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Newton, MA Home Values & Insurance Rates

Newton, MA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 146 4.0% $34
$50,000 to $59,999 65 2.0% $81
$60,000 to $69,999 89 2.0% $104
$100,000 to $124,999 42 1.0% $186
$125,000 to $149,999 71 2.0% $232
$175,000 to $199,999 92 3.0% $314
$200,000 to $249,999 277 9.0% $372
$250,000 to $299,999 365 12.0% $465
$300,000 to $399,999 1,777 59.0% $582

Top Home Insurance Agents Near Newton, MA

Home Insurance Company Near Newton, MA Homeowners Insurance Agency Near Newton, MA Address
NA The Driscoll Agency Inc. 93 Longwater Circle, Norwell, MA, 2061
NA Regan & Associates Insurance Agency 15 Front Street, Weymouth, MA, 2188
NA David B Richardson Insurance 205 St , Hanover, MA, 2339
Travelers Diocese Of Worcester 10 INSTITUTE RD, WORCESTER, MA, 1609
Travelers Flamand & Associates Inc 55 JEFFERSON BLVD., WARWICK, RI, 2888

Estimated Home Insurance By Street Area Near Newton, MA

Newton Area Estimated House Insurance
Cottage Ct, Judkins St, Washington Park, Stonewood Dr, Mullen Ct, Reservoir Dr, Seton Hill Rd, Beethoven Ave, Smith Ct, Pine Crest Rd$1,090
Hyde St, Sky View Cir, Palmer Rd, Bacon Pl, Bound Brook Rd, Shornecliffe Rd, Berkeley Pl, Aspen Ave, Davis Ave, Pond Ave$1,192
Charlemont St, Moulton St, Woodward St, Pine Grove Ave, Parkview Ave, Collins Rd, Woodcliff Rd, Eliot Memorial Rd, Graydale Cir, N Gate Park$1,167
Mossfield Rd, Lawmarissa Rd, Chilton Pl, Bristol Rd, Avondale Rd, Lorraine Cir, Needham Ter, High Rock Ter, Antonellis Cir, Quinobequin Rd$1,264
S Park St, Richmond Rd, Helene Rd, Nanatum Pl, Montclair Rd, Exmoor Rd, Bonita St, Ober Rd, Wood End Rd, Hay Rd$1,245
Saxon Ter, Tudor Ter, Hallron Rd, Locksley Rd, Melina Rd, Stoneleigh Rd, Holden Rd, Solon St, Bemuth Rd, Otis Pl$1,139
Commonwealth Park, Prairie Ave, Hammel Pl, Omar Ter, Ferncroft Rd, Gambier St, Sweet St, Elmore St, Sargent Park, Burnside Rd$1,138
Heatherland Rd, Arlo Rd, Brandeis Rd, Hurley Pl, Ruane Rd, Hammond Pond Pkwy, Blithedale St, Hammondswood Rd, Eastbourne Rd, Howe Rd$1,190
Old England Rd, Clovelly Rd, Crofton Rd, Hammond Pond Pkwy, Tennyson Rd, Judkins Path, Rider Ter, Nehoiden Rd, Beacon Heights Dr, Glazer Rd$None
Kippy Dr, Auburndale Ave, Warren Ter, Mayflower Ter, Agawam Rd, Olde Field Rd, Varick Hill Rd, Circuit Ave, Old Orchard Rd, Hersey St$1,236

Savings on home insurance for senior occupied homes

PlaceSavings
Newton$173 to $175
Watertown Town$162
Brookline$174
Needham$172

Newton, MA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newton, MA3.0%9.7%
Watertown Town3.76%11.05%
Brookline3.17%9.68%
Needham3.02%9.87%

Newton Renters Insurance as a Percentage of Rent

Newton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 337 3.0% $745
$300 to $499 478 5.0% $1195
$500 to $749 234 2.0% $1870
$750 to $999 393 4.0% $2620
$1,000 to $1,499 2,115 23.0% $3745
$1,500 or more 5,269 59.0% $5395

Newton, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Newton Homeowner Insurance Premium Example $3,800$3,600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $32,100$31,500
Net Savings to Newton Home Owner from High Deductible Plan $600

Newton, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newton, MA Home Replacement Value MORE than Home Value Newton, MA Home Replacement Value LESS than Home Value
Replacement Value $1,097,500 $771,000
Insurance Premium based on Replacement Value $10,200 $7,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $136,000 Risk Exposure from Under Insuring Coverage is $190,500
Premium Impact Insurance cheaper by $1,775/year Insurance costlier by $1,250/year

Example Newton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyAllstate
Monthly Premium 508276477
Year Built 196819471963
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount More than 10000000$400000-$500000$700000-$800000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Newton, MA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Watertown Town city, Massachusetts $135 $180 $270
Brookline CDP, Massachusetts $145 $193 $290
Needham CDP, Massachusetts $144 $192 $288

Sample Home Insurance Rates for Newton, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 855,000 Slate Shingles Roof 2,960 4 $5000 to $10,000 Deductible 4250 10 Vinyl siding yes
1946 630,000 Shingles Roof 2,380 3 $1000-$2500 Deductible 2160 6 Stone Siding No
1946 575,000 Asphalt Shingles Roof 1,530 3 > $10,000 Deductible 1350 6 Stone Siding No
1941 440,000 Asphalt Shingles Roof 1,610 2 > $10,000 Deductible 450 3 Stucco siding No
1947 430,000 Shingles Roof 1,550 2 $5000 to $10,000 Deductible 1120 7 Stone Siding yes
1940 610,000 Slate Shingles Roof 2,030 3 $1000-$2500 Deductible 1920 5 Stone Siding yes
1965 815,000 Metal Roof 2,460 4 > $10,000 Deductible 1020 4 Stucco siding No
1948 610,000 Tile Roof 2,200 3 $500 Deductible 2730 6 Fiber-Cement Siding No
1941 410,000 Metal Roof 1,410 2 > $10,000 Deductible 1170 6 Fiber-Cement Siding yes
1942 840,000 Asphalt Shingles Roof 2,390 4 $5000 to $10,000 Deductible 3010 10 Brick siding No
1948 565,000 Wood Shake Roof 2,160 3 $500 Deductible 380 1 Stucco siding yes
1950 1,685,000 Slate Shingles Roof 4,062 5 $1000-$2500 Deductible 4300 5 Brick siding yes