Niles Insurance Rates:

Niles, IL homeowners insurance is nearly $711 to $966, about $59-$80/month. Our all inclusive analysis shows customers can save as much as $335 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Niles, IL Homeowners Insurance By Home Value

Niles, IL Home Value Total Homes % of Total Average Niles, IL Homeowners Insurance
Less than $50,000 536 2.0% $58
$100,000 to $124,999 668 3.0% $284
$125,000 to $149,999 674 3.0% $351
$150,000 to $174,999 1,260 5.0% $419
$175,000 to $199,999 1,028 4.0% $486
$200,000 to $249,999 3,490 16.0% $578
$250,000 to $299,999 4,711 21.0% $712
$300,000 to $399,999 8,636 39.0% $905

Top Home Insurance Agents Near Niles, IL

Home Insurance Company Near Niles, IL Homeowners Insurance Agency Near Niles, IL Address
Allstate Asim Hamidi 507 Fairway Dr Ste 119, Naperville, IL, 60563
Travelers Four Winds Insurance Services Llc 20635 ABBEY WOODS CT STE 303, FRANKFORT, IL, 60423
Travelers Manta & Hurst Inc 3026 45TH AVE, HIGHLAND, IN, 46322
Travelers Neis Insurance Agency Inc 45 N Virginia Street, Crystal Lake, IL, 60014
Travelers Stringham Insurance Agency Ltd 19646 Wolf Road, Mokena, IL, 60448

Niles, IL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Niles, IL

Streets in Niles Area Homeowners Insurance Cost
Frontage Rd E, Farwell Ave, Longmeadow Ave, Little Oak Path, N Rosemary Ave, W Cleveland St, Floral Ave, Harvard Ter, Highland Pl, George Ct$903
Avalon Dr, N Lexington Ln, N Minnehaha Ave, N Capitol Dr, Loyola Ave, McVickers Ave, Louise Ave, Wright Ter, E Prairie Rd, Rollwind Rd$831
Niles Ave, Elmwood St, Harmswood Ter, Manor Ct, N Rosemary Ln, Ferris Ave, Kenneth Ter, Marmora Ave, Bobolink Ter, W Niles Ave$830
Coronet Rd, Russett Ln, Cherry Pkwy, Salem Cir, Little Elm Bend, Four Winds Way, Salem Ln, N Days Ter, N Franks Ave, Clifford Ter$813
N Shermer Rd, Williamsburg Rd, N Bellefort Pl, Suffield Ter, Fernald Ave, W Lee St, Hamton Ave, Hennings Ct, W Mulford St, Keeney Ct$819

Niles, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Niles$125 to $128
Morton Grove$126

Niles, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Skokie village, Illinois $104 $139 $208
Morton Grove village, Illinois $105 $140 $210
Lincolnwood village, Illinois $109 $145 $218

Niles, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Niles, IL3.0%9.5%
Morton Grove3.16%9.63%

Niles Renters Insurance as a Percentage of Rent

Niles Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 174 2.0% $298
$200 to $299 125 1.0% $748
$300 to $499 209 2.0% $1198
$500 to $749 523 6.0% $1873
$750 to $999 1,856 24.0% $2623
$1,000 to $1,499 2,990 39.0% $3748
$1,500 or more 1,621 21.0% $5398

Niles, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Niles Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,800$8,300
Net Savings to Niles Home Owner from High Deductible Plan $500

Niles, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Niles, IL Home Replacement Value MORE than Home Value Niles, IL Home Replacement Value LESS than Home Value
Replacement Value $298,500 $194,500
Insurance Premium based on Replacement Value $1,550 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $375/year

Example Niles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 148153110
Year Built 196719741961
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$400000-$500000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Niles, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 305,000 Metal Roof 1,920 3 > $10,000 Deductible 90 1 Stucco siding No
1970 225,000 Tile Roof 1,660 5 $2500-$5000 Deductible 920 12 Stucco siding yes
1969 415,000 Composition Roof 2,130 4 $1000-$2500 Deductible 290 2 Brick siding No
1964 215,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 450 8 Fiber-Cement Siding No
1971 955,000 Composition Roof 4,950 5 $500- $1000 Deductible 1570 4 Stone Siding No
1967 500,000 Asphalt Shingles Roof 3,270 5 $5000 to $10,000 Deductible 290 2 Stucco siding No
1970 300,000 Tile Roof 2,070 3 $500 Deductible 1410 9 Stone Siding No
1971 200,000 Metal Roof 1,400 3 $500 Deductible 380 5 Vinyl siding No
1969 365,000 Slate Shingles Roof 2,110 5 $1000-$2500 Deductible 360 4 Wood siding No
1976 410,000 Composition Roof 2,210 4 $500- $1000 Deductible 1210 8 Stucco siding No
1963 265,000 Wood Shake Roof 1,640 4 $500 Deductible 520 5 Stucco siding yes
1977 480,000 Wood Shake Roof 3,110 5 $1000-$2500 Deductible 670 6 Brick siding No
1973 290,000 Asphalt Shingles Roof 2,010 4 $500- $1000 Deductible 1700 12 Fiber-Cement Siding No
1971 420,000 Shingles Roof 2,270 5 $2500-$5000 Deductible 160 1 Stucco siding yes
1973 205,000 Metal Roof 1,260 3 $500- $1000 Deductible 110 2 Wood siding yes
1976 200,000 Wood Shake Roof 1,370 3 $5000 to $10,000 Deductible 300 8 Stucco siding yes
1960 310,000 Slate Shingles Roof 1,700 4 > $10,000 Deductible 410 5 Vinyl siding yes
1964 400,000 Shingles Roof 2,520 4 $1000-$2500 Deductible 1460 8 Stone Siding yes
1970 515,000 Tile Roof 2,830 5 $5000 to $10,000 Deductible 1620 12 Wood siding No
1967 315,000 Slate Shingles Roof 1,640 5 $500 Deductible 550 6 Stucco siding No
1963 290,000 Wood Shake Roof 2,060 3 $500 Deductible 1170 9 Stone Siding No
1971 900,000 Metal Roof 4,900 5 $2500-$5000 Deductible 1900 8 Brick siding No
1977 415,000 Wood Shake Roof 2,740 5 $2500-$5000 Deductible 870 8 Stucco siding No
1978 445,000 Tile Roof 2,380 3 $500 Deductible 1210 6 Stucco siding No
1968 500,000 Composition Roof 2,560 5 > $10,000 Deductible 530 5 Stone Siding yes
1964 380,000 Metal Roof 2,480 4 > $10,000 Deductible 280 4 Vinyl siding No
1977 435,000 Metal Roof 2,910 5 $2500-$5000 Deductible 120 1 Fiber-Cement Siding No
1973 450,000 Slate Shingles Roof 2,850 4 $500- $1000 Deductible 1000 5 Stone Siding yes
1968 945,000 Slate Shingles Roof 4,820 5 $500 Deductible 3840 9 Fiber-Cement Siding yes
1979 570,000 Composition Roof 2,880 4 > $10,000 Deductible 1060 10 Wood siding yes

Latest Home Insurance Reviews

State Farm
Overall, my premium is a bit higher than most, for what i would say is the same coverage as what I have seen while I have been shopping around for other insurance rates and for coverage
Meemic Insurance
I would rate MEEMIC a 5 out of 5. They are a great company, with friendly and helpful local agents. I've never had any problems filing or processing claims with them, and they've been very easy to work with when processing my claims.
They have the best prices around. i have searched and haven't found anything cheaper than this. especially for what the policy offers.
I did not like that they would not cover/ assist with my toilet that needed to be repaired because it's not covered "under" the policy.
I like that they have an app i can use on my phone. the app is very user-friendly and makes contact with the company very easy.
I find the website easy to navigate. I do not have any problems finding the information that I am looking for when I am using their app.
Saving as much money as I do every year by going with this company is enough to make any person happy. The extra friendly agents and staff are just icing on the cake. I have not one complaint about this company and would recommend them to anyone asking me whom I use for my auto and homeowners insurance.
State Farm
I have nothing to dislike with my insurance company. I have never had a problem that couldn't be solved in a prompt and easy manner
American Family
I don't have any complaints about them other than their website and mobile app. The website is a bit hard to navigate sometimes as the layout makes it a bit confusing to figure out.
State Farm
I enjoy the policy in what it covers and what the price is overall for the coverage that it does bring. It's an excellent company
My agent is the same one I've had for about 20 years. She looks for discounts for me. On those rare occasions when I've had to make a claim, it's been handled cheerfully and quickly.
State Farm
This company provides insurance specifically for tiny homes, differentiating it from other companies who, at the moment, do not provide coverage for homes like mine, or provide coverage with insanely high premiums.
I like that it's easy and convenient to use, however, I have never really had to use it yet.
I like that in spite of their mistakes they are people who correct and improve to give a better service to people
State Farm
It's a well known, nationwide company. They are quick to resolve issues and I have many friends and family that use them.
We have had an extremely high level of service while not being forced to pay a very high monthly premium. We plan to stick with AAA for the foreseeable future.
Safeco Insurance
One thing I dislike about the company is how expensive it is. Even though it's the cheapest, they can do much better. If I were to live in that house for 30 years, I would have paid over 40,000 in premiums.
Grange Insurance
i would recommend this company to anyone, they are fantastic. Their rates are higher than other service providers, but worth it if you can afford it.
West Bend Mutual Insurance
Yes, because when compared to other major insurance companies, West Bend is offering the same level of coverage at a similar price. Our experience with customer services has also been positive.
They are a great company to do business with. They offer great options for home insurance and also the customer service is great to work with.
Homesite Insurance
We have been with the same company since 2002. I don't really have any complaints about them. I even have the same woman that Has always worked with me
State Farm
they are offering more coverage and that too specifically related to interiors of the home and medical help too. overall they are ok in terms of coverage when compared to others in the market.
I have been with them for a long time and get a discount for also having my auto policies with them
I dislike how the customer service reps sometimes tend to call numerous times just to get in touch with you. Instead of leaving a message and waiting for you to return their call, they sometimes call over and over again until they get ahold of you.
I recommend Progressive to everyone mainly based on price and customer service. If people comparison shop they will come to the same conclusion.

How To Make Your Niles, IL Home Insurance Cheaper

How Much Does Niles, IL Home Insurance Cost?