Newport News Insurance Rates:

Newport News, VA homeowners insurance is approximately $621 to $841, about $51-$70/month. Our exhaustive research indicates shoppers can save as much as $292 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
I have found over the years the premiums were very reasonable and the customer service always responsive and polite.
Farmers Insurance
One thing i don't particularly like about my insurance company is the rates. i feel that i pay significantly more than some of my friends who live in a similar neighborhood, in a similar sized house, in a similar part of town.
Geico Home Insurance
The customer service of this insurance company is always available and ready to help out. they are typically a phone call away.

Newport News, VA Homeowners Insurance By Home Value

Newport News, VA Home Value Total Homes % of Total Average Newport News, VA Homeowners Insurance
Less than $50,000 1,733 5.0% $87
$80,000 to $89,999 491 1.0% $299
$90,000 to $99,999 487 1.0% $336
$100,000 to $124,999 1,828 5.0% $387
$125,000 to $149,999 2,736 8.0% $482
$150,000 to $174,999 4,207 12.0% $570
$175,000 to $199,999 4,890 14.0% $665
$200,000 to $249,999 8,498 25.0% $796
$250,000 to $299,999 4,710 14.0% $972
$300,000 to $399,999 3,210 9.0% $1242

Top Home Insurance Agents Near Newport News, VA

Home Insurance Company Near Newport News, VA Homeowners Insurance Agency Near Newport News, VA Address
NA Owen Insurance Agency, Llc 507 N 4Th Avenue, Hopewell, VA, 23860
Travelers Insurance Agency Services Llc 23507 JERUSALEM RD, COURTLAND, VA, 23837
Allstate Logan Wease 107 Bulifants Blvd Ste C, Williamsburg, VA, 23188
Nationwide Robertson Insurance Agency Co. 3213 Virginia Beach Blvd, Virginia Beach, VA, 23452-5725
State Farm Ronnie Vigneault 211 E City Hall Ave Ste 14, Norfolk, VA, 23510-1727

Cost Of Homeowners Insurance By Street Near Newport News, VA

Streets in Newport News Area Homeowners Insurance Cost
Polly Ct, Topsider Ct, Gunby Rd, Cameron Dr, Sea Pine Ln, Hardwick Rd, Garland Dr, Hughes Dr, Traverse Rd, Triton Ct$735
Lowry Pl, Dana Cir, Cherbourg Dr, 50th St, Mainsail Dr, Sandra Dr, Marina Ln, Patton Ave, Pendleton St, Lake Forest Dr$738
Wilson Ln, Sparrow Ct, Brookfield Dr, de Gaule St, Stony Ridge Ct, Radcliff Ln, Wilderness Way, State Rte 171, E Governor Dr, Sternberg Ave$None
Towne Square Dr, Miles Cary Rd, Westport Cres, Marcus Dr, Barney Ct, Spring Trace Ln, Owens Rd, Hudson Pl, Jacobs la, Milford Rd$771
Waverly Pl, Turlington Rd, Westover Rd, Morrison Ave, Commodore Dr E, Woodfin Rd, Loyal Ln, Belvedere Dr, Nantucket Pl, Nadine Pl$749
Cole Ln, Sheffield Way, May Ct, Monica Dr, State Rte 152, Westview Dr, Poindexter Pl, Ridgewood Pkwy, Brenda Rd, Industrial Park Dr$735
Henry Lee Rd, 14th St, Mistletoe Dr, Charles St, Tindall Ct, 13th St, Bernardine Dr, Meeting Rd, Lou-Mac Ct, Lighthouse Way$778
Center St, Belle Cir, Chandler Pl, Citation Dr, Pine Mill Ct, Spur Dr, Brighton Cir, Hancock Dr, Mandy Trl, Myles Ct$741
Wilmont Ln, 17th St, Finch Pl, Wreck Shoal Dr, Friedman Pl, Darrington Ct, Pennington Ave, Ashford Pl, Cedar Ave, 31st St$739
de Vol Dr, Drake Ct, Selkirk Dr, Wendwood Dr, Liberty Cir, S Cedar Ct, Gilford Ct, Lancaster Ln, Mac Neil Dr, Normill Lndg$740

Newport News, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Newport News$109 to $111
Newport$114
Rushmere$110
Smithfield$112

Newport News, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newport district, Isle of Wight County, Virginia $95 $127 $190
Rushmere CDP, Virginia $92 $123 $184
Smithfield town, Virginia $94 $125 $188

Newport News, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Newport News, VA4.0%12.3%
Newport3.21%12.83%
Rushmere4.99%15.91%
Smithfield3.41%13.51%

Newport News Renters Insurance as a Percentage of Rent

Newport News Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,103 3.0% $340
$200 to $299 1,073 3.0% $790
$300 to $499 1,594 4.0% $1240
$500 to $749 4,265 12.0% $1915
$750 to $999 9,980 30.0% $2665
$1,000 to $1,499 11,251 34.0% $3790
$1,500 or more 3,560 10.0% $5440

Newport News, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Newport News Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,200
Net Savings to Newport News Home Owner from High Deductible Plan $1,200

Newport News, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Newport News, VA Home Replacement Value MORE than Home Value Newport News, VA Home Replacement Value LESS than Home Value
Replacement Value $361,500 $207,000
Insurance Premium based on Replacement Value $1,700 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,500 Risk Exposure from Under Insuring Coverage is $70,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $400/year

Example Newport News Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceChubb Group of Insurance
Monthly Premium 39135153
Year Built 198820001970
Home Details 2 Beds, 1 Baths5 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Newport News, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 110,000 Metal Roof 1,050 2 $2500-$5000 Deductible 160 6 Brick siding yes
1978 255,000 Metal Roof 2,370 3 $500- $1000 Deductible 300 4 Stucco siding No
1977 240,000 Wood Shake Roof 1,790 5 $500 Deductible 640 7 Fiber-Cement Siding yes
1973 245,000 Slate Shingles Roof 1,830 3 $1000-$2500 Deductible 580 7 Vinyl siding yes
1979 455,000 Slate Shingles Roof 4,370 5 $500- $1000 Deductible 970 5 Stucco siding No
1992 570,000 Composition Roof 4,690 5 $2500-$5000 Deductible 2810 12 Vinyl siding No
2009 350,000 Membrane Roof 3,250 5 $5000 to $10,000 Deductible 400 5 Stucco siding No
1998 200,000 Asphalt Shingles Roof 1,830 5 $5000 to $10,000 Deductible 290 6 Stucco siding No
1987 280,000 Tile Roof 2,180 3 $500- $1000 Deductible 910 9 Brick siding No
2002 120,000 Slate Shingles Roof 1,160 2 $2500-$5000 Deductible 370 12 Brick siding yes
1970 150,000 Wood Shake Roof 1,453 3 $2500-$5000 Deductible 590 7 Stone Siding No