Norco Insurance Rates:

Norco, CA homeowners insurance is about $535 to $728, about $44-$60/month. Our thorough guide shows customers can save as much as $252 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the amount of information available for this company. the website has a lot of information for me to look at.
State Farm
The older staff are very knowledgeable about the product and willing to work to make sure you get the coverage you need.
Nationwide
I do not really use it much. I think I have been on it once or twice in the two years I have had this company for an insurer. I can say it was fairly easy to look up my payment amount, but that is all I have ever had to do since I have never made a claim.
Liberty Mutual
I like that they seem honest in their work. I never had any issues dealing with customer service. The claim process is super easy and fast when it is unfortunately necessary.
State Farm
The premium is okay, but the coverages seem to change on me without notice. I thought I had a flat deductible on my homeowner's policy but when I made a claim a few years ago, it had changed to a percentage of the value of the loss and I would never have kept that option if I had known it had changed.
Farmer's Insurance
I can't really say there is anything I dislike about Farmers. My family and extended family have used them for years, with no hassle.

Norco, CA Homeowners Insurance By Home Value

Norco, CA Home Value Total Homes % of Total Average Norco, CA Homeowners Insurance
Less than $50,000 161 5.0% $37
$60,000 to $69,999 33 1.0% $100
$100,000 to $124,999 91 3.0% $170
$125,000 to $149,999 39 1.0% $214
$150,000 to $174,999 79 2.0% $252
$175,000 to $199,999 57 1.0% $290
$200,000 to $249,999 338 11.0% $353
$250,000 to $299,999 603 21.0% $429
$300,000 to $399,999 1,431 50.0% $548

Top Home Insurance Agents Near Norco, CA

Home Insurance Company Near Norco, CA Homeowners Insurance Agency Near Norco, CA Address
NA Carmack Ins 4000 Westerly Place, Suite 200 Newport Beach, Newport Beach, CA, 92660
Travelers Chiman Odhavji Kotecha P.O.BOX 4335, DIAMOND BAR, CA, 91765
State Farm Leanna Farris 5212 Katella Ave Ste 102, Los Alamitos, CA, 90720-6826
Travelers Sullivan Curtis Monroe Ins Services Llc 550 S HOPE ST 1000, LOS ANGELES, CA, 90071
State Farm Troy Manning 4955 Felspar St Ste J, Riverside, CA, 92509-3020

Cost Of Homeowners Insurance By Street Near Norco, CA

Streets in Norco Area Homeowners Insurance Cost
Blue Crab Ct, Kendra Ln, Dapplegray Way, Reservoir Dr, Clubhouse Dr, Rossini Ct, Cottoncreek, Cartwheel Cir, Rio Ct, Holster St$649
Filly Ln, Paddock Ln, N Cota St, Sunset Ct, Alabama St, Spencer Blvd, Stagecoach Dr, Hidden Valley Pkwy, Thoroughbred Pl, Pinto Pl$601
Beckett Field Ln, Golden West Ln, Newhall Dr, Broken Lance Dr, Cutting Horse Rd, Cheyenne Rd, Sugarcreek Cir, Shire Pl, Maggie Ln, Shawnee Dr$627
N Joy St, Mississippi Dr, Prairie Creek Pl, Pedley Ave, North Dr, Earl St, Tygar Way, Pala Mesa Dr, Hillkirk Ave, Albion Ct$612
Pedley Substation Rd, Lone Tree St, Lookout Pt, Mount Ingalls Ct, River Ridge Dr, Stover Ave, Feather Dr, Reposa Ct, Carrollton Pl, Soaring Bird Ct$630

Norco, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Norco$94 to $97
Eastvale$94
Corona$93
Home Gardens$90

Norco, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Eastvale city, California $79 $105 $157
Corona CCD, Riverside County, California $78 $103 $155
Home Gardens CDP, California $76 $101 $151

Norco, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Norco, CA2.0%10.7%
Eastvale1.64%5.45%
Corona2.15%9.82%
Home Gardens2.54%15.21%

Norco Renters Insurance as a Percentage of Rent

Norco Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 53 4.0% $783
$300 to $499 48 3.0% $1233
$500 to $749 57 4.0% $1908
$750 to $999 83 6.0% $2658
$1,000 to $1,499 255 19.0% $3783
$1,500 or more 791 61.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Norco For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewTokio Marine America358
250000500NewIntegon/National712
300000500NewUSAA640
7500002500NewStillwater Ins Co794
25000010001-3 YearsChubb/Federal1151
3000005001-3 YearsForemost Insurance1105
50000010001-3 YearsAmerican Security1382
50000025001-3 YearsCentury National1206
1500002504-6 YearsCalifornia Capital498
1500005004-6 YearsAIG Prop Cas764
3000005004-6 YearsCentury National1041
3000005004-6 YearsWawanesa813
40000010004-6 YearsAmco1010
50000010004-6 YearsBankers Standard2018
50000010004-6 YearsGrange1250
2000005007-15 YearsWestern Mutual/Residence695
25000010007-15 YearsPacific Specialty708
2500005007-15 YearsChubb/Federal1476
50000010007-15 YearsAmerican Reliable1417
50000025007-15 YearsCentury National1471
75000025007-15 YearsCalifornia Casualty1514
75000025007-15 YearsFarmers (Fire Ins)2296

Norco, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Norco Homeowner Insurance Premium Example $2,200$1,600
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,400$15,200
Net Savings to Norco Home Owner from High Deductible Plan $1,200

Norco, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Norco, CA Home Replacement Value MORE than Home Value Norco, CA Home Replacement Value LESS than Home Value
Replacement Value $518,500 $303,000
Insurance Premium based on Replacement Value $1,500 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $96,000 Risk Exposure from Under Insuring Coverage is $119,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $275/year

Example Norco Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceNationwide Insurance
Monthly Premium 13795108
Year Built 201019771985
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $500000-$600000$400000-$500000$500000-$600000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Norco, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 980,000 Asphalt Shingles Roof 4,560 5 $500 Deductible 1910 10 Stucco siding yes
1965 875,000 Asphalt Shingles Roof 4,020 5 $2500-$5000 Deductible 800 6 Stucco siding No
1962 475,000 Composition Roof 2,990 4 $500- $1000 Deductible 760 9 Vinyl siding No
2011 735,000 Composition Roof 3,370 4 > $10,000 Deductible 470 5 Stucco siding yes
2013 795,000 Shingles Roof 3,380 5 $5000 to $10,000 Deductible 100 1 Wood siding No
1961 440,000 Membrane Roof 2,410 4 $5000 to $10,000 Deductible 90 2 Wood siding No
2014 630,000 Tile Roof 2,860 4 $5000 to $10,000 Deductible 610 5 Stone Siding No
1972 585,000 Membrane Roof 2,600 4 $500- $1000 Deductible 920 7 Stucco siding yes
2011 710,000 Metal Roof 3,370 5 > $10,000 Deductible 670 7 Stone Siding yes
1971 1,000,000 Asphalt Shingles Roof 4,920 5 $500 Deductible 2090 8 Stone Siding No
1971 805,000 Slate Shingles Roof 4,290 5 $1000-$2500 Deductible 1230 8 Brick siding No
1964 885,000 Composition Roof 4,780 5 $500- $1000 Deductible 320 2 Fiber-Cement Siding No
1973 595,000 Slate Shingles Roof 3,560 5 > $10,000 Deductible 310 4 Stucco siding yes
1971 1,175,000 Asphalt Shingles Roof 4,950 5 $2500-$5000 Deductible 2650 12 Fiber-Cement Siding yes
2014 335,000 Slate Shingles Roof 2,000 4 $500 Deductible 70 1 Vinyl siding No
1966 405,000 Composition Roof 1,950 4 $5000 to $10,000 Deductible 910 12 Fiber-Cement Siding No
1986 510,000 Metal Roof 2,910 4 $500 Deductible 170 1 Stucco siding yes
1979 775,000 Membrane Roof 3,270 4 $5000 to $10,000 Deductible 540 3 Stucco siding No
1974 430,000 Composition Roof 1,920 4 $500 Deductible 720 8 Brick siding No
2011 585,000 Asphalt Shingles Roof 3,050 5 > $10,000 Deductible 530 7 Fiber-Cement Siding No
1968 485,000 Wood Shake Roof 2,910 4 $1000-$2500 Deductible 300 3 Fiber-Cement Siding yes
1969 575,000 Asphalt Shingles Roof 3,190 4 $2500-$5000 Deductible 1340 12 Brick siding No
1963 470,000 Metal Roof 2,280 4 $5000 to $10,000 Deductible 170 2 Stone Siding yes
2012 885,000 Asphalt Shingles Roof 3,780 5 > $10,000 Deductible 370 4 Wood siding yes
2011 540,000 Slate Shingles Roof 2,930 5 $5000 to $10,000 Deductible 640 10 Wood siding No
1986 400,000 Asphalt Shingles Roof 1,830 5 $2500-$5000 Deductible 830 12 Fiber-Cement Siding yes
1974 630,000 Asphalt Shingles Roof 3,850 5 $5000 to $10,000 Deductible 760 8 Stone Siding yes
1969 800,000 Shingles Roof 3,960 5 $2500-$5000 Deductible 290 2 Stucco siding No
1973 655,000 Composition Roof 3,870 5 $500- $1000 Deductible 1150 6 Vinyl siding No
1979 525,000 Membrane Roof 2,710 4 $2500-$5000 Deductible 1340 10 Stucco siding yes
1978 440,000 Metal Roof 1,900 4 $5000 to $10,000 Deductible 420 7 Vinyl siding No