Newport Insurance Rates:

Newport, TN homeowners insurance is roughly $658 to $911, about $54-$75/month. Our comprehensive research reveals consumers can save upto $313 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newport, TN Homeowners Insurance By Home Value

Newport, TN Home Value Total Homes % of Total Average Newport, TN Homeowners Insurance
Less than $50,000 283 19.0% $211
$50,000 to $59,999 41 2.0% $454
$60,000 to $69,999 73 5.0% $564
$70,000 to $79,999 241 16.0% $650
$80,000 to $89,999 106 7.0% $744
$90,000 to $99,999 36 2.0% $831
$100,000 to $124,999 296 20.0% $964
$125,000 to $149,999 132 9.0% $1199
$150,000 to $174,999 68 4.0% $1419
$175,000 to $199,999 50 3.0% $1638
$200,000 to $249,999 65 4.0% $1975
$250,000 to $299,999 35 2.0% $2414

Top Home Insurance Agents Near Newport, TN

Home Insurance Company Near Newport, TN Homeowners Insurance Agency Near Newport, TN Address
NA Moore Insurance Agency 300 N Us Hwy 441 , Whittier, NC, 28789
Travelers Concord Insurance Llc 338 EBENEZER RD, KNOXVILLE, TN, 37923
Farmers Drew Miles Lutcf 604 Crawford St, Maryville, TN, 37804
Allstate Jamie Collins 241 S Peters Rd, Knoxville, TN, 37923
State Farm Petie Wilson 2428 Sutherland Ave, Knoxville, TN, 37919-2354

Cost Of Homeowners Insurance By Street Near Newport, TN

Streets in Newport Area Homeowners Insurance Cost
Alpha Rd, Ivy Hall Dr, Horn Way, Oxford Dr, Lindsey Ln, Bogard View Rd, Cherrybrook Way, Nazarene Church Rd, Harvest St, Briggs Ave$791
Hartsell Rd, Sweetwater Rd, W Sequoyah Dr, Mantooth Rd, Highland St, Vantage Dr, Smithwood Ave, Farra Way, Middleton Dr, Peach Tree Way$798
Mountain View St, 10th St Anx, Greggs Chapel Rd, Azalea Ln, Sprouse Ln, W End St, Mountain High Ln, Hiola St, McGaha Chapel Rd, Meeks Way$782
Hillbilly Way, Khajah Rd, Strait Way, Prospect Ave, Pearl Way, Orange Pride Rd, Clay Hill Rd, Jessica Way, Pennell Ln, Hickory Hollow Way$799
Finchum Rd, Video Way, Sherwood Dr, Holloway Rd, Bronze Way, Redbud Dr, Travis Way, Wayside St, Farm Way, Mims Ave$792

Newport, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newport$116 to $119
Cocke County$118
Parrottsville$114
Baneberry$128

Newport, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cocke County, Tennessee $119 $158 $237
Parrottsville town, Tennessee $115 $153 $230
Baneberry city, Tennessee $128 $171 $257

Newport, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newport, TN5.9%19.6%
Cocke County7.17%23.26%
Parrottsville9.76%21.61%
Baneberry5.08%19.63%

Newport Renters Insurance as a Percentage of Rent

Newport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 212 14.0% $368
$200 to $299 149 10.0% $818
$300 to $499 427 29.0% $1268
$500 to $749 543 36.0% $1943
$750 to $999 140 9.0% $2693

Newport, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Newport Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Newport Home Owner from High Deductible Plan $600

Newport, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newport, TN Home Replacement Value MORE than Home Value Newport, TN Home Replacement Value LESS than Home Value
Replacement Value $130,500 $78,000
Insurance Premium based on Replacement Value $700 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Newport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 392355
Year Built 196519701998
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$50000-$75000$125000-$150000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newport, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 80,000 Composition Roof 1,340 2 $2500-$5000 Deductible 370 12 Wood siding No
1972 180,000 Wood Shake Roof 3,400 5 $500 Deductible 180 4 Stone Siding yes
1999 325,000 Metal Roof 4,160 5 $500- $1000 Deductible 530 4 Vinyl siding yes
1960 80,000 Shingles Roof 1,450 2 $1000-$2500 Deductible 50 2 Stone Siding No
2002 160,000 Wood Shake Roof 2,360 3 $1000-$2500 Deductible 430 10 Brick siding yes
1973 60,000 Composition Roof 960 2 $500 Deductible 360 12 Stone Siding yes
1986 130,000 Asphalt Shingles Roof 1,850 3 $2500-$5000 Deductible 310 9 Wood siding No
1993 140,000 Slate Shingles Roof 2,490 4 $500- $1000 Deductible 300 7 Fiber-Cement Siding No
2013 325,000 Membrane Roof 4,480 5 $500 Deductible 1390 12 Wood siding No
1971 100,000 Composition Roof 1,700 4 $1000-$2500 Deductible 320 9 Stone Siding yes
2003 130,000 Membrane Roof 2,160 3 $1000-$2500 Deductible 150 4 Vinyl siding yes
1974 145,000 Membrane Roof 1,850 4 $1000-$2500 Deductible 260 6 Fiber-Cement Siding No
1978 100,000 Wood Shake Roof 1,600 4 $1000-$2500 Deductible 450 10 Wood siding No
1964 185,000 Composition Roof 2,520 4 $1000-$2500 Deductible 170 2 Fiber-Cement Siding yes
1952 140,000 Shingles Roof 2,460 4 $1000-$2500 Deductible 290 9 Vinyl siding No
1947 90,000 Membrane Roof 1,390 2 $500- $1000 Deductible 420 12 Vinyl siding No
1991 130,000 Composition Roof 1,960 4 $1000-$2500 Deductible 420 8 Stucco siding No
1961 160,000 Metal Roof 2,780 4 $2500-$5000 Deductible 210 5 Vinyl siding yes
1942 145,000 Tile Roof 1,880 3 $500- $1000 Deductible 420 8 Fiber-Cement Siding No
1999 170,000 Composition Roof 2,570 5 $1000-$2500 Deductible 160 3 Stone Siding No
1977 70,000 Asphalt Shingles Roof 1,270 2 $500- $1000 Deductible 80 3 Brick siding No
2012 125,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 70 2 Fiber-Cement Siding No
1956 95,000 Metal Roof 1,490 3 $500- $1000 Deductible 230 7 Stone Siding No
1954 55,000 Wood Shake Roof 1,060 2 $500 Deductible 90 3 Brick siding No
2011 70,000 Composition Roof 1,250 2 $500 Deductible 170 5 Vinyl siding yes
2013 240,000 Slate Shingles Roof 3,520 5 $500 Deductible 590 6 Stucco siding No
2010 80,000 Tile Roof 1,240 3 $500 Deductible 160 8 Fiber-Cement Siding yes
1948 145,000 Asphalt Shingles Roof 2,340 3 $500- $1000 Deductible 430 6 Vinyl siding yes