Niles Insurance Rates:

Niles, OH homeowners insurance is approximately $577 to $782, about $48-$65/month. Our complete guide reveals consumers can save as much as $271 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like being recognized because i use this policy and it seems very trendy with a cute and stylish ad campaign so i like the association.
American Family
I like how they handled our storm damage claim. they covered everything that was damaged and we didn't have to fight to get things covered. if the shingles were damaged they covered everything on the roof. likewise, they covered everything related to the siding.
American Modern Insurance
They charge you automatically from your card and you to make sure you have money each month in your account.
Geico
This is not just specific to geico, but all insurance companies. They fix only what they have to. They try to push all obligations back onto the customer as their responsibility. Therefore, I don't find them very useful.
Farmer's Insurance
I like the company. They seem to value my business. They reply to me quickly and make sure I'm clear on any questions that I have.
Erie Insurance
I love how much money they were able to save me. I was paying twice as much with my previous company for the same amount of coverage. And its website is user-friendly.
Geico
There is nothing to like about an insurance company. How can you like a company that provides something you are forced to have?
Geico
I like that they are reliable and require zero effort on my part. I like not having to worry about it, knowing Steve will handle Kemper and I don't have to do a thing.

Niles, OH Homeowners Insurance By Home Value

Niles, OH Home Value Total Homes % of Total Average Niles, OH Homeowners Insurance
Less than $50,000 776 14.0% $196
$50,000 to $59,999 413 7.0% $420
$60,000 to $69,999 734 13.0% $522
$70,000 to $79,999 430 8.0% $604
$80,000 to $89,999 779 14.0% $685
$90,000 to $99,999 534 10.0% $767
$100,000 to $124,999 592 11.0% $889
$125,000 to $149,999 399 7.0% $1113
$150,000 to $174,999 309 5.0% $1310
$175,000 to $199,999 100 1.0% $1514
$200,000 to $249,999 111 2.0% $1826
$250,000 to $299,999 76 1.0% $2227

Top Home Insurance Agents Near Niles, OH

Home Insurance Company Near Niles, OH Homeowners Insurance Agency Near Niles, OH Address
NA Willard Lewis Company 818 Merchant St, Ambridge, PA, 15003
NA Dry Insurance Agency, Inc. 320 Center St, Chardon, OH, 44024
Allstate Daniel Laidlaw 2305 Wilmington Rd # S1, New Castle, PA, 16105
Travelers Russell B Canan Agency Inc 1607 W State Street, New Castle, PA, 16101
Farmers Timothy Tim Mcgovern 750 Beaver Valley Mall Rt 18, Monaca, PA, 15061

Cost Of Homeowners Insurance By Street Near Niles, OH

Streets in Niles Area Homeowners Insurance Cost
Forest Pointe Dr SE, W 2nd St, Hiram Pl SE, E Madison Ave, 5th Ave, Black Oak Dr, Ohio Ave, Stans Way SE, Ambrose Ave, Twp Hwy 1130$696
Stepney St SE, Austintown Warren Rd, St Francis Ave, Sayers Ave SE, N Feederle Dr SE, Country Pines Dr SW, Kline's Dr, Brucewood Dr SE, N Cedar Ave, Highland Ave SE$668
Twp Hwy 730, Twp Hwy 731, Higgins Ave SE, Sandalwood Dr, Twp Hwy 556, Mines Rd SE, Pine Oak Ct, S Butler Ave, Sturgeon Dr, Grandview St SE$696
Buckeye Ln, Taft Ave, Celia Ct, Brook St, Morris Pl SE, Taylor Ln, Twp Hwy 939, Youll Ave, Oak Tree Ln SE, Twp Hwy 1140$685
Salt Springs Younstown Rd, Golf Ave, Pearl St, George St, Twp Hwy 10, Twp Hwy 1361, Wendell Pl SE, Francis Ave SE, Dawson Dr SE, Fairlawn Hts Dr SE$705

Niles, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Niles$101 to $104
Weathersfield$102
Hilltop$101
McDonald$104

Niles, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Weathersfield township, Trumbull County, Ohio $85 $113 $170
Hilltop CDP, Ohio $85 $113 $169
McKinley Heights CDP, Ohio $85 $113 $169

Niles, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Niles, OH5.9%15.5%
Weathersfield5.56%14.83%
Hilltop6.86%13.29%
McKinley Heights4.9%15.25%

Niles Renters Insurance as a Percentage of Rent

Niles Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 327 11.0% $364
$200 to $299 185 6.0% $814
$300 to $499 488 16.0% $1264
$500 to $749 1,335 45.0% $1939
$750 to $999 499 16.0% $2689
$1,000 to $1,499 117 3.0% $3814

Niles, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Niles Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Niles Home Owner from High Deductible Plan $600

Niles, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Niles, OH Home Replacement Value MORE than Home Value Niles, OH Home Replacement Value LESS than Home Value
Replacement Value $82,500 $56,000
Insurance Premium based on Replacement Value $400 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $25/year

Example Niles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceTravelers
Monthly Premium 142131
Year Built 197119631981
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$100000-$125000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Niles, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 145,000 Asphalt Shingles Roof 2,320 3 $2500-$5000 Deductible 170 6 Stucco siding yes
1986 85,000 Metal Roof 1,510 5 $1000-$2500 Deductible 80 4 Stucco siding No
1966 185,000 Membrane Roof 3,000 4 $5000 to $10,000 Deductible 290 7 Fiber-Cement Siding No
1968 115,000 Membrane Roof 1,890 3 $2500-$5000 Deductible 400 12 Brick siding No
1947 115,000 Membrane Roof 1,820 3 $2500-$5000 Deductible 400 12 Stone Siding yes
1944 90,000 Wood Shake Roof 1,260 3 $500- $1000 Deductible 150 5 Stone Siding yes
1942 150,000 Slate Shingles Roof 2,040 3 $500- $1000 Deductible 470 12 Wood siding No
1969 110,000 Composition Roof 1,520 3 $1000-$2500 Deductible 70 3 Wood siding No
1978 125,000 Membrane Roof 2,270 3 $500- $1000 Deductible 250 7 Brick siding yes
1951 155,000 Slate Shingles Roof 2,420 4 $1000-$2500 Deductible 300 7 Stucco siding yes
1962 210,000 Slate Shingles Roof 3,260 4 $500 Deductible 130 2 Wood siding yes
1947 230,000 Metal Roof 4,550 5 $1000-$2500 Deductible 660 10 Vinyl siding yes
1989 120,000 Tile Roof 2,010 3 $2500-$5000 Deductible 150 5 Wood siding No
1946 95,000 Asphalt Shingles Roof 1,480 3 $2500-$5000 Deductible 310 10 Vinyl siding No
1983 155,000 Wood Shake Roof 2,180 4 $2500-$5000 Deductible 40 1 Brick siding No
1986 130,000 Wood Shake Roof 1,830 4 $1000-$2500 Deductible 260 7 Brick siding No
1973 120,000 Metal Roof 1,960 5 $500 Deductible 260 6 Fiber-Cement Siding yes
1965 185,000 Tile Roof 2,510 4 $1000-$2500 Deductible 450 10 Stone Siding yes
1958 95,000 Slate Shingles Roof 1,270 2 $2500-$5000 Deductible 50 3 Vinyl siding yes
1989 135,000 Composition Roof 2,040 3 $500- $1000 Deductible 180 4 Wood siding yes
1943 130,000 Metal Roof 1,820 4 $500 Deductible 310 6 Wood siding No