Nicholasville, KY homeowners insurance is approximately $660 to $896, about $55-$74/month. Our comprehensive guide shows customers can save upto $311 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Nicholasville, KY | Homeowners Insurance Agency Near Nicholasville, KY | Address |
|---|---|---|
| Nationwide | Albert Gala | 301 Boone Ave, Winchester, KY, 40391-2324 |
| Travelers | First Insurance Group Frankfort Inc | 1510 LOUISVILLE RD, FRANKFORT, KY, 40601 |
| Travelers | Richards Insurance Inc | 682 TETON TR, FRANKFORT, KY, 40602 |
| Travelers | Sharon Ison Insurance Llc | SHARON@ISONINSURANCELLC.COM, LEXINGTON, KY, 40513 |
| Travelers | Strong Agency Llc | 80 CODELL DR STE 120, LEXINGTON, KY, 40509 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Jessamine County, Kentucky | $98 | $131 | $196 |
| Cottonburg-Valley View CCD, Madison County, Kentucky | $95 | $127 | $190 |
| Wilmore CCD, Jessamine County, Kentucky | $99 | $131 | $197 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Nicholasville, KY | 5.3% | 17.3% |
| Jessamine County | 4.96% | 17.01% |
| Cottonburg-Valley View | 6.08% | 21.17% |
| Wilmore | 4.92% | 18.67% |
| Nicholasville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 90 | 1.0% | $339 |
| $200 to $299 | 69 | 1.0% | $789 |
| $300 to $499 | 489 | 10.0% | $1239 |
| $500 to $749 | 1,777 | 38.0% | $1914 |
| $750 to $999 | 1,499 | 32.0% | $2664 |
| $1,000 to $1,499 | 601 | 13.0% | $3789 |
| Streets in Nicholasville Area | Homeowners Insurance Cost |
|---|---|
| Dove Run, Nottaway Dr, Parker Pl, Terra Bianca, Madonna Dr, High Point Dr, Susan Trce, Faulconer Dr, Camp Daniel Boone Rd, Garden Park Dr | $800 |
| Ware Blvd, Griffin Dr, Kalla Dr, Collins Dr, Bristol Ave, Cloverdale Dr, Corman Dr, Asheville Dr, Bass Pond Glen Dr, Lake Country Rd | $797 |
| May Ct, Barberry Ln, Olivia Dr, Memorial Dr, Imperial Pointe, Tenhob Dr, McPeek Pl, E Maple St, Jefferson St, Maplenut Cir | $771 |
| Windsor Way, Marshall Branch Rd, Nave Pl, Cobb Ln, Portland Way, Perry Dr, Greenbriar Dr, Knight Dr, Gainesville Dr, Jennifer Dr | $773 |
| Hawthorne Dr, Sandee Dr, W Elm St, Chrisman Mill Rd, Jonabelle Ct, Grosser St, Hall Rd, Danville Loop 2 Rd, Natchez Trce, Little Tunnel Rd | $830 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Nicholasville | $116 to $119 |
| Jessamine County | $117 |
| Cottonburg-Valley View | $114 |
| Wilmore | $118 |
| Home value ($) | Construction type | Age of home | Company | premium ($) |
|---|---|---|---|---|
| 150,000 | Brick Veneer | 19 years | American Automobile Insurance Company | 974 |
| 125,000 | Frame | 29 years | Auto Club Property-Casualty Insurance Company | 684 |
| 150,000 | Brick Veneer | 19 years | Merastar Insurance Company | 595 |
| 250,000 | Masonry | 9 years | Owners Insurance Company | 1,302 |
| 250,000 | Masonry | 9 years | Vigilant Insurance Company | 1,773 |
| 150,000 | Brick Veneer | 19 years | West American Insurance Company | 850 |
| 250,000 | Masonry | 9 years | American Insurance Company (The) | 1,120 |
| 125,000 | Frame | 29 years | Auto-Owners Insurance Company | 1,255 |
| 150,000 | Brick Veneer | 19 years | Property And Casualty Insurance Company Of Hartford | 1,664 |
| 125,000 | Frame | 29 years | Secura Supreme Insurance Company | 474 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $3,600 |
| Yearly Nicholasville Homeowner Insurance Premium Example | $1,000 | $600 |
| Out of Pocket Expense During Claim | $1,600 | $3,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,600 | $8,400 |
| Net Savings to Nicholasville Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Nicholasville, KY Home Replacement Value MORE than Home Value | Nicholasville, KY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $212,000 | $119,500 |
| Insurance Premium based on Replacement Value | $1,225 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $51,500 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $300/year |
| Insurance Company | State Farm | Chubb Group of Insurance | Nationwide Insurance |
| Monthly Premium | 61 | 44 | 90 |
| Year Built | 2009 | 2010 | 1990 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $100000-$125000 | $350000-$400000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | > $10,000 Deductible |