Newtown, CT homeowners insurance is nearly $781 to $1,063, about $65-$88/month. Our extensive guide indicates shoppers can save as much as $368 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Newtown, CT | Homeowners Insurance Agency Near Newtown, CT | Address |
|---|---|---|
| Allstate | Bill Goble | 232 N Belle Mead Rd Ste 8, East Setauket, NY, 11733 |
| Allstate | David Gonzalez | 200 Connecticut Ave Ste 4j, Norwalk, CT, 6854 |
| Travelers | Lee Titus Assoc Inc | 2 WALLKILL AVE, WALLKILL, NY, 12589 |
| Travelers | The Paris Agency Inc | 3952 BRONXWOOD AVE, BRONX, NY, 10466 |
| Travelers | Vanacore Insurance Group Llc | 724 MIDDLETOWN AVE, NEW HAVEN, CT, 6513 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bethel town, Fairfield County, Connecticut | $134 | $178 | $267 |
| Monroe town, Fairfield County, Connecticut | $137 | $182 | $273 |
| Southbury town, New Haven County, Connecticut | $133 | $177 | $266 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Newtown, CT | 2.6% | 7.8% |
| Bethel | 2.98% | 7.98% |
| Monroe | 2.7% | 7.9% |
| Southbury | 3.09% | 7.37% |
| Newtown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 9 | 1.0% | $310 |
| $300 to $499 | 70 | 10.0% | $1210 |
| $500 to $749 | 75 | 10.0% | $1885 |
| $750 to $999 | 99 | 14.0% | $2635 |
| $1,000 to $1,499 | 187 | 27.0% | $3760 |
| $1,500 or more | 244 | 35.0% | $5410 |
| Streets in Newtown Area | Homeowners Insurance Cost |
|---|---|
| Pheasant Ridge Rd, Castle Hill Rd, Castle Meadow Rd, Crosswind Ct, Poor House Rd, Great Quarter Rd, River Run Rd, Homer Clark Rd, Shadblow Trl, Daves Ln | $936 |
| Alberts Hill Rd, Monitor Hill Rd, Greenbriar Ln, Alpine Dr, Arrowhead Ln, Arlyn Ridge Rd, Lazybrook Rd, Birch Hill Rd, Spruce Dr, Nearbrook Dr | $931 |
| Jangling Plain Rd, Tanglewood Ln, Schoolhouse Hill Rd, Pootatuck Trl, Mountain Laurel Ln, Country Squire Ln, Brookwood Dr, Wiley Ln, Pastors Walk, Pomperaug Rd | $915 |
| Hedge Meadow Ln, Platts Hill Rd, Hall Ln, Fawnwood Rd, Poverty Hollow Rd, Old Stream Rd, Farview Dr, Moccasin Trl, Oakview Rd, Gopher Rd | $913 |
| Jet Brook Rd, Lands End Rd, Parmalee Park Pl, Whitewood Rd, Horseshoe Ridge Rd, Pecks Ln, Haley Ln, Walnut Trl, Scudder Rd, Ferris Rd | $913 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Newtown | $137 to $140 |
| Bethel | $133 |
| Monroe | $136 |
| Southbury | $132 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $4,200 |
| Yearly Newtown Homeowner Insurance Premium Example | $4,900 | $3,400 |
| Out of Pocket Expense During Claim | $1,200 | $4,200 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $15,900 | $14,400 |
| Net Savings to Newtown Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Newtown, CT Home Replacement Value MORE than Home Value | Newtown, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $540,000 | $364,500 |
| Insurance Premium based on Replacement Value | $5,175 | $3,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $85,500 | Risk Exposure from Under Insuring Coverage is $90,000 |
| Premium Impact | Insurance cheaper by $850/year | Insurance costlier by $825/year |
| Insurance Company | Hartford Insurance Group | Liberty Mutual | State Farm |
| Monthly Premium | 206 | 560 | 330 |
| Year Built | 1984 | 2014 | 2004 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $700000-$800000 | $500000-$600000 |
| Deductible | > $10,000 Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible |