Newport News Insurance Rates:

Newport News, VA homeowners insurance is approximately $621 to $841, about $51-$70/month. Our exhaustive research indicates shoppers can save as much as $292 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I would definitely recommend all my family and friends to be part of this good company that is responsible for offering the best services for the home of the city
Travelers
I have found over the years the premiums were very reasonable and the customer service always responsive and polite.
Farmer's Insurance
One thing i don't particularly like about my insurance company is the rates. i feel that i pay significantly more than some of my friends who live in a similar neighborhood, in a similar sized house, in a similar part of town.
Geico
The customer service of this insurance company is always available and ready to help out. they are typically a phone call away.
Amica Mutual Insurance
They offer different ways to get in touch with them, through email, phone or chat which is nice to have many options depending on what I am looking to get done and the time I have.
State Farm
My insurance company is very easy to get in touch with and they are responsive to my calls and communication, and do so in a very timely manner.
Allstate
There is nothing at this time that I am not satisfied about, therefore
State Farm
It is very easy to navigate and professional looking. It is streamlined for efficiency and not cluttered with random pictures or quotes. It is very straightforward with the information it provides. It offers many options as well, so it covers all bases.
State Farm
I like them for having a website that recognized my zip code. And i don't interacting with people rather than doing everything on my own time at a computer.
State Farm
Because of my long history and multi-vehicle discounts, I do feel like I am getting a good deal. State Farm is very dependable.
Erie Insurance
They need to be more friendly, I want to feel like I'm talking to someone who cares about me, but they are able to answer my questions which are good
Allstate
Nothing really. Sometimes their prices may be up but its all for very good reasons.
Nationwide
I really like how easy nationwide is to use. I can do everything online. I don't need to call and be on hold. I can just log on and see everything.
Liberty Mutual
I would prefer if I got more discounts when I have a clean record. I don't see my bill decreasing too much yet, but I just started this last year with the company so who knows maybe they will send me some.
Geico
We feel rates are fair, and customer service is good. We've also checked complaint rates for this company, and are satisfied with them.
State Farm
Prices are probably a bit higher than the competition would be my guess. They could also make better use of a mobile and website as both are a bit outdated for today's needs.
Progressive
I can't compare it with another company if I have only used them as my insurance provider
Metlife
I have used Metlife for over 20 years. Their customer service has always been helpful and professional. My agent checks in yearly to review my policy. I rate them a 5
State Farm
I think State Farm is a top of the line company. I like their rates and I like the agent and his staff whom I have worked with. They are efficient and I feel I certainly get my money's worth. Not having to use the insurance would be fine, but it is there in case anything happens.
State Farm
It can sometimes take a while to get the correct answers to my question. I have an agent but when I have questions, they direct me to customer service. I feel that if you are my agent, you should be able to answer my questions.

Newport News, VA Homeowners Insurance By Home Value

Newport News, VA Home Value Total Homes % of Total Average Newport News, VA Homeowners Insurance
Less than $50,000 1,733 5.0% $87
$80,000 to $89,999 491 1.0% $299
$90,000 to $99,999 487 1.0% $336
$100,000 to $124,999 1,828 5.0% $387
$125,000 to $149,999 2,736 8.0% $482
$150,000 to $174,999 4,207 12.0% $570
$175,000 to $199,999 4,890 14.0% $665
$200,000 to $249,999 8,498 25.0% $796
$250,000 to $299,999 4,710 14.0% $972
$300,000 to $399,999 3,210 9.0% $1242

Top Home Insurance Agents Near Newport News, VA

Home Insurance Company Near Newport News, VA Homeowners Insurance Agency Near Newport News, VA Address
NA Owen Insurance Agency, Llc 507 N 4Th Avenue, Hopewell, VA, 23860
Travelers Insurance Agency Services Llc 23507 JERUSALEM RD, COURTLAND, VA, 23837
Allstate Logan Wease 107 Bulifants Blvd Ste C, Williamsburg, VA, 23188
Nationwide Robertson Insurance Agency Co. 3213 Virginia Beach Blvd, Virginia Beach, VA, 23452-5725
State Farm Ronnie Vigneault 211 E City Hall Ave Ste 14, Norfolk, VA, 23510-1727

Newport News, VA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Newport News, VA

Streets in Newport News Area Homeowners Insurance Cost
Polly Ct, Topsider Ct, Gunby Rd, Cameron Dr, Sea Pine Ln, Hardwick Rd, Garland Dr, Hughes Dr, Traverse Rd, Triton Ct$735
Lowry Pl, Dana Cir, Cherbourg Dr, 50th St, Mainsail Dr, Sandra Dr, Marina Ln, Patton Ave, Pendleton St, Lake Forest Dr$738
Wilson Ln, Sparrow Ct, Brookfield Dr, de Gaule St, Stony Ridge Ct, Radcliff Ln, Wilderness Way, State Rte 171, E Governor Dr, Sternberg Ave$None
Towne Square Dr, Miles Cary Rd, Westport Cres, Marcus Dr, Barney Ct, Spring Trace Ln, Owens Rd, Hudson Pl, Jacobs la, Milford Rd$771
Waverly Pl, Turlington Rd, Westover Rd, Morrison Ave, Commodore Dr E, Woodfin Rd, Loyal Ln, Belvedere Dr, Nantucket Pl, Nadine Pl$749
Cole Ln, Sheffield Way, May Ct, Monica Dr, State Rte 152, Westview Dr, Poindexter Pl, Ridgewood Pkwy, Brenda Rd, Industrial Park Dr$735
Henry Lee Rd, 14th St, Mistletoe Dr, Charles St, Tindall Ct, 13th St, Bernardine Dr, Meeting Rd, Lou-Mac Ct, Lighthouse Way$778
Center St, Belle Cir, Chandler Pl, Citation Dr, Pine Mill Ct, Spur Dr, Brighton Cir, Hancock Dr, Mandy Trl, Myles Ct$741
Wilmont Ln, 17th St, Finch Pl, Wreck Shoal Dr, Friedman Pl, Darrington Ct, Pennington Ave, Ashford Pl, Cedar Ave, 31st St$739
de Vol Dr, Drake Ct, Selkirk Dr, Wendwood Dr, Liberty Cir, S Cedar Ct, Gilford Ct, Lancaster Ln, Mac Neil Dr, Normill Lndg$740

Newport News, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newport News$109 to $111
Newport$114
Rushmere$110
Smithfield$112

Newport News, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newport district, Isle of Wight County, Virginia $95 $127 $190
Rushmere CDP, Virginia $92 $123 $184
Smithfield town, Virginia $94 $125 $188

Newport News, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newport News, VA4.0%12.3%
Newport3.21%12.83%
Rushmere4.99%15.91%
Smithfield3.41%13.51%

Newport News Renters Insurance as a Percentage of Rent

Newport News Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,103 3.0% $340
$200 to $299 1,073 3.0% $790
$300 to $499 1,594 4.0% $1240
$500 to $749 4,265 12.0% $1915
$750 to $999 9,980 30.0% $2665
$1,000 to $1,499 11,251 34.0% $3790
$1,500 or more 3,560 10.0% $5440

Newport News, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Newport News Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,200
Net Savings to Newport News Home Owner from High Deductible Plan $1,200

Newport News, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newport News, VA Home Replacement Value MORE than Home Value Newport News, VA Home Replacement Value LESS than Home Value
Replacement Value $361,500 $207,000
Insurance Premium based on Replacement Value $1,700 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,500 Risk Exposure from Under Insuring Coverage is $70,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Newport News Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 39135153
Year Built 198820001970
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newport News, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 235,000 Asphalt Shingles Roof 2,340 5 $2500-$5000 Deductible 260 4 Wood siding yes
1974 260,000 Wood Shake Roof 1,940 4 $500 Deductible 1090 12 Wood siding No
1967 240,000 Asphalt Shingles Roof 2,120 4 > $10,000 Deductible 140 3 Wood siding No
2006 210,000 Slate Shingles Roof 2,070 5 $500 Deductible 680 9 Wood siding yes
2007 235,000 Wood Shake Roof 2,520 4 > $10,000 Deductible 900 12 Stone Siding No
1987 190,000 Asphalt Shingles Roof 1,550 2 $1000-$2500 Deductible 200 3 Stucco siding No
2009 495,000 Slate Shingles Roof 4,720 5 $500- $1000 Deductible 370 2 Wood siding yes
1963 215,000 Slate Shingles Roof 1,580 2 > $10,000 Deductible 80 1 Fiber-Cement Siding yes
2004 305,000 Asphalt Shingles Roof 2,970 5 $2500-$5000 Deductible 320 3 Stone Siding yes
1993 185,000 Composition Roof 1,680 2 $5000 to $10,000 Deductible 590 12 Brick siding yes
2001 195,000 Composition Roof 1,650 2 $500- $1000 Deductible 460 5 Stucco siding No
1997 380,000 Wood Shake Roof 3,850 5 $500- $1000 Deductible 1970 10 Vinyl siding No
1962 445,000 Slate Shingles Roof 3,290 4 > $10,000 Deductible 80 1 Brick siding No
1962 335,000 Slate Shingles Roof 2,860 4 $500- $1000 Deductible 1130 7 Vinyl siding yes
1964 225,000 Metal Roof 2,290 3 $1000-$2500 Deductible 770 9 Fiber-Cement Siding yes
1977 165,000 Composition Roof 1,220 2 $2500-$5000 Deductible 160 4 Stucco siding No
1972 250,000 Shingles Roof 2,140 3 $2500-$5000 Deductible 500 6 Wood siding yes
1996 245,000 Composition Roof 1,850 4 > $10,000 Deductible 240 4 Brick siding yes
1983 345,000 Asphalt Shingles Roof 2,890 4 $5000 to $10,000 Deductible 260 3 Stucco siding yes
1983 590,000 Tile Roof 4,340 5 $1000-$2500 Deductible 1500 8 Brick siding No
1987 110,000 Metal Roof 1,050 2 $2500-$5000 Deductible 160 6 Brick siding yes
1978 255,000 Metal Roof 2,370 3 $500- $1000 Deductible 300 4 Stucco siding No
1977 240,000 Wood Shake Roof 1,790 5 $500 Deductible 640 7 Fiber-Cement Siding yes
1973 245,000 Slate Shingles Roof 1,830 3 $1000-$2500 Deductible 580 7 Vinyl siding yes
1979 455,000 Slate Shingles Roof 4,370 5 $500- $1000 Deductible 970 5 Stucco siding No
1992 570,000 Composition Roof 4,690 5 $2500-$5000 Deductible 2810 12 Vinyl siding No
2009 350,000 Membrane Roof 3,250 5 $5000 to $10,000 Deductible 400 5 Stucco siding No
1998 200,000 Asphalt Shingles Roof 1,830 5 $5000 to $10,000 Deductible 290 6 Stucco siding No
1987 280,000 Tile Roof 2,180 3 $500- $1000 Deductible 910 9 Brick siding No
2002 120,000 Slate Shingles Roof 1,160 2 $2500-$5000 Deductible 370 12 Brick siding yes
1970 150,000 Wood Shake Roof 1,453 3 $2500-$5000 Deductible 590 7 Stone Siding No

Find Visual Guide for Newport News, VA Home Insurance Buyers on Insurance Companies and Rates