How To Make Your Nicholasville, KY Home Insurance Cheaper
Nicholasville, KY, homeowners insurance is about $949. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Nicholasville, KY Home Insurance Rates with the Jessamine County Average
| Place | Jessamine County Average: $999.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Nicholasville, KY | $949.0 | -50.0 | -0.05 | 34,349 | 146,600 |
Cost of Nicholasville, KY Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Fayette County | 175,000 | 2,348 | $1,027 |
| Woodford County | 188,200 | 6,429 | $1,059 |
| Winchester | 134,700 | 4,977 | $912 |
| Junction City | 87,200 | 7,839 | $731 |
Homeowners Insurance Comparison for the Cheapest Premiums in Nicholasville, KY
| Westfield Insurance | State Farm | Kentucky Farm Bureau | |
| Median Home Value ($) | 146,600 | 146,600 | 146,600 |
| Age of Home | Year 50 Old | Above Year 50 | Newly Constructed Home |
| Home Coverage ($) | $500,000 -$749,999 | $500,000 -$749,999 | $500,000 -$749,999 |
| Total Premium ($) | $5,124.3 | $5,376.4 | $3,318.2 |
Cost of Nicholasville, KY Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| MAPFRE Insurance | 2000 | $250,000-$299,999 | 1,652.3 |
| Nationwide | 2000 | $200,000-$249,999 | 988.5 |
| Alfa Insurance | 2500 | $1500,000-$2000,000 | 4,134.7 |
| Liberty Mutual | 2000 | $1500,000-$2000,000 | 4,708.9 |
| Allstate | 2000 | $100,000-$124,999 | 466.6 |
| GEICO | 500 | $750,000-$999,999 | 4,710.9 |
| American National Property and Casualty Company | 1000 | $300,000-$399,999 | 2,338.1 |
| The Hartford | 500 | $200,000-$249,999 | 1,169.4 |
| Horace Mann Educators Corporation | 1500 | $150,000-$174,999 | 816.2 |
| Safeco Insurance | 500 | $1000,000-$1499,999 | 5,188.3 |