Newport Insurance Rates:

Newport, OR homeowners insurance is about $382 to $524, about $31-$43/month. Our exhaustive research indicates shoppers can save upto $181 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Newport, OR Homeowners Insurance By Home Value

Newport, OR Home Value Total Homes % of Total Average Newport, OR Homeowners Insurance
Less than $50,000 230 8.0% $40
$50,000 to $59,999 29 1.0% $86
$60,000 to $69,999 37 1.0% $108
$70,000 to $79,999 36 1.0% $126
$90,000 to $99,999 43 1.0% $158
$100,000 to $124,999 142 5.0% $185
$125,000 to $149,999 149 5.0% $231
$150,000 to $174,999 247 8.0% $276
$175,000 to $199,999 256 9.0% $317
$200,000 to $249,999 473 17.0% $380
$250,000 to $299,999 433 15.0% $466
$300,000 to $399,999 648 23.0% $593

Top Home Insurance Agents Near Newport, OR

Home Insurance Company Near Newport, OR Homeowners Insurance Agency Near Newport, OR Address
NA Commercial Insurance Services 87856 Riverview Ave, Mapleton, OR, 97453
Travelers Aaa - Corvallis 1550 NW 9TH STE 104, CORVALLIS, OR, 97330
Farmers James Mckenna 156 SW Oak St, Dallas, OR, 97338
State Farm Suzanne Roppe 901 NW Beca Ave, Corvallis, OR, 97330-4501
Allstate Truax-Fode Insurance 2233 Santiam Hwy SE, Albany, OR, 97322

Cost Of Homeowners Insurance By Street Near Newport, OR

Streets in Newport Area Homeowners Insurance Cost
SW 58th St, SW Minnie St, NE 123rd St, E Olive St, NW Rocky Way, Leek's Dr, SE Cascara St, SW Bay St, NE 10th Ct, NE 4th St$451
SW Nye St, NE Norman St, SW 8th St, Gladys Ave, SE 127th Dr, NW 54th Ct, NW 70th St, Nellie, NW 54th St, SE Benson Ct$456
SW 10th St, SW Case St, NE Windmill Dr, NE Yaquina Heights Dr, SE Penter Ln, SW 11th St, SE 127th Ct, NW Pacific St, SE Benson Rd, NW Keleka Pl$452
NW 19th St, SW 12th St, NW Nye Ct, NW Lake St, SE 118th St, SW Hurbert St, NW Grove St, NW 26th St, W Olive St, S Ferry Crossing Slip Rd$448
NE Crestview Dr, NW 11th St, NW 5th St, Fruitvale Ln, NE 32nd St, SE 144th Dr, NW Rhododendron St, NW 21st St, SE 97th Ct, NW Thompson St$451

Newport, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newport$67 to $70
Lincoln County$67
Toledo$66
Summit$60

Newport, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lincoln County, Oregon $56 $75 $112
Toledo CCD, Lincoln County, Oregon $56 $74 $111
Depoe Bay CCD, Lincoln County, Oregon $56 $75 $112

Newport, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newport, OR2.4%8.3%
Lincoln County2.67%9.19%
Toledo2.98%10.03%
Depoe Bay3.46%9.82%

Newport Renters Insurance as a Percentage of Rent

Newport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 1.0% $331
$200 to $299 64 3.0% $781
$300 to $499 211 10.0% $1231
$500 to $749 590 30.0% $1906
$750 to $999 624 32.0% $2656
$1,000 to $1,499 330 17.0% $3781
$1,500 or more 68 3.0% $5431

Newport, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Newport Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,000
Net Savings to Newport Home Owner from High Deductible Plan $1,200

Newport, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newport, OR Home Replacement Value MORE than Home Value Newport, OR Home Replacement Value LESS than Home Value
Replacement Value $288,500 $216,000
Insurance Premium based on Replacement Value $900 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $75/year

Example Newport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceLiberty Mutual
Monthly Premium 5236103
Year Built 199420132009
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$350000-$400000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Newport, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 420,000 Metal Roof 3,150 4 $2500-$5000 Deductible 520 9 Stucco siding No
1977 175,000 Wood Shake Roof 1,540 3 $500 Deductible 70 2 Brick siding No
1991 160,000 Tile Roof 1,110 2 $500 Deductible 140 4 Fiber-Cement Siding No
1972 345,000 Wood Shake Roof 2,240 4 $2500-$5000 Deductible 410 6 Vinyl siding yes
1971 235,000 Slate Shingles Roof 2,100 3 $500- $1000 Deductible 240 4 Vinyl siding No
1999 275,000 Membrane Roof 1,910 3 $500- $1000 Deductible 510 10 Fiber-Cement Siding yes
2000 245,000 Metal Roof 1,740 3 $1000-$2500 Deductible 150 3 Wood siding yes
2007 275,000 Asphalt Shingles Roof 2,030 3 $1000-$2500 Deductible 130 2 Brick siding No
2006 735,000 Wood Shake Roof 5,000 5 $500 Deductible 880 4 Fiber-Cement Siding No
2002 475,000 Shingles Roof 3,300 4 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding No
1985 390,000 Asphalt Shingles Roof 3,380 4 $2500-$5000 Deductible 770 9 Stucco siding yes
2013 260,000 Asphalt Shingles Roof 1,820 3 > $10,000 Deductible 220 7 Vinyl siding yes
1963 390,000 Tile Roof 3,080 4 > $10,000 Deductible 480 10 Brick siding yes
1967 180,000 Wood Shake Roof 1,190 2 $2500-$5000 Deductible 30 1 Wood siding yes
1997 480,000 Metal Roof 3,190 4 $5000 to $10,000 Deductible 340 5 Brick siding yes
1977 175,000 Composition Roof 1,510 3 $5000 to $10,000 Deductible 190 6 Stone Siding No
1973 220,000 Membrane Roof 1,690 2 $500- $1000 Deductible 450 7 Brick siding yes
1960 360,000 Asphalt Shingles Roof 2,620 5 $1000-$2500 Deductible 390 5 Brick siding yes
2009 545,000 Composition Roof 3,460 5 $1000-$2500 Deductible 1300 10 Wood siding No
2011 410,000 Metal Roof 2,620 5 > $10,000 Deductible 350 5 Wood siding yes
1961 690,000 Asphalt Shingles Roof 4,310 5 $500 Deductible 1950 10 Stucco siding No
2003 170,000 Asphalt Shingles Roof 1,290 3 $5000 to $10,000 Deductible 260 10 Wood siding yes
1971 150,000 Asphalt Shingles Roof 1,290 2 $500 Deductible 120 4 Stone Siding No
2014 470,000 Wood Shake Roof 3,770 5 $1000-$2500 Deductible 310 3 Fiber-Cement Siding yes
1964 255,000 Asphalt Shingles Roof 2,230 5 $500 Deductible 640 8 Stone Siding yes
2011 645,000 Asphalt Shingles Roof 4,650 5 $500- $1000 Deductible 1220 8 Fiber-Cement Siding No
2011 180,000 Metal Roof 1,190 2 $5000 to $10,000 Deductible 280 9 Vinyl siding yes
1967 140,000 Metal Roof 1,180 2 $500 Deductible 220 7 Vinyl siding yes
1980 265,000 Composition Roof 2,320 3 $5000 to $10,000 Deductible 50 1 Stucco siding yes
2012 455,000 Metal Roof 3,280 5 $500 Deductible 190 2 Stone Siding yes