Newtown Insurance Rates:

Newtown, CT homeowners insurance is nearly $781 to $1,063, about $65-$88/month. Our extensive guide indicates shoppers can save as much as $368 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
I mentioned just now that AAA does not allow the customer to change policy online. I have to praise the operator though, they are very patient and answer my questions all the time.
Aaa
With state farm, I knew the agent. They worked for me, and I paid a lot of money for this service. I miss that, but not for an extra $750 a year.
Nationwide
Although I do have a couple complaints about the speed of the service when I call the company, my insurance rep is always prompt to come out and check.
Geico
Added home to my account and right from my cell phone. was the easiest insurance sign up i have done.
Farmer's Insurance
The policy price is a little too high at the moment for us but it's not too bad. need to look into a small rate.
Progressive
I love that we can bundle our home and auto after six months. this will save money and it will be one less bill i have to worry about paying since they will come out as one.

Newtown, CT Homeowners Insurance By Home Value

Newtown, CT Home Value Total Homes % of Total Average Newtown, CT Homeowners Insurance
Less than $50,000 77 2.0% $46
$100,000 to $124,999 50 1.0% $221
$150,000 to $174,999 89 2.0% $331
$175,000 to $199,999 167 4.0% $378
$200,000 to $249,999 313 9.0% $461
$250,000 to $299,999 672 19.0% $562
$300,000 to $399,999 1,976 58.0% $719

Top Home Insurance Agents Near Newtown, CT

Home Insurance Company Near Newtown, CT Homeowners Insurance Agency Near Newtown, CT Address
Allstate Bill Goble 232 N Belle Mead Rd Ste 8, East Setauket, NY, 11733
Allstate David Gonzalez 200 Connecticut Ave Ste 4j, Norwalk, CT, 6854
Travelers Lee Titus Assoc Inc 2 WALLKILL AVE, WALLKILL, NY, 12589
Travelers The Paris Agency Inc 3952 BRONXWOOD AVE, BRONX, NY, 10466
Travelers Vanacore Insurance Group Llc 724 MIDDLETOWN AVE, NEW HAVEN, CT, 6513

Cost Of Homeowners Insurance By Street Near Newtown, CT

Streets in Newtown Area Homeowners Insurance Cost
Pheasant Ridge Rd, Castle Hill Rd, Castle Meadow Rd, Crosswind Ct, Poor House Rd, Great Quarter Rd, River Run Rd, Homer Clark Rd, Shadblow Trl, Daves Ln$936
Alberts Hill Rd, Monitor Hill Rd, Greenbriar Ln, Alpine Dr, Arrowhead Ln, Arlyn Ridge Rd, Lazybrook Rd, Birch Hill Rd, Spruce Dr, Nearbrook Dr$931
Jangling Plain Rd, Tanglewood Ln, Schoolhouse Hill Rd, Pootatuck Trl, Mountain Laurel Ln, Country Squire Ln, Brookwood Dr, Wiley Ln, Pastors Walk, Pomperaug Rd$915
Hedge Meadow Ln, Platts Hill Rd, Hall Ln, Fawnwood Rd, Poverty Hollow Rd, Old Stream Rd, Farview Dr, Moccasin Trl, Oakview Rd, Gopher Rd$913
Jet Brook Rd, Lands End Rd, Parmalee Park Pl, Whitewood Rd, Horseshoe Ridge Rd, Pecks Ln, Haley Ln, Walnut Trl, Scudder Rd, Ferris Rd$913

Newtown, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newtown$137 to $140
Bethel$133
Monroe$136
Southbury$132

Newtown, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bethel town, Fairfield County, Connecticut $134 $178 $267
Monroe town, Fairfield County, Connecticut $137 $182 $273
Southbury town, New Haven County, Connecticut $133 $177 $266

Newtown, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newtown, CT2.6%7.8%
Bethel2.98%7.98%
Monroe2.7%7.9%
Southbury3.09%7.37%

Newtown Renters Insurance as a Percentage of Rent

Newtown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $310
$300 to $499 70 10.0% $1210
$500 to $749 75 10.0% $1885
$750 to $999 99 14.0% $2635
$1,000 to $1,499 187 27.0% $3760
$1,500 or more 244 35.0% $5410

Newtown, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Newtown Homeowner Insurance Premium Example $4,900$3,400
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $15,900$14,400
Net Savings to Newtown Home Owner from High Deductible Plan $1,500

Newtown, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newtown, CT Home Replacement Value MORE than Home Value Newtown, CT Home Replacement Value LESS than Home Value
Replacement Value $540,000 $364,500
Insurance Premium based on Replacement Value $5,175 $3,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $85,500 Risk Exposure from Under Insuring Coverage is $90,000
Premium Impact Insurance cheaper by $850/year Insurance costlier by $825/year

Example Newtown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Hartford Insurance GroupLiberty MutualState Farm
Monthly Premium 206560330
Year Built 198420142004
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$700000-$800000$500000-$600000
Deductible > $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newtown, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 365,000 Membrane Roof 1,890 5 $2500-$5000 Deductible 2280 8 Vinyl siding No
1992 430,000 Membrane Roof 1,710 3 $1000-$2500 Deductible 620 2 Wood siding yes
1966 670,000 Membrane Roof 2,770 5 $500 Deductible 510 1 Brick siding No
1960 695,000 Shingles Roof 2,910 4 $2500-$5000 Deductible 570 2 Fiber-Cement Siding No
2012 365,000 Metal Roof 1,420 3 $500- $1000 Deductible 2620 7 Wood siding No
1948 510,000 Shingles Roof 2,360 4 > $10,000 Deductible 210 1 Fiber-Cement Siding No
1973 815,000 Asphalt Shingles Roof 3,190 4 $5000 to $10,000 Deductible 1740 4 Wood siding No
1995 655,000 Slate Shingles Roof 2,550 4 $500- $1000 Deductible 1840 4 Stone Siding yes
1980 330,000 Membrane Roof 1,740 4 $500- $1000 Deductible 1530 8 Wood siding yes
1987 605,000 Tile Roof 2,490 4 $500- $1000 Deductible 860 2 Brick siding No
1984 590,000 Wood Shake Roof 2,320 4 $2500-$5000 Deductible 1960 5 Vinyl siding yes
2007 345,000 Composition Roof 1,500 3 $500 Deductible 490 2 Fiber-Cement Siding yes
1983 555,000 Membrane Roof 2,430 5 $5000 to $10,000 Deductible 320 1 Stone Siding yes
1965 800,000 Composition Roof 3,360 4 $500- $1000 Deductible 1260 2 Stucco siding yes
1967 430,000 Tile Roof 1,870 3 > $10,000 Deductible 1400 9 Vinyl siding No
2000 380,000 Shingles Roof 1,520 3 $500- $1000 Deductible 350 1 Wood siding yes
1997 420,000 Metal Roof 2,420 4 $500- $1000 Deductible 1910 8 Wood siding yes
2005 575,000 Slate Shingles Roof 2,470 4 $5000 to $10,000 Deductible 1530 7 Stucco siding No
2008 410,000 Asphalt Shingles Roof 1,710 5 $500- $1000 Deductible 660 2 Vinyl siding No
1967 1,190,000 Tile Roof 4,940 5 $1000-$2500 Deductible 8780 12 Fiber-Cement Siding No
1989 570,000 Composition Roof 3,220 4 $500- $1000 Deductible 2900 6 Stucco siding No