Nicholasville Insurance Rates:

Nicholasville, KY homeowners insurance is approximately $660 to $896, about $55-$74/month. Our comprehensive guide shows customers can save upto $311 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Everything is online and through the mail for us with geico, so we never really have personal contact with them.
American Family Insurance
American family insurance does not have enough offices. my agent is not located very close to the town i live it so it is not always possible to see him face to face.
Grange Home Insurance
I think the best part is the price point, they are very cheap when you do a multi line discount with auto policies

Nicholasville, KY Homeowners Insurance By Home Value

Nicholasville, KY Home Value Total Homes % of Total Average Nicholasville, KY Homeowners Insurance
Less than $50,000 466 6.0% $132
$80,000 to $89,999 356 4.0% $459
$90,000 to $99,999 568 7.0% $513
$100,000 to $124,999 1,305 16.0% $591
$125,000 to $149,999 1,592 20.0% $746
$150,000 to $174,999 1,014 13.0% $879
$175,000 to $199,999 647 8.0% $1019
$200,000 to $249,999 770 10.0% $1221
$250,000 to $299,999 343 4.0% $1493
$300,000 to $399,999 437 5.0% $1898

Top Home Insurance Agents Near Nicholasville, KY

Home Insurance Company Near Nicholasville, KY Homeowners Insurance Agency Near Nicholasville, KY Address
Nationwide Albert Gala 301 Boone Ave, Winchester, KY, 40391-2324
Travelers First Insurance Group Frankfort Inc 1510 LOUISVILLE RD, FRANKFORT, KY, 40601
Travelers Richards Insurance Inc 682 TETON TR, FRANKFORT, KY, 40602
Travelers Sharon Ison Insurance Llc SHARON@ISONINSURANCELLC.COM, LEXINGTON, KY, 40513
Travelers Strong Agency Llc 80 CODELL DR STE 120, LEXINGTON, KY, 40509

Cost Of Homeowners Insurance By Street Near Nicholasville, KY

Streets in Nicholasville Area Homeowners Insurance Cost
Dove Run, Nottaway Dr, Parker Pl, Terra Bianca, Madonna Dr, High Point Dr, Susan Trce, Faulconer Dr, Camp Daniel Boone Rd, Garden Park Dr$800
Ware Blvd, Griffin Dr, Kalla Dr, Collins Dr, Bristol Ave, Cloverdale Dr, Corman Dr, Asheville Dr, Bass Pond Glen Dr, Lake Country Rd$797
May Ct, Barberry Ln, Olivia Dr, Memorial Dr, Imperial Pointe, Tenhob Dr, McPeek Pl, E Maple St, Jefferson St, Maplenut Cir$771
Windsor Way, Marshall Branch Rd, Nave Pl, Cobb Ln, Portland Way, Perry Dr, Greenbriar Dr, Knight Dr, Gainesville Dr, Jennifer Dr$773
Hawthorne Dr, Sandee Dr, W Elm St, Chrisman Mill Rd, Jonabelle Ct, Grosser St, Hall Rd, Danville Loop 2 Rd, Natchez Trce, Little Tunnel Rd$830

Nicholasville, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nicholasville$116 to $119
Jessamine County$117
Cottonburg-Valley View$114
Wilmore$118

Nicholasville, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jessamine County, Kentucky $98 $131 $196
Cottonburg-Valley View CCD, Madison County, Kentucky $95 $127 $190
Wilmore CCD, Jessamine County, Kentucky $99 $131 $197

Nicholasville, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nicholasville, KY5.3%17.3%
Jessamine County4.96%17.01%
Cottonburg-Valley View6.08%21.17%
Wilmore4.92%18.67%

Nicholasville Renters Insurance as a Percentage of Rent

Nicholasville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 90 1.0% $339
$200 to $299 69 1.0% $789
$300 to $499 489 10.0% $1239
$500 to $749 1,777 38.0% $1914
$750 to $999 1,499 32.0% $2664
$1,000 to $1,499 601 13.0% $3789

Average Cost Of Home Insurance By Company In Areas Nearby Nicholasville For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
150,000 Brick Veneer 19 years American Automobile Insurance Company 974
125,000 Frame 29 years Auto Club Property-Casualty Insurance Company 684
150,000 Brick Veneer 19 years Merastar Insurance Company 595
250,000 Masonry 9 years Owners Insurance Company 1,302
250,000 Masonry 9 years Vigilant Insurance Company 1,773
150,000 Brick Veneer 19 years West American Insurance Company 850
250,000 Masonry 9 years American Insurance Company (The) 1,120
125,000 Frame 29 years Auto-Owners Insurance Company 1,255
150,000 Brick Veneer 19 years Property And Casualty Insurance Company Of Hartford 1,664
125,000 Frame 29 years Secura Supreme Insurance Company 474

Nicholasville, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Nicholasville Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Nicholasville Home Owner from High Deductible Plan $1,200

Nicholasville, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nicholasville, KY Home Replacement Value MORE than Home Value Nicholasville, KY Home Replacement Value LESS than Home Value
Replacement Value $212,000 $119,500
Insurance Premium based on Replacement Value $1,225 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $300/year

Example Nicholasville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 614490
Year Built 200920101990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Nicholasville, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 365,000 Shingles Roof 4,950 5 $500- $1000 Deductible 1300 12 Fiber-Cement Siding No
2011 365,000 Shingles Roof 4,390 5 $500 Deductible 310 2 Vinyl siding No
2014 320,000 Tile Roof 3,330 5 $2500-$5000 Deductible 80 1 Vinyl siding yes
1980 235,000 Asphalt Shingles Roof 2,980 4 > $10,000 Deductible 60 1 Wood siding yes
1992 205,000 Membrane Roof 2,070 4 $1000-$2500 Deductible 450 5 Vinyl siding yes
2008 170,000 Composition Roof 1,970 4 $1000-$2500 Deductible 470 9 Stucco siding yes
1990 160,000 Composition Roof 2,230 5 $500- $1000 Deductible 110 2 Vinyl siding yes
1987 225,000 Composition Roof 2,340 3 $500 Deductible 160 2 Wood siding No
2008 210,000 Composition Roof 2,980 5 $2500-$5000 Deductible 60 1 Wood siding No
2014 135,000 Shingles Roof 1,530 3 $2500-$5000 Deductible 190 6 Fiber-Cement Siding No
2012 185,000 Slate Shingles Roof 2,370 4 $2500-$5000 Deductible 450 8 Fiber-Cement Siding No
1982 210,000 Wood Shake Roof 2,310 3 > $10,000 Deductible 560 12 Brick siding No
2013 140,000 Wood Shake Roof 1,840 4 $500- $1000 Deductible 270 5 Stone Siding yes