Niagara County Insurance Rates:

Niagara County, NY homeowners insurance is nearly $499 to $676, about $41-$56/month. Our comprehensive guide reveals consumers can save as much as $235 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Initially, i got a quote with state farm, but it did not fit my budget. months later state farm contacted me with a better deal.
Allstate
It is not considered the best insurance. it has a bad reputation. they are hard to their customers. they make things hard for me.
State Farm
I like my insurance company because my agent is easy to contact. she is always available. when she is not at her desk, there is a knowledgeable replacement.
Usaa
The customer service is always stellar with USAA. They make it very easy and simple and do not cause a headache. Plus they are always friendly
Aaa
My insurance provides auto assistance. if i have a problem with my car, i just need to call and they will send somebody to help.
Travelers
It's just a necessary thing. I don't have anything to add beyond that.
Usaa
The customer service is top notch, but I do get frustrated at times with how big they are. You occasionally will get disconnected and they don't take down a number to call back at. It also seems, they don't read what previous people have done to your account, but once they become up to date they're great to work with.
Allstate
I don't feel like the premiums are worth it, and that they should be giving me some type of loyalty discount after 8 years and no claims with them.
Farmer's Insurance
We have used them for years and they are located right down the street
State Farm
There is nothing that I dislike about the company. There are errors in any organization and no one is perfect. This placer approaches perfection though.
Usaa
I like USAA because they offer great customer service and really good rates. I'm confident that they will stand up to their end of the deal.
Allstate
Overall, Allstate Insurance is a good company to get your insurance through. They are a little more expensive than other insurance companies. But, they have always been nice to us and never given us a hassle.
Progressive
There no dislike because of the company also good,The home insurance company to basic job of a homeowners policy is to protect your home and possessions from certain perils, such as wind, hail, fire damage and theft. It also offers liability protection,
Usaa
After I received my check they wanted to see proof of repairs. They wanted a contractor’s receipt and not everyone uses contractors. We don't use them. We do the work ourselves.
Ameriprise
MOSTLY I LIKE THE PREMIUM'S THEY HAVE AVAILABLE. I ASLO LIKE THAT ANYTIME I CALL THEY ARE VERY HELPFUL AND GO OUT OF THE WAY TO EXPLAIN THE SITUATION TO ME SO THAT I FULLY UNDERSTAND.
State Farm
I have no complaints. We have been with them for decades. During that time, we have had a few different agents. They have all been great.
Horace Mann Educators Corporation
They are generally prompt and fair. They give us individualized attention and try to make the paperwork as easy as possible for us. I like that I know with whom I'm speaking when I call and that she knows who I am by name.

Niagara County, NY Homeowners Insurance By Home Value

Niagara County, NY Home Value Total Homes % of Total Average Niagara County, NY Homeowners Insurance
Less than $50,000 7,459 12.0% $141
$50,000 to $59,999 3,017 4.0% $294
$60,000 to $69,999 4,269 7.0% $364
$70,000 to $79,999 5,280 8.0% $423
$80,000 to $89,999 5,642 9.0% $482
$90,000 to $99,999 4,201 6.0% $535
$100,000 to $124,999 8,616 14.0% $623
$125,000 to $149,999 6,097 10.0% $776
$150,000 to $174,999 5,543 9.0% $923
$175,000 to $199,999 3,196 5.0% $1064
$200,000 to $249,999 4,054 6.0% $1281
$250,000 to $299,999 1,907 3.0% $1564
$300,000 to $399,999 1,345 2.0% $1987

Top Home Insurance Agents Near Niagara County, NY

Home Insurance Company Near Niagara County, NY Homeowners Insurance Agency Near Niagara County, NY Address
NA George-King-Boss Agency, Inc. 35 Main St , Attica, NY, 14011
NA Lovullo Associates, Inc. 6450 Transit Rd , Depew, NY, 14043
Travelers Seaway Insurance Associates 8645 ROCHESTER RD, GASPORT, NY, 14067
Travelers The Elwood Jordans Agency Inc 13361 Broadway St, Alden, NY, 14004
Travelers Weimer Over Agency Inc 10 FRANKLIN ST, LANCASTER, NY, 14086

Cost Of Homeowners Insurance By Street Near Niagara County, NY

Streets in Niagara County Area Homeowners Insurance Cost
Transit Rd, Duane Dr, Belden Pl, Willow Rd, Ontario Ave, Robert Ave, Pendale Cir, Michigan St, Hird St, Ketchum Ave$576
Chipman Pl, Elm Dr, Moyer Rd, Gill Rd, Summer St, Pine St, Livingston Pl, Laffler St, Purple Martin Ln, 83rd St$589
Heather Dr, Girard Ave, Campbell Blvd, 8th St, Willow Ln, Goodyear Dr, Northfield Dr, N 6th St, Rainbow Park, 101st St$600
N Transit St, Carlton Pl, 104th St, Old Beebe Rd, Stephenson Ave, Pebble Ct, Ward Hieghts Rd, Johnson St, Norwood Dr, Dewey Ct$588
Connecting Blvd, Whirlpool St, Grand St, Woodland Ave, Howard Ave, Packard Ct, N Circle Dr, 29th St, Lower Mountain Rd, Ashwood Dr$597
Sherwood Dr, S 68th St, Carney Dr, Pound St, Felton St, Hedwig Dr, Pearce Rd, Niagara Cir, Culpepper Dr, Elm St$586
Sun Valley St, Union St, Oneida St, Carrollwood Dr, Harold Rd, Ashland Ave, S 8th St, Sadlo Dr, Calkins Rd, Lockport Ave$590
Griffin St, 10th Ave, Hamilton Ct, E Britton Dr, Hosmer Rd, Main Rd, Weston Ave, Garlow Rd, 3rd Ave, 6th St$585
12th Ave, Lutts Rd, 97th St, Fieldcrest Dr, Greenview Rd, Spruce Ln, Pletcher Rd, Nathan Dr, Hillview Ct, Russell St$590
Fairfax Ave, Fairview Dr, Landers Ln, 29th St, Orleans Ave, Old Coomer Rd, Academy Ln, Condren Rd, Sherman Rd, Colonial Dr N$590

Niagara County, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Niagara County$88 to $90
Olcott$88
Cambria$89
Lockport$87

Niagara County, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Olcott CDP, New York $89 $118 $177
Newfane town, Niagara County, New York $88 $117 $176
Wilson town, Niagara County, New York $88 $117 $176

Niagara County, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Niagara County, NY3.9%9.3%
Olcott3.03%10.81%
Newfane3.93%9.51%
Wilson3.66%8.28%

Niagara County Renters Insurance as a Percentage of Rent

Niagara County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 526 2.0% $349
$200 to $299 1,612 6.0% $799
$300 to $499 4,720 18.0% $1249
$500 to $749 10,255 40.0% $1924
$750 to $999 5,644 22.0% $2674
$1,000 to $1,499 2,293 9.0% $3799
$1,500 or more 405 1.0% $5449