How Much Does Nicholasville, KY Home Insurance Cost?
Nicholasville, KY Average Homeowners Insurance Cost
$949
Homeowners Insurance Cost - Nicholasville, KY
$146,600
Median Home Value - Nicholasville, KY
Nicholasville, KY Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.39 | $937.61 |
| $1000 Deductible | -$100.78 | $848.22 |
| $1500 Deductible | -$150.51 | $798.49 |
| $2000 Deductible | -$224.15 | $724.85 |
| $2500 Deductible | -$267.62 | $681.38 |
Nicholasville, KY Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$237 | $712 |
| 30 year old | +$14 | $963 |
| 40 year old | +$25 | $974 |
| 50 year old | +$36 | $985 |
| Above 50 year old | +$46 | $995 |
Nicholasville, KY Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$123 | $826 |
| Superior | -$95 | $854 |
| Masonry | -$47 | $902 |
| Brick | -$47 | $902 |
| Hail Resistant Roof | -$19 | $930 |
Nicholasville, KY Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$19 | $968 |
| Swimming Pool With A Diving Board | +$47 | $996 |
| Swimming Pool With Slide | +$57 | $1,006 |
Nicholasville, KY Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $921 |
| Police Department | $9 | $940 |
Nicholasville, KY Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$398.58 | $1,348 |
| Filing a Second Liability Claim | +$360.62 | $1,310 |
| Filing a Second Theft Claim | +$360.62 | $1,310 |
| Filing a Second Water Claim | +$313.17 | $1,262 |
| Filing a Fire Claim | +$189.8 | $1,139 |
| Filing a Liability Claim | +$180.31 | $1,129 |
| Filing a Theft Claim | +$180.31 | $1,129 |
| Filing a Water Claim | +$151.84 | $1,101 |
| Filing a Weather Claim | +$151.84 | $1,101 |