Niles, IL homeowners insurance is nearly $711 to $966, about $59-$80/month. Our all inclusive analysis shows customers can save as much as $335 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Niles, IL Home Value | Total Homes | % of Total | Average Niles, IL Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 536 | 2.0% | $58 |
$100,000 to $124,999 | 668 | 3.0% | $284 |
$125,000 to $149,999 | 674 | 3.0% | $351 |
$150,000 to $174,999 | 1,260 | 5.0% | $419 |
$175,000 to $199,999 | 1,028 | 4.0% | $486 |
$200,000 to $249,999 | 3,490 | 16.0% | $578 |
$250,000 to $299,999 | 4,711 | 21.0% | $712 |
$300,000 to $399,999 | 8,636 | 39.0% | $905 |
Home Insurance Company Near Niles, IL | Homeowners Insurance Agency Near Niles, IL | Address |
---|---|---|
Allstate | Asim Hamidi | 507 Fairway Dr Ste 119, Naperville, IL, 60563 |
Travelers | Four Winds Insurance Services Llc | 20635 ABBEY WOODS CT STE 303, FRANKFORT, IL, 60423 |
Travelers | Manta & Hurst Inc | 3026 45TH AVE, HIGHLAND, IN, 46322 |
Travelers | Neis Insurance Agency Inc | 45 N Virginia Street, Crystal Lake, IL, 60014 |
Travelers | Stringham Insurance Agency Ltd | 19646 Wolf Road, Mokena, IL, 60448 |
Streets in Niles Area | Homeowners Insurance Cost |
---|---|
Frontage Rd E, Farwell Ave, Longmeadow Ave, Little Oak Path, N Rosemary Ave, W Cleveland St, Floral Ave, Harvard Ter, Highland Pl, George Ct | $903 |
Avalon Dr, N Lexington Ln, N Minnehaha Ave, N Capitol Dr, Loyola Ave, McVickers Ave, Louise Ave, Wright Ter, E Prairie Rd, Rollwind Rd | $831 |
Niles Ave, Elmwood St, Harmswood Ter, Manor Ct, N Rosemary Ln, Ferris Ave, Kenneth Ter, Marmora Ave, Bobolink Ter, W Niles Ave | $830 |
Coronet Rd, Russett Ln, Cherry Pkwy, Salem Cir, Little Elm Bend, Four Winds Way, Salem Ln, N Days Ter, N Franks Ave, Clifford Ter | $813 |
N Shermer Rd, Williamsburg Rd, N Bellefort Pl, Suffield Ter, Fernald Ave, W Lee St, Hamton Ave, Hennings Ct, W Mulford St, Keeney Ct | $819 |
Place | Savings For Senior Occupied Homes |
---|---|
Niles | $125 to $128 |
Skokie | $125 |
Morton Grove | $126 |
Lincolnwood | $130 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Skokie village, Illinois | $104 | $139 | $208 |
Morton Grove village, Illinois | $105 | $140 | $210 |
Lincolnwood village, Illinois | $109 | $145 | $218 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Niles, IL | 3.0% | 9.5% |
Skokie | 2.97% | 9.38% |
Morton Grove | 3.16% | 9.63% |
Lincolnwood | 2.46% | 7.27% |
Niles Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 174 | 2.0% | $298 |
$200 to $299 | 125 | 1.0% | $748 |
$300 to $499 | 209 | 2.0% | $1198 |
$500 to $749 | 523 | 6.0% | $1873 |
$750 to $999 | 1,856 | 24.0% | $2623 |
$1,000 to $1,499 | 2,990 | 39.0% | $3748 |
$1,500 or more | 1,621 | 21.0% | $5398 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $800 | $2,800 |
Yearly Niles Homeowner Insurance Premium Example | $1,600 | $1,100 |
Out of Pocket Expense During Claim | $800 | $2,800 |
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $8,800 | $8,300 |
Net Savings to Niles Home Owner from High Deductible Plan | $500 |
Scenario | Niles, IL Home Replacement Value MORE than Home Value | Niles, IL Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $298,500 | $194,500 |
Insurance Premium based on Replacement Value | $1,550 | $1,000 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $72,000 | Risk Exposure from Under Insuring Coverage is $32,000 |
Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $375/year |
Insurance Company | GEICO Insurance | Farmers Insurance | Chubb Group of Insurance |
Monthly Premium | 148 | 153 | 110 |
Year Built | 1967 | 1974 | 1961 |
Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
Coverage Amount | $350000-$400000 | $400000-$500000 | $300000-$350000 |
Deductible | $1000-$2500 Deductible | $500 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1961 | 305,000 | Metal Roof | 1,920 | 3 | > $10,000 Deductible | 90 | 1 | Stucco siding | No |
1970 | 225,000 | Tile Roof | 1,660 | 5 | $2500-$5000 Deductible | 920 | 12 | Stucco siding | yes |
1969 | 415,000 | Composition Roof | 2,130 | 4 | $1000-$2500 Deductible | 290 | 2 | Brick siding | No |
1964 | 215,000 | Asphalt Shingles Roof | 1,520 | 3 | $2500-$5000 Deductible | 450 | 8 | Fiber-Cement Siding | No |
1971 | 955,000 | Composition Roof | 4,950 | 5 | $500- $1000 Deductible | 1570 | 4 | Stone Siding | No |
1967 | 500,000 | Asphalt Shingles Roof | 3,270 | 5 | $5000 to $10,000 Deductible | 290 | 2 | Stucco siding | No |
1970 | 300,000 | Tile Roof | 2,070 | 3 | $500 Deductible | 1410 | 9 | Stone Siding | No |
1971 | 200,000 | Metal Roof | 1,400 | 3 | $500 Deductible | 380 | 5 | Vinyl siding | No |
1969 | 365,000 | Slate Shingles Roof | 2,110 | 5 | $1000-$2500 Deductible | 360 | 4 | Wood siding | No |
1976 | 410,000 | Composition Roof | 2,210 | 4 | $500- $1000 Deductible | 1210 | 8 | Stucco siding | No |
1963 | 265,000 | Wood Shake Roof | 1,640 | 4 | $500 Deductible | 520 | 5 | Stucco siding | yes |
1977 | 480,000 | Wood Shake Roof | 3,110 | 5 | $1000-$2500 Deductible | 670 | 6 | Brick siding | No |
1973 | 290,000 | Asphalt Shingles Roof | 2,010 | 4 | $500- $1000 Deductible | 1700 | 12 | Fiber-Cement Siding | No |
1971 | 420,000 | Shingles Roof | 2,270 | 5 | $2500-$5000 Deductible | 160 | 1 | Stucco siding | yes |
1973 | 205,000 | Metal Roof | 1,260 | 3 | $500- $1000 Deductible | 110 | 2 | Wood siding | yes |
1976 | 200,000 | Wood Shake Roof | 1,370 | 3 | $5000 to $10,000 Deductible | 300 | 8 | Stucco siding | yes |
1960 | 310,000 | Slate Shingles Roof | 1,700 | 4 | > $10,000 Deductible | 410 | 5 | Vinyl siding | yes |
1964 | 400,000 | Shingles Roof | 2,520 | 4 | $1000-$2500 Deductible | 1460 | 8 | Stone Siding | yes |
1970 | 515,000 | Tile Roof | 2,830 | 5 | $5000 to $10,000 Deductible | 1620 | 12 | Wood siding | No |
1967 | 315,000 | Slate Shingles Roof | 1,640 | 5 | $500 Deductible | 550 | 6 | Stucco siding | No |
1963 | 290,000 | Wood Shake Roof | 2,060 | 3 | $500 Deductible | 1170 | 9 | Stone Siding | No |
1971 | 900,000 | Metal Roof | 4,900 | 5 | $2500-$5000 Deductible | 1900 | 8 | Brick siding | No |
1977 | 415,000 | Wood Shake Roof | 2,740 | 5 | $2500-$5000 Deductible | 870 | 8 | Stucco siding | No |
1978 | 445,000 | Tile Roof | 2,380 | 3 | $500 Deductible | 1210 | 6 | Stucco siding | No |
1968 | 500,000 | Composition Roof | 2,560 | 5 | > $10,000 Deductible | 530 | 5 | Stone Siding | yes |
1964 | 380,000 | Metal Roof | 2,480 | 4 | > $10,000 Deductible | 280 | 4 | Vinyl siding | No |
1977 | 435,000 | Metal Roof | 2,910 | 5 | $2500-$5000 Deductible | 120 | 1 | Fiber-Cement Siding | No |
1973 | 450,000 | Slate Shingles Roof | 2,850 | 4 | $500- $1000 Deductible | 1000 | 5 | Stone Siding | yes |
1968 | 945,000 | Slate Shingles Roof | 4,820 | 5 | $500 Deductible | 3840 | 9 | Fiber-Cement Siding | yes |
1979 | 570,000 | Composition Roof | 2,880 | 4 | > $10,000 Deductible | 1060 | 10 | Wood siding | yes |