductible 300 4 Wood siding yes
1983 195,000 Metal Roof 1,580 5 $1000-$2500 Deductible 500 10 Stone Siding yes
1940 550,000 Asphalt Shingles Roof 4,090 5 $2500-$5000 Deductible 290 2 Fiber-Cement Siding No
1963 380,000 Slate Shingles Roof 3,190 4 $1000-$2500 Deductible 1930 12 Wood siding No
1983 320,000 Shingles Roof 3,460 5 $5000 to $10,000 Deductible 810 10 Vinyl siding yes
1948 145,000 Shingles Roof 1,540 5 $500 Deductible 420 7 Stucco siding yes
1963 155,000 Slate Shingles Roof 1,280 2 $500 Deductible 450 6 Vinyl siding No
1962 130,000 Tile Roof 1,190 2 $2500-$5000 Deductible 120 4 Fiber-Cement Siding No
1992 175,000 Composition Roof 1,440 3 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding No
1995 315,000 Membrane Roof 2,880 4 $5000 to $10,000 Deductible 810 8 Brick siding yes
1984 120,000 Composition Roof 910 2 $2500-$5000 Deductible 340 12 Vinyl siding yes
1986 120,000 Metal Roof 1,719 4 $5000 to $10,000 Deductible 550 12 Wood siding yes

Find Visual Guide for Norfolk, VA Home Insurance Buyers on Insurance Companies and Rates