Newton Insurance Rates:

Newton, IA homeowners insurance is nearly $555 to $754, about $46-$62/month. Our thorough analysis indicates shoppers can save upto $262 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
My home insurance rate keeps going up every year due to the fact of the incresing value of my house and liberty mutual could not do anything to lower the insurance cost. That is only thing.
Travelers
I have not had to use my home insurance policy. With that being said, Travelers had the best price for the coverage that I got when I priced policies.

Newton, IA Homeowners Insurance By Home Value

Newton, IA Home Value Total Homes % of Total Average Newton, IA Homeowners Insurance
Less than $50,000 366 8.0% $163
$50,000 to $59,999 220 5.0% $340
$60,000 to $69,999 340 8.0% $425
$70,000 to $79,999 415 10.0% $491
$80,000 to $89,999 410 9.0% $556
$90,000 to $99,999 373 9.0% $622
$100,000 to $124,999 680 16.0% $720
$125,000 to $149,999 437 10.0% $903
$150,000 to $174,999 349 8.0% $1067
$175,000 to $199,999 137 3.0% $1237
$200,000 to $249,999 192 4.0% $1486
$250,000 to $299,999 154 3.0% $1820
$300,000 to $399,999 67 1.0% $2312

Top Home Insurance Agents Near Newton, IA

Home Insurance Company Near Newton, IA Homeowners Insurance Agency Near Newton, IA Address
NA Quam Insurance A Mic Ins Agency 1332 S Marshall Street, Boone, IA, 50036
NA Keystone Insurance Agency 90 Main St, Keystone, IA, 52249
Travelers Jim White Agency Inc 4000 INGERSOLL AVE, DES MOINES, IA, 50312
Travelers Tulip City Agency Ltd 700 WASHINGTON ST, PELLA, IA, 50219
Travelers Willis & Moore 1818 HIGH ST, DES MOINES, IA, 50309

Cost Of Homeowners Insurance By Street Near Newton, IA

Streets in Newton Area Homeowners Insurance Cost
N 3rd Ave W, S 7th Ave W, S 16th Ave W, W 2nd St N, N 11th Ave E, N 83rd Ave E, E 150th St N, N 43rd Ave W, Geneva Ave, E Buchanan St$671
Hwy T38 N, W 12th St N, W 66th St N, W 88th St N, N 67th Ave E, N 8th Ave E, W 120th St S, Hwy F 27, W 28th St N, NE Belt Line Rd$676
N 63rd Ave E, W 124th St S, N 73rd Ave W, Johnson St, W 96th St N, Cherry Hills Dr, E Watson St, S 10th Ave E, State Hwy 224, Hwy F48 W$678
N 2nd Ave W, N 19th Ave W, N 8th Ave E, Hwy F27 E, Elm Ave, W 16th St N, Harrison Ct, Eagle St, Gallant St, N 107th Ave W$677
Co Hwy T38, Joy St, N 58th Ave E, N 7th Ave E, N 19th Ave E, County S62 N, N 39th Ave E, Rippey Dr, Co Hwy F34, W 32nd St N$662

Newton, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newton$97 to $100
Lambs Grove$102
Jasper County$99
Malaka$103

Newton, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lambs Grove city, Iowa $103 $137 $206
Jasper County, Iowa $99 $132 $198
Malaka township, Jasper County, Iowa $103 $137 $206

Newton, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newton, IA5.0%12.8%
Lambs Grove3.83%14.29%
Jasper County4.72%12.61%
Malaka3.77%8.56%

Newton Renters Insurance as a Percentage of Rent

Newton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 126 4.0% $792
$300 to $499 623 23.0% $1242
$500 to $749 1,229 45.0% $1917
$750 to $999 555 20.0% $2667
$1,000 to $1,499 34 1.0% $3792
$1,500 or more 112 4.0% $5442

Newton, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Newton Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,300$9,100
Net Savings to Newton Home Owner from High Deductible Plan $1,200

Newton, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newton, IA Home Replacement Value MORE than Home Value Newton, IA Home Replacement Value LESS than Home Value
Replacement Value $158,000 $113,500
Insurance Premium based on Replacement Value $1,025 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Newton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceTravelers
Monthly Premium 1209540
Year Built 196419721949
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$100000-$125000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Newton, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 185,000 Wood Shake Roof 2,770 4 $500 Deductible 180 2 Brick siding No
1972 230,000 Asphalt Shingles Roof 3,130 4 $5000 to $10,000 Deductible 640 7 Stone Siding yes
1942 285,000 Membrane Roof 3,580 5 > $10,000 Deductible 110 1 Wood siding yes
1968 145,000 Asphalt Shingles Roof 1,880 3 $500- $1000 Deductible 200 2 Stone Siding No
1972 315,000 Membrane Roof 4,620 5 $2500-$5000 Deductible 1370 9 Vinyl siding No
1968 185,000 Slate Shingles Roof 2,380 5 $500 Deductible 770 5 Stucco siding yes
1982 110,000 Membrane Roof 1,390 2 $500 Deductible 430 6 Vinyl siding No
1984 350,000 Metal Roof 4,550 5 > $10,000 Deductible 400 4 Wood siding No
1970 205,000 Shingles Roof 2,650 4 $500 Deductible 850 6 Vinyl siding yes
1970 170,000 Membrane Roof 2,240 4 $500 Deductible 910 10 Wood siding No
1978 245,000 Wood Shake Roof 4,100 5 > $10,000 Deductible 650 8 Wood siding yes
1967 210,000 Asphalt Shingles Roof 2,930 4 $500 Deductible 660 7 Stone Siding No
1978 280,000 Composition Roof 4,080 5 $5000 to $10,000 Deductible 840 8 Fiber-Cement Siding No
1974 190,000 Metal Roof 3,080 4 $2500-$5000 Deductible 330 4 Stone Siding yes
1964 75,000 Tile Roof 1,040 2 $500- $1000 Deductible 160 4 Stucco siding yes
1986 85,000 Shingles Roof 1,400 2 $1000-$2500 Deductible 270 7 Stone Siding No
1980 105,000 Shingles Roof 1,350 3 $1000-$2500 Deductible 590 10 Fiber-Cement Siding yes
1947 115,000 Slate Shingles Roof 1,660 3 $2500-$5000 Deductible 680 12 Wood siding No
1974 250,000 Membrane Roof 3,360 5 > $10,000 Deductible 510 7 Stucco siding No
1940 115,000 Membrane Roof 1,610 2 $500 Deductible 80 2 Stucco siding yes
1964 215,000 Membrane Roof 2,660 5 $500- $1000 Deductible 260 2 Brick siding yes
1987 275,000 Slate Shingles Roof 3,340 4 > $10,000 Deductible 680 9 Fiber-Cement Siding No
1970 135,000 Metal Roof 2,170 3 $2500-$5000 Deductible 530 10 Wood siding No
1966 330,000 Metal Roof 4,380 5 $5000 to $10,000 Deductible 660 6 Vinyl siding yes
1979 85,000 Shingles Roof 1,260 3 $500 Deductible 60 1 Vinyl siding yes
1942 165,000 Composition Roof 2,340 3 $2500-$5000 Deductible 440 9 Brick siding No
1972 260,000 Membrane Roof 4,140 5 $2500-$5000 Deductible 580 7 Fiber-Cement Siding No
1978 165,000 Shingles Roof 2,380 4 $500 Deductible 860 9 Vinyl siding yes
1968 165,000 Wood Shake Roof 2,100 3 $5000 to $10,000 Deductible 430 6 Stucco siding yes
1947 120,000 Composition Roof 2,000 3 $1000-$2500 Deductible 310 6 Stone Siding No
1942 95,000 Metal Roof 1,690 2 $2500-$5000 Deductible 410 8 Stone Siding yes
1944 135,000 Tile Roof 2,140 4 $2500-$5000 Deductible 90 2 Vinyl siding No
1967 155,000 Asphalt Shingles Roof 2,400 4 $500- $1000 Deductible 710 9 Brick siding No
1949 145,000 Metal Roof 2,180 4 $500 Deductible 350 5 Brick siding No