Newton Insurance Rates:

Newton, NC homeowners insurance is roughly $499 to $675, about $41-$56/month. Our detailed research shows customers can save upto $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

North Carolina Farm Bureau
It seems as if I covered this in my previous responses but I will attempt to expand. I like the people that work there. I like the convenient location. I like the quick payment.
State Farm
Originally, I had switched to State Farm because the premiums at Allstate had gone up. They were slightly better. But now they are actually higher. I will start searching for another company.
Travelers
The premium I have now with Travelers Insurance is much better than the one I had with Allstate Insurance. It is less expensive with the same or better policy.
Nationwide
Customer service is very fast and actually, care about you. I was in an accident once and they were very good at handling everything for me.
Progressive
Applying for home insurance through progressive was easy and quick. it was all done online and there was no waiting on the phone for hours.
Erie Insurance
When i need to add a a vehicle to my policy they were very helpful and faxed everything to me so i could provide it to the bank.
Frontline Insurance
Not enough medical payments to others it is a very small company there is no sinkhole coverage in the policy

Newton, NC Homeowners Insurance By Home Value

Newton, NC Home Value Total Homes % of Total Average Newton, NC Homeowners Insurance
Less than $50,000 676 8.0% $123
$50,000 to $59,999 195 2.0% $258
$60,000 to $69,999 395 4.0% $322
$70,000 to $79,999 663 7.0% $375
$80,000 to $89,999 929 10.0% $422
$90,000 to $99,999 561 6.0% $475
$100,000 to $124,999 1,374 16.0% $551
$125,000 to $149,999 1,173 13.0% $686
$150,000 to $174,999 596 7.0% $815
$175,000 to $199,999 572 6.0% $939
$200,000 to $249,999 633 7.0% $1127
$250,000 to $299,999 230 2.0% $1379
$300,000 to $399,999 453 5.0% $1755

Top Home Insurance Agents Near Newton, NC

Home Insurance Company Near Newton, NC Homeowners Insurance Agency Near Newton, NC Address
Nationwide Kelley E Moulton 1171 Market St Ste 210, Fort Mill, SC, 29708-6503
NA Montgomery Agency & Associates, Llc 82 Church St. Ne, Ste. C, Concord, NC, 28025
NA Howard Brown Agency, Inc. 1121 Old Concord Rd Ste 6 , Salisbury, NC, 28146
Allstate Bobby Lipscomb 4052 Charlotte Hwy Ste 104, Lake Wylie, SC, 29710
Travelers Gatewood Insurance Financial - Sag 8301 UNIVERSITY EXECUTIVE PARK DR STE 104, CHARLOTTE, NC, 28262

Cost Of Homeowners Insurance By Street Near Newton, NC

Streets in Newton Area Homeowners Insurance Cost
State Rd 1959, Rockbarn Rd, Knightbridge Dr, 14th Ave SE, E 19th St, Beechtree Dr, Vernon Dr, Daffodil Ct SE, Dove St, 11th Ave SE$591
Duke St, Mays Chapel Church Rd, W Herman St, Piney Rd, Meadowbrook Ln, 9th Ave SE, Winters St, Apex Dr, Heathwood Dr, Shiloh Church Rd$579
S Ashe Ave, Beck St, State Hwy 16 S, Macedonia Church Rd, Caldwell Rd, E 24th St, Sparta Dr, State Rd 2267, W Carpenter St, Burgess Dr$592
Lee Cline Ct, N Davis Ave, Pocono Pl, State Rd 1974, Boggs Rd, 28th St SE, N Olivers Crossroad, McKay Rd, State Rd 2000, Claude Dr$590
E A St, Breezy St, E E St, Sommerdale Ln, 23rd Street Ct SE, Carpenter St, Sigfield Dr, State Rd 1726, Chateau Dr, Millwood Dr$599
W 18th St, James Wood Rd, N Whisnant Ave, Bost Nursery Rd, S Main Ave, Gemcrest Dr NE, Prairie Ct, Chatham St, State Rd 1938, Tate Blvd$584
W 1st St, Ranchland Dr NW, W 10th St, State Rd 2073, 3rd St NW, Circle F Ranch Rd, Cardinal Dr, N College Ave, Sandy Ford Rd, Evans St NE$582
Wilfong Rd, Lineberger Cir, Thompson St, Wilkinson Dr, State Rd 1623, State Rd 1459, John Daniel Dr, Grovewood Ln, Quartz Ridge Rd, State Rd 1005$592
Oakmont Ln, Er Dr, State Rd 2506, Graybirch Dr, Leonard Ave, W Bandys Cross Rd, Water Wheel Dr, Crestwood St, S 8th Ave, W 6th St$588
5th Street Pl NE, Wades Dr, State Rd 2285, Morehead St, State Rd 1714, Arrowhead Dr NE, 33rd Street Dr SE, 16th St NW, State Rd 2082, Royal St$587

Newton, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newton$87 to $90
Catawba County$88
Maiden$87
Claremont$89

Newton, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Catawba County, North Carolina $74 $98 $147
Maiden town, North Carolina $73 $97 $145
Conover city, North Carolina $74 $98 $147

Newton, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newton, NC4.6%14.7%
Catawba County4.49%15.89%
Maiden4.65%13.73%
Conover4.22%14.66%

Newton Renters Insurance as a Percentage of Rent

Newton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 2.0% $331
$200 to $299 98 3.0% $781
$300 to $499 558 17.0% $1231
$500 to $749 1,533 49.0% $1906
$750 to $999 618 19.0% $2656
$1,000 to $1,499 229 7.0% $3781

Newton, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Newton Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Newton Home Owner from High Deductible Plan $600

Newton, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newton, NC Home Replacement Value MORE than Home Value Newton, NC Home Replacement Value LESS than Home Value
Replacement Value $188,500 $110,500
Insurance Premium based on Replacement Value $1,100 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $225/year

Example Newton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceAllstate
Monthly Premium 3780116
Year Built 200019981986
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$175000-$200000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newton, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 120,000 Composition Roof 1,870 4 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
2013 280,000 Asphalt Shingles Roof 3,390 5 $2500-$5000 Deductible 1430 12 Stucco siding yes
2001 175,000 Composition Roof 1,860 3 $1000-$2500 Deductible 440 6 Brick siding No
1988 160,000 Membrane Roof 2,050 3 $1000-$2500 Deductible 360 5 Fiber-Cement Siding No
1974 115,000 Shingles Roof 1,760 4 $2500-$5000 Deductible 180 7 Stone Siding yes
2000 155,000 Wood Shake Roof 1,810 5 $500 Deductible 320 5 Wood siding No
1976 240,000 Composition Roof 3,380 4 $500 Deductible 370 3 Stone Siding No
1986 270,000 Wood Shake Roof 3,400 5 $500 Deductible 220 2 Stucco siding No
1982 200,000 Membrane Roof 3,010 5 $1000-$2500 Deductible 460 7 Brick siding yes
2011 230,000 Membrane Roof 3,360 4 $500- $1000 Deductible 600 7 Wood siding No
1981 115,000 Membrane Roof 1,820 5 $1000-$2500 Deductible 220 6 Stone Siding No
2006 150,000 Asphalt Shingles Roof 1,960 4 $1000-$2500 Deductible 140 2 Stucco siding yes
1988 140,000 Wood Shake Roof 2,080 3 $500- $1000 Deductible 80 2 Stucco siding No
1970 175,000 Tile Roof 2,390 3 $500 Deductible 130 2 Brick siding No
1971 150,000 Membrane Roof 1,680 4 $500- $1000 Deductible 380 6 Wood siding No
2011 135,000 Metal Roof 1,840 3 $500 Deductible 280 6 Fiber-Cement Siding yes
2009 325,000 Wood Shake Roof 4,690 5 > $10,000 Deductible 520 6 Fiber-Cement Siding No
2012 305,000 Membrane Roof 3,650 5 $500 Deductible 1100 8 Wood siding No
1998 145,000 Membrane Roof 2,230 4 $1000-$2500 Deductible 200 3 Stucco siding yes
2006 270,000 Slate Shingles Roof 3,470 5 $2500-$5000 Deductible 430 7 Wood siding No
1979 195,000 Membrane Roof 2,150 3 $5000 to $10,000 Deductible 530 10 Stone Siding No
1979 150,000 Slate Shingles Roof 1,900 4 $500- $1000 Deductible 60 1 Vinyl siding No
2005 170,000 Metal Roof 1,890 3 $5000 to $10,000 Deductible 340 6 Stucco siding yes
1976 155,000 Asphalt Shingles Roof 1,700 4 $500- $1000 Deductible 410 7 Stone Siding yes
1982 125,000 Tile Roof 1,430 3 $500- $1000 Deductible 450 9 Brick siding No
2008 130,000 Wood Shake Roof 2,000 3 $500- $1000 Deductible 190 5 Stone Siding No
1991 275,000 Tile Roof 3,640 5 $1000-$2500 Deductible 270 2 Brick siding No
1974 285,000 Composition Roof 3,500 5 $5000 to $10,000 Deductible 360 6 Stone Siding yes