Newton Insurance Rates:

Newton, MA homeowners insurance is approximately $986 to $1,342, about $82-$111/month. Our all inclusive guide shows customers can save upto $465 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Newton, MA: Customer-Reviewed Options


Top Home Insurance Agents Near Newton, MA

Home Insurance Company Near Newton, MA Homeowners Insurance Agency Near Newton, MA Address
Travelers Diocese Of Worcester 10 INSTITUTE RD, WORCESTER, MA, 1609
Travelers Flamand & Associates Inc 55 JEFFERSON BLVD., WARWICK, RI, 2888

Newton, MA Home Insurance Agents for Top Companies

 

Newton, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Watertown Town city, Massachusetts $135 $180 $270
Brookline CDP, Massachusetts $145 $193 $290
Needham CDP, Massachusetts $144 $192 $288

 


Newton, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newton, MA3.0%9.7%
Watertown Town3.76%11.05%
Brookline3.17%9.68%
Needham3.02%9.87%

Newton Renters Insurance as a Percentage of Rent

Newton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 337 3.0% $745
$300 to $499 478 5.0% $1195
$500 to $749 234 2.0% $1870
$750 to $999 393 4.0% $2620
$1,000 to $1,499 2,115 23.0% $3745
$1,500 or more 5,269 59.0% $5395

Cost Of Homeowners Insurance By Street Near Newton, MA

Streets in Newton Area Homeowners Insurance Cost
Cottage Ct, Judkins St, Washington Park, Stonewood Dr, Mullen Ct, Reservoir Dr, Seton Hill Rd, Beethoven Ave, Smith Ct, Pine Crest Rd$1,090
Hyde St, Sky View Cir, Palmer Rd, Bacon Pl, Bound Brook Rd, Shornecliffe Rd, Berkeley Pl, Aspen Ave, Davis Ave, Pond Ave$1,192
Charlemont St, Moulton St, Woodward St, Pine Grove Ave, Parkview Ave, Collins Rd, Woodcliff Rd, Eliot Memorial Rd, Graydale Cir, N Gate Park$1,167
Mossfield Rd, Lawmarissa Rd, Chilton Pl, Bristol Rd, Avondale Rd, Lorraine Cir, Needham Ter, High Rock Ter, Antonellis Cir, Quinobequin Rd$1,264
S Park St, Richmond Rd, Helene Rd, Nanatum Pl, Montclair Rd, Exmoor Rd, Bonita St, Ober Rd, Wood End Rd, Hay Rd$1,245
Saxon Ter, Tudor Ter, Hallron Rd, Locksley Rd, Melina Rd, Stoneleigh Rd, Holden Rd, Solon St, Bemuth Rd, Otis Pl$1,139
Commonwealth Park, Prairie Ave, Hammel Pl, Omar Ter, Ferncroft Rd, Gambier St, Sweet St, Elmore St, Sargent Park, Burnside Rd$1,138
Heatherland Rd, Arlo Rd, Brandeis Rd, Hurley Pl, Ruane Rd, Hammond Pond Pkwy, Blithedale St, Hammondswood Rd, Eastbourne Rd, Howe Rd$1,190
Old England Rd, Clovelly Rd, Crofton Rd, Hammond Pond Pkwy, Tennyson Rd, Judkins Path, Rider Ter, Nehoiden Rd, Beacon Heights Dr, Glazer Rd$None
Kippy Dr, Auburndale Ave, Warren Ter, Mayflower Ter, Agawam Rd, Olde Field Rd, Varick Hill Rd, Circuit Ave, Old Orchard Rd, Hersey St$1,236

Newton, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newton$173 to $175
Watertown Town$162
Brookline$174
Needham$172

Newton, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Newton Homeowner Insurance Premium Example $3,800$3,600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $32,100$31,500
Net Savings to Newton Home Owner from High Deductible Plan $600

 


Newton, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newton, MA Home Replacement Value MORE than Home Value Newton, MA Home Replacement Value LESS than Home Value
Replacement Value $1,097,500 $771,000
Insurance Premium based on Replacement Value $10,200 $7,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $136,000 Risk Exposure from Under Insuring Coverage is $190,500
Premium Impact Insurance cheaper by $1,775/year Insurance costlier by $1,250/year

 


Example Newton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyAllstate
Monthly Premium 508276477
Year Built 196819471963
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount More than 10000000$400000-$500000$700000-$800000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible