Nibley Insurance Rates:

Nibley, UT homeowners insurance is approximately $421 to $572, about $35-$47/month. Our in depth research reveals consumers can save as much as $198 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Nibley, UT Homeowners Insurance By Home Value

Nibley, UT Home Value Total Homes % of Total Average Nibley, UT Homeowners Insurance
Less than $50,000 29 2.0% $54
$100,000 to $124,999 19 1.0% $248
$125,000 to $149,999 45 3.0% $313
$150,000 to $174,999 197 16.0% $367
$175,000 to $199,999 188 15.0% $427
$200,000 to $249,999 447 37.0% $511
$250,000 to $299,999 174 14.0% $626
$300,000 to $399,999 92 7.0% $800

Top Home Insurance Agents Near Nibley, UT

Home Insurance Company Near Nibley, UT Homeowners Insurance Agency Near Nibley, UT Address
NA Keyes Insurance Services, Inc. 5075 South 1500 West, Riverdale, UT, 84405
State Farm Brenda Freeman 975 North Main, Layton, UT, 84041-2200
Travelers Full Spectrum Ins Agency 459 N 300 W STE 16, KAYSVILLE, UT, 84037
Nationwide Nationwide Sales Solutions Agency 760 N Main St STE A, Layton, UT, 84041-2233
Farmers Shaun Frongner 405 N Harrisville Rd, Harrisville, T, 84404

Cost Of Homeowners Insurance By Street Near Nibley, UT

Streets in Nibley Area Homeowners Insurance Cost
Rocky Mountain Way, W 2500 N, Southgate Ct, W 3900 S, S 1900 W, E 225 N, W 450 S, W 3200 S, E 1000 S, Meadow Ln$489
N 7300 W, W 2965 S, Kc Ln, 490 E, W 2930 S, State Rte 23, Edgehill Dr, W 350 S, 600 E, W 9600 N$489
W 1700 S, W 3515 S, W 1610 S, W 3430 S, 7200 N, S 1100 E, W 1900 S, Fuhriman Dr, S Emme Way, S State Hwy 89$488
W 2775 S, S 250 W, N 5800 W, S Hwy 89, 3940 S, N 4000 W, W 660 S, Rockwood Cir, Sunset Ln, W 1780 S$488
Blacksmith Fork Canyon Rd, W 7700 N, W 4200 S, S 1100 W, N 6200 W, 2680 S, 600 W, W 3900 S, Elkhorn Ranch Rd, 5800 W$496

Nibley, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Nibley$74 to $76
Millville$73
Providence$74
Mendon$75

Nibley, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Millville city, Utah $62 $82 $123
Providence city, Utah $62 $83 $124
River Heights city, Utah $62 $82 $123

Nibley, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Nibley, UT2.9%11.6%
Millville3.24%13.8%
Providence3.0%12.5%
River Heights3.07%11.34%

Nibley Renters Insurance as a Percentage of Rent

Nibley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 12 13.0% $784
$500 to $749 22 25.0% $1909
$750 to $999 19 22.0% $2659
$1,000 to $1,499 14 16.0% $3784
$1,500 or more 19 22.0% $5434

Nibley, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Nibley Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,600$10,100
Net Savings to Nibley Home Owner from High Deductible Plan $1,500

Nibley, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nibley, UT Home Replacement Value MORE than Home Value Nibley, UT Home Replacement Value LESS than Home Value
Replacement Value $202,500 $140,000
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Nibley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmLiberty Mutual
Monthly Premium 396023
Year Built 200420121983
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$200000-$250000
Deductible > $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Nibley, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 230,000 Metal Roof 2,000 5 > $10,000 Deductible 250 6 Stone Siding No
1981 190,000 Wood Shake Roof 1,990 5 $1000-$2500 Deductible 40 1 Stone Siding No
1988 195,000 Wood Shake Roof 1,970 4 $500 Deductible 580 10 Wood siding No
1983 235,000 Metal Roof 1,810 4 $500 Deductible 320 5 Fiber-Cement Siding yes
2011 220,000 Composition Roof 1,570 5 > $10,000 Deductible 30 1 Vinyl siding yes
2009 415,000 Wood Shake Roof 3,300 4 $5000 to $10,000 Deductible 610 10 Fiber-Cement Siding yes
2004 250,000 Membrane Roof 1,910 5 > $10,000 Deductible 270 8 Stone Siding No
2004 370,000 Metal Roof 2,830 5 $5000 to $10,000 Deductible 500 8 Brick siding yes
2011 415,000 Composition Roof 3,230 4 $5000 to $10,000 Deductible 700 12 Fiber-Cement Siding No
2004 365,000 Composition Roof 3,060 4 > $10,000 Deductible 60 1 Vinyl siding yes
2014 485,000 Shingles Roof 3,550 5 > $10,000 Deductible 60 1 Fiber-Cement Siding yes
1989 285,000 Tile Roof 2,020 4 $1000-$2500 Deductible 550 10 Wood siding yes
1989 185,000 Membrane Roof 1,860 5 $500 Deductible 60 2 Wood siding No
1981 295,000 Asphalt Shingles Roof 2,910 4 $500 Deductible 470 6 Stone Siding yes
2010 240,000 Asphalt Shingles Roof 2,140 4 $5000 to $10,000 Deductible 270 8 Vinyl siding yes
1987 225,000 Wood Shake Roof 1,940 4 $500 Deductible 680 9 Wood siding No
1986 310,000 Metal Roof 3,240 5 $1000-$2500 Deductible 320 6 Stucco siding yes
1981 530,000 Membrane Roof 4,510 5 $500- $1000 Deductible 140 1 Stone Siding No
2013 175,000 Wood Shake Roof 1,740 4 $500- $1000 Deductible 260 6 Vinyl siding No
1980 305,000 Metal Roof 2,330 5 > $10,000 Deductible 380 12 Stone Siding yes
2006 245,000 Slate Shingles Roof 2,210 5 $1000-$2500 Deductible 120 3 Brick siding No
1988 250,000 Membrane Roof 2,340 5 $500 Deductible 100 2 Wood siding yes
2000 225,000 Metal Roof 1,840 5 $2500-$5000 Deductible 180 4 Stone Siding yes
2012 535,000 Tile Roof 4,250 5 $5000 to $10,000 Deductible 620 8 Vinyl siding No
1987 235,000 Slate Shingles Roof 2,310 4 $500 Deductible 220 4 Stucco siding No
1985 530,000 Asphalt Shingles Roof 4,040 5 $1000-$2500 Deductible 140 1 Stone Siding yes
1989 385,000 Tile Roof 2,940 4 > $10,000 Deductible 780 12 Stucco siding yes
1987 245,000 Slate Shingles Roof 2,520 5 > $10,000 Deductible 260 6 Stone Siding yes
2012 245,000 Wood Shake Roof 1,870 4 $2500-$5000 Deductible 90 2 Vinyl siding yes
1988 225,000 Asphalt Shingles Roof 1,680 4 $2500-$5000 Deductible 60 2 Brick siding No
2000 395,000 Wood Shake Roof 3,230 4 $500- $1000 Deductible 210 2 Vinyl siding No