Newton, MA homeowners insurance is approximately $986 to $1,342, about $82-$111/month. Our all inclusive guide shows customers can save upto $465 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Newton, MA | Homeowners Insurance Agency Near Newton, MA | Address |
|---|---|---|
| Travelers | Diocese Of Worcester | 10 INSTITUTE RD, WORCESTER, MA, 1609 |
| Travelers | Flamand & Associates Inc | 55 JEFFERSON BLVD., WARWICK, RI, 2888 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Watertown Town city, Massachusetts | $135 | $180 | $270 |
| Brookline CDP, Massachusetts | $145 | $193 | $290 |
| Needham CDP, Massachusetts | $144 | $192 | $288 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Newton, MA | 3.0% | 9.7% |
| Watertown Town | 3.76% | 11.05% |
| Brookline | 3.17% | 9.68% |
| Needham | 3.02% | 9.87% |
| Newton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 337 | 3.0% | $745 |
| $300 to $499 | 478 | 5.0% | $1195 |
| $500 to $749 | 234 | 2.0% | $1870 |
| $750 to $999 | 393 | 4.0% | $2620 |
| $1,000 to $1,499 | 2,115 | 23.0% | $3745 |
| $1,500 or more | 5,269 | 59.0% | $5395 |
| Streets in Newton Area | Homeowners Insurance Cost |
|---|---|
| Cottage Ct, Judkins St, Washington Park, Stonewood Dr, Mullen Ct, Reservoir Dr, Seton Hill Rd, Beethoven Ave, Smith Ct, Pine Crest Rd | $1,090 |
| Hyde St, Sky View Cir, Palmer Rd, Bacon Pl, Bound Brook Rd, Shornecliffe Rd, Berkeley Pl, Aspen Ave, Davis Ave, Pond Ave | $1,192 |
| Charlemont St, Moulton St, Woodward St, Pine Grove Ave, Parkview Ave, Collins Rd, Woodcliff Rd, Eliot Memorial Rd, Graydale Cir, N Gate Park | $1,167 |
| Mossfield Rd, Lawmarissa Rd, Chilton Pl, Bristol Rd, Avondale Rd, Lorraine Cir, Needham Ter, High Rock Ter, Antonellis Cir, Quinobequin Rd | $1,264 |
| S Park St, Richmond Rd, Helene Rd, Nanatum Pl, Montclair Rd, Exmoor Rd, Bonita St, Ober Rd, Wood End Rd, Hay Rd | $1,245 |
| Saxon Ter, Tudor Ter, Hallron Rd, Locksley Rd, Melina Rd, Stoneleigh Rd, Holden Rd, Solon St, Bemuth Rd, Otis Pl | $1,139 |
| Commonwealth Park, Prairie Ave, Hammel Pl, Omar Ter, Ferncroft Rd, Gambier St, Sweet St, Elmore St, Sargent Park, Burnside Rd | $1,138 |
| Heatherland Rd, Arlo Rd, Brandeis Rd, Hurley Pl, Ruane Rd, Hammond Pond Pkwy, Blithedale St, Hammondswood Rd, Eastbourne Rd, Howe Rd | $1,190 |
| Old England Rd, Clovelly Rd, Crofton Rd, Hammond Pond Pkwy, Tennyson Rd, Judkins Path, Rider Ter, Nehoiden Rd, Beacon Heights Dr, Glazer Rd | $None |
| Kippy Dr, Auburndale Ave, Warren Ter, Mayflower Ter, Agawam Rd, Olde Field Rd, Varick Hill Rd, Circuit Ave, Old Orchard Rd, Hersey St | $1,236 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Newton | $173 to $175 |
| Watertown Town | $162 |
| Brookline | $174 |
| Needham | $172 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Newton Homeowner Insurance Premium Example | $3,800 | $3,600 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $32,100 | $31,500 |
| Net Savings to Newton Home Owner from High Deductible Plan | $600 | |
| Scenario | Newton, MA Home Replacement Value MORE than Home Value | Newton, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $1,097,500 | $771,000 |
| Insurance Premium based on Replacement Value | $10,200 | $7,175 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $136,000 | Risk Exposure from Under Insuring Coverage is $190,500 |
| Premium Impact | Insurance cheaper by $1,775/year | Insurance costlier by $1,250/year |
| Insurance Company | Liberty Mutual | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 508 | 276 | 477 |
| Year Built | 1968 | 1947 | 1963 |
| Home Details | 5 Beds, 2 Baths | 3 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | More than 10000000 | $400000-$500000 | $700000-$800000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |