Newport News, VA Home Insurance - Analysis On Quotes, Rates & Agents
Newport News Insurance Rates:
Newport News, VA homeowners insurance is approximately $621 to $841, about $51-$70/month. Our exhaustive research indicates shoppers can save as much as $292 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
I have found over the years the premiums were very reasonable and the customer service always responsive and polite.
One thing i don't particularly like about my insurance company is the rates. i feel that i pay significantly more than some of my friends who live in a similar neighborhood, in a similar sized house, in a similar part of town.
The customer service of this insurance company is always available and ready to help out. they are typically a phone call away.
They offer different ways to get in touch with them, through email, phone or chat which is nice to have many options depending on what I am looking to get done and the time I have.
My insurance company is very easy to get in touch with and they are responsive to my calls and communication, and do so in a very timely manner.
There is nothing at this time that I am not satisfied about, therefore
It is very easy to navigate and professional looking. It is streamlined for efficiency and not cluttered with random pictures or quotes. It is very straightforward with the information it provides. It offers many options as well, so it covers all bases.
I like them for having a website that recognized my zip code. And i don't interacting with people rather than doing everything on my own time at a computer.
Because of my long history and multi-vehicle discounts, I do feel like I am getting a good deal. State Farm is very dependable.
They need to be more friendly, I want to feel like I'm talking to someone who cares about me, but they are able to answer my questions which are good
Nothing really. Sometimes their prices may be up but its all for very good reasons.
I really like how easy nationwide is to use. I can do everything online. I don't need to call and be on hold. I can just log on and see everything.
I would prefer if I got more discounts when I have a clean record. I don't see my bill decreasing too much yet, but I just started this last year with the company so who knows maybe they will send me some.
We feel rates are fair, and customer service is good. We've also checked complaint rates for this company, and are satisfied with them.
Prices are probably a bit higher than the competition would be my guess. They could also make better use of a mobile and website as both are a bit outdated for today's needs.
I think State Farm is a top of the line company. I like their rates and I like the agent and his staff whom I have worked with. They are efficient and I feel I certainly get my money's worth. Not having to use the insurance would be fine, but it is there in case anything happens.
It can sometimes take a while to get the correct answers to my question. I have an agent but when I have questions, they direct me to customer service. I feel that if you are my agent, you should be able to answer my questions.
Newport News, VA Homeowners Insurance By Home Value
|Newport News, VA Home Value||Total Homes||% of Total||Average Newport News, VA Homeowners Insurance|
|Less than $50,000||1,733||5.0%||$87|
|$80,000 to $89,999||491||1.0%||$299|
|$90,000 to $99,999||487||1.0%||$336|
|$100,000 to $124,999||1,828||5.0%||$387|
|$125,000 to $149,999||2,736||8.0%||$482|
|$150,000 to $174,999||4,207||12.0%||$570|
|$175,000 to $199,999||4,890||14.0%||$665|
|$200,000 to $249,999||8,498||25.0%||$796|
|$250,000 to $299,999||4,710||14.0%||$972|
|$300,000 to $399,999||3,210||9.0%||$1242|
Top Home Insurance Agents Near Newport News, VA
|Home Insurance Company Near Newport News, VA||Homeowners Insurance Agency Near Newport News, VA||Address|
|NA||Owen Insurance Agency, Llc||507 N 4Th Avenue, Hopewell, VA, 23860|
|Travelers||Insurance Agency Services Llc||23507 JERUSALEM RD, COURTLAND, VA, 23837|
|Allstate||Logan Wease||107 Bulifants Blvd Ste C, Williamsburg, VA, 23188|
|Nationwide||Robertson Insurance Agency Co.||3213 Virginia Beach Blvd, Virginia Beach, VA, 23452-5725|
|State Farm||Ronnie Vigneault||211 E City Hall Ave Ste 14, Norfolk, VA, 23510-1727|
Cost Of Homeowners Insurance By Street Near Newport News, VA
|Streets in Newport News Area||Homeowners Insurance Cost|
|Polly Ct, Topsider Ct, Gunby Rd, Cameron Dr, Sea Pine Ln, Hardwick Rd, Garland Dr, Hughes Dr, Traverse Rd, Triton Ct||$735|
|Lowry Pl, Dana Cir, Cherbourg Dr, 50th St, Mainsail Dr, Sandra Dr, Marina Ln, Patton Ave, Pendleton St, Lake Forest Dr||$738|
|Wilson Ln, Sparrow Ct, Brookfield Dr, de Gaule St, Stony Ridge Ct, Radcliff Ln, Wilderness Way, State Rte 171, E Governor Dr, Sternberg Ave||$None|
|Towne Square Dr, Miles Cary Rd, Westport Cres, Marcus Dr, Barney Ct, Spring Trace Ln, Owens Rd, Hudson Pl, Jacobs la, Milford Rd||$771|
|Waverly Pl, Turlington Rd, Westover Rd, Morrison Ave, Commodore Dr E, Woodfin Rd, Loyal Ln, Belvedere Dr, Nantucket Pl, Nadine Pl||$749|
|Cole Ln, Sheffield Way, May Ct, Monica Dr, State Rte 152, Westview Dr, Poindexter Pl, Ridgewood Pkwy, Brenda Rd, Industrial Park Dr||$735|
|Henry Lee Rd, 14th St, Mistletoe Dr, Charles St, Tindall Ct, 13th St, Bernardine Dr, Meeting Rd, Lou-Mac Ct, Lighthouse Way||$778|
|Center St, Belle Cir, Chandler Pl, Citation Dr, Pine Mill Ct, Spur Dr, Brighton Cir, Hancock Dr, Mandy Trl, Myles Ct||$741|
|Wilmont Ln, 17th St, Finch Pl, Wreck Shoal Dr, Friedman Pl, Darrington Ct, Pennington Ave, Ashford Pl, Cedar Ave, 31st St||$739|
|de Vol Dr, Drake Ct, Selkirk Dr, Wendwood Dr, Liberty Cir, S Cedar Ct, Gilford Ct, Lancaster Ln, Mac Neil Dr, Normill Lndg||$740|
Newport News, VA Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Newport News||$109 to $111|
Newport News, VA Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Newport district, Isle of Wight County, Virginia||$95||$127||$190|
|Rushmere CDP, Virginia||$92||$123||$184|
|Smithfield town, Virginia||$94||$125||$188|
Newport News, VA Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Newport News, VA||4.0%||12.3%|
Newport News Renters Insurance as a Percentage of Rent
|Newport News Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||1,103||3.0%||$340|
|$200 to $299||1,073||3.0%||$790|
|$300 to $499||1,594||4.0%||$1240|
|$500 to $749||4,265||12.0%||$1915|
|$750 to $999||9,980||30.0%||$2665|
|$1,000 to $1,499||11,251||34.0%||$3790|
|$1,500 or more||3,560||10.0%||$5440|
Newport News, VA Home Insurance Costs With Deductible Scenario
|Low Deductible||High Deductible|
|Yearly Newport News Homeowner Insurance Premium Example||$1,300||$900|
|Out of Pocket Expense During Claim||$1,000||$3,000|
|Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim||$11,400||$10,200|
|Net Savings to Newport News Home Owner from High Deductible Plan||$1,200|
Newport News, VA Home Insurance Costs With Home Replacement Value Scenarios
|Scenario||Newport News, VA Home Replacement Value MORE than Home Value||Newport News, VA Home Replacement Value LESS than Home Value|
|Insurance Premium based on Replacement Value||$1,700||$975|
|Risk Exposure from Under Insuring Coverage||Unnecessary Home Insurance Coverage of $84,500||Risk Exposure from Under Insuring Coverage is $70,000|
|Premium Impact||Insurance cheaper by $325/year||Insurance costlier by $400/year|
Example Newport News Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
|Insurance Company||GEICO Insurance||Farmers Insurance||Chubb Group of Insurance|
|Home Details||2 Beds, 1 Baths||5 Beds, 3 Baths||4 Beds, 3 Baths|
|Deductible||$1000-$2500 Deductible||$1000-$2500 Deductible||$1000-$2500 Deductible|
Sample Home Insurance Rates for Newport News, VA from Consumer Reviews & Surveys
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoker/Non Smoker|
|1987||190,000||Asphalt Shingles Roof||1,550||2||$1000-$2500 Deductible||200||3||Stucco siding||No|
|2009||495,000||Slate Shingles Roof||4,720||5||$500- $1000 Deductible||370||2||Wood siding||yes|
|1963||215,000||Slate Shingles Roof||1,580||2||> $10,000 Deductible||80||1||Fiber-Cement Siding||yes|
|2004||305,000||Asphalt Shingles Roof||2,970||5||$2500-$5000 Deductible||320||3||Stone Siding||yes|
|1993||185,000||Composition Roof||1,680||2||$5000 to $10,000 Deductible||590||12||Brick siding||yes|
|2001||195,000||Composition Roof||1,650||2||$500- $1000 Deductible||460||5||Stucco siding||No|
|1997||380,000||Wood Shake Roof||3,850||5||$500- $1000 Deductible||1970||10||Vinyl siding||No|
|1962||445,000||Slate Shingles Roof||3,290||4||> $10,000 Deductible||80||1||Brick siding||No|
|1962||335,000||Slate Shingles Roof||2,860||4||$500- $1000 Deductible||1130||7||Vinyl siding||yes|
|1964||225,000||Metal Roof||2,290||3||$1000-$2500 Deductible||770||9||Fiber-Cement Siding||yes|
|1977||165,000||Composition Roof||1,220||2||$2500-$5000 Deductible||160||4||Stucco siding||No|
|1972||250,000||Shingles Roof||2,140||3||$2500-$5000 Deductible||500||6||Wood siding||yes|
|1996||245,000||Composition Roof||1,850||4||> $10,000 Deductible||240||4||Brick siding||yes|
|1983||345,000||Asphalt Shingles Roof||2,890||4||$5000 to $10,000 Deductible||260||3||Stucco siding||yes|
|1983||590,000||Tile Roof||4,340||5||$1000-$2500 Deductible||1500||8||Brick siding||No|
|1987||110,000||Metal Roof||1,050||2||$2500-$5000 Deductible||160||6||Brick siding||yes|
|1978||255,000||Metal Roof||2,370||3||$500- $1000 Deductible||300||4||Stucco siding||No|
|1977||240,000||Wood Shake Roof||1,790||5||$500 Deductible||640||7||Fiber-Cement Siding||yes|
|1973||245,000||Slate Shingles Roof||1,830||3||$1000-$2500 Deductible||580||7||Vinyl siding||yes|
|1979||455,000||Slate Shingles Roof||4,370||5||$500- $1000 Deductible||970||5||Stucco siding||No|
|1992||570,000||Composition Roof||4,690||5||$2500-$5000 Deductible||2810||12||Vinyl siding||No|
|2009||350,000||Membrane Roof||3,250||5||$5000 to $10,000 Deductible||400||5||Stucco siding||No|
|1998||200,000||Asphalt Shingles Roof||1,830||5||$5000 to $10,000 Deductible||290||6||Stucco siding||No|
|1987||280,000||Tile Roof||2,180||3||$500- $1000 Deductible||910||9||Brick siding||No|
|2002||120,000||Slate Shingles Roof||1,160||2||$2500-$5000 Deductible||370||12||Brick siding||yes|
|1970||150,000||Wood Shake Roof||1,453||3||$2500-$5000 Deductible||590||7||Stone Siding||No|