Newton Insurance Rates:

Newton, NJ homeowners insurance is approximately $706 to $964, about $58-$80/month. Our comprehensive analysis shows customers can save upto $334 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newton, NJ Homeowners Insurance By Home Value

Newton, NJ Home Value Total Homes % of Total Average Newton, NJ Homeowners Insurance
Less than $50,000 36 2.0% $75
$100,000 to $124,999 78 4.0% $350
$125,000 to $149,999 67 4.0% $442
$150,000 to $174,999 158 9.0% $526
$175,000 to $199,999 116 7.0% $601
$200,000 to $249,999 341 21.0% $726
$250,000 to $299,999 408 25.0% $893
$300,000 to $399,999 388 24.0% $1135

Top Home Insurance Agents Near Newton, NJ

Home Insurance Company Near Newton, NJ Homeowners Insurance Agency Near Newton, NJ Address
NA Hudson Heritage Group 20 Baltic Pl Ste 2 Croton On Hudson, Croton-on-Hudson, NY, 10520
Travelers Dale Group Inc 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932
Farmers Grigoriy Simakhov 535 Cranbury Rd Fl 2, East Brunswick, NJ, 8816
Travelers Ott Agency 1451 RT 208, WALLKILL, NY, 12589
Nationwide Turano Robert G Insurance Agency Inc 955 Main Street, Honesdale, PA, 18431-1903

Cost Of Homeowners Insurance By Street Near Newton, NJ

Streets in Newton Area Homeowners Insurance Cost
Adams St, William St, Clive Pl, Cedar Ridge Ln, Mason Ave, Paterson Pl, Ferndale Ave, Jefferson St, Condit St, Prospect St$835
Brookside Ct, New Hampshire St, Slate Hill Rd, Sussex St, Kory Rd, Park Ave, Clinton St, Bristol Glen Dr, Dogwood Dr, Linwood Annex Ave$849
Williams St, Ridgewood Ave, Jimland Ter, Gardner Ave, Co Rd 663, Foster St, Layne Pl, Liberty St, Co Rd 621, Division St$848
Dunn Pl, Thompson St, Ridge View Rd, N Park Dr, Robin Pl, Water St, Palmer St, Hampton St, Lawnwood Ave, Woodside Ave$845
Stuart St, Trinity St, Summit Ave, Statehill Rd, W End Ave, Stevens Pl, Lincoln Pl, Kory Ct, W Nelson St, Merriam Ave$841

Newton, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newton$124 to $126
Andover$129
Hampton$126
Fredon$130

Newton, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Andover township, Sussex County, New Jersey $129 $172 $258
Hampton township, Sussex County, New Jersey $126 $168 $252
Fredon township, Sussex County, New Jersey $131 $174 $261

Newton, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newton, NJ2.9%7.6%
Andover2.75%7.18%
Hampton3.35%8.42%
Fredon2.52%7.56%

Newton Renters Insurance as a Percentage of Rent

Newton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 61 3.0% $340
$200 to $299 97 6.0% $790
$300 to $499 103 6.0% $1240
$500 to $749 84 5.0% $1915
$750 to $999 449 27.0% $2665
$1,000 to $1,499 769 47.0% $3790
$1,500 or more 49 3.0% $5440

Newton, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Newton Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,100$11,900
Net Savings to Newton Home Owner from High Deductible Plan $1,200

Newton, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newton, NJ Home Replacement Value MORE than Home Value Newton, NJ Home Replacement Value LESS than Home Value
Replacement Value $282,500 $171,500
Insurance Premium based on Replacement Value $1,475 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $350/year

Example Newton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceState Farm
Monthly Premium 666930
Year Built 198720121974
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$75000-$100000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Newton, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 310,000 Tile Roof 2,810 4 $1000-$2500 Deductible 850 10 Vinyl siding yes
1948 310,000 Slate Shingles Roof 2,080 4 $5000 to $10,000 Deductible 750 7 Wood siding No
1971 260,000 Membrane Roof 1,730 3 $1000-$2500 Deductible 180 2 Stucco siding yes
1976 385,000 Metal Roof 2,490 5 $500 Deductible 800 5 Fiber-Cement Siding No
1976 160,000 Membrane Roof 1,230 3 $500 Deductible 200 4 Wood siding yes
2013 370,000 Membrane Roof 3,110 4 $1000-$2500 Deductible 620 5 Brick siding yes
1947 215,000 Slate Shingles Roof 1,760 3 > $10,000 Deductible 430 9 Brick siding yes
1946 210,000 Composition Roof 1,770 5 $1000-$2500 Deductible 110 2 Brick siding yes
2011 210,000 Composition Roof 1,680 3 $2500-$5000 Deductible 660 10 Wood siding No
1988 210,000 Slate Shingles Roof 1,650 3 > $10,000 Deductible 640 12 Stone Siding yes
1971 330,000 Composition Roof 2,540 5 $2500-$5000 Deductible 680 7 Brick siding yes
1984 365,000 Membrane Roof 2,880 4 $5000 to $10,000 Deductible 610 9 Brick siding yes
1976 310,000 Shingles Roof 2,560 4 $5000 to $10,000 Deductible 520 7 Vinyl siding No
1975 235,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 460 4 Stone Siding No
1942 640,000 Metal Roof 4,280 5 $500 Deductible 2360 12 Brick siding No
1940 365,000 Tile Roof 3,150 4 $5000 to $10,000 Deductible 690 8 Stone Siding No
2012 285,000 Wood Shake Roof 1,820 5 $5000 to $10,000 Deductible 650 9 Vinyl siding No
1989 365,000 Composition Roof 2,340 3 > $10,000 Deductible 420 7 Fiber-Cement Siding yes
2011 265,000 Asphalt Shingles Roof 1,810 3 $1000-$2500 Deductible 420 4 Stucco siding yes
1981 325,000 Wood Shake Roof 2,180 4 > $10,000 Deductible 400 5 Stucco siding yes
1974 315,000 Metal Roof 2,010 5 $500 Deductible 280 2 Fiber-Cement Siding yes
2010 315,000 Asphalt Shingles Roof 2,850 4 $500- $1000 Deductible 1110 10 Fiber-Cement Siding yes
2013 655,000 Slate Shingles Roof 4,730 5 $500 Deductible 3560 12 Fiber-Cement Siding yes
1975 370,000 Wood Shake Roof 3,370 5 $500- $1000 Deductible 780 5 Vinyl siding yes
1988 400,000 Metal Roof 3,090 4 $500 Deductible 870 4 Brick siding yes
1944 200,000 Tile Roof 1,350 2 $5000 to $10,000 Deductible 530 12 Vinyl siding No
1947 425,000 Metal Roof 2,780 4 $500 Deductible 1350 9 Stucco siding No
2011 410,000 Wood Shake Roof 3,020 5 $500 Deductible 620 4 Stucco siding yes
1980 115,000 Asphalt Shingles Roof 980 2 $500 Deductible 490 10 Wood siding No
2013 120,000 Composition Roof 1,050 2 $500 Deductible 220 4 Wood siding yes
1980 305,000 Asphalt Shingles Roof 1,980 3 $500- $1000 Deductible 290 2 Brick siding yes