Nicholasville Insurance Rates:

Nicholasville, KY homeowners insurance is approximately $660 to $896, about $55-$74/month. Our comprehensive guide shows customers can save upto $311 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Nicholasville, KY: Customer-Reviewed Options

Top Home Insurance Agents Near Nicholasville, KY

Home Insurance Company Near Nicholasville, KY Homeowners Insurance Agency Near Nicholasville, KY Address
Nationwide Albert Gala 301 Boone Ave, Winchester, KY, 40391-2324
Travelers First Insurance Group Frankfort Inc 1510 LOUISVILLE RD, FRANKFORT, KY, 40601
Travelers Richards Insurance Inc 682 TETON TR, FRANKFORT, KY, 40602
Travelers Sharon Ison Insurance Llc SHARON@ISONINSURANCELLC.COM, LEXINGTON, KY, 40513
Travelers Strong Agency Llc 80 CODELL DR STE 120, LEXINGTON, KY, 40509

Nicholasville, KY Home Insurance Agents for Top Companies


Nicholasville, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jessamine County, Kentucky $98 $131 $196
Cottonburg-Valley View CCD, Madison County, Kentucky $95 $127 $190
Wilmore CCD, Jessamine County, Kentucky $99 $131 $197


Nicholasville, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nicholasville, KY5.3%17.3%
Jessamine County4.96%17.01%
Cottonburg-Valley View6.08%21.17%

Nicholasville Renters Insurance as a Percentage of Rent

Nicholasville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 90 1.0% $339
$200 to $299 69 1.0% $789
$300 to $499 489 10.0% $1239
$500 to $749 1,777 38.0% $1914
$750 to $999 1,499 32.0% $2664
$1,000 to $1,499 601 13.0% $3789

Cost Of Homeowners Insurance By Street Near Nicholasville, KY

Streets in Nicholasville Area Homeowners Insurance Cost
Dove Run, Nottaway Dr, Parker Pl, Terra Bianca, Madonna Dr, High Point Dr, Susan Trce, Faulconer Dr, Camp Daniel Boone Rd, Garden Park Dr$800
Ware Blvd, Griffin Dr, Kalla Dr, Collins Dr, Bristol Ave, Cloverdale Dr, Corman Dr, Asheville Dr, Bass Pond Glen Dr, Lake Country Rd$797
May Ct, Barberry Ln, Olivia Dr, Memorial Dr, Imperial Pointe, Tenhob Dr, McPeek Pl, E Maple St, Jefferson St, Maplenut Cir$771
Windsor Way, Marshall Branch Rd, Nave Pl, Cobb Ln, Portland Way, Perry Dr, Greenbriar Dr, Knight Dr, Gainesville Dr, Jennifer Dr$773
Hawthorne Dr, Sandee Dr, W Elm St, Chrisman Mill Rd, Jonabelle Ct, Grosser St, Hall Rd, Danville Loop 2 Rd, Natchez Trce, Little Tunnel Rd$830

Nicholasville, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nicholasville$116 to $119
Jessamine County$117
Cottonburg-Valley View$114

Average Cost Of Home Insurance By Company In Areas Nearby Nicholasville For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
150,000 Brick Veneer 19 years American Automobile Insurance Company 974
125,000 Frame 29 years Auto Club Property-Casualty Insurance Company 684
150,000 Brick Veneer 19 years Merastar Insurance Company 595
250,000 Masonry 9 years Owners Insurance Company 1,302
250,000 Masonry 9 years Vigilant Insurance Company 1,773
150,000 Brick Veneer 19 years West American Insurance Company 850
250,000 Masonry 9 years American Insurance Company (The) 1,120
125,000 Frame 29 years Auto-Owners Insurance Company 1,255
150,000 Brick Veneer 19 years Property And Casualty Insurance Company Of Hartford 1,664
125,000 Frame 29 years Secura Supreme Insurance Company 474


Nicholasville, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Nicholasville Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Nicholasville Home Owner from High Deductible Plan $1,200


Nicholasville, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nicholasville, KY Home Replacement Value MORE than Home Value Nicholasville, KY Home Replacement Value LESS than Home Value
Replacement Value $212,000 $119,500
Insurance Premium based on Replacement Value $1,225 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $300/year


Example Nicholasville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 614490
Year Built 200920101990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible