Niles Insurance Rates:

Niles, IL homeowners insurance is nearly $711 to $966, about $59-$80/month. Our all inclusive analysis shows customers can save as much as $335 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
They have the best prices around. i have searched and haven't found anything cheaper than this. especially for what the policy offers.
Allstate
I did not like that they would not cover/ assist with my toilet that needed to be repaired because it's not covered "under" the policy.
Geico
I like that they have an app i can use on my phone. the app is very user-friendly and makes contact with the company very easy.

Niles, IL Homeowners Insurance By Home Value

Niles, IL Home Value Total Homes % of Total Average Niles, IL Homeowners Insurance
Less than $50,000 536 2.0% $58
$100,000 to $124,999 668 3.0% $284
$125,000 to $149,999 674 3.0% $351
$150,000 to $174,999 1,260 5.0% $419
$175,000 to $199,999 1,028 4.0% $486
$200,000 to $249,999 3,490 16.0% $578
$250,000 to $299,999 4,711 21.0% $712
$300,000 to $399,999 8,636 39.0% $905

Top Home Insurance Agents Near Niles, IL

Home Insurance Company Near Niles, IL Homeowners Insurance Agency Near Niles, IL Address
Allstate Asim Hamidi 507 Fairway Dr Ste 119, Naperville, IL, 60563
Travelers Four Winds Insurance Services Llc 20635 ABBEY WOODS CT STE 303, FRANKFORT, IL, 60423
Travelers Manta & Hurst Inc 3026 45TH AVE, HIGHLAND, IN, 46322
Travelers Neis Insurance Agency Inc 45 N Virginia Street, Crystal Lake, IL, 60014
Travelers Stringham Insurance Agency Ltd 19646 Wolf Road, Mokena, IL, 60448

Cost Of Homeowners Insurance By Street Near Niles, IL

Streets in Niles Area Homeowners Insurance Cost
Frontage Rd E, Farwell Ave, Longmeadow Ave, Little Oak Path, N Rosemary Ave, W Cleveland St, Floral Ave, Harvard Ter, Highland Pl, George Ct$903
Avalon Dr, N Lexington Ln, N Minnehaha Ave, N Capitol Dr, Loyola Ave, McVickers Ave, Louise Ave, Wright Ter, E Prairie Rd, Rollwind Rd$831
Niles Ave, Elmwood St, Harmswood Ter, Manor Ct, N Rosemary Ln, Ferris Ave, Kenneth Ter, Marmora Ave, Bobolink Ter, W Niles Ave$830
Coronet Rd, Russett Ln, Cherry Pkwy, Salem Cir, Little Elm Bend, Four Winds Way, Salem Ln, N Days Ter, N Franks Ave, Clifford Ter$813
N Shermer Rd, Williamsburg Rd, N Bellefort Pl, Suffield Ter, Fernald Ave, W Lee St, Hamton Ave, Hennings Ct, W Mulford St, Keeney Ct$819

Niles, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Niles$125 to $128
Skokie$125
Morton Grove$126
Lincolnwood$130

Niles, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Skokie village, Illinois $104 $139 $208
Morton Grove village, Illinois $105 $140 $210
Lincolnwood village, Illinois $109 $145 $218

Niles, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Niles, IL3.0%9.5%
Skokie2.97%9.38%
Morton Grove3.16%9.63%
Lincolnwood2.46%7.27%

Niles Renters Insurance as a Percentage of Rent

Niles Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 174 2.0% $298
$200 to $299 125 1.0% $748
$300 to $499 209 2.0% $1198
$500 to $749 523 6.0% $1873
$750 to $999 1,856 24.0% $2623
$1,000 to $1,499 2,990 39.0% $3748
$1,500 or more 1,621 21.0% $5398

Niles, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Niles Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,800$8,300
Net Savings to Niles Home Owner from High Deductible Plan $500

Niles, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Niles, IL Home Replacement Value MORE than Home Value Niles, IL Home Replacement Value LESS than Home Value
Replacement Value $298,500 $194,500
Insurance Premium based on Replacement Value $1,550 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $375/year

Example Niles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 148153110
Year Built 196719741961
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$400000-$500000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Niles, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 290,000 Wood Shake Roof 2,060 3 $500 Deductible 1170 9 Stone Siding No
1971 900,000 Metal Roof 4,900 5 $2500-$5000 Deductible 1900 8 Brick siding No
1977 415,000 Wood Shake Roof 2,740 5 $2500-$5000 Deductible 870 8 Stucco siding No
1978 445,000 Tile Roof 2,380 3 $500 Deductible 1210 6 Stucco siding No
1968 500,000 Composition Roof 2,560 5 > $10,000 Deductible 530 5 Stone Siding yes
1964 380,000 Metal Roof 2,480 4 > $10,000 Deductible 280 4 Vinyl siding No
1977 435,000 Metal Roof 2,910 5 $2500-$5000 Deductible 120 1 Fiber-Cement Siding No
1973 450,000 Slate Shingles Roof 2,850 4 $500- $1000 Deductible 1000 5 Stone Siding yes
1968 945,000 Slate Shingles Roof 4,820 5 $500 Deductible 3840 9 Fiber-Cement Siding yes
1979 570,000 Composition Roof 2,880 4 > $10,000 Deductible 1060 10 Wood siding yes